77/100B91.280
USD
-0.52
(-0.57%)
Market Open
Last updated: · Delayed 15 min
Fair value126.85Plus-28%76Price 91.28176
Q4 FY2026 · Earnings report
EPS estimate 1.72Revenue estimate 7.40B
Q4 FY2026 · Earnings report
EPS estimate 1.72Revenue estimate 7.40B
If you had invested in Charles Schwab Corp (The) ago, it would be worth $2,883 today, against $4,096 in SPY and $6,368 in QQQ.
Arincen ScoreWhat is the Arincen Score? The Arincen Score grades a company out of 100 from 30 checks on its own reported figures, five checks in each of six parts.Beta
77/100
Six parts of the company, five checks each, from its own reported figures. A part scores the checks it passes out of 10; the score is their average out of 100.
Profitability10
Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.
Cash10
Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.
Valuation8
Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.
Growth10
Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.
Financial strength4
Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.
Shareholders4
Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.
Figures to FY2025; the price as of today.
Charles Schwab Corp (The) key facts
- StyleWhat does a stock's style mean? The style label sorts a stock as growth, value, dividend, blend or speculative, with a 1 to 10 meter showing how strongly it fits.
- Growth stock · 7.9/10Growth 7.9 · Value 5.8 · Dividend 3.8
- Day range
- 89.750 – 91.500
- 52-week range
- 83.960 – 114.530
- Market capitalizationWhat is market capitalization? Market cap is what the stock market values a whole company at: its share price times the number of its shares outstanding.
- 157.55B USD
- P/EWhat is the P/E ratio? The P/E ratio divides a share's price by its earnings per share over the last year: what you pay for each dollar of profit.
- 15.50
- PEG ratioWhat is the PEG ratio? The PEG ratio divides the P/E by the yearly earnings growth analysts expect, to show how much you pay for each point of growth.
- 0.78
- EPSWhat is EPS (earnings per share)? EPS (earnings per share) is a company's net income divided by its number of shares: the profit that belongs to each share over a period.
- 5.89
- Div YieldWhat is dividend yield? Dividend yield is a year of dividends as a percentage of the share price: the income a shareholder receives for each dollar invested at today's price.
- 1.40%
- EPS growth forecast (FY2026)
- +32.3%
- Volume
- 63,184
- BetaWhat is beta in stocks? Beta measures how much a stock tends to move when the whole market moves: 1 moves with it, under 1 is calmer, over 1 swings more.
- 0.76
- ESG scoreWhat is an ESG score? An ESG score rates how a company handles the environment, its people and its governance, out of 100. Higher is better.
- 56.7/100Environment 47 · Social 69 · Governance 54
- Sector
- Financial Services
- Industry
- Financial - Capital Markets
- CEO
- Richard Andrew Wurster
- Employees
- 34K
- Website
- aboutschwab.com
- IPO date
- 22 Sept 1987
Charles Schwab Corp (The) earningsWhat is an earnings surprise? An earnings surprise is how far a company's reported EPS or revenue came above or below the analysts' average estimate, in percent.
