53/100B123.000
USD
0.63
(0.51%)
Market Open
Last updated: · Delayed 15 min
Fair valueNot reliable
Q4 FY2026 · Earnings report
EPS estimate 3.04Revenue estimate 14.41B
Q4 FY2026 · Earnings report
EPS estimate 3.04Revenue estimate 14.41B
Prudential Financial financials
Yes. Prudential Financial earned 3.78B USD of net income over the last twelve months, 6.2% of its revenue. It made a profit in 20 of its 25 fiscal years since 2001. Its last loss was in fiscal year 2022.
- Revenue (TTM)What does TTM (trailing twelve months) mean? TTM (trailing twelve months) is a figure over the latest twelve months of reports: usually the last four quarters added together.
- 61.33B USD
- Net income (TTM)What is an income statement? The income statement shows a company's revenue, costs and profit over a quarter or a year, from sales at the top to net income at the bottom.
- 3.78B USD
- Free cash flow (TTM)What is free cash flow (FCF)? Free cash flow is the cash a company's operations bring in minus what it spends on long-term assets (capex): cash left for debt, dividends and buybacks.
- 10.61B USD
- Cash and short-term investments
- 383.81B USD
- Total debt
- 20.73B USD
- Shareholders' equityWhat is a balance sheet? The balance sheet lists what a company owns (assets), what it owes (liabilities) and what is left for its shareholders (equity) on one date.
- 29.51B USD
Cash, debt and equity as of 30 Sept 2026.
Prudential Financial earnings
Next earnings · Q4 FY2026
EPS estimate
3.04 USD
Revenue estimate
14.41B USD
Last quarter · Q3 FY2026
EPS3.77Beat +13.2%Revenue13.49BMissed -7.9%
Revenue
ReportedEstimate
EPS
ReportedEstimate
| Period | Report date | EPS estimate | Reported EPS | Surprise | EPS growth | Revenue estimate | Reported revenue | Surprise | Revenue growth |
|---|---|---|---|---|---|---|---|---|---|
| Q1 FY2028 | 3.72 | — | — | +14.91% | 14.65B | — | — | +3.06% | |
| Q4 FY2027 | 3.42 | — | — | +12.58% | 14.83B | — | — | +2.90% | |
| Q1 FY2027 | 3.23 | — | — | -10.44% | 14.22B | — | — | -6.69% | |
| Q4 FY2026 | 3.04 | — | — | -7.88% | 14.41B | — | — | -0.75% | |
| Q3 FY2026 | 3.33 | 3.77 | +13.21% | -11.50% | 14.66B | 13.49B | -7.95% | -24.83% | |
| Q2 FY2026 | 3.52 | 4.08 | +15.91% | +13.97% | 14.36B | 14.16B | -1.43% | +2.79% | |
| Q1 FY2026 | 3.09 | 3.61 | +16.83% | +9.73% | 14.10B | 15.23B | +8.02% | +12.54% | |
| Q4 FY2025 | 3.37 | 3.30 | -2.08% | +11.49% | 14.67B | 14.52B | -1.02% | +15.10% | |
| Q3 FY2025 | 3.72 | 4.26 | +14.52% | +22.41% | 14.14B | 17.95B | +26.98% | -7.90% | |
| Q2 FY2025 | 3.22 | 3.58 | +11.18% | +5.60% | 13.51B | 13.77B | +1.93% | -7.47% |
| Period | EPS estimate | Reported EPS | Surprise | EPS growth | Revenue estimate | Reported revenue | Surprise | Revenue growth |
|---|---|---|---|---|---|---|---|---|
| FY2028 | 15.46 | — | — | +11.80% | 58.96B | — | — | +2.70% |
| FY2027 | 13.83 | — | — | +0.26% | 57.40B | — | — | +1.60% |
| FY2026 | 13.79 | — | — | -4.43% | 56.50B | — | — | -5.49% |
| FY2025 | 14.50 | 14.43 | -0.50% | +11.43% | 57.58B | 59.78B | +3.82% | -15.20% |
| FY2024 | 13.00 | 12.95 | -0.36% | +11.45% | 69.48B | 70.50B | +1.47% | +25.23% |
| FY2023 | 11.66 | 11.62 | -0.32% | +22.83% | 50.93B | 56.30B | +10.54% | +3.14% |
| FY2022 | 9.54 | 9.46 | -0.83% | -36.34% | 62.41B | 54.58B | -12.55% | -22.98% |
Prudential Financial growth and profitability
Full income statement- Revenue (TTM)What does TTM (trailing twelve months) mean? TTM (trailing twelve months) is a figure over the latest twelve months of reports: usually the last four quarters added together.
