67/100BBanco Bradesco SA financials
Yes. Banco Bradesco SA earned 26.15B BRL of net income over the last twelve months, 7.4% of its revenue. It made a profit in 26 of its 26 fiscal years since 2000.
- Revenue (TTM)
- 351.47B BRL
- Net income (TTM)
- 26.15B BRL
- Free cash flow (TTM)
- 98.34B BRL
- Cash and short-term investments
- 152.73B BRL
- Total debt
- 769.97B BRL
- Shareholders' equity
- 196.89B BRL
Cash, debt and equity as of 30 Sept 2026.
Banco Bradesco SA earnings
Revenue
EPS
| Period | Report date | EPS estimate | Reported EPS | Surprise | EPS growth | Revenue estimate | Reported revenue | Surprise | Revenue growth |
|---|---|---|---|---|---|---|---|---|---|
| Q4 FY2026 | 0.11 | — | — | 0.00% | 7.23B | — | — | +4.68% | |
| Q3 FY2026 | 0.13 | 0.12 | -7.69% | +33.33% | 7.52B | 7.00B | -6.87% | +7.96% | |
| Q2 FY2026 | 0.13 | 0.13 | 0.00% | +30.00% | 7.21B | 7.36B | +1.96% | +21.13% | |
| Q1 FY2026 | 0.12 | 0.12 | 0.00% | +33.33% | 7.06B | 7.50B | +6.24% | +31.19% | |
| Q4 FY2025 | 0.11 | 0.11 | 0.00% | +22.22% | 6.57B | 6.91B | +5.07% | +21.65% | |
| Q3 FY2025 | 0.11 | 0.09 | -18.18% | 0.00% | 6.27B | 6.49B | +3.47% | +19.23% | |
| Q2 FY2025 | 0.10 | 0.10 | 0.00% | +25.00% | 5.76B | 6.07B | +5.44% | +18.75% |
| Period | EPS estimate | Reported EPS | Surprise | EPS growth | Revenue estimate | Reported revenue | Surprise | Revenue growth |
|---|---|---|---|---|---|---|---|---|
| FY2027 | 0.50 | — | — | +5.31% | 28.94B | — | — | +6.19% |
| FY2026 | 0.48 | — | — | +22.04% | 27.25B | — | — | +8.20% |
| FY2025 | 0.43 | 0.39 | -9.76% | +14.71% | 25.09B | 25.19B | +0.38% | +17.20% |
| FY2024 | 0.31 | 0.34 | +10.93% | +6.25% | 20.23B | 21.49B | +6.21% | -9.67% |
| FY2023 | 0.35 | 0.32 | -8.49% | -11.11% | 24.43B | 23.79B | -2.62% | +7.42% |
| FY2022 | 0.43 | 0.36 | -16.84% | -23.40% | 22.73B | 22.15B | -2.56% | -14.19% |
Banco Bradesco SA growth and profitability
Full income statement- Revenue (TTM)
- 351.47B BRL
- Net income (TTM)
- 26.15B BRL
- Gross margin
- 27.34%
- Operating margin
- 7.70%
- Net margin
- 7.44%
Revenue / Net income
How Banco Bradesco SA makes its money
FY2025, in BRL. Each band is as wide as its money; the percentage is its share of revenue.
FY2025, in BRL. Each band is as wide as its money; the percentage is its share of revenue.
Operating and free cash flow
Full cash flow statementBanco Bradesco SA financial health
Full balance sheet- Cash and short-term investments
- 152.73B BRL
- Total debt
- 769.97B BRL
- Net cash
- -617.24B BRL
- Free cash flow (TTM)
- 98.34B BRL
- Current ratio
- 0.33
- Debt to equity
- 3.91
- Piotroski score
- 9 / 9
- Altman Z-score
- 0.33
Cash, debt and free cash flow
Assets, liabilities and equity
Banco Bradesco SA valuation
- Price to earnings ratio (TTM)
- 5.47
- Forward P/E (FY2026)
- 5.35
- Price to sales (TTM)
- 0.44
- Price to book
- 0.78
- EV / EBITDA (TTM)
- 3.78
Capital structure
Valuation over time
Banco Bradesco SA against its own history
Each figure in the latest fiscal year against the same figure from FY2021 to FY2025: the range, its median (the line) and the latest (the dot, green on the good side of the median). The P/E is today's against its daily readings of five years.
Its peers: First Citizens BancShares, Citizens Financial Group, Regions Financial, KeyCorp, Huntington Bancshares, and M&T Bank, the US Banks - Regional companies closest to it in size, each in its own latest fiscal year: their median (the line) and its rank among them, first being the best.
- P/E (today)Below its median5.54.914.5
- Gross marginBelow its median28.6%26.8%59.1%Against its peers: 7 of 7Peers' median 66.0%
- Operating marginBelow its median6.7%4.0%20.9%Against its peers: 7 of 7Peers' median 21.2%
- Net marginAt its median7.6%5.6%14.7%Against its peers: 7 of 7Peers' median 17.1%
- Return on equityAt its median13.3%8.6%15.5%Against its peers: 1 of 7Peers' median 9.4%
- Free cash flow marginHighest in 5 years82.8%-67.5%82.8%Against its peers: 1 of 7Peers' median 18.5%
- Revenue growthAbove its median24.9%-2.0%52.1%Against its peers: 1 of 7Peers' median -0.2%
- EPS growthAbove its median37.4%-32.8%46.8%Against its peers: 1 of 6Peers' median 16.1%
- Debt to EBITDAAt its median28.26×6.19×37.77×Against its peers: 7 of 7Peers' median 4.38×
- Current ratioAbove its median0.580.480.61Against its peers: 4 of 7Peers' median 0.54
Peers: US companies of the same industry (of its sector when the industry has too few) from a tenth to ten times its market value, the six closest in size. Updated weekly.
Banco Bradesco SA dividends
- Annual dividend
- 0.05 BRL
- Dividend yield (indicated)
- 1.79%
- Payout ratio
- 67.50%
- Years of dividend growth
- 2
- Frequency
- Monthly
- Last payment
- 0.00 BRL
- Last ex-dividend date
- 5 Nov 2026
- Last payment date
- 11 Dec 2026
Dividends per share
Banco Bradesco SA ownership
- Institutions
- 10.88%
- Institutional holders
- 306 (+5)
- Free float
- 68.43%
Who owns the shares
Shares free to trade
Closely held shares belong to insiders, founders and owners of more than 5%, and seldom change hands. The free float is the rest: the shares anyone can buy and sell.
Insider trading
| Quarter | Purchases | Sales | Shares acquired | Shares disposed of |
|---|---|---|---|---|
| Q3 2026 | 27 | 9 | 1.67M | 208.90K |
| Q2 2026 | 1 | 3 | 57.00 | 186.43K |
| Q1 2026 | 0 | 0 | 0.00 | 0.00 |
Shares outstanding
Common questions about Banco Bradesco SA's financials
Source: Financial Modeling Prep