63/100B197.120
USD
1.26
(0.64%)
Post Trading·197.990USD+0.870(+0.44%)
Fair valueNot reliable
Q4 FY2026 · Earnings report
EPS estimate 4.86Revenue estimate 16.60B
Q4 FY2026 · Earnings report
EPS estimate 4.86Revenue estimate 16.60B
Capital One Financial total debt 1994–2026What is the debt to equity ratio? Debt to equity is a company's total debt divided by its shareholders' equity: how much it has borrowed for each dollar its owners have in the business.
Capital One Financial's total debt was 49.77B USD on 30 September 2026, down 3.3% on a year before. At the end of fiscal year 2025 it was 51.00B USD.
Last updated 10 Nov 2026 · Next report 28 Jan 2027
Total debt
Growth
| Fiscal year | Period ending | Total debt | Growth | Cash and short-term investments | Net cash | Debt to equity |
|---|---|---|---|---|---|---|
| Latest quarter | 30 Sept 2026 | 49.77B | -3.32% | 138.66B | 88.89B | 0.45 |
| FY2025 | 31 Dec 2025 | 51.00B | +11.96% | 61.71B | 10.71B | 0.45 |
| FY2024 | 31 Dec 2024 | 45.55B | -8.63% | 47.08B | 1.53B | 0.75 |
| FY2023 | 31 Dec 2023 | 49.86B | +2.27% | 122.41B | 72.56B | 0.86 |
| FY2022 | 31 Dec 2022 | 48.75B | +13.14% | 107.78B | 59.03B | 0.93 |
| FY2021 | 31 Dec 2021 | 43.09B | +6.28% | 117.01B | 73.92B | 0.71 |
| FY2020 | 31 Dec 2020 | 40.54B | -27.22% | 140.95B | 100.42B | 0.67 |
| FY2019 | 31 Dec 2019 | 55.70B | -5.45% | 92.62B | 36.92B | 0.96 |
| FY2018 | 31 Dec 2018 | 58.91B | -2.28% | 59.34B | 431.00M | 1.14 |
| FY2017 | 31 Dec 2017 | 60.28B | -0.35% | 51.70B | -8.59B | 1.24 |
| FY2016 | 31 Dec 2016 | 60.49B | +2.33% | 50.71B | -9.78B | 1.27 |
| FY2015 | 31 Dec 2015 | 59.12B | +21.99% | 47.08B | -12.03B | 1.25 |
| FY2014 | 31 Dec 2014 | 48.46B | +19.19% | 46.75B | -1.71B | 1.08 |
| FY2013 | 31 Dec 2013 | 40.65B | -18.55% | 48.09B | 7.44B | 0.97 |
| FY2012 | 31 Dec 2012 | 49.91B | -1.35% | 75.04B | 25.13B | 1.23 |
| FY2011 | 31 Dec 2011 | 50.60B | +0.30% | 44.60B | -6.00B | 1.71 |
| FY2010 | 31 Dec 2010 | 50.45B | +67.82% | 46.79B | -3.66B | 1.90 |
| FY2009 | 31 Dec 2009 | 30.06B | -7.00% | 47.52B | 17.46B | 1.13 |
| FY2008 | 31 Dec 2008 | 32.32B | -13.87% | 38.49B | 6.17B | 1.21 |
| FY2007 | 31 Dec 2007 | 37.53B | +10.43% | 24.60B | -12.92B | 1.54 |
| FY2006 | 31 Dec 2006 | 33.98B | +52.54% | 20.11B | -13.87B | 1.35 |
| FY2005 | 31 Dec 2005 | 22.28B | +34.92% | 18.32B | -3.96B | 1.58 |
| FY2004 | 31 Dec 2004 | 16.51B | +11.47% | 1.41B | -15.10B | 1.97 |
| FY2003 | 31 Dec 2003 | 14.81B | +24.16% | 1.98B | -12.83B | 2.45 |
| FY2002 | 31 Dec 2002 | 11.93B | +27.86% | 918.78M | -11.01B | 2.58 |
