COF

Capital One Financial
D

COF

Arincen63/100B

Capital One Financial earnings

Capital One Financial reports its Q4 FY2026 results on 28 January 2027, after the market closes. Analysts expect earnings per share of 4.86 USD and revenue of 16.60B USD.

In Q3 FY2026, reported on 20 October 2026, Capital One Financial earned 6.69 USD a share against the 5.53 USD analysts expected (+21.0%), on revenue of 16.30B USD against 16.25B USD (+0.3%).

Last EPS surprise
+21.0%
Last revenue surprise
+0.3%
Move after the last report
+2.5%
Average move after earnings
4.0%

EPS and revenue against estimates

Next earnings · Q4 FY2026
EPS estimate
4.86 USD
Revenue estimate
16.60B USD
Last quarter · Q3 FY2026
EPS6.69Beat +21.0%Revenue16.30BBeat +0.3%

Revenue

ReportedEstimate

EPS

ReportedEstimate
PeriodReport dateEPS estimateReported EPSSurpriseEPS growthRevenue estimateReported revenueSurpriseRevenue growthNext-day move
Q3 FY20276.72——+0.40%17.17B——+5.33%—
Q2 FY20275.68——-2.15%16.64B——+4.98%—
Q1 FY20275.69——+28.66%16.26B——+6.76%—
Q4 FY20264.86——+25.91%16.60B——+6.50%—
Q3 FY20265.536.69+20.98%+12.44%16.25B16.30B+0.33%+6.13%+2.5%
Q2 FY20264.795.81+21.29%+6.02%15.76B15.85B+0.58%+26.02%-2.3%
Q1 FY20264.504.42-1.78%+8.87%15.35B15.23B-0.75%+52.31%-1.5%
Q4 FY20254.143.86-6.76%+24.92%15.47B15.58B+0.74%+52.92%-7.6%
Q3 FY20254.495.95+32.52%+31.93%15.07B15.36B+1.90%+53.38%+1.6%
Q2 FY20254.055.48+35.31%+74.52%12.37B12.58B+1.70%+32.31%+1.0%
Q1 FY20253.644.06+11.54%+26.48%10.06B10.00B-0.55%+6.36%+3.6%
Q4 FY20242.783.09+11.15%+37.95%10.21B10.19B-0.24%+7.20%+4.0%
Q3 FY20243.764.51+19.95%+1.35%9.88B10.01B+1.40%+6.92%+5.3%
Q2 FY20243.393.14-7.37%-10.80%9.57B9.51B-0.66%+5.48%+0.6%
Q1 FY20243.313.21-3.02%+38.96%9.35B9.40B+0.57%+5.60%+0.2%
Q4 FY20232.502.24-10.40%-20.57%9.46B9.51B+0.46%+5.15%+4.6%
Q3 FY20233.254.45+36.92%+5.95%9.20B9.37B+1.84%+6.37%+9.4%
Q2 FY20233.233.52+8.98%-29.03%9.19B9.01B-1.90%+9.48%+0.5%
Q1 FY20233.922.31-41.07%-58.90%9.05B8.90B-1.57%+8.93%+1.5%
Q4 FY20223.842.82-26.56%-47.87%9.07B9.04B-0.34%+11.36%+9.0%
Q3 FY20225.044.20-16.67%-38.05%8.64B8.81B+1.90%+12.45%+4.8%
Q2 FY20225.094.96-2.55%-34.91%8.31B8.23B-0.93%+11.64%-4.7%
Q1 FY20225.445.62+3.31%-20.06%8.02B8.17B+1.90%+14.90%-6.1%
Q4 FY20215.305.41+2.08%+1.12%7.99B8.12B+1.60%+10.64%-5.0%
