58/100BSun Life Financial stock forecast 2026–2030What is an analyst price target? A price target is the price an analyst expects a stock to reach in 12 months. Arincen shows the average, high and low targets and the upside to the average.
Analysts' average 12-month price target for Sun Life Financial is 88.00, 20.6% above the current price of 72.94. Their targets range from 88.00 to 88.00.
Of the 2 firms that rated Sun Life Financial in the past 12 months, 1 rate it buy or strong buy, 1 hold and 0 sell or strong sell (each firm at its latest rating): a Hold consensus.
Analysts' 1-year price targets range from 88.00 to 88.00, with an average of 88.00.
| Buy | 1 | |
| Hold | 1 | |
| Sell | 0 |
12-month price target
| Highest target | 88.00 |
| Average target | 88.00 |
| Lowest target | 88.00 |
| Current price | 72.94 |
Sun Life Financial price target historyWhat is an analyst price target? A price target is the price an analyst expects a stock to reach in 12 months. Arincen shows the average, high and low targets and the upside to the average.
Have analysts recently raised or lowered their Sun Life Financial price target and rating?
How analysts rate Sun Life Financial, month by monthWhat is the analyst rating? The analyst rating sums up what the analysts covering a stock recommend, from strong buy to strong sell, by the share of them rating it a buy.
1 of 2 firms rate it buy now, against 0 of 1 in December 2025.
Each month: every firm at its latest rating from the 12 months before. Strong buys count as buys, strong sells as sells.
Sun Life Financial analyst upgrades, downgrades and price targets
| Date | Firm | Rating | Price target | Change | Price then |
|---|---|---|---|---|---|
| 3 Sept 2026 | Argus Research | Reiterated · Buy | 81.00 → 88.00 | +8.6% | 79.46 |
| 10 Jun 2026 | Argus Research Kevin Heal | — | 81.00 | — | 74.52 |
Sun Life Financial EPS and revenue estimatesWhat are estimate revisions? Estimate revisions are the changes analysts make to their EPS and revenue forecasts for the years ahead. They show whether expectations are rising or falling.
Analysts expect Sun Life Financial's EPS to grow 2.1% a year until 2028, slower than over the last 5 years (8.6% a year) and the last 3 years (7.9%).
Revenue
EPS
Does Sun Life Financial beat earnings estimates?What is an earnings surprise? An earnings surprise is how far a company's reported EPS or revenue came above or below the analysts' average estimate, in percent.
On average, analysts' EPS estimate was 6.7% off the result, either way, and their revenue estimate 322.6%, over the last 12 quarters.
- EPS beats
- 69 / 106
- Revenue beats
- 47 / 94
- Average EPS surprise, last 12What is an earnings surprise? An earnings surprise is how far a company's reported EPS or revenue came above or below the analysts' average estimate, in percent.
- +5.1%
- Since
- August 2000
| Quarter | Report date | EPS estimate | Reported EPS | Surprise | Revenue estimate | Reported revenue | Surprise |
|---|---|---|---|---|---|---|---|
| Q3 FY2026 | 4 Nov 2026 | 1.45 | 1.47 | +1.4% | 986.89M | 879.98M | -10.8% |
| Q2 FY2026 | 6 Aug 2026 | 1.39 | 1.46 | +5.0% | 994.33M | 956.03M | -3.9% |
| Q1 FY2026 | 6 May 2026 | 1.35 | 1.38 | +2.2% | 925.99M | 6.31B | +581.6% |
| Q4 FY2025 | 11 Feb 2026 | 1.35 | 1.41 | +4.4% | 973.53M | 819.95M | -15.8% |
| Q3 FY2025 | 5 Nov 2025 | 1.30 | 1.35 | +3.8% | 944.53M | 8.89B | +841.2% |
| Q2 FY2025 | 7 Aug 2025 | 1.29 | 1.29 | 0.0% | — | 6.21B | — |
| Q1 FY2025 | 8 May 2025 | 1.22 | 1.27 | +4.1% | — | 6.94B | — |
| Q4 FY2024 | 12 Feb 2025 | 0.90 | 1.20 | +32.9% | — | 1.22B | — |
| Q3 FY2024 | 4 Nov 2024 | 1.22 | 1.27 | +4.1% | 665.42M | 10.29B | +1,446.1% |
| Q2 FY2024 | 12 Aug 2024 | 1.18 | 1.25 | +5.9% | 5.50B | 5.49B | -0.2% |
| Q1 FY2024 | 9 May 2024 | 1.21 | 1.10 | -9.1% | 5.52B | 5.34B | -3.2% |
| Q4 FY2023 | 7 Feb 2024 | 1.17 | 1.25 | +6.8% | 13.87B | 14.02B | +1.1% |
Sun Life Financial stock price 2026–2030: scenariosHow are the stock price scenarios calculated? Bear, base and bull prices for the years ahead: the analysts' EPS estimates times the lowest, average and highest P/E of the stock today and at its last five year ends, or of its peers.
