58/100B72.940
USD
-0.03
(-0.04%)
Market Closed
Last updated: · Delayed 15 min
Fair value55.17Plus+32%38Price 72.9484
Q4 FY2026 · Earnings report
EPS estimate 1.45Revenue estimate 1.04B
Q4 FY2026 · Earnings report
EPS estimate 1.45Revenue estimate 1.04B
Sun Life Financial total debt 1998–2026What is the debt to equity ratio? Debt to equity is a company's total debt divided by its shareholders' equity: how much it has borrowed for each dollar its owners have in the business.
Sun Life Financial's total debt was 9.12B CAD on 30 September 2026, up 23.7% on a year before. At the end of fiscal year 2025 it was 18.79B CAD.
Last updated 8 Nov 2026 · Next report 10 Feb 2027
Total debt
Growth
| Fiscal year | Period ending | Total debt | Growth | Cash and short-term investments | Net cash | Debt to equity |
|---|---|---|---|---|---|---|
| Latest quarter | 30 Sept 2026 | 9.12B | +23.66% | 29.33B | 20.21B | 0.34 |
| FY2025 | 31 Dec 2025 | 18.79B | +11.40% | 29.47B | 10.67B | 0.74 |
| FY2024 | 31 Dec 2024 | 16.87B | +9.57% | 27.80B | 10.93B | 0.65 |
| FY2023 | 31 Dec 2023 | 15.40B | -0.99% | 27.55B | 12.16B | 0.64 |
| FY2022 | 31 Dec 2022 | 15.55B | +52.35% | 27.76B | 12.21B | 0.68 |
| FY2021 | 31 Dec 2021 | 10.21B | +15.96% | 18.31B | 8.11B | 0.39 |
| FY2020 | 31 Dec 2020 | 8.80B | -2.69% | 25.04B | 16.24B | 0.34 |
| FY2019 | 31 Dec 2019 | 9.05B | +35.08% | 23.60B | 14.56B | 0.37 |
| FY2018 | 31 Dec 2018 | 6.70B | +41.39% | 9.51B | 2.81B | 0.28 |
| FY2017 | 31 Dec 2017 | 4.74B | -37.95% | 8.89B | 4.15B | 0.21 |
| FY2016 | 31 Dec 2016 | 7.63B | +61.01% | 8.64B | 1.01B | 0.35 |
| FY2015 | 31 Dec 2015 | 4.74B | -33.13% | 8.98B | 4.24B | 0.22 |
| FY2014 | 31 Dec 2014 | 7.09B | -4.99% | 6.82B | -270.00M | 0.38 |
| FY2013 | 31 Dec 2013 | 7.46B | +2.18% | 7.64B | 176.00M | 0.43 |
| FY2012 | 31 Dec 2012 | 7.30B | +15.69% | 7.03B | -267.00M | 0.44 |
| FY2011 | 31 Dec 2011 | 6.31B | -22.53% | 8.84B | 2.53B | 0.40 |
| FY2010 | 31 Dec 2010 | 8.15B | +18.76% | 8.49B | 341.00M | 0.44 |
| FY2009 | 31 Dec 2009 | 6.86B | -5.51% | 11.87B | 5.01B | 0.39 |
| FY2008 | 31 Dec 2008 | 7.26B | +140.84% | 8.88B | 1.62B | 0.42 |
| FY2007 | 31 Dec 2007 | 3.01B | -39.07% | 440.00M | -2.57B | 0.18 |
