24/100BBanco Santander (Brasil) SA financials
Yes. Banco Santander (Brasil) SA earned 12.80B BRL of net income over the last twelve months, 8.1% of its revenue. It made a profit in 22 of its 22 fiscal years since 2003.
- Revenue (TTM)
- 157.30B BRL
- Net income (TTM)
- 12.80B BRL
- Free cash flow (TTM)
- 50.74B BRL
- Cash and short-term investments
- 331.98B BRL
- Total debt
- 148.42B BRL
- Shareholders' equity
- 128.31B BRL
Cash, debt and equity as of 30 Sept 2026.
Banco Santander (Brasil) SA earnings
Revenue
EPS
| Period | Report date | EPS estimate | Reported EPS | Surprise | EPS growth | Revenue estimate | Reported revenue | Surprise | Revenue growth |
|---|---|---|---|---|---|---|---|---|---|
| Q4 FY2026 | 0.19 | — | — | -12.92% | 4.18B | — | — | +4.05% | |
| Q3 FY2026 | 0.17 | 0.07 | -57.61% | -64.43% | 3.98B | 3.78B | -5.05% | -2.75% | |
| Q2 FY2026 | 0.20 | 0.16 | -18.12% | -11.11% | 4.17B | 4.02B | -3.59% | +9.49% | |
| Q1 FY2026 | 0.21 | 0.20 | -5.60% | +6.54% | 4.29B | 4.25B | -0.82% | +14.32% | |
| Q4 FY2025 | 0.20 | 0.22 | +7.60% | +26.59% | 4.07B | 4.02B | -1.38% | +8.44% | |
| Q3 FY2025 | 0.18 | 0.20 | +12.37% | +123.11% | 3.92B | 3.88B | -1.03% | +8.15% | |
| Q2 FY2025 | 0.18 | 0.18 | 0.00% | +125.00% | 3.86B | 3.68B | -4.70% | +4.05% |
| Period | EPS estimate | Reported EPS | Surprise | EPS growth | Revenue estimate | Reported revenue | Surprise | Revenue growth |
|---|---|---|---|---|---|---|---|---|
| FY2025 | 0.78 | 0.78 | -0.11% | +85.98% | 15.52B | 15.29B | -1.43% | +4.59% |
| FY2024 | 0.62 | 0.42 | -32.74% | +61.54% | 13.65B | 14.62B | +7.10% | +4.09% |
| FY2023 | 0.55 | 0.26 | -52.34% | -21.21% | 14.86B | 14.05B | -5.47% | -9.32% |
| FY2022 | 0.72 | 0.33 | -54.26% | -19.51% | 14.00B | 15.49B | +10.63% | +1.01% |
Banco Santander (Brasil) SA growth and profitability
Full income statement- Revenue (TTM)
- 157.30B BRL
- Net income (TTM)
- 12.80B BRL
- Gross margin
- 26.67%
- Operating margin
- 10.53%
- Net margin
- 8.14%
Revenue / Net income
How Banco Santander (Brasil) SA makes its money
FY2025, in BRL. Each band is as wide as its money; the percentage is its share of revenue.
FY2025, in BRL. Each band is as wide as its money; the percentage is its share of revenue.
Operating and free cash flow
Full cash flow statementBanco Santander (Brasil) SA financial health
Full balance sheet- Cash and short-term investments
- 331.98B BRL
- Total debt
- 148.42B BRL
- Net cash
- 183.56B BRL
- Free cash flow (TTM)
- 50.74B BRL
- Current ratio
- 0.39
- Debt to equity
- 1.16
- Piotroski score
- 6 / 9
- Altman Z-score
- -0.15
Cash, debt and free cash flow
Assets, liabilities and equity
Banco Santander (Brasil) SA valuation
- Price to earnings ratio (TTM)
- 30.83
- Forward P/E (FY2026)
- 6.86
- Price to sales (TTM)
- 1.22
- Price to book
- 1.49
- EV / EBITDA (TTM)
- 0.42
Capital structure
Valuation over time
Banco Santander (Brasil) SA against its own history
Each figure in the latest fiscal year against the same figure from FY2021 to FY2025: the range, its median (the line) and the latest (the dot, green on the good side of the median). The P/E is today's against its daily readings of five years.
Its peers: M&T Bank, Huntington Bancshares, Citizens Financial Group, Fifth Third Bancorp, First Citizens BancShares, and Regions Financial, the US Banks - Regional companies closest to it in size, each in its own latest fiscal year: their median (the line) and its rank among them, first being the best.
- P/E (today)Above its median30.88.346.0
- Gross marginLowest in 5 years27.5%27.5%61.7%Against its peers: 7 of 7Peers' median 67.5%
- Operating marginBelow its median11.0%9.8%32.9%Against its peers: 7 of 7Peers' median 23.2%
- Net marginBelow its median8.4%7.8%20.6%Against its peers: 7 of 7Peers' median 18.7%
- Return on equityBelow its median10.2%8.3%14.7%Against its peers: 3 of 7Peers' median 9.8%
- Free cash flow marginBelow its median0.9%-18.4%27.4%Against its peers: 7 of 7Peers' median 20.3%
- Revenue growthAt its median17.5%6.3%48.1%Against its peers: 1 of 7Peers' median -2.2%
- EPS growthAt its median-4.6%-67.4%40.3%Against its peers: 6 of 7Peers' median 15.0%
- Debt to EBITDAAbove its median6.71×3.63×9.26×Against its peers: 6 of 7Peers' median 3.94×
- Current ratioLowest in 5 years0.340.340.55Against its peers: 4 of 7Peers' median 0.57
Peers: US companies of the same industry (of its sector when the industry has too few) from a tenth to ten times its market value, the six closest in size. Updated weekly.
Banco Santander (Brasil) SA dividends
- Annual dividend
- 0.32 BRL
- Dividend yield (indicated)
- 6.92%
- Payout ratio
- 97.89%
- Frequency
- Quarterly
- Last payment
- 0.08 BRL
- Last ex-dividend date
- 22 Oct 2026
- Last payment date
- 19 Nov 2026
Dividends per share
Banco Santander (Brasil) SA ownership
- Institutions
- 7.42%
- Institutional holders
- 90 (-4)
- Free float
- 9.95%
Who owns the shares
Shares free to trade
Closely held shares belong to insiders, founders and owners of more than 5%, and seldom change hands. The free float is the rest: the shares anyone can buy and sell.
Insider trading
| Quarter | Purchases | Sales | Shares acquired | Shares disposed of |
|---|---|---|---|---|
| Q3 2026 | 0 | 12 | 0.00 | 264.56K |
| Q2 2026 | 3 | 5 | 500.25K | 509.58K |
| Q1 2026 | 0 | 9 | 0.00 | 262.11K |
Shares outstanding
Common questions about Banco Santander (Brasil) SA's financials
Source: Financial Modeling Prep