- 61.33B USD
- Net income (TTM)What is an income statement? The income statement shows a company's revenue, costs and profit over a quarter or a year, from sales at the top to net income at the bottom.
- 3.78B USD
- Gross marginWhat are gross, operating and net profit margins? A profit margin is the share of revenue kept as profit: gross margin after the cost of sales, operating margin after running costs, net margin after all costs.
- 31.65%
- Operating margin
- 8.72%
- Net margin
- 6.17%
Revenue / Net income
Revenue Net income Net margin
How Prudential Financial makes its moneyWhat is an income statement? The income statement shows a company's revenue, costs and profit over a quarter or a year, from sales at the top to net income at the bottom.
Revenue60.97B 100.0%
Cost of revenue42.03B 68.9%
Gross profit18.94B 31.1%
Selling and administration13.01B 21.3%
Other operating expenses1.27B 2.1%
Operating income4.66B 7.6%
Tax924.00M 1.5%
Other expense157.00M 0.3%
Net income3.58B 5.9%
FY2025, in USD. Each band is as wide as its money; the percentage is its share of revenue.
FY2025, in USD. Each band is as wide as its money; the percentage is its share of revenue.
Prudential Financial revenue breakdown
By product
FY2025
56.3%Retirement22.9%Group Insurance20.7%Individual Life
| Segment | Revenue | Share of revenue | Change on the year |
|---|---|---|---|
| Retirement | 16.66B | 56.3% | -50.0% |
| Group Insurance | 6.77B | 22.9% | +5.4% |
| Individual Life | 6.13B | 20.7% | -1.0% |
By region
FY2024
69.0%United States19.5%Japan11.5%Non-US
| Region | Revenue | Share of revenue | Change on the year |
|---|---|---|---|
| United States | 48.57B | 69.0% | +56.5% |
| Japan | 13.76B | 19.5% | -11.4% |
| Non-US | 8.08B | 11.5% | +9.0% |
Operating and free cash flow
Full cash flow statementOperating cash flow Free cash flow
Prudential Financial financial health
Full balance sheet- Cash and short-term investments
- 383.81B USD
- Total debt
- 20.73B USD
- Net cash
- 363.08B USD
- Free cash flow (TTM)What is free cash flow (FCF)? Free cash flow is the cash a company's operations bring in minus what it spends on long-term assets (capex): cash left for debt, dividends and buybacks.
- 10.61B USD
- Current ratioWhat is the current ratio? The current ratio is current assets divided by current liabilities: whether what a company will turn into cash within a year covers what it owes within a year.
- 1.99
- Debt to equityWhat is the debt to equity ratio? Debt to equity is a company's total debt divided by its shareholders' equity: how much it has borrowed for each dollar its owners have in the business.
- 0.70
- Piotroski scoreWhat is the Piotroski F-Score? The Piotroski F-Score rates a company's financial strength from 0 to 9: one point for each of nine tests of profit, debt and efficiency it passes.
- 9 / 9
- Altman Z-scoreWhat is the Altman Z-Score? The Altman Z-Score rolls five financial ratios into one number that signals a company's risk of bankruptcy: over 3 is safe, under 1.8 is distress.
- 0.56
Cash, debt and free cash flow
Cash and short-term investments Total debt Free cash flow
Assets, liabilities and equity
Total assets Total liabilities Shareholders' equity
Prudential Financial valuation
- Price to earnings ratio (TTM)What is the P/E ratio? The P/E ratio divides a share's price by its earnings per share over the last year: what you pay for each dollar of profit.
- 11.03
- Forward P/E (FY2026)What is the forward P/E ratio? Forward P/E divides a share's price by the earnings per share analysts expect in the coming year, rather than last year's actual earnings.
- 8.92
- Price to sales (TTM)What is the P/S ratio? The price-to-sales ratio compares a company's market value with its revenue over the last year: what you pay for each dollar of sales.
- 0.69
- Price to bookWhat is the P/B ratio? The price-to-book ratio compares a company's market value with its book value, the shareholders' equity on its balance sheet.
- 1.43
- EV / EBITDA (TTM)What is EV/EBITDA? EV/EBITDA compares a company's whole value, debt included and cash taken off, with a year of its earnings before interest, tax and depreciation.
