BBD

Banco Bradesco SA
D

BBD

Arincen67/100B

If you had invested in Banco Bradesco SA ago, it would be worth $898 today, against $4,128 in SPY and $6,186 in QQQ.

ArincenArincen ScoreBeta

67/100

Six parts of the company, five checks each, from its own reported figures. A part scores the checks it passes out of 10; the score is their average out of 100.

Profitability2

Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.

Cash8

Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.

Valuation10

Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.

Growth10

Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.

Financial strength2

Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.

Shareholders8

Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.

Figures to FY2025; the price as of today.

Banco Bradesco SA key facts

Style
Value stock · 9.9/10Growth 6.8 · Value 9.9 · Dividend 4.6
Day range
2.54000 – 2.58000
52-week range
2.44000 – 4.58000
Market capitalization
27.80B USD
P/E
5.47
EPS
0.47
Div Yield
1.79%
EPS growth forecast (FY2026)
+22.0%
Volume
2,358,924
Sector
Financial Services
Industry
Banks - Regional
CEO
Marcelo de Araujo Noronha
Employees
82K
IPO date
2 Aug 2002

Banco Bradesco SA earnings

Next earnings · Q4 FY2026
EPS estimate
0.11 USD
Revenue estimate
7.23B USD
Last quarter · Q3 FY2026
EPS0.12Missed -7.7%Revenue7.00BMissed -6.9%

Revenue

ReportedEstimate

EPS

ReportedEstimate
PeriodReport dateEPS estimateReported EPSSurpriseEPS growthRevenue estimateReported revenueSurpriseRevenue growth
Q4 FY20260.11——0.00%7.23B——+4.68%
Q3 FY20260.130.12-7.69%+33.33%7.52B7.00B-6.87%+7.96%
Q2 FY20260.130.130.00%+30.00%7.21B7.36B+1.96%+21.13%
Q1 FY20260.120.120.00%+33.33%7.06B7.50B+6.24%+31.19%
Q4 FY20250.110.110.00%+22.22%6.57B6.91B+5.07%+21.65%
Q3 FY20250.110.09-18.18%0.00%6.27B6.49B+3.47%+19.23%
Q2 FY20250.100.100.00%+25.00%5.76B6.07B+5.44%+18.75%

Banco Bradesco SA analyst forecast

12-month price target
4.05 USD
+59.14%

Analysts' 1-year price targets range from 3.90 to 4.20, with an average of 4.05.

Past year
1-year forecast
Strong sellStrong buy
Hold
3 ratings
Strong buy
0
Buy
0
Hold
3
Sell
0
Strong sell
0

12-month price target

Highest target4.20
Average target4.05
Lowest target3.90
Current price2.55

Banco Bradesco SA valuation

Price to earnings ratio (TTM)
5.47
Forward P/E (FY2026)
5.35
Price to sales (TTM)
0.44
Price to book
0.78
EV / EBITDA (TTM)
3.78

Capital structure

Market capitalization
27.80B USD
+
Total debt
139.91B USD
−
Cash and short-term investments
27.75B USD
=
Enterprise value
139.96B USD

Valuation over time

P/EForward P/EForward P/E · EstimateEstimate
Fiscal yearP/EForward P/EP/SP/BEV/EBITDA
FY2027 (est.)5.08————
FY2026 (est.)5.355.08———
Now (TTM)5.475.120.440.783.78
FY20258.144.940.621.0829.77
FY20247.264.940.500.7527.37
FY202313.378.960.711.0938.31
FY20228.057.560.681.0219.52
FY20218.377.561.291.368.13

Banco Bradesco SA against its own history

Each figure in the latest fiscal year against the same figure from FY2021 to FY2025: the range, its median (the line) and the latest (the dot, green on the good side of the median). The P/E is today's against its daily readings of five years.

Its peers: First Citizens BancShares, Citizens Financial Group, Regions Financial, KeyCorp, Huntington Bancshares, and M&T Bank, the US Banks - Regional companies closest to it in size, each in its own latest fiscal year: their median (the line) and its rank among them, first being the best.