Next earnings · Q4 FY2026
EPS estimate
1.72 USD
Revenue estimate
7.40B USD
Last quarter · Q3 FY2026
EPS1.69Beat +2.4%Revenue7.17BMissed -0.1%
Revenue
ReportedEstimate
EPS
ReportedEstimate
| Period | Report date | EPS estimate | Reported EPS | Surprise | EPS growth | Revenue estimate | Reported revenue | Surprise | Revenue growth |
|---|---|---|---|---|---|---|---|---|---|
| Q3 FY2027 | 2.05 | — | — | +21.48% | 8.14B | — | — | +13.57% | |
| Q2 FY2027 | 1.94 | — | — | +19.80% | 7.94B | — | — | +12.30% | |
| Q1 FY2027 | 1.77 | — | — | +23.84% | 7.56B | — | — | +16.61% | |
| Q4 FY2026 | 1.72 | — | — | +23.74% | 7.40B | — | — | +16.83% | |
| Q3 FY2026 | 1.65 | 1.69 | +2.42% | +29.01% | 7.18B | 7.17B | -0.14% | +16.89% | |
| Q2 FY2026 | 1.56 | 1.62 | +3.85% | +42.11% | 6.90B | 7.07B | +2.56% | +20.87% | |
| Q1 FY2026 | 1.40 | 1.43 | +2.14% | +37.50% | 6.50B | 6.48B | -0.28% | +15.77% | |
| Q4 FY2025 | 1.36 | 1.39 | +2.21% | +37.62% | 6.38B | 6.34B | -0.70% | +18.90% | |
| Q3 FY2025 | 1.25 | 1.31 | +4.80% | +70.13% | 6.01B | 6.14B | +2.05% | +26.57% | |
| Q2 FY2025 | 1.10 | 1.14 | +3.64% | +56.16% | 5.73B | 5.85B | +2.04% | +24.75% |
| Period | EPS estimate | Reported EPS | Surprise | EPS growth | Revenue estimate | Reported revenue | Surprise | Revenue growth |
|---|---|---|---|---|---|---|---|---|
| FY2028 | 9.24 | — | — | +17.32% | 35.03B | — | — | +9.72% |
| FY2027 | 7.88 | — | — | +22.02% | 31.93B | — | — | +13.53% |
| FY2026 | 6.46 | — | — | +32.28% | 28.12B | — | — | +17.57% |
| FY2025 | 4.87 | 4.88 | +0.21% | +50.15% | 23.95B | 23.92B | -0.14% | +21.98% |
| FY2024 | 3.16 | 3.25 | +2.81% | +3.83% | 19.46B | 19.61B | +0.76% | +4.10% |
| FY2023 | 3.11 | 3.13 | +0.52% | -19.95% | 18.90B | 18.84B | -0.33% | -9.86% |
| FY2022 | 3.92 | 3.91 | -0.24% | +21.77% | 20.87B | 20.90B | +0.12% | +12.08% |
Analysts' estimates for FY2026 over the last 7 days:EPS Revenue How the estimates moved
Charles Schwab Corp (The) analyst forecastWhat is the analyst rating? The analyst rating sums up what the analysts covering a stock recommend, from strong buy to strong sell, by the share of them rating it a buy.
12-month price target
117.63 USD
+28.87%
Analysts' 1-year price targets range from 95.00 to 145.00, with an average of 117.63.
Past year
1-year forecast
Strong sellStrong buy
Buy
15 ratings
| Buy | 10 | |
| Hold | 4 | |
| Sell | 1 |
12-month price target
| Highest target | 145.00 |
| Average target | 117.63 |
| Lowest target | 95.00 |
| Current price | 91.28 |
Charles Schwab Corp (The) valuationWhat is the P/E ratio? The P/E ratio divides a share's price by its earnings per share over the last year: what you pay for each dollar of profit.
- Price to earnings ratio (TTM)What is the P/E ratio? The P/E ratio divides a share's price by its earnings per share over the last year: what you pay for each dollar of profit.
- 15.50
- Forward P/E (FY2026)What is the forward P/E ratio? Forward P/E divides a share's price by the earnings per share analysts expect in the coming year, rather than last year's actual earnings.
- 14.14
- Price to sales (TTM)What is the P/S ratio? The price-to-sales ratio compares a company's market value with its revenue over the last year: what you pay for each dollar of sales.
- 5.65
- Price to bookWhat is the P/B ratio? The price-to-book ratio compares a company's market value with its book value, the shareholders' equity on its balance sheet.
- 3.06
- EV / EBITDA (TTM)What is EV/EBITDA? EV/EBITDA compares a company's whole value, debt included and cash taken off, with a year of its earnings before interest, tax and depreciation.
- 8.52
Capital structureWhat is enterprise value? Enterprise value is what the whole business costs: the market value of its shares plus its debt minus its cash. It is the price behind EV/EBITDA.
Market capitalization
157.55B USD
+
Total debt
40.02B USD
−
Cash and short-term investments
68.43B USD
=
Enterprise value
129.15B USD
Valuation over time
P/EForward P/EForward P/E · EstimateEstimate
Charles Schwab Corp (The) against its own historyWhat does "against its own history" show? The company's latest margins, return on equity, growth, debt and P/E against its own last 5 years: the low, the median and the high, and whether this year is better or worse than usual.
