MUFG

Mitsubishi UFJ Financial Group
D

MUFG

Arincen53/100B

If you had invested in Mitsubishi UFJ Financial Group ago, it would be worth $6,052 today, against $4,305 in SPY and $6,524 in QQQ.

ArincenArincen ScoreBeta

53/100

Six parts of the company, five checks each, from its own reported figures. A part scores the checks it passes out of 10; the score is their average out of 100.

Profitability6

Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.

Cash0

Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.

Valuation5

Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.

Growth8

Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.

Financial strength5

Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.

Shareholders8

Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.

Figures to FY2026; the price as of today.

Mitsubishi UFJ Financial Group key facts

Style
Dividend stock · 7.9/10Growth 6.7 · Value 6.2 · Dividend 7.9
Day range
21.545 – 22.045
52-week range
14.880 – 24.260
Market capitalization
248.32B USD
P/E
14.45
EPS
1.52
Div Yield
3.24%
EPS growth forecast (FY2027)
+12.9%
Volume
123,867
Sector
Financial Services
Industry
Banks - Diversified
CEO
Junichi Hanzawa
Employees
162K
Website
mufg.jp
IPO date
2 Apr 2001

Mitsubishi UFJ Financial Group earnings

Next earnings · Q2 FY2027
EPS estimate
0.45 USD
Revenue estimate
10.72B USD
Last quarter · Q1 FY2027
EPS0.45Beat +28.6%Revenue24.80BBeat +146.4%

Revenue

ReportedEstimate

EPS

ReportedEstimate
PeriodReport dateEPS estimateReported EPSSurpriseEPS growthRevenue estimateReported revenueSurpriseRevenue growth
Q2 FY20270.45——+2.27%10.72B——-54.30%
Q1 FY20270.350.45+28.57%+40.63%10.06B24.80B+146.44%+12.36%
Q4 FY20260.200.38+90.00%+407.48%8.07B9.22B+14.15%-59.88%
Q3 FY20260.280.29+3.14%+4.36%9.04B23.91B+164.41%-50.61%
Q2 FY20260.340.44+29.41%+10.00%9.05B23.45B+159.11%+164.05%
Q1 FY20260.290.32+10.34%+3.23%9.34B22.07B+136.33%+110.77%
Q4 FY20250.030.07+149.60%-31.93%6.49B22.97B+254.13%+220.62%

Mitsubishi UFJ Financial Group analyst forecast

Strong sellStrong buy
Buy
2 ratings
Strong buy
0
Buy
2
Hold
0
Sell
0
Strong sell
0

Mitsubishi UFJ Financial Group valuation

Price to earnings ratio (TTM)
14.45
Forward P/E (FY2027)
13.59
Price to sales (TTM)
2.85
Price to book
1.74
EV / EBITDA (TTM)
7.90

Capital structure

Market capitalization
248.32B USD
+
Total debt
450.60B USD
−
Cash and short-term investments
513.85B USD
=
Enterprise value
185.07B USD

Valuation over time

P/EForward P/EForward P/E · EstimateEstimate
Fiscal yearP/EForward P/EP/SP/BEV/EBITDA
FY2028 (est.)12.30————
FY2027 (est.)13.5912.30———
Now (TTM)14.4512.792.851.747.90
FY202612.7310.512.321.374.70
FY202512.77—1.911.16-6.07
FY202412.14—1.660.92-12.66
FY20239.35—1.240.61-21.41
FY20228.51—1.830.57-29.36

Mitsubishi UFJ Financial Group against its own history

Each figure in the latest fiscal year against the same figure from FY2022 to FY2026: the range, its median (the line) and the latest (the dot, green on the good side of the median). The P/E is today's against its daily readings of five years.

Its peers: Wells Fargo &, Citigroup, Bank of America, and JPMorgan Chase &, the US Banks - Diversified companies closest to it in size, each in its own latest fiscal year: their median (the line) and its rank among them, first being the best.