| FY2006 | 31 Dec 2006 | 4.95B | +25.30% | 15.99B | 11.05B | 0.29 |
| FY2005 | 31 Dec 2005 | 3.95B | +80.93% | 14.56B | 10.61B | 0.25 |
| FY2004 | 31 Dec 2004 | 2.18B | -13.93% | 13.86B | 11.68B | 0.15 |
| FY2003 | 31 Dec 2003 | 2.54B | +28.42% | 3.18B | 643.00M | 0.16 |
| FY2002 | 31 Dec 2002 | 1.97B | +154.38% | 4.16B | 2.18B | 0.11 |
| FY2001 | 31 Dec 2001 | 776.00M | +3.60% | 4.45B | 3.68B | 0.08 |
| FY2000 | 31 Dec 2000 | 749.00M | -47.80% | 10.18B | 9.43B | 0.11 |
| FY1999 | 31 Dec 1999 | 1.44B | +34.11% | 12.72B | 11.28B | 0.24 |
| FY1998 | 31 Dec 1998 | 1.07B | — | 0.00 | -1.07B | 0.18 |
| Quarter | Period ending | Total debt | Growth on a year before | Cash and short-term investments | Net cash | Debt to equity |
|---|---|---|---|---|---|---|
| Q3 FY2026 | 30 Sept 2026 | 9.12B | +23.66% | 29.33B | 20.21B | 0.34 |
| Q2 FY2026 | 30 Jun 2026 | 9.12B | +42.95% | 29.66B | 20.54B | 0.34 |
| Q1 FY2026 | 31 Mar 2026 | 8.37B | +31.24% | 27.67B | 19.30B | 0.33 |
| Q4 FY2025 | 31 Dec 2025 | 18.79B | +11.40% | 29.47B | 10.67B | 0.74 |
| Q3 FY2025 | 30 Sept 2025 | 7.38B | +15.67% | 28.07B | 20.70B | 0.29 |
| Q2 FY2025 | 30 Jun 2025 | 6.38B | -10.47% | 27.45B | 21.07B | 0.25 |
| Q1 FY2025 | 31 Mar 2025 | 6.38B | 0.00% | 28.05B | 21.67B | 0.25 |
| Q4 FY2024 | 31 Dec 2024 | 16.87B | +9.57% | 27.80B | 10.93B | 0.65 |
| Q3 FY2024 | 30 Sept 2024 | 6.38B | 0.00% | 26.03B | 19.65B | 0.25 |
| Q2 FY2024 | 30 Jun 2024 | 7.13B | -27.33% | 25.89B | 18.76B | 0.29 |
| Q1 FY2024 | 31 Mar 2024 | 6.38B | -33.29% | 25.62B | 19.25B | 0.26 |
| Q4 FY2023 | 31 Dec 2023 | 15.40B | -0.99% | 27.55B | 12.16B | 0.64 |
| Q3 FY2023 | 30 Sept 2023 | 6.38B | -36.80% | 24.99B | 18.61B | 0.27 |
| Q2 FY2023 | 30 Jun 2023 | 9.81B | +17.18% | 24.18B | 14.37B | 0.43 |
| Q1 FY2023 | 31 Mar 2023 | 9.56B | +14.50% | 25.32B | 15.75B | 0.41 |
| Q4 FY2022 | 31 Dec 2022 | 15.55B | +52.35% | 27.76B | 12.21B | 0.68 |
| Q3 FY2022 | 30 Sept 2022 | 10.09B | +117.74% | 25.06B | 14.97B | 0.35 |
| Q2 FY2022 | 30 Jun 2022 | 8.37B | +69.63% | 22.71B | 14.35B | 0.30 |
| Q1 FY2022 | 31 Mar 2022 | 8.35B | +51.63% | 24.57B | 16.21B | 0.30 |
| Q4 FY2021 | 31 Dec 2021 | 10.21B | +15.96% | 12.28B | 2.07B | 0.39 |