Q3 FY20215.386.78+26.02%+33.99%7.40B7.83B+5.87%+6.08%-7.6%
Q2 FY20214.647.62+64.22%—7.40B7.37B-0.30%+12.48%-0.8%
Q1 FY20214.177.03+68.59%—5.42B7.11B+31.12%-1.88%+3.9%
Q4 FY20202.865.35+87.06%+137.78%5.62B7.34B+30.53%-1.21%+2.9%
Q3 FY20202.135.06+137.56%+59.62%6.73B7.38B+9.70%+6.06%+1.5%
Q2 FY2020-1.25-1.61-28.80%-152.44%4.98B6.56B+31.55%-7.97%+1.9%
Q1 FY20200.52-3.10-696.15%-206.90%1.22B7.25B+496.15%+2.34%+6.7%
Q4 FY20192.282.25-1.32%+20.32%7.53B7.43B-1.32%-4.07%+4.4%
Q3 FY20192.883.17+10.07%+6.02%7.45B6.96B-6.60%-0.04%+1.4%
Q2 FY20192.873.07+6.97%-2.85%6.31B7.12B+12.89%-0.95%+2.1%
Q1 FY20192.702.90+7.41%+10.69%6.69B7.08B+5.93%+2.52%+6.5%
Q4 FY20182.371.87-21.10%+12.65%8.89B7.74B-12.90%-0.79%-6.3%
Q3 FY20182.882.99+3.82%+20.56%6.71B6.96B+3.82%-0.33%-1.3%
Q2 FY20182.633.16+20.15%+62.89%5.10B7.19B+41.06%+7.28%+2.0%
Q1 FY20182.322.62+12.93%+70.13%6.12B6.91B+12.93%-3.11%-4.9%
Q4 FY20171.851.66-10.27%+14.48%8.29B7.80B-5.89%+9.48%-0.5%
Q3 FY20172.152.48+15.35%+30.53%7.02B6.99B-0.47%+8.11%+1.5%
Q2 FY20171.901.94+2.11%+14.79%6.57B6.70B+2.11%-0.42%+8.7%
Q1 FY20171.921.54-19.79%-16.30%8.15B7.13B-12.48%+6.74%-2.9%
Q4 FY20161.601.45-9.38%-8.23%7.29B7.13B-2.23%+15.08%-0.3%
Q3 FY20161.941.90-2.06%-4.04%6.60B6.46B-2.06%+9.51%+0.1%
Q2 FY20161.861.69-9.14%-5.06%6.88B6.73B-2.20%+10.87%-1.4%
Q1 FY20161.911.84-3.66%-8.00%6.46B6.68B+3.48%+18.31%-2.2%
Q4 FY20151.611.58-1.86%-8.67%6.31B6.19B-1.86%+6.55%+4.8%
Q3 FY20151.941.98+2.06%+6.45%5.78B5.90B+2.06%-2.14%+8.2%
Q2 FY20151.971.78-9.64%-12.75%7.45B6.07B-18.49%+11.05%-13.1%
Q1 FY20151.882.00+6.38%+2.04%5.31B5.65B+6.38%+5.16%-1.7%
Q4 FY20141.741.73-0.57%+19.31%5.85B5.81B-0.57%-2.47%+1.8%
Q3 FY20141.941.86-4.12%0.00%5.88B6.03B+2.51%+6.69%-2.7%
Q2 FY20141.822.04+12.09%+9.09%4.88B5.47B+12.09%-3.02%-0.2%
Q1 FY20141.691.96+15.98%+9.50%4.63B5.37B+15.98%-3.26%-0.4%
Q4 FY20131.551.45-6.45%+2.84%5.93B5.96B+0.57%+6.87%-5.3%
Q3 FY20131.801.86+3.33%-7.46%5.47B5.65B+3.33%-2.27%-0.8%
Q2 FY20131.721.87+8.72%+128.05%5.19B5.64B+8.72%-0.56%+3.1%
Q1 FY20131.601.79+11.87%+14.74%4.96B5.55B+11.88%+27.87%+6.4%
Q4 FY20121.581.41-10.76%+60.23%6.30B5.58B-11.51%+22.46%-7.5%
Q3 FY20121.662.01+21.08%+13.56%4.78B5.78B+21.08%+38.99%+6.0%
Q2 FY20121.070.82-23.36%-58.38%6.60B5.67B-14.04%+42.00%+2.7%
Q1 FY20121.391.56+12.23%-29.41%4.40B4.34B-1.28%+6.34%-0.1%
