MUFG

Mitsubishi UFJ Financial Group
D

MUFG

Arincen53/100B

Mitsubishi UFJ Financial Group financials

Yes. Mitsubishi UFJ Financial Group earned 2.69T JPY of net income over the last twelve months, 19.5% of its revenue. It made a profit in 33 of its 39 fiscal years since 1988. Its last loss was in fiscal year 2009.

Revenue (TTM)
13.81T JPY
Net income (TTM)
2.69T JPY
Cash and short-term investments
81.37T JPY
Total debt
71.35T JPY
Shareholders' equity
22.55T JPY

Cash, debt and equity as of 30 Jun 2026.

Mitsubishi UFJ Financial Group earnings

Next earnings · Q2 FY2027
EPS estimate
0.45 JPY
Revenue estimate
10.72B JPY
Last quarter · Q1 FY2027
EPS0.45Beat +28.6%Revenue24.80BBeat +146.4%

Revenue

ReportedEstimate

EPS

ReportedEstimate
PeriodReport dateEPS estimateReported EPSSurpriseEPS growthRevenue estimateReported revenueSurpriseRevenue growth
Q2 FY20270.45——+2.27%10.72B——-54.30%
Q1 FY20270.350.45+28.57%+40.63%10.06B24.80B+146.44%+12.36%
Q4 FY20260.200.38+90.00%+407.48%8.07B9.22B+14.15%-59.88%
Q3 FY20260.280.29+3.14%+4.36%9.04B23.91B+164.41%-50.61%
Q2 FY20260.340.44+29.41%+10.00%9.05B23.45B+159.11%+164.05%
Q1 FY20260.290.32+10.34%+3.23%9.34B22.07B+136.33%+110.77%
Q4 FY20250.030.07+149.60%-31.93%6.49B22.97B+254.13%+220.62%

Mitsubishi UFJ Financial Group growth and profitability

Full income statement
Revenue (TTM)
13.81T JPY
Net income (TTM)
2.69T JPY
Gross margin
54.94%
Operating margin
26.88%
Net margin
19.49%

Revenue / Net income

Revenue Net income Net margin
PeriodRevenueGrowthNet incomeGrowthGross marginOperating marginNet marginEBITDAGrowth
FY202613.24T+6.51%2.43T+30.29%54.12%25.09%18.33%3.77T+27.28%
FY202512.43T+14.13%1.86T+24.96%56.54%20.52%14.99%2.97T+22.93%
FY202410.89T+29.19%1.49T+33.52%49.42%18.82%13.69%2.41T+26.67%
FY20238.43T+60.65%1.12T-1.27%63.85%18.62%13.24%1.90T+2.78%
FY20225.25T-1.53%1.13T+45.54%83.32%28.39%21.55%1.85T+32.60%

How Mitsubishi UFJ Financial Group makes its money

Revenue13.24T 100.0%
Cost of revenue6.07T 45.9%
Gross profit7.17T 54.1%
Selling and administration3.49T 26.4%
Other operating expenses353.51B 2.7%
Operating income3.32T 25.1%
Tax761.65B 5.8%
Other expense133.28B 1.0%
Net income2.43T 18.3%

FY2026, in JPY. Each band is as wide as its money; the percentage is its share of revenue.

Mitsubishi UFJ Financial Group revenue breakdown

By product

FY2026
Other Fees And Commissions: 28.0%Security Related Services: 17.9%Investment Advisory, Management and Administrative Service: 14.5%Credit Card: 11.5%Remittances and Transfers: 6.9%Fiduciary and Trust: 6.4%Insurance Commissions: 4.0%Foreign Trading Business: 3.8%Real Estate: 3.2%Guarantees: 2.4%Deposit Account: 1.4%28.0%Other Fees And Commissions17.9%Security Related Services14.5%Investment Advisory, Management and Administrative Service11.5%Credit Card6.9%Remittances and Transfers6.4%Fiduciary and Trust4.0%Insurance Commissions3.8%Foreign Trading Business3.2%Real Estate2.4%Guarantees1.4%Deposit Account
SegmentRevenueShare of revenueChange on the year
Other Fees And Commissions677.46B28.0%+16.1%
Security Related Services433.53B17.9%+19.9%
Investment Advisory, Management and Administrative Service351.72B14.5%+3.4%
Credit Card277.76B11.5%+0.4%
Remittances and Transfers167.96B6.9%+4.6%
Fiduciary and Trust155.69B6.4%+10.8%
Insurance Commissions96.78B4.0%+26.5%
Foreign Trading Business92.67B3.8%+10.9%
Real Estate76.38B3.2%+6.7%
Guarantees57.96B2.4%+5.1%
Deposit Account34.36B1.4%-5.1%

By region

FY2026
JAPAN: 37.1%UNITED STATES: 27.7%Asia Oceania Excluding Japan: 17.5%Other Areas: 9.6%Europe: 8.1%37.1%JAPAN27.7%UNITED STATES17.5%Asia Oceania Excluding Japan9.6%Other Areas8.1%Europe
RegionRevenueShare of revenueChange on the year
JAPAN4.41T37.1%+51.7%
UNITED STATES3.28T27.7%+3.2%
Asia Oceania Excluding Japan2.08T17.5%-4.4%
Other Areas1.14T9.6%-9.0%
Europe956.65B8.1%-27.6%

