80/100BPayPal Holdings stock forecast 2026–2030What is an analyst price target? A price target is the price an analyst expects a stock to reach in 12 months. Arincen shows the average, high and low targets and the upside to the average.
Analysts' average 12-month price target for PayPal Holdings is 57.00, 3.8% below the current price of 59.28. Their targets range from 45.00 to 70.00.
Of the 28 firms that rated PayPal Holdings in the past 12 months, 3 rate it buy or strong buy, 21 hold and 4 sell or strong sell (each firm at its latest rating): a Hold consensus.
Analysts' 1-year price targets range from 45.00 to 70.00, with an average of 57.00.
| Buy | 3 | |
| Hold | 21 | |
| Sell | 4 |
12-month price target
| Highest target | 70.00 |
| Average target | 57.00 |
| Lowest target | 45.00 |
| Current price | 59.28 |
PayPal Holdings price target historyWhat is an analyst price target? A price target is the price an analyst expects a stock to reach in 12 months. Arincen shows the average, high and low targets and the upside to the average.
Have analysts recently raised or lowered their PayPal Holdings price target and rating?
How analysts rate PayPal Holdings, month by monthWhat is the analyst rating? The analyst rating sums up what the analysts covering a stock recommend, from strong buy to strong sell, by the share of them rating it a buy.
3 of 28 firms rate it buy now, against 12 of 26 in December 2025.
Each month: every firm at its latest rating from the 12 months before. Strong buys count as buys, strong sells as sells.
PayPal Holdings analyst upgrades, downgrades and price targets
The latest rating change came on 29 October 2026, when Barclays downgraded PayPal Holdings from Equal Weight to Underweight. Its price target is 53.00, from 56.00. The most recent new target came from Freedom Broker on 3 November 2026: 63.00.
| Date | Firm | Rating | Price target | Change | Price then |
|---|---|---|---|---|---|
| 3 Nov 2026 | Freedom Broker Mikhail Paramonov | — | 63.00 | — | 58.21 |
| 29 Oct 2026 | Barclays Nik Cremo | Downgraded · Equal Weight → Underweight | 56.00 → 53.00 | -5.4% | 56.55 |
| 28 Oct 2026 | TD Cowen | Reiterated · Hold | 60.00 | — | 56.55 |
| 28 Oct 2026 | BMO Capital Andrew Bauch | Reiterated · Market Perform | 56.00 → 59.00 | +5.4% | 56.09 |
| 28 Oct 2026 | Morgan Stanley James Faucette | Reiterated · Underweight | 45.00 → 46.00 | +2.2% | 56.09 |
| 28 Oct 2026 | Clear Street Owen Lau | — | 60.00 → 62.00 | +3.3% | 56.55 |
| 28 Oct 2026 | UBS Timothy Chiodo | Reiterated · Neutral | 61.00 → 60.00 | -1.6% | 56.09 |
| 28 Oct 2026 | Citigroup | Reiterated · Neutral | 58.00 | — | 56.55 |
| 28 Oct 2026 | Bank of America Securities Matthew O'Neill | — | 53.00 → 54.00 | +1.9% | 56.09 |
| 27 Oct 2026 | Evercore ISI | — | 40.00 → 45.00 | +12.5% | 55.85 |
| 26 Oct 2026 | Clear Street | — | 60.00 | — | 54.99 |
| 15 Oct 2026 | Bank of America Securities Matthew O'Neill | — | 53.00 | — | 57.16 |
| 9 Oct 2026 | Barclays | Reiterated · Equal Weight | 57.00 → 56.00 | -1.8% | 55.02 |
| 25 Sept 2026 | Deutsche Bank | — | 45.00 → 55.00 | +22.2% | 53.22 |
| 31 Aug 2026 | RBC Capital | Reiterated · Outperform | 65.00 → 70.00 | +7.7% | 53.66 |