| Q3 FY2021 | 30 Sept 2021 | 4.63B | +2.18% | 11.53B | 6.89B | 0.18 |
| Q2 FY2021 | 30 Jun 2021 | 4.93B | -2.01% | 12.44B | 7.50B | 0.19 |
| Q1 FY2021 | 31 Mar 2021 | 5.51B | +36.37% | 22.51B | 17.01B | 0.21 |
| Q4 FY2020 | 31 Dec 2020 | 8.80B | -2.69% | 25.04B | 16.24B | 0.34 |
| Q3 FY2020 | 30 Sept 2020 | 4.54B | -0.07% | 23.86B | 19.33B | 0.18 |
| Q2 FY2020 | 30 Jun 2020 | 5.03B | +23.05% | 25.68B | 20.65B | 0.20 |
| Q1 FY2020 | 31 Mar 2020 | 4.04B | -6.91% | 23.73B | 19.70B | 0.16 |
| Q4 FY2019 | 31 Dec 2019 | 9.05B | +35.08% | 23.60B | 14.56B | 0.37 |
| Q3 FY2019 | 30 Sept 2019 | 4.54B | +4.61% | 8.65B | 4.11B | 0.20 |
| Q2 FY2019 | 30 Jun 2019 | 4.09B | -5.67% | 8.19B | 4.10B | 0.17 |
| Q1 FY2019 | 31 Mar 2019 | 4.34B | +0.07% | 8.37B | 4.03B | 0.18 |
| Q4 FY2018 | 31 Dec 2018 | 6.70B | +41.39% | 9.51B | 2.81B | 0.28 |
| Q3 FY2018 | 30 Sept 2018 | 4.34B | +0.02% | 8.20B | 3.86B | 0.19 |
| Q2 FY2018 | 30 Jun 2018 | 4.34B | 0.00% | 8.13B | 3.79B | 0.19 |
| Q1 FY2018 | 31 Mar 2018 | 4.34B | 0.00% | 7.84B | 3.50B | 0.19 |
| Q4 FY2017 | 31 Dec 2017 | 4.74B | -37.95% | 8.89B | 4.15B | 0.21 |
| Q3 FY2017 | 30 Sept 2017 | 4.34B | -15.52% | 8.06B | 3.73B | 0.19 |
| Q2 FY2017 | 30 Jun 2017 | 4.34B | +4.78% | 7.83B | 3.49B | 0.19 |
| Q1 FY2017 | 31 Mar 2017 | 4.34B | -14.80% | 6.94B | 2.60B | 0.20 |
| Q4 FY2016 | 31 Dec 2016 | 7.63B | +61.01% | 8.64B | 1.01B | 0.35 |
| Q3 FY2016 | 30 Sept 2016 | 5.13B | -7.33% | 7.99B | 2.86B | 0.24 |
| Q2 FY2016 | 30 Jun 2016 | 4.14B | -17.73% | 6.54B | 2.41B | 0.20 |
| Q1 FY2016 | 31 Mar 2016 | 5.09B | +1.11% | 7.58B | 2.49B | 0.25 |
| Q4 FY2015 | 31 Dec 2015 | 4.74B | -33.13% | 8.98B | 4.24B | 0.22 |
| Q3 FY2015 | 30 Sept 2015 | 5.54B | +10.58% | 8.05B | 2.51B | 0.27 |
| Q2 FY2015 | 30 Jun 2015 | 5.03B | +0.58% | 7.45B | 2.42B | 0.25 |
| Q1 FY2015 | 31 Mar 2015 | 5.03B | +5.76% | 6.74B | 1.71B | 0.25 |
| Q4 FY2014 | 31 Dec 2014 | 7.09B | -4.99% | 6.82B | -270.00M | 0.38 |
| Q3 FY2014 | 30 Sept 2014 | 5.01B | -4.52% | 6.20B | 1.19B | 0.27 |
| Q2 FY2014 | 30 Jun 2014 | 5.00B | -4.71% | 5.82B | 814.00M | 0.28 |
| Q1 FY2014 | 31 Mar 2014 | 4.76B | -14.91% | 6.08B | 1.32B | 0.27 |
