63/100BCapital One Financial stock forecast 2026–2030What is an analyst price target? A price target is the price an analyst expects a stock to reach in 12 months. Arincen shows the average, high and low targets and the upside to the average.
Analysts' average 12-month price target for Capital One Financial is 252.89, 28.3% above the current price of 197.12. Their targets range from 229.00 to 280.00.
Of the 17 firms that rated Capital One Financial in the past 12 months, 16 rate it buy or strong buy, 1 hold and 0 sell or strong sell (each firm at its latest rating): a Strong buy consensus.
Analysts' 1-year price targets range from 229.00 to 280.00, with an average of 252.89.
| Buy | 16 | |
| Hold | 1 | |
| Sell | 0 |
12-month price target
| Highest target | 280.00 |
| Average target | 252.89 |
| Lowest target | 229.00 |
| Current price | 197.12 |
Capital One Financial price target historyWhat is an analyst price target? A price target is the price an analyst expects a stock to reach in 12 months. Arincen shows the average, high and low targets and the upside to the average.
Have analysts recently raised or lowered their Capital One Financial price target and rating?
How analysts rate Capital One Financial, month by monthWhat is the analyst rating? The analyst rating sums up what the analysts covering a stock recommend, from strong buy to strong sell, by the share of them rating it a buy.
16 of 17 firms rate it buy now, against 12 of 14 in December 2025.
Each month: every firm at its latest rating from the 12 months before. Strong buys count as buys, strong sells as sells.
Capital One Financial analyst upgrades, downgrades and price targets
The latest rating change came on 13 July 2026, when HSBC upgraded Capital One Financial from Hold to Buy. The most recent new target came from Evercore ISI on 27 October 2026: 230.00.
| Date | Firm | Rating | Price target | Change | Price then |
|---|---|---|---|---|---|
| 27 Oct 2026 | Evercore ISI John Pancari | — | 220.00 → 230.00 | +4.5% | 202.35 |
| 21 Oct 2026 | Capital One Financial | — | 238.00 → 252.00 | +5.9% | 209.30 |
| 21 Oct 2026 | Piper Sandler Bill Carcache | Reiterated · Overweight | 260.00 → 269.00 | +3.5% | 201.56 |
| 21 Oct 2026 | Capital One Financial | — | 219.00 → 238.00 | +8.7% | 201.56 |
| 8 Oct 2026 | Capital One Financial | — | 231.00 → 219.00 | -5.2% | 199.40 |
| 5 Oct 2026 | Barclays | Reiterated · Overweight | 240.00 → 237.00 | -1.2% | 194.72 |
| 1 Oct 2026 | Evercore ISI | Reiterated · Outperform | 290.00 → 220.00 | -24.1% | 193.07 |
| 28 Sept 2026 | Piper Sandler | Reiterated · Overweight | 254.00 → 260.00 | +2.4% | 200.20 |
| 25 Aug 2026 | Wolfe Research | Reiterated · Outperform | 270.00 → 275.00 | +1.9% | 216.27 |
| 20 Aug 2026 | Deutsche Bank | — | 256.00 → 245.00 | -4.3% | 215.34 |
| 3 Aug 2026 | UBS Erika Najarian | Reiterated · Buy | 266.00 → 280.00 | +5.3% | 216.64 |
| 22 Jul 2026 | Barclays | Reiterated · Overweight | 242.00 → 240.00 | -0.8% | 206.22 |
| 13 Jul 2026 | HSBC | Upgraded · Hold → Buy | — | — | — |
| 12 Jul 2026 | HSBC Saul Martinez | — | 218.00 → 229.00 | +5.0% | 201.52 |
| 9 Jul 2026 | Capital One Financial | — | 213.00 → 231.00 | +8.5% | 191.95 |
| 7 Jul 2026 | Barclays | — | 287.00 → 242.00 | -15.7% | 206.50 |