| 31 Aug 2026 | Truist Financial | Reiterated · Hold | 62.00 → 53.00 | -14.5% | 53.66 |
| 28 Aug 2026 | Loop Capital Markets Dominick Gabriele | Reiterated · Hold | 50.00 | — | 61.47 |
| 28 Aug 2026 | Mizuho Securities | — | 60.00 → 51.00 | -15.0% | 61.47 |
| 19 Aug 2026 | Truist Financial | Reiterated · Hold | 59.00 → 62.00 | +5.1% | 60.43 |
| 17 Aug 2026 | Piper Sandler | Reiterated · Neutral | 42.00 → 59.00 | +40.5% | 61.66 |
| 5 Aug 2026 | Truist Financial | — | 57.00 → 59.00 | +3.5% | 58.86 |
| 29 Jul 2026 | RBC Capital Daniel Perlin | Reiterated · Outperform | 59.00 → 65.00 | +10.2% | 58.39 |
| 29 Jul 2026 | Argus Research Stephen Biggar | — | 87.00 → 70.00 | -19.5% | 58.38 |
| 29 Jul 2026 | BMO Capital Andrew Bauch | Reiterated · Market Perform | 52.00 → 56.00 | +7.7% | 58.54 |
| 29 Jul 2026 | UBS | — | 45.00 → 61.00 | +35.6% | 58.45 |
| 29 Jul 2026 | UBS | — | 48.00 → 45.00 | -6.3% | 58.32 |
| 29 Jul 2026 | Susquehanna James Friedman | Reiterated · Positive | 63.00 → 67.00 | +6.3% | 58.32 |
| 29 Jul 2026 | Robert W. Baird Colin Sebastian | — | 52.00 → 57.00 | +9.6% | 58.32 |
| 29 Jul 2026 | Barclays | Reiterated · Equal Weight | 55.00 → 57.00 | +3.6% | 58.32 |
| 29 Jul 2026 | Morgan Stanley James Faucette | — | 34.00 → 45.00 | +32.4% | 58.32 |
| 29 Jul 2026 | Deutsche Bank Nate Svensson | — | 65.00 → 45.00 | -30.8% | 58.32 |
| 28 Jul 2026 | Goldman Sachs | — | 48.00 → 50.00 | +4.2% | 58.32 |
| 24 Jul 2026 | Truist Financial Matthew Coad | Upgraded · Sell → Hold | 44.00 → 57.00 | +29.5% | 56.00 |
| 16 Jul 2026 | Barclays | Upgraded · Underweight → Equal Weight | 42.00 → 55.00 | +31.0% | 57.34 |
| 16 Jul 2026 | Canaccord Genuity Joseph Vafi | Reiterated · Hold | 42.00 → 55.00 | +31.0% | 55.52 |
| 9 Jul 2026 | Goldman Sachs | Reiterated · Sell | 41.00 → 48.00 | +17.1% | 44.53 |
| 8 Jul 2026 | Barclays | Downgraded · Overweight → Underweight | — | — | — |
| 7 Jul 2026 | Barclays | — | 42.00 | — | 45.65 |
| 29 Jun 2026 | Piper Sandler Bill Carcache | — | 74.00 → 42.00 | -43.2% | 44.38 |
| 12 May 2026 | Truist Financial | Reiterated · Sell | 45.00 → 44.00 | -2.2% | 45.07 |
| 7 May 2026 | Macquarie Paul Golding | Downgraded · Outperform → Neutral | 58.00 → 50.00 | -13.8% | 46.27 |
| 6 May 2026 | UBS | Reiterated · Neutral | 50.00 → 48.00 | -4.0% | 46.04 |
| 24 Apr 2026 | Truist Financial Matthew Coad | Reiterated · Sell | 39.00 → 45.00 | +15.4% | 49.79 |
| 21 Apr 2026 | BMO Capital Andrew Bauch | — | 52.00 | — | 50.88 |
| 21 Apr 2026 | Cantor Fitzgerald Ramsey El-Assal | Reiterated · Neutral | 60.00 → 54.00 | -10.0% | 51.99 |
| 16 Apr 2026 | UBS | — | 44.00 → 50.00 | +13.6% | 49.57 |
| 16 Apr 2026 | Mizuho | Downgraded · Outperform → Neutral | — | — | — |
| 2 Mar 2026 | KGI Securities | Downgraded · Outperform → Neutral | — | — | — |
| 10 Feb 2026 | Truist Financial | Reiterated · Sell | 58.00 → 39.00 | -32.8% | 42.07 |
| 4 Feb 2026 | Macquarie | Reiterated · Outperform | 58.00 | — | 40.80 |
PayPal Holdings EPS and revenue estimatesWhat are estimate revisions? Estimate revisions are the changes analysts make to their EPS and revenue forecasts for the years ahead. They show whether expectations are rising or falling.