| Q4 FY2013 | 31 Dec 2013 | 7.46B | +2.18% | 7.64B | 176.00M | 0.43 |
| Q3 FY2013 | 30 Sept 2013 | 5.25B | +7.37% | 7.35B | 2.11B | 0.31 |
| Q2 FY2013 | 30 Jun 2013 | 5.25B | +7.30% | 6.09B | 841.00M | 0.30 |
| Q1 FY2013 | 31 Mar 2013 | 5.59B | -1.69% | 6.73B | 1.13B | 0.33 |
| Q4 FY2012 | 31 Dec 2012 | 7.30B | +15.69% | 7.03B | -267.00M | 0.44 |
| Q3 FY2012 | 30 Sept 2012 | 4.89B | -0.27% | 11.00B | 6.11B | 0.30 |
| Q2 FY2012 | 30 Jun 2012 | 4.89B | +0.06% | 8.40B | 3.51B | 0.30 |
| Q1 FY2012 | 31 Mar 2012 | 5.69B | +16.36% | 8.27B | 2.58B | 0.35 |
| Q4 FY2011 | 31 Dec 2011 | 6.31B | -22.53% | 8.84B | 2.53B | 0.40 |
| Q3 FY2011 | 30 Sept 2011 | 4.90B | -28.54% | 8.85B | 3.95B | 0.30 |
| Q2 FY2011 | 30 Jun 2011 | 4.89B | -28.75% | 9.17B | 4.28B | 0.30 |
| Q1 FY2011 | 31 Mar 2011 | 4.89B | -28.67% | 8.38B | 3.49B | 0.30 |
| Q4 FY2010 | 31 Dec 2010 | 8.15B | +18.76% | 8.49B | 341.00M | 0.44 |
| Q3 FY2010 | 30 Sept 2010 | 6.86B | +7.78% | 9.33B | 2.48B | 0.37 |
| Q2 FY2010 | 30 Jun 2010 | 6.86B | +7.62% | 9.56B | 2.70B | 0.38 |
| Q1 FY2010 | 31 Mar 2010 | 6.85B | +12.51% | 10.56B | 3.70B | 0.40 |
| Q4 FY2009 | 31 Dec 2009 | 6.86B | -5.51% | 11.87B | 5.01B | 0.39 |
| Q3 FY2009 | 30 Sept 2009 | 6.36B | +14.30% | 11.83B | 5.47B | 0.37 |
| Q2 FY2009 | 30 Jun 2009 | 6.38B | +14.68% | 11.20B | 4.82B | 0.35 |
| Q1 FY2009 | 31 Mar 2009 | 6.09B | +17.15% | 10.43B | 4.34B | 0.36 |
| Q4 FY2008 | 31 Dec 2008 | 7.26B | +140.84% | 8.88B | 1.62B | 0.42 |
| Q3 FY2008 | 30 Sept 2008 | 5.57B | +15.09% | 6.61B | 1.05B | 0.33 |
| Q2 FY2008 | 30 Jun 2008 | 5.56B | +13.77% | 5.38B | -178.00M | 0.32 |
| Q1 FY2008 | 31 Mar 2008 | 5.20B | +0.10% | 0.00 | -5.20B | 0.30 |
| Q4 FY2007 | 31 Dec 2007 | 3.01B | -39.07% | 440.00M | -2.57B | 0.18 |
| Q3 FY2007 | 30 Sept 2007 | 4.84B | -1.32% | 0.00 | -4.84B | 0.28 |
| Q2 FY2007 | 30 Jun 2007 | 4.89B | +6.32% | 0.00 | -4.89B | 0.28 |
| Q1 FY2007 | 31 Mar 2007 | 5.19B | +11.86% | 0.00 | -5.19B | 0.29 |
| Q4 FY2006 | 31 Dec 2006 | 4.95B | +25.30% | 15.99B | 11.05B | 0.29 |
| Q3 FY2006 | 30 Sept 2006 | 4.90B | +237.02% | 0.00 | -4.90B | 0.30 |
| Q2 FY2006 | 30 Jun 2006 | 4.60B | +214.03% | 0.00 | -4.60B | 0.29 |
| Q1 FY2006 | 31 Mar 2006 | 4.64B | +216.72% | 0.00 | -4.64B | 0.29 |