If Sun Life Financial's earnings keep growing at the -4.8% a year analysts expect to FY2028, it would earn about 4.16 a share in FY2030. At the P/E it has traded at over the last five years (10.5 to 19.5) that is 43.47 to 80.84 a share, or 59.48 at its average P/E of 14.3. This is arithmetic on the analysts' estimates, not a prediction.
| Fiscal year | EPS | Bear | Base | Bull |
|---|---|---|---|---|
| FY2026 | 3.94 | 41.19 | 56.36 | 76.61 |
| FY2027 | 4.22 | 44.09 | 60.33 | 82.00 |
| FY2028 | 4.59 | 47.98 | 65.66 | 89.24 |
| FY2029 (extrapolated) | 4.37 | 45.67 | 62.49 | 84.94 |
| FY2030 (extrapolated) | 4.16 | 43.47 | 59.48 | 80.84 |
Each year's EPS is the analysts' consensus to FY2028; the years after grow -4.8% a year (the analysts' growth, at most 15%). Bear, base and bull apply the lowest, average and highest P/E of today and the last five fiscal year ends, leaving out any above 60, the mark of a year of collapsed earnings (10.5, 14.3, 19.5).
Is Sun Life Financial stock undervalued or overvalued?How does Arincen work out a stock's fair value? Fair value is our estimate of a share's price at the P/E the company usually trades at, with a low to high range around it.
Sun Life Financial's P/E of 19.5 is near the top of its 5-year range (10.1 to 22.3, median 14.7). Analysts do not expect faster growth than in recent years, so it is expensive compared with its own history. Buyers pay more for each point of growth than usual: a PEG of 9.3 on expected growth against 1.7 on its median P/E and past five years' growth. At its usual P/E (14.7 × EPS of 3.75), Sun Life Financial's fair value is 55.17; the price, 72.94, is 32.2% above it. Its forward P/E, on the consensus for FY2026, is 18.5.
Fair value is the usual (median) P/E of the last five years times the earnings per share of the last twelve months; the ends of the bar are the same earnings at its lowest and highest P/E of those years (10.1 and 22.3). The price against its P/E range
- Price to earnings ratio (TTM)What is the P/E ratio? The P/E ratio divides a share's price by its earnings per share over the last year: what you pay for each dollar of profit.
- 19.45
- Five-year median P/EWhat is the P/E ratio? The P/E ratio divides a share's price by its earnings per share over the last year: what you pay for each dollar of profit.
- 14.72
- Five-year P/E range
- 10.1 – 22.3
- Forward P/E (FY2026)What is the forward P/E ratio? Forward P/E divides a share's price by the earnings per share analysts expect in the coming year, rather than last year's actual earnings.
- 18.52
- To the average targetWhat is an analyst price target? A price target is the price an analyst expects a stock to reach in 12 months. Arincen shows the average, high and low targets and the upside to the average.
- +20.6%
Most undervalued US stocksHow does Arincen work out a stock's fair value? Fair value is our estimate of a share's price at the P/E the company usually trades at, with a low to high range around it.
| Stock | Price | Fair value | Upside |
|---|---|---|---|
| 35.760 | 71.4258Price 35.76193 | +99.7% | |
| 29.080 | 56.2434Price 29.0896 | +93.4% | |
| 240.360 | 464.26205Price 240.36627 | +93.2% | |
| 202.040 | 384.58163Price 202.042,644 | +90.3% | |
| 161.340 | 305.52160Price 161.34396 | +89.4% | |
| 125.395 | 237.44178Price 125.40297 | +89.4% | |
| 159.580 | 300.48225Price 159.58376 | +88.3% |
Furthest below the fair value on each stock's page, updated every day.