Analysts expect PayPal Holdings's EPS to grow 6.0% a year until 2028. Over the last 5 years it grew 8.9% a year, and over the last 3 years 37.3%.
Analysts expect PayPal Holdings's revenue to grow 4.2% a year until 2028. Over the last 5 years it grew 9.1% a year, and over the last 3 years 6.4%.
Revenue
EPS
Does PayPal Holdings beat earnings estimates?What is an earnings surprise? An earnings surprise is how far a company's reported EPS or revenue came above or below the analysts' average estimate, in percent.
On average, analysts' EPS estimate was 10.4% off the result, either way, and their revenue estimate 1.8%, over the last 12 quarters.
- EPS beats
- 38 / 46
- Revenue beats
- 34 / 46
- Average EPS surprise, last 12What is an earnings surprise? An earnings surprise is how far a company's reported EPS or revenue came above or below the analysts' average estimate, in percent.
- +9.6%
- Since
- July 2015
| Quarter | Report date | EPS estimate | Reported EPS | Surprise | Revenue estimate | Reported revenue | Surprise |
|---|---|---|---|---|---|---|---|
| Q3 FY2026 | 27 Oct 2026 | 1.31 | 1.45 | +10.7% | 8.71B | 8.58B | -1.5% |
| Q2 FY2026 | 28 Jul 2026 | 1.28 | 1.38 | +7.8% | 8.47B | 8.68B | +2.5% |
| Q1 FY2026 | 5 May 2026 | 1.28 | 1.34 | +4.7% | 8.05B | 8.35B | +3.8% |
| Q4 FY2025 | 3 Feb 2026 | 1.29 | 1.23 | -4.7% | 8.79B | 8.68B | -1.3% |
| Q3 FY2025 | 28 Oct 2025 | 1.20 | 1.34 | +11.7% | 8.24B | 8.42B | +2.2% |
| Q2 FY2025 | 29 Jul 2025 | 1.30 | 1.40 | +7.7% | 8.08B | 8.29B | +2.5% |
| Q1 FY2025 | 29 Apr 2025 | 1.16 | 1.33 | +14.7% | 7.85B | 7.79B | -0.7% |
| Q4 FY2024 | 4 Feb 2025 | 1.11 | 1.19 | +7.2% | 8.26B | 8.37B | +1.3% |
| Q3 FY2024 | 29 Oct 2024 | 1.07 | 1.20 | +12.1% | 7.89B | 7.85B | -0.5% |
| Q2 FY2024 | 30 Jul 2024 | 0.99 | 1.19 | +20.2% | 7.82B | 7.86B | +0.5% |
| Q1 FY2024 | 30 Apr 2024 | 1.22 | 1.40 | +14.8% | 7.52B | 7.70B | +2.4% |
| Q4 FY2023 | 7 Feb 2024 | 1.36 | 1.48 | +8.8% | 7.87B | 8.03B | +2.0% |
PayPal Holdings stock price 2026–2030: scenariosHow are the stock price scenarios calculated? Bear, base and bull prices for the years ahead: the analysts' EPS estimates times the lowest, average and highest P/E of the stock today and at its last five year ends, or of its peers.