  • P/E (today)Above its median14.5
    6.922.1
  • Gross marginBelow its median54.1%
    49.4%83.3%
    Against its peers: 4 of 5Peers' median 58.0%
  • Operating marginAbove its median25.1%
    18.6%28.4%
    Against its peers: 2 of 5Peers' median 20.0%
  • Net marginAbove its median18.3%
    13.2%21.6%
    Against its peers: 2 of 5Peers' median 16.6%
  • Return on equityHighest in 5 years10.9%
    6.5%10.9%
    Against its peers: 3 of 5Peers' median 10.9%
  • Free cash flow marginLowest in 5 years-179.3%
    -179.3%180.2%
    Against its peers: 5 of 5Peers' median -29.7%
  • Revenue growthBelow its median6.5%
    -1.5%60.7%
    Against its peers: 1 of 5Peers' median -0.9%
  • EPS growthAt its median33.1%
    2.7%46.1%
    Against its peers: 1 of 5Peers' median 17.6%
  • Debt to EBITDALowest in 5 years20.84×
    20.84×32.77×
    Against its peers: 4 of 5Peers' median 12.26×
  • Current ratioHighest in 5 years2.61
    0.382.61
    Against its peers: 1 of 5Peers' median 0.45

Peers: US companies of the same industry (of its sector when the industry has too few) from a tenth to ten times its market value, the six closest in size. Updated weekly.

Mitsubishi UFJ Financial Group growth and profitability

Revenue (TTM)
13.81T USD
Net income (TTM)
2.69T USD
Gross margin
54.94%
Operating margin
26.88%
Net margin
19.49%

Revenue / Net income

Revenue Net income Net margin
PeriodRevenueGrowthNet incomeGrowthGross marginOperating marginNet marginEBITDAGrowth
FY202613.24T+6.51%2.43T+30.29%54.12%25.09%18.33%3.77T+27.28%
FY202512.43T+14.13%1.86T+24.96%56.54%20.52%14.99%2.97T+22.93%
FY202410.89T+29.19%1.49T+33.52%49.42%18.82%13.69%2.41T+26.67%
FY20238.43T+60.65%1.12T-1.27%63.85%18.62%13.24%1.90T+2.78%
FY20225.25T-1.53%1.13T+45.54%83.32%28.39%21.55%1.85T+32.60%

Mitsubishi UFJ Financial Group revenue breakdown

By product

FY2026
Other Fees And Commissions: 28.0%Security Related Services: 17.9%Investment Advisory, Management and Administrative Service: 14.5%Credit Card: 11.5%Remittances and Transfers: 6.9%Fiduciary and Trust: 6.4%Insurance Commissions: 4.0%Foreign Trading Business: 3.8%Real Estate: 3.2%Guarantees: 2.4%Deposit Account: 1.4%28.0%Other Fees And Commissions17.9%Security Related Services14.5%Investment Advisory, Management and Administrative Service11.5%Credit Card6.9%Remittances and Transfers6.4%Fiduciary and Trust4.0%Insurance Commissions3.8%Foreign Trading Business3.2%Real Estate2.4%Guarantees1.4%Deposit Account
SegmentRevenueShare of revenueChange on the year
Other Fees And Commissions677.46B28.0%+16.1%
Security Related Services433.53B17.9%+19.9%
Investment Advisory, Management and Administrative Service351.72B14.5%+3.4%
Credit Card277.76B11.5%+0.4%
Remittances and Transfers167.96B6.9%+4.6%
Fiduciary and Trust155.69B6.4%+10.8%
Insurance Commissions96.78B4.0%+26.5%
Foreign Trading Business92.67B3.8%+10.9%
Real Estate76.38B3.2%+6.7%
Guarantees57.96B2.4%+5.1%
Deposit Account34.36B1.4%-5.1%