Operating and free cash flow

Full cash flow statement
Operating cash flow Free cash flow
Fiscal yearOperating cash flowFree cash flow
FY2026-23.06T-23.74T
FY20256.42B-450.29B
FY2024-9.84T-10.31T
FY202313.43T13.03T
FY20229.84T9.46T
FY202134.90T34.51T
FY20208.06T7.61T
FY20195.61T5.18T
FY2018-563.84B-971.03B
FY20177.01T6.64T

Mitsubishi UFJ Financial Group financial health

Full balance sheet
Cash and short-term investments
81.37T JPY
Total debt
71.35T JPY
Net cash
10.02T JPY
Free cash flow (TTM)
8.09T JPY
Current ratio
1.82
Debt to equity
3.16
Piotroski score
9 / 9
Altman Z-score
0.27

Cash, debt and free cash flow

Cash and short-term investments Total debt Free cash flow
Fiscal yearCash and short-term investmentsTotal debtFree cash flow
FY2026131.77T78.69T-23.74T
FY2025120.91T67.30T-450.29B
FY2024109.88T61.23T-10.31T
FY2023113.63T62.41T13.03T
FY2022110.76T46.73T9.46T

Assets, liabilities and equity

Total assets Total liabilities Shareholders' equity
Fiscal yearTotal assetsTotal liabilitiesShareholders' equity
FY2026433.60T409.76T22.37T
FY2025413.11T391.39T20.52T
FY2024403.70T382.96T19.59T
FY2023386.80T368.53T17.23T
FY2022373.73T355.74T17.02T
FY2021359.47T341.76T16.80T
FY2020336.57T319.72T15.99T
FY2019311.14T293.88T16.18T
FY2018300.57T284.92T14.97T
FY2017303.30T286.64T15.28T

Mitsubishi UFJ Financial Group valuation

Price to earnings ratio (TTM)
14.45
Forward P/E (FY2027)
13.59
Price to sales (TTM)
2.85
Price to book
1.74
EV / EBITDA (TTM)
7.90

Capital structure

Market capitalization
248.32B JPY
+
Total debt
450.60B JPY
−
Cash and short-term investments
513.85B JPY
=
Enterprise value
185.07B JPY

Valuation over time

P/EForward P/EForward P/E · EstimateEstimate
Fiscal yearP/EForward P/EP/SP/BEV/EBITDA
FY2028 (est.)12.30————
FY2027 (est.)13.5912.30———
Now (TTM)14.4512.792.851.747.90
FY202612.7310.512.321.374.70
FY202512.77—1.911.16-6.07
FY202412.14—1.660.92-12.66
FY20239.35—1.240.61-21.41
FY20228.51—1.830.57-29.36

Mitsubishi UFJ Financial Group against its own history

Each figure in the latest fiscal year against the same figure from FY2022 to FY2026: the range, its median (the line) and the latest (the dot, green on the good side of the median). The P/E is today's against its daily readings of five years.

Its peers: Wells Fargo &, Citigroup, Bank of America, and JPMorgan Chase &, the US Banks - Diversified companies closest to it in size, each in its own latest fiscal year: their median (the line) and its rank among them, first being the best.

  • P/E (today)Above its median14.5
    6.922.1
  • Gross marginBelow its median54.1%
    49.4%83.3%
    Against its peers: 4 of 5Peers' median 58.0%
  • Operating marginAbove its median25.1%
    18.6%28.4%
    Against its peers: 2 of 5Peers' median 20.0%
  • Net marginAbove its median18.3%
    13.2%21.6%
    Against its peers: 2 of 5Peers' median 16.6%
  • Return on equityHighest in 5 years10.9%
    6.5%10.9%
    Against its peers: 3 of 5Peers' median 10.9%
  • Free cash flow marginLowest in 5 years-179.3%
    -179.3%180.2%
    Against its peers: 5 of 5Peers' median -29.7%
  • Revenue growthBelow its median6.5%
    -1.5%60.7%
    Against its peers: 1 of 5Peers' median -0.9%
  • EPS growthAt its median33.1%
    2.7%46.1%
    Against its peers: 1 of 5Peers' median 17.6%
  • Debt to EBITDALowest in 5 years20.84×
    20.84×32.77×
    Against its peers: 4 of 5Peers' median 12.26×
  • Current ratioHighest in 5 years2.61
    0.382.61
    Against its peers: 1 of 5Peers' median 0.45

Peers: US companies of the same industry (of its sector when the industry has too few) from a tenth to ten times its market value, the six closest in size. Updated weekly.

Mitsubishi UFJ Financial Group dividends

Annual dividend
0.71 JPY
Dividend yield (indicated)
3.24%
Payout ratio
44.07%
Years of dividend growth
13
Frequency
Semi-annual
Last payment
0.36 JPY
Last ex-dividend date
30 Sept 2026

Dividends per share

Year2025202420232022202120202019201820172016
Dividends per share0.490.260.200.180.210.240.200.150.150.17

Mitsubishi UFJ Financial Group ownership

Institutions
3.02%
Institutional holders
583 (+36)
Free float
99.62%
InstitutionsOthers
As of 30 Jun 2026

Insider trading

QuarterPurchasesSalesShares acquiredShares disposed of
Q3 202600479.96K664.84K
Q2 202600276.31K57.97K
Q1 2026000.000.00

Shares outstanding

Basic shares Diluted shares Change in diluted shares
Fiscal yearBasic sharesDiluted sharesChange in diluted shares
FY202611.39B11.39B-2.20%
FY202511.64B11.64B-2.66%
FY202411.96B11.96B-2.80%
FY202312.31B12.31B-3.75%
FY202212.79B12.79B-0.45%

Common questions about Mitsubishi UFJ Financial Group's financials

Source: Financial Modeling Prep

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