| FY2001 | 31 Dec 2001 | 9.33B | +33.74% | 707.24M | -8.62B | 2.81 |
| FY2000 | 31 Dec 2000 | 6.98B | +0.22% | 236.71M | -6.74B | 3.55 |
| FY1999 | 31 Dec 1999 | 6.96B | +26.99% | 246.50M | -6.71B | 4.59 |
| FY1998 | 31 Dec 1998 | 5.48B | +21.10% | 300.20M | -5.18B | 4.31 |
| FY1997 | 31 Dec 1997 | 4.53B | +0.03% | 237.70M | -4.29B | 5.07 |
| FY1996 | 31 Dec 1996 | 4.53B | +37.06% | 529.00M | -4.00B | 6.11 |
| FY1995 | 31 Dec 1995 | 3.30B | +60.07% | 872.50M | -2.43B | 5.51 |
| FY1994 | 31 Dec 1994 | 2.06B | — | 506.00M | -1.56B | 4.35 |
| Quarter | Period ending | Total debt | Growth on a year before | Cash and short-term investments | Net cash | Debt to equity |
|---|---|---|---|---|---|---|
| Q3 FY2026 | 30 Sept 2026 | 49.77B | -3.32% | 138.66B | 88.89B | 0.45 |
| Q2 FY2026 | 30 Jun 2026 | 45.37B | -13.85% | 56.74B | 11.37B | 0.40 |
| Q1 FY2026 | 31 Mar 2026 | 50.54B | +21.00% | 168.81B | 118.26B | 0.45 |
| Q4 FY2025 | 31 Dec 2025 | 51.00B | +11.96% | 61.71B | 10.71B | 0.45 |
| Q3 FY2025 | 30 Sept 2025 | 51.48B | +4.35% | 59.04B | 7.56B | 0.45 |
| Q2 FY2025 | 30 Jun 2025 | 52.67B | +9.82% | 63.14B | 10.48B | 0.47 |
| Q1 FY2025 | 31 Mar 2025 | 41.77B | -17.05% | 52.88B | 11.11B | 0.66 |
| Q4 FY2024 | 31 Dec 2024 | 45.55B | -8.63% | 47.08B | 1.53B | 0.75 |
| Q3 FY2024 | 30 Sept 2024 | 49.34B | +0.18% | 53.49B | 4.16B | 0.78 |
| Q2 FY2024 | 30 Jun 2024 | 47.96B | -4.58% | 50.22B | 2.26B | 0.83 |
| Q1 FY2024 | 31 Mar 2024 | 50.36B | +3.25% | 53.79B | 3.43B | 0.87 |
| Q4 FY2023 | 31 Dec 2023 | 49.86B | +2.27% | 122.41B | 72.56B | 0.86 |
| Q3 FY2023 | 30 Sept 2023 | 49.25B | -9.82% | 47.02B | -2.23B | 0.92 |
| Q2 FY2023 | 30 Jun 2023 | 50.26B | -14.73% | 42.81B | -7.45B | 0.92 |
| Q1 FY2023 | 31 Mar 2023 | 48.78B | +7.54% | 47.40B | -1.38B | 0.89 |
| Q4 FY2022 | 31 Dec 2022 | 48.75B | +13.14% | 107.78B | 59.03B | 0.93 |
| Q3 FY2022 | 30 Sept 2022 | 54.61B | +45.61% | 25.31B | -29.30B | 1.07 |
| Q2 FY2022 | 30 Jun 2022 | 58.94B | +62.17% | 25.95B | -32.99B | 1.10 |
| Q1 FY2022 | 31 Mar 2022 | 45.36B | +17.97% | 32.94B | -12.42B | 0.81 |
| Q4 FY2021 | 31 Dec 2021 | 43.09B | +6.28% | 117.01B | 73.92B | 0.71 |
| Q3 FY2021 | 30 Sept 2021 | 37.50B | -12.37% | 32.65B | -4.85B | 0.59 |
| Q2 FY2021 | 30 Jun 2021 | 36.34B | -19.06% | 36.94B | 601.00M | 0.56 |
| Q1 FY2021 | 31 Mar 2021 | 38.45B | -30.95% | 51.45B | 13.00B | 0.63 |
| Q4 FY2020 | 31 Dec 2020 | 40.54B | -27.22% | 140.95B | 100.42B | 0.67 |
| Q3 FY2020 | 30 Sept 2020 | 42.80B | -14.66% | 44.51B | 1.72B | 0.73 |
| Q2 FY2020 | 30 Jun 2020 | 44.90B | -8.80% | 56.09B | 11.19B | 0.80 |
| Q1 FY2020 | 31 Mar 2020 | 55.68B | +10.57% | 25.44B | -30.24B | 0.98 |