Q4 FY20111.560.88-43.59%-42.11%7.18B4.55B-36.57%+16.77%-5.6%
Q3 FY20111.681.77+5.36%+0.57%3.94B4.16B+5.51%+3.46%+6.9%
Q2 FY20111.711.97+15.20%+48.12%3.47B3.99B+15.20%+1.60%-4.2%
Q1 FY20111.552.21+42.58%+57.86%2.86B4.08B+42.58%-5.51%+2.2%
Q4 FY20101.361.52+11.76%+83.13%3.50B3.90B+11.48%+18.06%+4.1%
Q3 FY20101.171.76+50.43%+87.23%2.67B4.02B+50.61%+12.66%+4.1%
Q2 FY20100.881.33+51.14%—2.58B3.93B+52.14%-0.73%-2.9%
Q1 FY20100.591.40+137.29%—1.81B4.32B+138.96%+49.83%+2.6%
Q4 FY20090.450.83+84.44%—2.89B3.30B+14.33%+5.98%-12.1%
Q3 FY20090.140.94+571.43%-6.00%529.86M3.57B+573.58%+1.87%+6.8%
Q2 FY2009-0.76-0.65+14.47%-153.72%3.71B3.96B+6.58%+18.18%+8.0%
Q1 FY2009-0.08-0.45-462.50%-130.61%512.50M2.88B+462.58%-25.47%-4.5%
Q4 FY20080.33-3.74-1,233.33%-723.33%279.77M3.12B+1,014.08%-18.31%-11.9%
Q3 FY20080.981.00+2.04%—3.43B3.50B+2.04%-28.74%+3.2%
Q2 FY20081.311.21-7.63%-35.98%3.63B3.35B-7.63%-6.06%+0.2%
Q1 FY20081.451.47+1.38%-9.26%3.82B3.87B+1.38%-15.88%-3.1%
Q4 FY20070.630.60-4.76%-47.37%4.12B3.82B-7.32%+24.35%+8.0%
Q3 FY2007-0.30-0.21+30.00%-111.11%5.39B4.92B-8.81%+60.89%-5.0%
Q2 FY20071.621.89+16.67%+6.18%3.01B3.57B+18.52%-1.13%+2.8%
Q1 FY20071.981.62-18.18%-43.36%4.13B4.60B+11.35%+50.03%-5.9%
Q4 FY20061.241.14-8.06%+17.53%3.32B3.07B-7.46%+13.54%+4.0%
Q3 FY20061.801.89+5.00%+4.42%2.91B3.06B+5.00%+22.00%+2.2%
Q2 FY20062.061.78-13.59%-12.32%3.36B3.61B+7.22%+46.96%-9.8%
Q1 FY20062.062.86+38.83%+43.72%2.21B3.07B+38.83%+28.98%+3.0%
Q4 FY20050.940.97+3.19%+21.10%2.62B2.70B+3.30%-2.47%-0.4%
Q3 FY20051.661.81+9.04%-8.12%2.30B2.50B+9.04%+8.21%+2.5%
Q2 FY20051.752.03+16.00%+23.03%2.12B2.45B+16.00%+16.49%+3.8%
Q1 FY20051.931.99+3.11%+8.15%2.30B2.38B+3.11%+9.26%-0.8%
Q4 FY2004—0.80—-27.84%—2.77B—+31.85%+0.4%
Q3 FY20041.301.97+51.54%+68.38%1.53B2.31B+51.54%+11.98%+2.3%
Q2 FY20041.501.65+10.00%+34.15%1.92B2.11B+10.00%+5.73%+5.0%
Q1 FY20041.531.84+20.26%+36.30%1.81B2.18B+20.26%+6.66%-1.1%
Q4 FY20031.001.11+11.00%+5.71%1.87B2.10B+12.36%-6.29%+6.2%
Q3 FY20031.061.17+10.38%—1.87B2.07B+10.38%—+4.0%
Q2 FY20031.101.23+11.82%+33.70%1.78B1.99B+11.82%-2.27%-12.8%
Q1 FY20031.031.35+31.07%+62.65%1.56B2.04B+31.07%+12.65%+2.4%
Q4 FY2002—1.08—+35.00%—2.43B—+51.70%+6.1%
Q4 FY20021.051.050.00%+31.25%2.05B2.24B+9.32%+39.77%-5.5%
Q2 FY20020.860.92+6.98%+31.43%1.91B2.04B+6.98%+41.25%-39.8%