By region

FY2026
JAPAN: 37.1%UNITED STATES: 27.7%Asia Oceania Excluding Japan: 17.5%Other Areas: 9.6%Europe: 8.1%37.1%JAPAN27.7%UNITED STATES17.5%Asia Oceania Excluding Japan9.6%Other Areas8.1%Europe
RegionRevenueShare of revenueChange on the year
JAPAN4.41T37.1%+51.7%
UNITED STATES3.28T27.7%+3.2%
Asia Oceania Excluding Japan2.08T17.5%-4.4%
Other Areas1.14T9.6%-9.0%
Europe956.65B8.1%-27.6%

How Mitsubishi UFJ Financial Group makes its money

Revenue13.24T 100.0%
Cost of revenue6.07T 45.9%
Gross profit7.17T 54.1%
Selling and administration3.49T 26.4%
Other operating expenses353.51B 2.7%
Operating income3.32T 25.1%
Tax761.65B 5.8%
Other expense133.28B 1.0%
Net income2.43T 18.3%

FY2026, in USD. Each band is as wide as its money; the percentage is its share of revenue.

Mitsubishi UFJ Financial Group dividends

Annual dividend
0.71 USD
Dividend yield (indicated)
3.24%
Payout ratio
44.07%
Years of dividend growth
13
Frequency
Semi-annual
Last payment
0.36 USD
Last ex-dividend date
30 Sept 2026

Dividends per share

Year2025202420232022202120202019201820172016
Dividends per share0.490.260.200.180.210.240.200.150.150.17

Mitsubishi UFJ Financial Group financial health

Cash and short-term investments
81.37T USD
Total debt
71.35T USD
Net cash
10.02T USD
Free cash flow (TTM)
8.09T USD
Current ratio
1.82
Debt to equity
3.16
Piotroski score
9 / 9
Altman Z-score
0.27

Cash, debt and free cash flow

Cash and short-term investments Total debt Free cash flow
Fiscal yearCash and short-term investmentsTotal debtFree cash flow
FY2026131.77T78.69T-23.74T
FY2025120.91T67.30T-450.29B
FY2024109.88T61.23T-10.31T
FY2023113.63T62.41T13.03T
FY2022110.76T46.73T9.46T

Mitsubishi UFJ Financial Group ownership

Institutions
3.02%
Institutional holders
583 (+36)
Free float
99.62%
InstitutionsOthers
As of 30 Jun 2026

Insider trading

QuarterPurchasesSalesShares acquiredShares disposed of
Q3 202600479.96K664.84K
Q2 202600276.31K57.97K
Q1 2026000.000.00

Shares outstanding

Basic shares Diluted shares Change in diluted shares
Fiscal yearBasic sharesDiluted sharesChange in diluted shares
FY202611.39B11.39B-2.20%
FY202511.64B11.64B-2.66%
FY202411.96B11.96B-2.80%
FY202312.31B12.31B-3.75%
FY202212.79B12.79B-0.45%

Source: Financial Modeling Prep

Related Instruments

Title: Mitsubishi UFJ Financial Group

Sector: Financial Services
Industry: Banks - Diversified
Mitsubishi UFJ Financial Group, or MUFG, is the largest bank in Japan in terms of market capitalization and assets. It offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing. MUFG also generates substantial revenue and profits outside Japan (more than 30% of its loans are outside Japan) as it provides services to Japanese corporates overseas, local consumers and businesses in Southeast Asia, and non-Japanese global corporates. MUFG also owns a 24% stake in Morgan Stanley.

Common questions about Mitsubishi UFJ Financial Group stock

Risk Disclosure: Trading in financial instruments involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks. Never invest money you cannot afford to lose, and carefully assess the suitability of complex products such as CFDs and derivatives in light of your financial situation. Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed. Arincen would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes.

Arincen and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website. It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Arincen and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website. Arincen may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers.

© 2026 - Arincen L.L.C-FZ - License No. 2420098.01. All Rights Reserved.