| 30 Jun 2026 | BTIG | Reiterated · Buy | 259.00 | — | 202.28 |
| 30 Jun 2026 | Piper Sandler | Upgraded · Neutral → Overweight | — | — | — |
| 29 Jun 2026 | Piper Sandler | — | 254.00 | — | 202.28 |
| 23 Apr 2026 | Truist Financial Brian Foran | Reiterated · Buy | 275.00 → 255.00 | -7.3% | 199.43 |
| 16 Apr 2026 | Morgan Stanley | Reiterated · Overweight | 300.00 → 273.00 | -9.0% | 202.37 |
| 10 Apr 2026 | RBC Capital Jon Arfstrom | — | 275.00 → 235.00 | -14.5% | 191.71 |
| 9 Apr 2026 | Wells Fargo | Reiterated · Overweight | 280.00 → 260.00 | -7.1% | 194.73 |
| 9 Apr 2026 | Capital One Financial | — | 270.00 → 213.00 | -21.1% | 194.73 |
| 9 Apr 2026 | JP Morgan | Upgraded · Neutral → Overweight | — | — | — |
| 16 Mar 2026 | Jefferies John Hecht | — | 300.00 | — | 180.85 |
| 26 Jan 2026 | Truist Financial | — | 290.00 → 275.00 | -5.2% | 220.17 |
| 26 Jan 2026 | Barclays | Reiterated · Overweight | 294.00 → 287.00 | -2.4% | 217.30 |
| 23 Jan 2026 | Deutsche Bank | — | 256.00 | — | 222.17 |
| 23 Jan 2026 | Capital One Financial | — | 308.00 → 270.00 | -12.3% | 235.07 |
| 20 Jan 2026 | Morgan Stanley | Reiterated · Overweight | 280.00 → 300.00 | +7.1% | 234.39 |
| 12 Jan 2026 | RBC Capital | — | 190.00 → 275.00 | +44.7% | 231.51 |
| 6 Jan 2026 | Evercore ISI | — | 255.00 → 290.00 | +13.7% | 255.27 |
| 6 Jan 2026 | Goldman Sachs Ryan Nash | — | 300.00 | — | 250.51 |
| 6 Jan 2026 | Barclays | Reiterated · Overweight | 271.00 → 294.00 | +8.5% | 250.51 |
| 5 Jan 2026 | Wells Fargo Donald Fandetti | Reiterated · Overweight | 280.00 | — | 251.94 |
| 26 Dec 2025 | Capital One Financial | — | 268.00 → 308.00 | +14.9% | 248.45 |
| 22 Dec 2025 | Truist Financial | Reiterated · Buy | 225.00 → 290.00 | +28.9% | 246.11 |
| 16 Dec 2025 | Morgan Stanley | — | 267.00 → 280.00 | +4.9% | 240.59 |
| 15 Dec 2025 | Capital One Financial Mihir Bhatia | — | 261.00 → 268.00 | +2.7% | 240.76 |
| 8 Dec 2025 | Wolfe Research Darrin Peller | — | 270.00 | — | 230.68 |
| 26 Nov 2025 | Capital One Financial Moshe Orenbuch | — | 261.00 | — | 218.61 |
Capital One Financial EPS and revenue estimatesWhat are estimate revisions? Estimate revisions are the changes analysts make to their EPS and revenue forecasts for the years ahead. They show whether expectations are rising or falling.
Analysts expect Capital One Financial's EPS to grow 89.4% a year until 2028. Over the last 5 years it fell 4.9% a year, and over the last 3 years it fell 39.2%.
Analysts expect Capital One Financial's revenue to grow 10.0% a year until 2028, slower than over the last 5 years (13.4% a year) and the last 3 years (16.0%).
Revenue
EPS
Does Capital One Financial beat earnings estimates?What is an earnings surprise? An earnings surprise is how far a company's reported EPS or revenue came above or below the analysts' average estimate, in percent.
On average, analysts' EPS estimate was 15.2% off the result, either way, and their revenue estimate 0.8%, over the last 12 quarters.
- EPS beats
- 67 / 119
- Revenue beats
- 74 / 112
- Average EPS surprise, last 12What is an earnings surprise? An earnings surprise is how far a company's reported EPS or revenue came above or below the analysts' average estimate, in percent.