Q1 FY20020.810.83+2.47%+25.76%1.81B1.81B+0.13%+29.27%+0.2%
Q4 FY2001—0.81—+30.08%—1.98B—+25.57%-4.5%
Q4 FY20010.800.800.00%+28.00%1.60B1.60B-0.00%+1.66%+1.5%
Q2 FY20010.700.700.00%+29.63%1.51B1.44B-4.27%+34.33%-2.3%
Q1 FY20010.660.660.00%+29.41%1.40B1.40B0.00%+38.86%+13.0%
Q4 FY2000—0.63—+32.98%—1.58B—+52.77%+4.7%
Q3 FY20000.580.580.00%—1.21B1.21B-0.01%—-5.4%
Q2 FY20000.540.540.00%+31.71%1.07B1.07B-0.00%+30.55%+3.7%
Q1 FY20000.510.510.00%+21.43%1.01B1.01B-0.00%+33.16%-8.2%
Q4 FY1999—0.50—+33.89%—1.11B—+46.30%+5.1%
Q4 FY19990.480.47-2.08%+27.03%964.99M1.03B+7.06%+36.74%+2.1%
Q2 FY19990.410.410.00%+20.59%823.20M823.25M+0.01%+65.08%+2.3%
Q1 FY19990.390.42+7.69%+31.25%699.14M757.43M+8.34%+57.57%+3.0%
Q4 FY1998—0.37—+27.59%—755.50M—+99.81%+1.7%
Q3 FY19980.330.330.00%—564.10M564.10M0.00%—+3.2%
Q2 FY19980.310.34+9.68%+78.95%450.44M498.70M+10.71%+59.69%-0.5%
Q1 FY19980.280.32+14.29%+52.38%412.03M480.70M+16.67%+45.10%+2.4%
Q4 FY1997—0.29—+46.81%—519.70M—+24.84%+0.2%
Q4 FY19970.270.29+7.41%+45.66%398.70M378.10M-5.17%-9.18%+0.3%
Q2 FY19970.190.190.00%0.00%312.30M312.30M0.00%+1.26%-2.0%
Q1 FY19970.210.210.00%+10.53%328.60M331.30M+0.82%+8.91%+2.6%
Q4 FY1996—0.20—+4.79%—416.30M—+45.51%-3.2%
Q3 FY19960.190.190.00%+11.76%—395.00M—+48.55%+1.4%
Q2 FY19960.190.190.00%+26.67%—308.40M—+28.93%0.0%
Q1 FY19960.190.190.00%+46.15%—304.20M—+38.78%+3.0%
Q4 FY19950.190.190.00%+42.75%—286.10M——+6.5%
Q3 FY19950.170.170.00%——265.90M——-4.1%
Q2 FY19950.150.150.00%-11.76%—239.20M——+0.6%
Q1 FY19950.120.13+8.33%——219.20M——+1.4%
Q4 FY1994—0.13—-26.06%————0.0%
Q3 FY1994—-0.01———————
Q2 FY1994—0.17———————
Q4 FY1993—0.18———————

The move is the shares' change on the trading day after the report: after a report after the close, the next day's close on the report day's; before the open, the report day's close on the day before's. Surprise is the reported figure against the analysts' average estimate.

Beat record

On average, analysts' EPS estimate was 15.2% off the result, either way, and their revenue estimate 0.8%, over the last 12 quarters.

EPS beats
67 / 119
Revenue beats
74 / 112
Average EPS surprise, last 12
+10.3%
Since
April 1995

See also:Forecast,EPS,Income statement

Common questions about Capital One Financial's earnings

Source: Financial Modeling Prep