PYPL

PayPal Holdings
D

PYPL

Arincen80/100B

PayPal Holdings return on equity (ROE)

PayPal Holdings's return on equity is 24.26%: net income of 4.73B USD over the last twelve months on shareholders' equity of 19.48B USD.

Today
24.26%
Average, 5 years
19.93%
Low, 5 years
10.40%
High, 5 years
25.83%

ROE (return on equity) = net income (last 12 months) ÷ shareholders' equity = 4.73B ÷ 19.48B = 24.26%

ROE (return on equity)
Net income
Shareholders' equity

Each quarter's net income over its last four quarters, over the shareholders' equity at the quarter end.

Why is PayPal Holdings's return on equity so high?

Net margin
15.8%
profit on each dollar of sales
Asset turnover
0.41×
sales on each dollar of assets
Equity multiplier
3.96×
assets on each dollar of equity
Return on equity
25.8%
FY2025
  • FY202515.8% × 0.41 × 3.96 = 25.8%
  • FY202413.0% × 0.39 × 4.00 = 20.3%
  • FY202314.3% × 0.36 × 3.90 = 20.2%
  • FY20228.8% × 0.35 × 3.88 = 11.9%
  • FY202116.4% × 0.33 × 3.49 = 19.2%

The DuPont breakdown, on each year-end's assets and equity, as the return on equity elsewhere on this page. A high equity multiplier means a small equity base: debt, or buybacks that return the equity to shareholders, lift the return on what is left.

ROE (return on equity) by year and by quarter

Fiscal yearPeriod endingROE (return on equity)Net incomeShareholders' equity
Today24.26%4.73B19.48B
FY202531 Dec 202525.83%5.23B20.26B
FY202431 Dec 202420.31%4.15B20.42B
FY202331 Dec 202320.17%4.25B21.05B
FY202231 Dec 202211.93%2.42B20.27B
FY202131 Dec 202119.19%4.17B21.73B
FY202031 Dec 202020.99%4.20B20.02B
FY201931 Dec 201914.56%2.46B16.89B
FY201831 Dec 201813.37%2.06B15.39B
FY201731 Dec 201711.22%1.80B15.99B
FY201631 Dec 20169.52%1.40B14.71B
FY201531 Dec 20158.93%1.23B13.76B
FY201431 Dec 20145.08%419.00M8.25B
FY201331 Dec 201312.92%955.00M7.39B
FY201231 Dec 2012—778.00M—

Figures in USD. A quarter's revenue, net income and dividends are those of its last four quarters.

See also:P/E ratio,Market cap,P/S ratio,Dividend yield,Debt to equity,Current ratio,All ratios

Common questions about PayPal Holdings's ROE

Source: Financial Modeling PrepVerified against SEC filings