| Q4 FY2019 | 31 Dec 2019 | 55.70B | -5.45% | 92.62B | 36.92B | 0.96 |
| Q3 FY2019 | 30 Sept 2019 | 50.15B | -3.94% | 17.59B | -32.56B | 0.86 |
| Q2 FY2019 | 30 Jun 2019 | 49.23B | -7.65% | 15.96B | -33.27B | 0.88 |
| Q1 FY2019 | 31 Mar 2019 | 50.36B | -0.66% | 63.36B | 13.00B | 0.94 |
| Q4 FY2018 | 31 Dec 2018 | 58.91B | -2.28% | 59.34B | 431.00M | 1.14 |
| Q3 FY2018 | 30 Sept 2018 | 52.21B | -12.20% | 58.27B | 6.06B | 1.03 |
| Q2 FY2018 | 30 Jun 2018 | 53.31B | +6.72% | 62.96B | 9.65B | 1.07 |
| Q1 FY2018 | 31 Mar 2018 | 50.69B | +4.65% | 61.16B | 10.47B | 1.03 |
| Q4 FY2017 | 31 Dec 2017 | 60.28B | -0.35% | 51.70B | -8.59B | 1.24 |
| Q3 FY2017 | 30 Sept 2017 | 59.46B | -0.61% | 48.23B | -11.23B | 1.19 |
| Q2 FY2017 | 30 Jun 2017 | 49.95B | -15.59% | 47.84B | -2.12B | 1.02 |
| Q1 FY2017 | 31 Mar 2017 | 48.44B | -4.08% | 50.58B | 2.14B | 1.01 |
| Q4 FY2016 | 31 Dec 2016 | 60.49B | +2.33% | 50.71B | -9.78B | 1.27 |
| Q3 FY2016 | 30 Sept 2016 | 59.82B | +39.84% | 50.61B | -9.22B | 1.24 |
| Q2 FY2016 | 30 Jun 2016 | 59.18B | +29.31% | 47.11B | -12.07B | 1.23 |
| Q1 FY2016 | 31 Mar 2016 | 50.50B | +23.08% | 45.33B | -5.17B | 1.06 |
| Q4 FY2015 | 31 Dec 2015 | 59.12B | +21.99% | 47.08B | -12.03B | 1.25 |
| Q3 FY2015 | 30 Sept 2015 | 42.78B | +1.27% | 46.27B | 3.49B | 0.90 |
| Q2 FY2015 | 30 Jun 2015 | 45.77B | +17.01% | 46.29B | 526.00M | 0.98 |
| Q1 FY2015 | 31 Mar 2015 | 41.03B | +36.23% | 48.21B | 7.18B | 0.90 |
| Q4 FY2014 | 31 Dec 2014 | 48.46B | +19.19% | 46.75B | -1.71B | 1.08 |
| Q3 FY2014 | 30 Sept 2014 | 42.24B | +32.65% | 45.81B | 3.57B | 0.96 |
| Q2 FY2014 | 30 Jun 2014 | 39.11B | +7.96% | 47.85B | 8.73B | 0.89 |
| Q1 FY2014 | 31 Mar 2014 | 30.12B | -19.67% | 46.90B | 16.79B | 0.70 |
| Q4 FY2013 | 31 Dec 2013 | 40.65B | -18.55% | 48.09B | 7.44B | 0.97 |
| Q3 FY2013 | 30 Sept 2013 | 31.85B | -17.02% | 48.85B | 17.01B | 0.76 |
| Q2 FY2013 | 30 Jun 2013 | 36.23B | +1.00% | 67.26B | 31.02B | 0.88 |
| Q1 FY2013 | 31 Mar 2013 | 37.49B | +14.01% | 70.71B | 33.22B | 0.91 |
| Q4 FY2012 | 31 Dec 2012 | 49.91B | -1.35% | 75.04B | 25.13B | 1.23 |
| Q3 FY2012 | 30 Sept 2012 | 38.38B | +11.84% | 5.97B | -32.41B | 0.97 |
| Q2 FY2012 | 30 Jun 2012 | 35.87B | -4.93% | 5.98B | -29.90B | 0.96 |
| Q1 FY2012 | 31 Mar 2012 | 32.89B | -17.37% | 30.66B | -2.23B | 0.89 |
| Q4 FY2011 | 31 Dec 2011 | 50.60B | +0.30% | 44.60B | -6.00B | 1.71 |
| Q3 FY2011 | 30 Sept 2011 | 34.32B | -22.60% | 6.36B | -27.96B | 1.17 |
| Q2 FY2011 | 30 Jun 2011 | 37.74B | -21.41% | 6.64B | -31.09B | 1.32 |
| Q1 FY2011 | 31 Mar 2011 | 39.80B | -24.44% | 7.97B | -31.83B | 1.44 |