| Q4 FY2005 | 31 Dec 2005 | 3.95B | +80.93% | 14.56B | 10.61B | 0.25 |
| Q3 FY2005 | 30 Sept 2005 | 1.45B | -42.02% | 0.00 | -1.45B | 0.10 |
| Q2 FY2005 | 30 Jun 2005 | 1.46B | -42.91% | 0.00 | -1.46B | 0.10 |
| Q1 FY2005 | 31 Mar 2005 | 1.47B | -41.92% | 0.00 | -1.47B | 0.10 |
| Q4 FY2004 | 31 Dec 2004 | 2.18B | -13.93% | 13.86B | 11.68B | 0.15 |
| Q3 FY2004 | 30 Sept 2004 | 2.51B | +44.20% | 0.00 | -2.51B | 0.17 |
| Q2 FY2004 | 30 Jun 2004 | 2.56B | +33.90% | 0.00 | -2.56B | 0.17 |
| Q1 FY2004 | 31 Mar 2004 | 2.52B | +29.63% | 0.00 | -2.52B | 0.18 |
| Q4 FY2003 | 31 Dec 2003 | 2.54B | +28.42% | 3.18B | 643.00M | 0.16 |
| Q3 FY2003 | 30 Sept 2003 | 1.74B | -13.79% | 0.00 | -1.74B | 0.12 |
| Q2 FY2003 | 30 Jun 2003 | 1.91B | -4.42% | 0.00 | -1.91B | 0.14 |
| Q1 FY2003 | 31 Mar 2003 | 1.95B | +308.27% | 0.00 | -1.95B | 0.13 |
| Q4 FY2002 | 31 Dec 2002 | 1.97B | +154.38% | 4.16B | 2.18B | 0.11 |
| Q3 FY2002 | 30 Sept 2002 | 2.02B | +160.66% | 0.00 | -2.02B | 0.14 |
| Q2 FY2002 | 30 Jun 2002 | 2.00B | +164.50% | 0.00 | -2.00B | 0.14 |
| Q1 FY2002 | 31 Mar 2002 | 477.02M | -37.92% | 0.00 | -477.02M | 0.06 |
| Q4 FY2001 | 31 Dec 2001 | 776.00M | +3.60% | 4.45B | 3.68B | 0.08 |
| Q3 FY2001 | 30 Sept 2001 | 774.05M | -3.66% | 0.00 | -774.05M | 0.10 |
| Q2 FY2001 | 30 Jun 2001 | 757.28M | -20.27% | 0.00 | -757.28M | 0.11 |
| Q1 FY2001 | 31 Mar 2001 | 768.40M | -31.71% | 0.00 | -768.40M | 0.11 |
| Q4 FY2000 | 31 Dec 2000 | 749.00M | — | 10.18B | 9.43B | 0.11 |
| Q3 FY2000 | 30 Sept 2000 | 803.47M | — | 0.00 | -803.47M | 0.12 |
| Q2 FY2000 | 30 Jun 2000 | 949.75M | — | 0.00 | -949.75M | 0.15 |
| Q1 FY2000 | 31 Mar 2000 | 1.13B | — | 0.00 | -1.13B | 0.19 |
Figures in CAD at the end of each period. Net cash is cash and short-term investments less total debt; book value per share is on the diluted share count. The latest column is the most recent quarter.
Total debt counts commercial paper, term debt and lease liabilities.
See also:Revenue,Net income,EPS,Shares outstanding,Operating income,Cash on hand,Free cash flow,Stock buybacks,Balance sheet
Common questions about Sun Life Financial's debt
Source: Financial Modeling Prep