  • P/E (today)Below its median5.5
    4.914.5
  • Gross marginBelow its median28.6%
    26.8%59.1%
    Against its peers: 7 of 7Peers' median 66.0%
  • Operating marginBelow its median6.7%
    4.0%20.9%
    Against its peers: 7 of 7Peers' median 21.2%
  • Net marginAt its median7.6%
    5.6%14.7%
    Against its peers: 7 of 7Peers' median 17.1%
  • Return on equityAt its median13.3%
    8.6%15.5%
    Against its peers: 1 of 7Peers' median 9.4%
  • Free cash flow marginHighest in 5 years82.8%
    -67.5%82.8%
    Against its peers: 1 of 7Peers' median 18.5%
  • Revenue growthAbove its median24.9%
    -2.0%52.1%
    Against its peers: 1 of 7Peers' median -0.2%
  • EPS growthAbove its median37.4%
    -32.8%46.8%
    Against its peers: 1 of 6Peers' median 16.1%
  • Debt to EBITDAAt its median28.26×
    6.19×37.77×
    Against its peers: 7 of 7Peers' median 4.38×
  • Current ratioAbove its median0.58
    0.480.61
    Against its peers: 4 of 7Peers' median 0.54

Peers: US companies of the same industry (of its sector when the industry has too few) from a tenth to ten times its market value, the six closest in size. Updated weekly.

Banco Bradesco SA growth and profitability

Revenue (TTM)
351.47B USD
Net income (TTM)
26.15B USD
Gross margin
27.34%
Operating margin
7.70%
Net margin
7.44%

Revenue / Net income

Revenue Net income Net margin
PeriodRevenueGrowthNet incomeGrowthGross marginOperating marginNet marginEBITDAGrowth
FY2025311.66B+24.86%23.67B+37.21%28.60%6.75%7.60%28.09B+18.84%
FY2024249.61B-2.00%17.25B+21.06%31.53%6.77%6.91%23.63B+41.29%
FY2023254.71B+6.28%14.25B-32.85%26.76%4.01%5.60%16.73B-44.76%
FY2022239.65B+52.11%21.22B-8.41%34.43%10.27%8.86%30.28B-21.59%
FY2021157.55B+20.32%23.17B+46.32%59.07%20.85%14.71%38.63B+286.39%

How Banco Bradesco SA makes its money

Revenue311.66B 100.0%
Cost of revenue222.52B 71.4%
Gross profit89.14B 28.6%
Selling and administration44.98B 14.4%
Other operating expenses23.13B 7.4%
Operating income21.02B 6.7%
Other expense251.93M 0.1%
Net income23.67B 7.6%

FY2025, in USD. Each band is as wide as its money; the percentage is its share of revenue.

Banco Bradesco SA dividends

Annual dividend
0.05 USD
Dividend yield (indicated)
1.79%
Payout ratio
67.50%
Years of dividend growth
2
Frequency
Monthly
Last payment
0.00 USD
Last ex-dividend date
5 Nov 2026
Last payment date
11 Dec 2026

Dividends per share

Year2025202420222021201720162015201420132012
Dividends per share0.170.020.010.010.040.120.070.060.010.11

Banco Bradesco SA financial health

Cash and short-term investments
152.73B USD
Total debt
769.97B USD
Net cash
-617.24B USD
Free cash flow (TTM)
98.34B USD
Current ratio
0.33
Debt to equity
3.91
Piotroski score
9 / 9
Altman Z-score
0.33

Cash, debt and free cash flow

Cash and short-term investments Total debt Free cash flow
Fiscal yearCash and short-term investmentsTotal debtFree cash flow
FY2025254.98B793.84B258.03B
FY2024476.88B689.53B-93.62B
FY2023522.98B631.89B-9.32B
FY2022367.61B571.92B40.36B
FY2021394.23B238.94B-106.41B

Banco Bradesco SA ownership

Institutions
10.88%
Institutional holders
306 (+5)
Free float
68.43%

Who owns the shares

Institutions 10.9% Others 89.1%
As of 30 Jun 2026

Shares free to trade

Free float 7.48B shares ·68.4% Closely held 3.45B shares ·31.6%

Closely held shares belong to insiders, founders and owners of more than 5%, and seldom change hands. The free float is the rest: the shares anyone can buy and sell.

Insider trading

QuarterPurchasesSalesShares acquiredShares disposed of
Q3 20262791.67M208.90K
Q2 20261357.00186.43K
Q1 2026000.000.00

Shares outstanding

Basic shares Diluted shares Change in diluted shares
Fiscal yearBasic sharesDiluted sharesChange in diluted shares
FY202510.58B10.58B-0.33%
FY202410.61B10.61B-0.26%
FY202310.64B10.64B-0.14%
FY202210.66B10.66B-9.21%
FY202111.74B11.74B+9.79%

Source: Financial Modeling Prep

Related Instruments

Title: Banco Bradesco SA

Sector: Financial Services
Industry: Banks - Regional
Banco Bradesco is Brazil's second-largest private bank, with about 10%-15% of deposits, and the largest insurance provider in Brazil, with roughly 20%-25% market share. The bank is majority controlled by the Bradesco foundation, a private nonprofit institution focused on education. The bank is also a major asset manager with high-single-digit market share. In 2016, Bradesco acquired the Brazilian operations of HSBC.

Common questions about Banco Bradesco SA stock

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