NU

Nu Holdings
D

NU

Arincen75/100B

Nu Holdings company profile

CEO
David Velez Osorno
Employees
8,037
Headquarters
Rua Capote Valente, 39, São Paulo, SP 05409-000, BR
Sector
Financial Services
Industry
Banks - Regional
IPO date
9 Dec 2021
Stock exchange
NYSE
ISIN
KYG6683N1034

Website:nubank.com.br

About the company

Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. It also offers transactional solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is headquartered in São Paulo, Brazil.

Employees

Nu Holdings had about 10,027 employees at the end of fiscal year 2025 (31 December 2025), by its annual report. That is 15.0% more than a year before.

Employees Change on the year
Fiscal yearEmployeesChange on the yearRevenue per employeeNet income per employee
FY202510,027+15.04%1.58M USD286.12K USD
FY20248,716+13.40%1.27M USD226.26K USD
FY20237,686-4.51%997.80K USD134.08K USD
FY20228,049+32.65%561.45K USD-45.29K USD
FY20216,068—249.27K USD-27.19K USD

Employees at each fiscal year end, as the company reports them in its annual report (10-K); revenue and net income per employee are the fiscal year's over that count.

Who owns Nu Holdings

Institutions such as funds, banks and insurers held 59.5% of Nu Holdings's shares on 30 June 2026, 936 of them reporting holdings to the SEC; the rest is held by individual investors and other shareholders.

Institutions 59.5%Other shareholders 40.5%

Shares free to trade

Free float 3.60B shares ·74.5% Closely held 1.23B shares ·25.5%

Closely held shares belong to insiders, founders and owners of more than 5%, and seldom change hands. The free float is the rest: the shares anyone can buy and sell.

Common questions about Nu Holdings

Source: Financial Modeling Prep

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