| Q4 FY2010 | 31 Dec 2010 | 50.45B | +67.82% | 46.79B | -3.66B | 1.90 |
| Q3 FY2010 | 30 Sept 2010 | 44.33B | +107.80% | 4.94B | -39.39B | 1.70 |
| Q2 FY2010 | 30 Jun 2010 | 48.02B | +105.62% | 5.20B | -42.82B | 1.90 |
| Q1 FY2010 | 31 Mar 2010 | 52.67B | +130.33% | 7.50B | -45.17B | 2.16 |
| Q4 FY2009 | 31 Dec 2009 | 30.06B | -7.00% | 47.52B | 17.46B | 1.13 |
| Q3 FY2009 | 30 Sept 2009 | 21.33B | -11.99% | 4.13B | -17.21B | 0.81 |
| Q2 FY2009 | 30 Jun 2009 | 23.35B | -16.02% | 4.77B | -18.58B | 0.92 |
| Q1 FY2009 | 31 Mar 2009 | 22.87B | -27.42% | 7.75B | -15.11B | 0.86 |
| Q4 FY2008 | 31 Dec 2008 | 32.32B | -13.87% | 38.49B | 6.17B | 1.21 |
| Q3 FY2008 | 30 Sept 2008 | 24.24B | -27.65% | 5.62B | -18.62B | 0.95 |
| Q2 FY2008 | 30 Jun 2008 | 27.81B | -7.01% | 4.52B | -23.28B | 1.12 |
| Q1 FY2008 | 31 Mar 2008 | 31.51B | +6.16% | 4.83B | -26.68B | 1.28 |
| Q4 FY2007 | 31 Dec 2007 | 37.53B | +10.43% | 24.60B | -12.92B | 1.54 |
| Q3 FY2007 | 30 Sept 2007 | 33.51B | +27.30% | 4.45B | -29.06B | 1.35 |
| Q2 FY2007 | 30 Jun 2007 | 29.90B | +33.94% | 7.05B | -22.86B | 1.19 |
| Q1 FY2007 | 31 Mar 2007 | 29.68B | +33.27% | 11.43B | -18.26B | 1.14 |
| Q4 FY2006 | 31 Dec 2006 | 33.98B | +52.54% | 20.11B | -13.87B | 1.35 |
| Q3 FY2006 | 30 Sept 2006 | 26.32B | +44.11% | 5.60B | -20.72B | 1.58 |
| Q2 FY2006 | 30 Jun 2006 | 22.33B | +36.26% | 2.60B | -19.73B | 1.40 |
| Q1 FY2006 | 31 Mar 2006 | 22.27B | +30.09% | 5.30B | -16.97B | 1.47 |
| Q4 FY2005 | 31 Dec 2005 | 22.28B | +34.92% | 18.32B | -3.96B | 1.58 |
| Q3 FY2005 | 30 Sept 2005 | 18.27B | +18.15% | 4.60B | -13.66B | 1.65 |
| Q2 FY2005 | 30 Jun 2005 | 16.39B | +4.95% | 2.59B | -13.80B | 1.57 |
| Q1 FY2005 | 31 Mar 2005 | 17.12B | +10.60% | 1.22B | -15.90B | 1.91 |
| Q4 FY2004 | 31 Dec 2004 | 16.51B | +11.47% | 1.41B | -15.10B | 1.97 |
| Q3 FY2004 | 30 Sept 2004 | 15.46B | +11.55% | 1.44B | -14.02B | 1.95 |
| Q2 FY2004 | 30 Jun 2004 | 15.61B | +27.72% | 1.72B | -13.89B | 2.16 |
| Q1 FY2004 | 31 Mar 2004 | 15.48B | +32.37% | 1.77B | -13.71B | 2.26 |
| Q4 FY2003 | 31 Dec 2003 | 14.81B | +24.16% | 1.98B | -12.83B | 2.45 |
| Q3 FY2003 | 30 Sept 2003 | 13.86B | +13.59% | 1.30B | -12.56B | 2.46 |
| Q2 FY2003 | 30 Jun 2003 | 12.22B | +14.67% | 3.20B | -9.03B | 2.30 |
| Q1 FY2003 | 31 Mar 2003 | 11.69B | +13.50% | 1.44B | -10.25B | 2.37 |
| Q4 FY2002 | 31 Dec 2002 | 11.93B | +27.86% | 918.78M | -11.01B | 2.58 |
| Q3 FY2002 | 30 Sept 2002 | 12.20B | +67.76% | 733.04M | -11.47B | 2.81 |
| Q2 FY2002 | 30 Jun 2002 | 10.66B | +50.61% | 1.13B | -9.54B | 2.66 |