Each figure in the latest fiscal year against the same figure from FY2021 to FY2025: the range, its median (the line) and the latest (the dot, green on the good side of the median). The P/E is today's against its daily readings of five years.
Its peers: The Goldman Sachs Group, Morgan Stanley, Robinhood Markets, Tradeweb Markets, LPL Financial Holdings, and Circle Internet Group, the US Financial - Capital Markets companies closest to it in size, each in its own latest fiscal year: their median (the line) and its rank among them, first being the best.
- P/E (today)Below its median15.512.936.2
- Gross marginAt its median100.0%100.0%100.0%Against its peers: 1 of 7Peers' median 52.3%
- Operating marginHighest in 5 years47.9%33.9%47.9%Against its peers: 1 of 7Peers' median 18.3%
- Net marginHighest in 5 years37.0%26.9%37.0%Against its peers: 3 of 7Peers' median 14.2%
- Return on equityAbove its median17.9%10.4%19.6%Against its peers: 2 of 7Peers' median 14.4%
- Free cash flow marginAbove its median36.6%5.2%100.3%Against its peers: 2 of 7Peers' median 6.8%
- Revenue growthAbove its median22.0%-9.3%58.4%Against its peers: 4 of 7Peers' median 28.0%
- EPS growthHighest in 5 years55.9%-27.4%55.9%Against its peers: 2 of 7Peers' median 27.4%
- Debt to EBITDALowest in 5 years2.41×2.41×7.66×Against its peers: 2 of 6Peers' median 5.33×
- Current ratioBelow its median0.530.520.93Against its peers: 7 of 7Peers' median 1.22
Peers: US companies of the same industry (of its sector when the industry has too few) from a tenth to ten times its market value, the six closest in size. Updated weekly.
Charles Schwab Corp (The) growth and profitabilityWhat are gross, operating and net profit margins? A profit margin is the share of revenue kept as profit: gross margin after the cost of sales, operating margin after running costs, net margin after all costs.
- Revenue (TTM)What does TTM (trailing twelve months) mean? TTM (trailing twelve months) is a figure over the latest twelve months of reports: usually the last four quarters added together.
- 27.89B USD
- Net income (TTM)What is an income statement? The income statement shows a company's revenue, costs and profit over a quarter or a year, from sales at the top to net income at the bottom.
- 10.64B USD
- Gross marginWhat are gross, operating and net profit margins? A profit margin is the share of revenue kept as profit: gross margin after the cost of sales, operating margin after running costs, net margin after all costs.
- 97.02%
- Operating margin
- 49.53%
- Net margin
- 38.16%
Revenue / Net income
Revenue Net income Net margin
Charles Schwab Corp (The) revenue breakdown
By product
FY2025
56.0%Interest revenue23.5%Asset management and administration fees14.2%Trading revenue3.5%Bank deposit account fees2.8%Other
| Segment | Revenue | Share of revenue | Change on the year |
|---|---|---|---|
| Interest revenue | 15.50B | 56.0% | — |
| Asset management and administration fees | 6.51B | 23.5% | — |
| Trading revenue | 3.92B | 14.2% | — |
| Bank deposit account fees | 977.00M | 3.5% | — |
| Other | 767.00M | 2.8% | — |
How Charles Schwab Corp (The) makes its moneyWhat is an income statement? The income statement shows a company's revenue, costs and profit over a quarter or a year, from sales at the top to net income at the bottom.
Revenue23.92B 100.0%
Gross profit23.92B 100.0%
Selling and administration6.91B 28.9%
Other operating expenses5.55B 23.2%
Operating income11.46B 47.9%
Tax2.61B 10.9%
Net income8.85B 37.0%
FY2025, in USD. Each band is as wide as its money; the percentage is its share of revenue.
FY2025, in USD. Each band is as wide as its money; the percentage is its share of revenue.
Charles Schwab Corp (The) dividendsWhat is dividend yield? Dividend yield is a year of dividends as a percentage of the share price: the income a shareholder receives for each dollar invested at today's price.
- Annual dividend
- 1.28 USD
- Dividend yield (indicated)What is dividend yield? Dividend yield is a year of dividends as a percentage of the share price: the income a shareholder receives for each dollar invested at today's price.
