24/100BIf you had invested in Banco Santander (Brasil) SA ago, it would be worth $811 today, against $4,128 in SPY and $6,186 in QQQ.
Arincen ScoreBeta
Six parts of the company, five checks each, from its own reported figures. A part scores the checks it passes out of 10; the score is their average out of 100.
Profitability2
Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.
Cash0
Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.
Valuation7.5
Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.
Growth5
Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.
Financial strength0
Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.
Shareholders0
Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.
Figures to FY2025; the price as of today.
Banco Santander (Brasil) SA key facts
- Style
- Dividend stock · 10.0/10Growth 8.9 · Value 4.5 · Dividend 10.0
- Day range
- 4.62500 – 4.70000
- 52-week range
- 4.38000 – 7.32000
- Market capitalization
- 34.82B USD
- P/E
- 30.83
- EPS
- 0.15
- Div Yield
- 6.92%
- Volume
- 156,312
- Sector
- Financial Services
- Industry
- Banks - Regional
- CEO
- Gilson Finkelsztain
- Employees
- 50K
- Website
- santander.com.br
- IPO date
- 7 Oct 2009
Banco Santander (Brasil) SA earnings
Revenue
EPS
| Period | Report date | EPS estimate | Reported EPS | Surprise | EPS growth | Revenue estimate | Reported revenue | Surprise | Revenue growth |
|---|---|---|---|---|---|---|---|---|---|
| Q4 FY2026 | 0.19 | — | — | -12.92% | 4.18B | — | — | +4.05% | |
| Q3 FY2026 | 0.17 | 0.07 | -57.61% | -64.43% | 3.98B | 3.78B | -5.05% | -2.75% | |
| Q2 FY2026 | 0.20 | 0.16 | -18.12% | -11.11% | 4.17B | 4.02B | -3.59% | +9.49% | |
| Q1 FY2026 | 0.21 | 0.20 | -5.60% | +6.54% | 4.29B | 4.25B | -0.82% | +14.32% | |
| Q4 FY2025 | 0.20 | 0.22 | +7.60% | +26.59% | 4.07B | 4.02B | -1.38% | +8.44% | |
| Q3 FY2025 | 0.18 | 0.20 | +12.37% | +123.11% | 3.92B | 3.88B | -1.03% | +8.15% | |
| Q2 FY2025 | 0.18 | 0.18 | 0.00% | +125.00% | 3.86B | 3.68B | -4.70% | +4.05% |
| Period | EPS estimate | Reported EPS | Surprise | EPS growth | Revenue estimate | Reported revenue | Surprise | Revenue growth |
|---|---|---|---|---|---|---|---|---|
| FY2025 | 0.78 | 0.78 | -0.11% | +85.98% | 15.52B | 15.29B | -1.43% | +4.59% |
| FY2024 | 0.62 | 0.42 | -32.74% | +61.54% | 13.65B | 14.62B | +7.10% | +4.09% |
| FY2023 | 0.55 | 0.26 | -52.34% | -21.21% | 14.86B | 14.05B | -5.47% | -9.32% |
| FY2022 | 0.72 | 0.33 | -54.26% | -19.51% | 14.00B | 15.49B | +10.63% | +1.01% |
Banco Santander (Brasil) SA analyst forecast
Analysts' 1-year price targets range from 6.00 to 6.20, with an average of 6.10.
| Strong buy | 0 | |
| Buy | 0 | |
| Hold | 3 | |
| Sell | 0 | |
| Strong sell | 0 |
12-month price target
| Highest target | 6.20 |
| Average target | 6.10 |
| Lowest target | 6.00 |
| Current price | 4.65 |
Banco Santander (Brasil) SA valuation
- Price to earnings ratio (TTM)
- 30.83
- Forward P/E (FY2026)
- 6.86
- Price to sales (TTM)
- 1.22
- Price to book
- 1.49
- EV / EBITDA (TTM)
- 0.42
Capital structure
Valuation over time
Banco Santander (Brasil) SA against its own history
Each figure in the latest fiscal year against the same figure from FY2021 to FY2025: the range, its median (the line) and the latest (the dot, green on the good side of the median). The P/E is today's against its daily readings of five years.
Its peers: M&T Bank, Huntington Bancshares, Citizens Financial Group, Fifth Third Bancorp, First Citizens BancShares, and Regions Financial, the US Banks - Regional companies closest to it in size, each in its own latest fiscal year: their median (the line) and its rank among them, first being the best.
- P/E (today)Above its median30.88.346.0
- Gross marginLowest in 5 years27.5%27.5%61.7%Against its peers: 7 of 7Peers' median 67.5%
- Operating marginBelow its median11.0%9.8%32.9%Against its peers: 7 of 7Peers' median 23.2%
- Net marginBelow its median8.4%7.8%20.6%Against its peers: 7 of 7Peers' median 18.7%
- Return on equityBelow its median10.2%8.3%14.7%Against its peers: 3 of 7Peers' median 9.8%
- Free cash flow marginBelow its median0.9%-18.4%27.4%Against its peers: 7 of 7Peers' median 20.3%
- Revenue growthAt its median17.5%6.3%48.1%Against its peers: 1 of 7Peers' median -2.2%
- EPS growthAt its median-4.6%-67.4%40.3%Against its peers: 6 of 7Peers' median 15.0%
- Debt to EBITDAAbove its median6.71×3.63×9.26×Against its peers: 6 of 7Peers' median 3.94×
- Current ratioLowest in 5 years0.340.340.55Against its peers: 4 of 7Peers' median 0.57
Peers: US companies of the same industry (of its sector when the industry has too few) from a tenth to ten times its market value, the six closest in size. Updated weekly.
Banco Santander (Brasil) SA growth and profitability
- Revenue (TTM)
- 157.30B USD
- Net income (TTM)
- 12.80B USD
- Gross margin
- 26.67%
- Operating margin
- 10.53%
- Net margin
- 8.14%
Revenue / Net income
How Banco Santander (Brasil) SA makes its money
FY2025, in USD. Each band is as wide as its money; the percentage is its share of revenue.
FY2025, in USD. Each band is as wide as its money; the percentage is its share of revenue.
Banco Santander (Brasil) SA dividends
- Annual dividend
- 0.32 USD
- Dividend yield (indicated)
- 6.92%
- Payout ratio
- 97.89%
- Frequency
- Quarterly
- Last payment
- 0.08 USD
- Last ex-dividend date
- 22 Oct 2026
- Last payment date
- 19 Nov 2026
Dividends per share
Banco Santander (Brasil) SA financial health
- Cash and short-term investments
- 331.98B USD
- Total debt
- 148.42B USD
- Net cash
- 183.56B USD
- Free cash flow (TTM)
- 50.74B USD
- Current ratio
- 0.39
- Debt to equity
- 1.16
- Piotroski score
- 6 / 9
- Altman Z-score
- -0.15
Cash, debt and free cash flow
Banco Santander (Brasil) SA ownership
- Institutions
- 7.42%
- Institutional holders
- 90 (-4)
- Free float
- 9.95%
Who owns the shares
Shares free to trade
Closely held shares belong to insiders, founders and owners of more than 5%, and seldom change hands. The free float is the rest: the shares anyone can buy and sell.
Insider trading
| Quarter | Purchases | Sales | Shares acquired | Shares disposed of |
|---|---|---|---|---|
| Q3 2026 | 0 | 12 | 0.00 | 264.56K |
| Q2 2026 | 3 | 5 | 500.25K | 509.58K |
| Q1 2026 | 0 | 9 | 0.00 | 262.11K |
Shares outstanding
Source: Financial Modeling Prep