- -58.62
Capital structureWhat is enterprise value? Enterprise value is what the whole business costs: the market value of its shares plus its debt minus its cash. It is the price behind EV/EBITDA.
Market capitalization
42.19B USD
+
Total debt
20.73B USD
−
Cash and short-term investments
383.81B USD
=
Enterprise value
-320.89B USD
Valuation over time
P/EForward P/EForward P/E · EstimateEstimate
Prudential Financial against its own historyWhat does "against its own history" show? The company's latest margins, return on equity, growth, debt and P/E against its own last 5 years: the low, the median and the high, and whether this year is better or worse than usual.
Each figure in the latest fiscal year against the same figure from FY2021 to FY2025: the range, its median (the line) and the latest (the dot, green on the good side of the median). The P/E is today's against its daily readings of five years.
Its peers: Aflac, MetLife, Globe Life, Unum Group, Voya Financial, and Primerica, the US Insurance - Life companies closest to it in size, each in its own latest fiscal year: their median (the line) and its rank among them, first being the best.
- P/E (today)Below its median11.05.237.3
- Gross marginAt its median31.1%20.9%39.7%Against its peers: 7 of 7Peers' median 38.6%
- Operating marginAbove its median7.6%-3.3%15.2%Against its peers: 4 of 7Peers' median 15.8%
- Net marginAbove its median5.9%-2.9%12.5%Against its peers: 5 of 7Peers' median 14.0%
- Return on equityAbove its median11.0%-10.1%14.3%Against its peers: 6 of 7Peers' median 12.8%
- Free cash flow marginBelow its median10.3%9.1%14.8%Against its peers: 6 of 7Peers' median 19.0%
- Revenue growthBelow its median-13.7%-19.9%30.2%Against its peers: 7 of 7Peers' median 2.9%
- EPS growthHighest in 5 years36.3%-123.0%36.3%Against its peers: 2 of 7Peers' median -8.4%
- Debt to EBITDABelow its median4.80×2.70×8.97×Against its peers: 6 of 7Peers' median 2.44×
- Current ratioLowest in 5 years0.610.611.87Against its peers: 6 of 6Peers' median 9.66
Peers: US companies of the same industry (of its sector when the industry has too few) from a tenth to ten times its market value, the six closest in size. Updated weekly.
Prudential Financial dividends
- Annual dividend
- 5.60 USD
- Dividend yield (indicated)What is dividend yield? Dividend yield is a year of dividends as a percentage of the share price: the income a shareholder receives for each dollar invested at today's price.
- 4.55%
- Payout ratioWhat is the payout ratio? The payout ratio is the share of a company's earnings paid out as dividends: dividends per share divided by earnings per share (EPS).
- 62.33%
- Years of dividend growthWhat are years of dividend growth? The years in a row a company has raised its dividend per share. 25 years make an S&P 500 company a Dividend Aristocrat; 50 make a Dividend King.
- 18
- Frequency
- Quarterly
- Next payment
- 1.40 USD
- Next ex-dividend dateWhat is the ex-dividend date? The ex-dividend date is the first day a stock trades without its next dividend: buy before it to receive the payment; buy on or after it and the seller gets it.
- 24 Nov 2026
- Next payment date
- 10 Dec 2026
Dividends per share
Prudential Financial ownership
- InstitutionsWhat is institutional ownership? Institutional ownership is the share of a company's stock held by funds, banks and other investment managers, as they report it each quarter on Form 13F.
- 68.19%
- Institutional holders
- 1,474 (+60)
- Free floatWhat is free float? Free float is the part of a company's shares that anyone can buy and sell: all its shares minus those held by insiders, founders and owners of over 5%.
- 99.81%
Who owns the shares
Institutions 68.2% Others 31.8%
As of 30 Jun 2026
Shares free to trade
Free float 342.35M shares ·99.8% Closely held 648.62K shares ·0.2%
Closely held shares belong to insiders, founders and owners of more than 5%, and seldom change hands. The free float is the rest: the shares anyone can buy and sell.
Insider trading
| Quarter | Purchases | Sales | Shares acquired | Shares disposed of |
|---|---|---|---|---|
| Q4 2026 | 0 | 1 | 0.00 | 382.80K |
| Q3 2026 | 0 | 1 | 353.00 | 8.12K |
| Q2 2026 | 0 | 1 | 34.05K | 36.69K |
| Q1 2026 | 3 | 0 | 837.72K | 501.37K |
Shares outstanding
Basic shares Diluted shares Change in diluted shares
Common questions about Prudential Financial's financials
Source: Financial Modeling Prep