- 1.40%
- Payout ratioWhat is the payout ratio? The payout ratio is the share of a company's earnings paid out as dividends: dividends per share divided by earnings per share (EPS).
- 26.32%
- Years of dividend growthWhat are years of dividend growth? The years in a row a company has raised its dividend per share. 25 years make an S&P 500 company a Dividend Aristocrat; 50 make a Dividend King.
- 2
- Frequency
- Quarterly
- Next payment
- 0.32 USD
- Last ex-dividend dateWhat is the ex-dividend date? The ex-dividend date is the first day a stock trades without its next dividend: buy before it to receive the payment; buy on or after it and the seller gets it.
- 13 Nov 2026
- Next payment date
- 27 Nov 2026
Dividends per share
Charles Schwab Corp (The) financial health
- Cash and short-term investments
- 68.43B USD
- Total debt
- 40.02B USD
- Net cash
- 28.40B USD
- Free cash flow (TTM)What is free cash flow (FCF)? Free cash flow is the cash a company's operations bring in minus what it spends on long-term assets (capex): cash left for debt, dividends and buybacks.
- 121.00M USD
- Current ratioWhat is the current ratio? The current ratio is current assets divided by current liabilities: whether what a company will turn into cash within a year covers what it owes within a year.
- 13.80
- Debt to equityWhat is the debt to equity ratio? Debt to equity is a company's total debt divided by its shareholders' equity: how much it has borrowed for each dollar its owners have in the business.
- 0.78
- Piotroski scoreWhat is the Piotroski F-Score? The Piotroski F-Score rates a company's financial strength from 0 to 9: one point for each of nine tests of profit, debt and efficiency it passes.
- 7 / 9
- Altman Z-scoreWhat is the Altman Z-Score? The Altman Z-Score rolls five financial ratios into one number that signals a company's risk of bankruptcy: over 3 is safe, under 1.8 is distress.
- 0.97
Cash, debt and free cash flow
Cash and short-term investments Total debt Free cash flow
Charles Schwab Corp (The) ownershipWhat is institutional ownership? Institutional ownership is the share of a company's stock held by funds, banks and other investment managers, as they report it each quarter on Form 13F.
- InstitutionsWhat is institutional ownership? Institutional ownership is the share of a company's stock held by funds, banks and other investment managers, as they report it each quarter on Form 13F.
- 83.07%
- Institutional holders
- 2,417 (-7)
- Free floatWhat is free float? Free float is the part of a company's shares that anyone can buy and sell: all its shares minus those held by insiders, founders and owners of over 5%.
- 94.27%
Who owns the shares
Institutions 83.1% Others 16.9%
As of 30 Jun 2026
Shares free to trade
Free float 1.63B shares ·94.3% Closely held 98.98M shares ·5.7%
Closely held shares belong to insiders, founders and owners of more than 5%, and seldom change hands. The free float is the rest: the shares anyone can buy and sell.
Insider trading
| Quarter | Purchases | Sales | Shares acquired | Shares disposed of |
|---|---|---|---|---|
| Q4 2026 | 0 | 6 | 12.44K | 337.43K |
| Q3 2026 | 0 | 37 | 704.34K | 2.25M |
| Q2 2026 | 1 | 16 | 179.22K | 938.59K |
| Q1 2026 | 0 | 32 | 1.36M | 1.93M |
Shares outstanding
Basic shares Diluted shares Change in diluted shares
Source: Financial Modeling Prep
Title: Charles Schwab Corp (The)
Sector: Financial Services
Industry: Financial - Capital Markets
Charles Schwab is one of the largest retail-oriented financial-services companies in the US, with $11.9 trillion in client assets across its brokerage, banking, asset management, custody, financial advisory, and wealth management businesses at the end of 2025. Schwab is best known for its retail brokerage offering but generates the lion's share of its revenue and profits through its Charles Schwab Bank, which is largely funded by idle "sweep" cash in retail investor accounts. The firm is also a dominant player in Registered Investment Advisor (RIA) custody, with over 40% market share, and has recently pushed into wealth management with robo-advisory, direct indexing, and other managed-investment solutions.