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Nu Holdings operating income 2018–2026What are gross, operating and net profit margins? A profit margin is the share of revenue kept as profit: gross margin after the cost of sales, operating margin after running costs, net margin after all costs.
Nu Holdings's operating income in Q2 FY2026, the three months to 30 June 2026, was 1.24B USD, up 40.6% on the same quarter a year before. Nu Holdings's operating income over the last twelve months was 4.38B USD, up 38.5% on the twelve months before. In fiscal year 2025 it was 3.87B USD, up 38.4% on the year before.
Last updated 10 Nov 2026 · Next report 12 Nov 2026
Operating income
Operating income Operating margin
Growth
| Fiscal year | Period ending | Operating income | Growth | Operating margin | Gross profit | Gross margin | EBITDA |
|---|---|---|---|---|---|---|---|
| TTM | 30 Jun 2026 | 4.38B | +38.50% | 22.62% | 8.53B | 44.03% | 4.52B |
| FY2025 | 31 Dec 2025 | 3.87B | +38.40% | 24.36% | 7.12B | 44.85% | 3.97B |
| FY2024 | 31 Dec 2024 | 2.80B | +81.62% | 25.17% | 5.10B | 45.93% | 2.87B |
| FY2023 | 31 Dec 2023 | 1.54B | — | 20.07% | 3.35B | 43.64% | 1.60B |
| FY2022 | 31 Dec 2022 | -308.90M | — | -6.84% | 1.57B | 34.66% | -273.32M |
| FY2021 | 31 Dec 2021 | -170.16M | — | -11.25% | 664.56M | 43.94% | -152.83M |
| FY2020 | 31 Dec 2020 | -193.18M | — | -33.60% | 190.43M | 33.12% | -185.75M |
| FY2019 | 31 Dec 2019 | -129.30M | — | -27.56% | 184.35M | 39.29% | -124.23M |
| FY2018 | 31 Dec 2018 | -33.40M | — | -13.18% | 89.34M | 35.26% | -32.33M |
| Quarter | Period ending | Operating income | Growth on a year before | Operating margin | Gross profit | Gross margin | EBITDA |
|---|---|---|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | 1.24B | +40.59% | 22.40% | 2.50B | 45.27% | 1.28B |
| Q1 FY2026 | 31 Mar 2026 | 954.31M | +20.03% | 19.15% | 2.00B | 40.16% | 989.71M |
| Q4 FY2025 | 31 Dec 2025 | 1.08B | +40.43% | 22.91% | 2.09B | 44.33% | 1.11B |
| Q3 FY2025 | 30 Sept 2025 | 1.12B | +54.23% | 26.75% | 1.95B | 46.65% | 1.14B |
| Q2 FY2025 | 30 Jun 2025 | 879.36M | +21.22% | 23.87% | 1.64B | 44.55% | 902.43M |
| Q1 FY2025 | 31 Mar 2025 | 795.07M | +37.43% | 24.48% | 1.38B | 42.43% | 816.40M |
| Q4 FY2024 | 31 Dec 2024 | 767.45M | +37.06% | 26.85% | 1.31B | 45.69% | 788.51M |
| Q3 FY2024 | 30 Sept 2024 | 723.79M | +75.87% | 25.33% | 1.32B | 46.28% | 743.06M |
| Q2 FY2024 | 30 Jun 2024 | 725.42M | +123.91% | 26.38% | 1.33B | 48.19% | 743.75M |
| Q1 FY2024 | 31 Mar 2024 | 578.54M | +137.47% | 21.92% | 1.15B | 43.48% | 597.00M |
| Q4 FY2023 | 31 Dec 2023 | 559.93M | — | 24.36% | 1.10B | 47.87% | 576.47M |
| Q3 FY2023 | 30 Sept 2023 | 411.55M | +7,958.45% | 19.26% | 914.83M | 42.81% | 430.74M |
| Q2 FY2023 | 30 Jun 2023 | 323.98M | — | 18.03% | 752.89M | 41.90% | 337.95M |
| Q1 FY2023 | 31 Mar 2023 | 243.63M | — | 15.79% | 628.30M | 40.71% | 256.81M |
| Q4 FY2022 | 31 Dec 2022 | -221.75M | — | -16.11% | 553.99M | 40.24% | -211.86M |
| Q3 FY2022 | 30 Sept 2022 | 5.11M | — | 0.41% | 402.43M | 32.51% | 12.72M |
| Q2 FY2022 | 30 Jun 2022 | -24.61M | — | -2.27% | 338.26M | 31.20% | -14.18M |
| Q1 FY2022 | 31 Mar 2022 | -67.65M | — | -8.25% | 271.61M | 33.11% | -60.00M |
| Q4 FY2021 | 31 Dec 2021 | -88.50M | — | -15.22% | 204.70M | 35.21% | -82.06M |
| Q3 FY2021 | 30 Sept 2021 | -21.76M | — | -4.99% | 207.39M | 47.59% | -16.10M |
| Q2 FY2021 | 30 Jun 2021 | -6.54M | -232.35% | -2.25% | 150.27M | 51.79% | -3.80M |
| Q1 FY2021 | 31 Mar 2021 | -53.37M | — | -26.00% | 102.19M | 49.79% | -50.86M |
| Q4 FY2020 | 31 Dec 2020 | -113.77M | — | -74.15% | -21.61M | -14.08% | -110.13M |
| Q3 FY2020 | 30 Sept 2020 | -37.85M | — | -31.65% | 49.47M | 41.37% | -36.96M |
| Q2 FY2020 | 30 Jun 2020 | 4.94M | — | 5.76% | 74.58M | 86.95% | 7.27M |
| Q1 FY2020 | 31 Mar 2020 | -46.50M | — | -21.51% | 88.00M | 40.70% | -45.94M |
Figures in USD. Shares and EPS are adjusted for stock splits. Quarterly growth is on the same quarter a year before; TTM is the last four quarters.
See also:Revenue,Net income,EPS,Shares outstanding,Cash on hand,Total debt,Free cash flow,Stock buybacks,Income statement
Common questions about Nu Holdings's operating income
Source: Financial Modeling Prep