- +10.3%
- Since
- April 1995
| Quarter | Report date | EPS estimate | Reported EPS | Surprise | Revenue estimate | Reported revenue | Surprise |
|---|---|---|---|---|---|---|---|
| Q3 FY2026 | 20 Oct 2026 | 5.53 | 6.69 | +21.0% | 16.25B | 16.30B | +0.3% |
| Q2 FY2026 | 21 Jul 2026 | 4.79 | 5.81 | +21.3% | 15.76B | 15.85B | +0.6% |
| Q1 FY2026 | 21 Apr 2026 | 4.50 | 4.42 | -1.8% | 15.35B | 15.23B | -0.7% |
| Q4 FY2025 | 22 Jan 2026 | 4.14 | 3.86 | -6.8% | 15.47B | 15.58B | +0.7% |
| Q3 FY2025 | 21 Oct 2025 | 4.49 | 5.95 | +32.5% | 15.07B | 15.36B | +1.9% |
| Q2 FY2025 | 22 Jul 2025 | 4.05 | 5.48 | +35.3% | 12.37B | 12.58B | +1.7% |
| Q1 FY2025 | 22 Apr 2025 | 3.64 | 4.06 | +11.5% | 10.06B | 10.00B | -0.5% |
| Q4 FY2024 | 21 Jan 2025 | 2.78 | 3.09 | +11.2% | 10.21B | 10.19B | -0.2% |
| Q3 FY2024 | 24 Oct 2024 | 3.76 | 4.51 | +19.9% | 9.88B | 10.01B | +1.4% |
| Q2 FY2024 | 23 Jul 2024 | 3.39 | 3.14 | -7.4% | 9.57B | 9.51B | -0.7% |
| Q1 FY2024 | 25 Apr 2024 | 3.31 | 3.21 | -3.0% | 9.35B | 9.40B | +0.6% |
| Q4 FY2023 | 25 Jan 2024 | 2.50 | 2.24 | -10.4% | 9.46B | 9.51B | +0.5% |
Capital One Financial stock price 2026–2030: scenariosHow are the stock price scenarios calculated? Bear, base and bull prices for the years ahead: the analysts' EPS estimates times the lowest, average and highest P/E of the stock today and at its last five year ends, or of its peers.
If Capital One Financial's earnings keep growing at the 12.3% a year analysts expect to FY2028, it would earn about 34.52 a share in FY2030. At the P/E it has traded at over the last five years (5.2 to 15.4) that is 179.18 to 530.23 a share, or 334.79 at its average P/E of 9.7. This is arithmetic on the analysts' estimates, not a prediction.
| Fiscal year | EPS | Bear | Base | Bull |
|---|---|---|---|---|
| FY2026 | 21.67 | 112.46 | 210.12 | 332.77 |
| FY2027 | 23.83 | 123.71 | 231.14 | 366.07 |
| FY2028 | 27.39 | 142.14 | 265.59 | 420.63 |
| FY2029 (extrapolated) | 30.75 | 159.59 | 298.19 | 472.26 |
| FY2030 (extrapolated) | 34.52 | 179.18 | 334.79 | 530.23 |
Each year's EPS is the analysts' consensus to FY2028; the years after grow 12.3% a year (the analysts' growth, at most 15%). Bear, base and bull apply the lowest, average and highest P/E of today and the last five fiscal year ends, leaving out any above 60, the mark of a year of collapsed earnings (5.2, 9.7, 15.4).
Is Capital One Financial stock undervalued or overvalued?How does Arincen work out a stock's fair value? Fair value is our estimate of a share's price at the P/E the company usually trades at, with a low to high range around it.
Capital One Financial's P/E of 11.6 is around the middle of its 5-year range (3.9 to 116.6, median 11.4). It is in line with its own history. Fair value is not a reliable guide for Capital One Financial: its earnings swing (EPS fell 65.2% in FY2025), so its usual P/E would mislead. Its forward P/E, on the consensus for FY2026, is 9.1.
- Price to earnings ratio (TTM)What is the P/E ratio? The P/E ratio divides a share's price by its earnings per share over the last year: what you pay for each dollar of profit.
- 11.63
- Five-year median P/EWhat is the P/E ratio? The P/E ratio divides a share's price by its earnings per share over the last year: what you pay for each dollar of profit.
- 11.35
- Five-year P/E range
- 3.9 – 116.6
- Forward P/E (FY2026)What is the forward P/E ratio? Forward P/E divides a share's price by the earnings per share analysts expect in the coming year, rather than last year's actual earnings.
- 9.10
- PEG ratioWhat is the PEG ratio? The PEG ratio divides the P/E by the yearly earnings growth analysts expect, to show how much you pay for each point of growth.
- 0.95
- To the average targetWhat is an analyst price target? A price target is the price an analyst expects a stock to reach in 12 months. Arincen shows the average, high and low targets and the upside to the average.
- +28.3%
Most undervalued US stocksHow does Arincen work out a stock's fair value? Fair value is our estimate of a share's price at the P/E the company usually trades at, with a low to high range around it.
| Stock | Price | Fair value | Upside |
|---|---|---|---|
| 64.525 | 127.9762Price 64.53185 | +98.3% | |
| 28.410 | 56.3234Price 28.4196 | +98.2% | |
| 153.725 | 297.58169Price 153.73471 | +93.6% | |
| 243.002 | 464.71205Price 243.00627 | +91.2% | |
| 160.085 | 305.52160Price 160.09396 | +90.8% | |
| 37.565 | 71.4258Price 37.57193 | +90.1% | |
| 160.240 | 300.28225Price 160.24375 | +87.4% |
Furthest below the fair value on each stock's page, updated every day.