COF

Capital One Financial
D

COF

Arincen63/100B

Capital One Financial company profile

CEO
Richard D. Fairbank
Employees
77,500
Headquarters
1680 Capital One Drive, McLean, VA 22102, US
Sector
Financial Services
Industry
Financial - Credit Services
IPO date
16 Nov 1994
Stock exchange
NYSE
ISIN
US14040H1059

Website:capitalone.com

About the company

Capital One Financial Corporation, identified by its ticker COF, operates as a prominent financial services holding company. It oversees essential subsidiaries such as Capital One Bank (USA), National Association, and Capital One, National Association, which collectively offer a broad spectrum of financial products and services throughout the United States, Canada, and the United Kingdom. The company structures its extensive operations into three core divisions: Credit Card, Consumer Banking, and Commercial Banking. Clients can utilize various deposit instruments, including checking accounts, money market accounts, negotiable order of withdrawal (NOW) accounts, savings accounts, and time deposits. Capital One's lending solutions are equally comprehensive, encompassing credit card financing, personal auto and retail banking loans, as well as significant commercial and multifamily real estate loans, and broader commercial and industrial credit facilities. Furthermore, the corporation provides credit and debit card issuance, robust online direct banking capabilities, and specialized treasury management and custodial services. Capital One serves a diverse clientele that includes individual consumers, small enterprises, and large commercial entities. It reaches these customers through a multi-channel approach, leveraging digital platforms, traditional physical branches, innovative café locations, and other distribution points, particularly within key states like New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Established in 1988, Capital One Financial Corporation maintains its primary executive offices in McLean, Virginia.

Employees

Capital One Financial had about 76,300 employees at the end of fiscal year 2025 (31 December 2025), by its annual report. That is 45.1% more than a year before.

Employees Change on the year
Fiscal yearEmployeesChange on the yearRevenue per employeeNet income per employee
FY202576,300+45.06%700.31K USD32.15K USD
FY202452,600+1.18%743.57K USD90.30K USD
FY202351,987-7.07%707.62K USD94.00K USD
FY202255,943+10.20%612.23K USD131.56K USD
FY202150,767-2.34%599.50K USD244.06K USD
FY202051,985+0.16%548.68K USD52.21K USD
FY201951,900+9.03%550.92K USD106.86K USD
FY201847,600-3.45%579.35K USD126.37K USD
FY201749,300+4.23%552.47K USD40.20K USD
FY201647,300+4.19%539.13K USD79.30K USD
FY201545,400-1.30%515.70K USD89.21K USD
FY201446,000+9.65%484.57K USD96.26K USD
FY201341,951+5.96%533.57K USD103.38K USD
FY201239,593+25.52%525.40K USD93.93K USD
FY201131,542+13.35%516.11K USD99.77K USD
FY201027,826-0.62%581.15K USD98.58K USD
FY200928,000+8.53%463.68K USD31.56K USD
FY200825,800-4.44%536.40K USD-1.78K USD
FY200727,000-15.09%536.25K USD58.16K USD
FY200631,800+51.43%380.27K USD75.93K USD
FY200521,000+45.02%478.02K USD86.15K USD
FY200414,481-18.46%612.64K USD106.59K USD
FY200317,760-5.32%461.77K USD63.96K USD
FY200218,757-13.35%436.42K USD47.96K USD
FY200121,648+12.47%287.04K USD29.65K USD
FY200019,247+36.46%245.13K USD24.40K USD
FY199914,104+40.02%242.84K USD25.74K USD
FY199810,073+75.98%216.73K USD27.32K USD
FY19975,724+3.10%253.70K USD33.09K USD
FY19965,552—203.33K USD27.97K USD

Employees at each fiscal year end, as the company reports them in its annual report (10-K); revenue and net income per employee are the fiscal year's over that count.

Who owns Capital One Financial

Institutions such as funds, banks and insurers held 87.3% of Capital One Financial's shares on 30 June 2026, 2,225 of them reporting holdings to the SEC; the rest is held by individual investors and other shareholders.

Institutions 87.3%Other shareholders 12.7%

Shares free to trade

Free float 594.76M shares ·98.9% Closely held 6.77M shares ·1.1%

Closely held shares belong to insiders, founders and owners of more than 5%, and seldom change hands. The free float is the rest: the shares anyone can buy and sell.

Common questions about Capital One Financial

Source: Financial Modeling Prep