| Q1 FY2002 | 31 Mar 2002 | 10.30B | +49.61% | 469.06M | -9.83B | 2.80 |
| Q4 FY2001 | 31 Dec 2001 | 9.33B | +33.74% | 707.24M | -8.62B | 2.81 |
| Q3 FY2001 | 30 Sept 2001 | 7.27B | +4.79% | 532.63M | -6.74B | 2.44 |
| Q2 FY2001 | 30 Jun 2001 | 7.08B | +1.85% | 236.74M | -6.84B | 2.58 |
| Q1 FY2001 | 31 Mar 2001 | 6.89B | +19.24% | 789.91M | -6.10B | 2.81 |
| Q4 FY2000 | 31 Dec 2000 | 6.98B | +0.22% | 236.71M | -6.74B | 3.55 |
| Q3 FY2000 | 30 Sept 2000 | 6.94B | +27.49% | 222.47M | -6.72B | 3.91 |
| Q2 FY2000 | 30 Jun 2000 | 6.95B | — | 189.23M | -6.76B | 4.22 |
| Q1 FY2000 | 31 Mar 2000 | 5.77B | -1.78% | 198.58M | -5.58B | 3.72 |
| Q4 FY1999 | 31 Dec 1999 | 6.96B | +26.99% | 246.50M | -6.71B | 4.59 |
| Q3 FY1999 | 30 Sept 1999 | 5.44B | +5.31% | 113.40M | -5.33B | 3.79 |
| Q2 FY1999 | 15 Jun 1999 | 5.99B | +25.69% | 98.20M | -5.90B | 4.27 |
| Q1 FY1999 | 31 Mar 1999 | 5.88B | +28.22% | 47.30M | -5.83B | 4.46 |
| Q4 FY1998 | 31 Dec 1998 | 5.48B | +21.10% | 300.20M | -5.18B | 4.31 |
| Q3 FY1998 | 30 Sept 1998 | 5.17B | +31.55% | 413.00M | -4.76B | 4.42 |
| Q2 FY1998 | 30 Jun 1998 | 4.77B | +17.39% | 39.40M | -4.73B | 4.46 |
| Q1 FY1998 | 31 Mar 1998 | 4.59B | +11.19% | 142.10M | -4.44B | 4.64 |
| Q4 FY1997 | 31 Dec 1997 | 4.53B | +0.03% | 237.70M | -4.29B | 5.07 |
| Q3 FY1997 | 30 Sept 1997 | 3.93B | -10.28% | 232.60M | -3.70B | 4.67 |
| Q2 FY1997 | 30 Jun 1997 | 4.06B | +13.05% | 453.10M | -3.61B | 4.95 |
| Q1 FY1997 | 31 Mar 1997 | 4.12B | +44.68% | 677.00M | -3.45B | 5.30 |
| Q4 FY1996 | 31 Dec 1996 | 4.53B | +37.06% | 529.00M | -4.00B | 6.11 |
| Q3 FY1996 | 30 Sept 1996 | 4.38B | +27.42% | 781.50M | -3.60B | 6.24 |
| Q2 FY1996 | 30 Jun 1996 | 3.59B | +32.77% | 842.10M | -2.75B | 5.41 |
| Q1 FY1996 | 31 Mar 1996 | 2.85B | +14.88% | 779.30M | -2.07B | 4.53 |
| Q4 FY1995 | 31 Dec 1995 | 3.30B | +60.07% | 872.50M | -2.43B | 5.51 |
| Q3 FY1995 | 30 Sept 1995 | 3.44B | — | 1.50B | -1.94B | 6.13 |
| Q2 FY1995 | 30 Jun 1995 | 2.71B | — | 1.08B | -1.62B | 5.09 |
| Q1 FY1995 | 31 Mar 1995 | 2.48B | — | 925.00M | -1.56B | 4.96 |
| Q4 FY1994 | 31 Dec 1994 | 2.06B | — | 506.00M | -1.56B | 4.35 |
Figures in USD at the end of each period. Net cash is cash and short-term investments less total debt; book value per share is on the diluted share count. The latest column is the most recent quarter.
Total debt counts commercial paper, term debt and lease liabilities.
See also:Revenue,Net income,EPS,Shares outstanding,Operating income,Cash on hand,Free cash flow,Stock buybacks,Balance sheet
Common questions about Capital One Financial's debt
Source: Financial Modeling Prep