If PayPal Holdings's earnings keep growing at the 6.8% a year analysts expect to FY2028, it would earn about 7.35 a share in FY2030. At the P/E it has traded at over the last five years (10.7 to 53.1) that is 78.56 to 390.31 a share, or 178.89 at its average P/E of 24.3. This is arithmetic on the analysts' estimates, not a prediction.
| Fiscal year | EPS | Bear | Base | Bull |
|---|---|---|---|---|
| FY2026 | 5.59 | 59.79 | 136.15 | 297.04 |
| FY2027 | 5.93 | 63.43 | 144.43 | 315.12 |
| FY2028 | 6.45 | 68.94 | 156.98 | 342.50 |
| FY2029 (extrapolated) | 6.88 | 73.59 | 167.58 | 365.63 |
| FY2030 (extrapolated) | 7.35 | 78.56 | 178.89 | 390.31 |
Each year's EPS is the analysts' consensus to FY2028; the years after grow 6.8% a year (the analysts' growth, at most 15%). Bear, base and bull apply the lowest, average and highest P/E of today and the last five fiscal year ends, leaving out any above 60, the mark of a year of collapsed earnings (10.7, 24.3, 53.1).
Is PayPal Holdings stock undervalued or overvalued?How does Arincen work out a stock's fair value? Fair value is our estimate of a share's price at the P/E the company usually trades at, with a low to high range around it.
PayPal Holdings's P/E of 11.2 is around the middle of its 5-year range (11.1 to 11.4, median 11.2). It is within 5% of its 5-year high. It is in line with its own history. Buyers pay more for each point of growth than usual: a PEG of 1.9 on expected growth against 1.3 on its median P/E and past five years' growth. At its usual P/E (11.2 × EPS of 5.28), PayPal Holdings's fair value is 59.28, close to the price of 59.28. Its forward P/E, on the consensus for FY2026, is 10.6.
Fair value is the usual (median) P/E of the last five years times the earnings per share of the last twelve months; the ends of the bar are the same earnings at its lowest and highest P/E of those years (11.1 and 11.4). The price against its P/E range
- Price to earnings ratio (TTM)What is the P/E ratio? The P/E ratio divides a share's price by its earnings per share over the last year: what you pay for each dollar of profit.
- 11.23
- Five-year median P/EWhat is the P/E ratio? The P/E ratio divides a share's price by its earnings per share over the last year: what you pay for each dollar of profit.
- 11.23
- Five-year P/E range
- 11.1 – 11.4
- Forward P/E (FY2026)What is the forward P/E ratio? Forward P/E divides a share's price by the earnings per share analysts expect in the coming year, rather than last year's actual earnings.
- 10.60
- PEG ratioWhat is the PEG ratio? The PEG ratio divides the P/E by the yearly earnings growth analysts expect, to show how much you pay for each point of growth.
- 1.66
- To the average targetWhat is an analyst price target? A price target is the price an analyst expects a stock to reach in 12 months. Arincen shows the average, high and low targets and the upside to the average.
- -3.8%
Most undervalued US stocksHow does Arincen work out a stock's fair value? Fair value is our estimate of a share's price at the P/E the company usually trades at, with a low to high range around it.
| Stock | Price | Fair value | Upside |
|---|---|---|---|
| 35.760 | 71.4258Price 35.76193 | +99.7% | |
| 29.080 | 56.2434Price 29.0896 | +93.4% | |
| 240.360 | 464.26205Price 240.36627 | +93.2% | |
| 202.040 | 384.58163Price 202.042,644 | +90.3% | |
| 161.340 | 305.52160Price 161.34396 | +89.4% | |
| 125.395 | 237.44178Price 125.40297 | +89.4% | |
| 159.580 | 300.48225Price 159.58376 | +88.3% |
Furthest below the fair value on each stock's page, updated every day.