71/100B462.22
USD
6.13
(1.34%)
Market Closed
Last updated: · Delayed 15 min
Fair value786.88Plus-41%590Price 462.22984
Q4 FY2026 · Earnings report
EPS estimate 7.64Revenue estimate 1.37B
Q4 FY2026 · Earnings report
EPS estimate 7.64Revenue estimate 1.37B
If you had invested in Corpay ago, it would be worth $3,217 today, against $4,081 in SPY and $6,291 in QQQ.
Arincen ScoreWhat is the Arincen Score? The Arincen Score grades a company out of 100 from 30 checks on its own reported figures, five checks in each of six parts.Beta
71/100
Six parts of the company, five checks each, from its own reported figures. A part scores the checks it passes out of 10; the score is their average out of 100.
Profitability8
Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.
Cash10
Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.
Valuation8
Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.
Growth10
Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.
Financial strength0
Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.
Shareholders6.7
Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.
Figures to FY2025; the price as of today.
Corpay key facts
- StyleWhat does a stock's style mean? The style label sorts a stock as growth, value, dividend, blend or speculative, with a 1 to 10 meter showing how strongly it fits.
- Growth stock · 7.1/10Growth 7.1 · Value 6.5
- Day range
- 458.94 – 465.18
- 52-week range
- 271.22 – 479.53
- Market capitalizationWhat is market capitalization? Market cap is what the stock market values a whole company at: its share price times the number of its shares outstanding.
- 29.57B USD
- P/EWhat is the P/E ratio? The P/E ratio divides a share's price by its earnings per share over the last year: what you pay for each dollar of profit.
- 25.08
- PEG ratioWhat is the PEG ratio? The PEG ratio divides the P/E by the yearly earnings growth analysts expect, to show how much you pay for each point of growth.
- 0.82
- EPSWhat is EPS (earnings per share)? EPS (earnings per share) is a company's net income divided by its number of shares: the profit that belongs to each share over a period.
- 18.43
- EPS growth forecast (FY2026)
- +30.9%
- Volume
- 14,290
- BetaWhat is beta in stocks? Beta measures how much a stock tends to move when the whole market moves: 1 moves with it, under 1 is calmer, over 1 swings more.
- 0.92
- ESG scoreWhat is an ESG score? An ESG score rates how a company handles the environment, its people and its governance, out of 100. Higher is better.
- 66.2/100Environment 68 · Social 68 · Governance 63
- Sector
- Technology
- Industry
- Software - Infrastructure
- CEO
- Ronald F. Clarke
- Employees
- 12K
- Website
- corpay.com
- IPO date
- 15 Dec 2010
Corpay earningsWhat is an earnings surprise? An earnings surprise is how far a company's reported EPS or revenue came above or below the analysts' average estimate, in percent.
Next earnings · Q4 FY2026
EPS estimate
7.64 USD
Revenue estimate
1.37B USD
Last quarter · Q3 FY2026
EPS7.54Beat +4.7%Revenue1.38BBeat +1.7%
Revenue
ReportedEstimate
EPS
ReportedEstimate
| Period | Report date | EPS estimate | Reported EPS | Surprise | EPS growth | Revenue estimate | Reported revenue | Surprise | Revenue growth |
|---|---|---|---|---|---|---|---|---|---|
| Q3 FY2027 | 8.41 | — | — | +11.49% | 1.50B | — | — | +8.79% | |
| Q2 FY2027 | 7.80 | — | — | +11.44% | 1.45B | — | — | +7.94% | |
| Q1 FY2027 | 7.16 | — | — | +23.50% | 1.36B | — | — | +7.93% | |
| Q4 FY2026 | 7.64 | — | — | +26.49% | 1.37B | — | — | +9.93% | |
| Q3 FY2026 | 7.20 | 7.54 | +4.72% | +32.28% | 1.36B | 1.38B | +1.67% | +17.86% | |
| Q2 FY2026 | 6.58 | 7.00 | +6.38% | +36.45% | 1.30B | 1.34B | +2.99% | +21.48% | |
| Q1 FY2026 | 5.47 | 5.80 | +6.03% | +28.60% | 1.21B | 1.26B | +4.00% | +25.39% | |
| Q4 FY2025 | 5.95 | 6.04 | +1.51% | +12.69% | 1.23B | 1.25B | +1.12% | +20.67% | |
| Q3 FY2025 | 5.63 | 5.70 | +1.24% | +14.00% | 1.16B | 1.17B | +0.75% | +13.92% | |
| Q2 FY2025 | 5.12 | 5.13 | +0.20% | +12.75% | 1.10B | 1.10B | +0.22% | +12.95% |
| Period | EPS estimate | Reported EPS | Surprise | EPS growth | Revenue estimate | Reported revenue | Surprise | Revenue growth |
|---|---|---|---|---|---|---|---|---|
| FY2028 | 37.49 | — | — | +17.19% | 6.38B | — | — | +9.77% |
| FY2027 | 31.99 | — | — | +14.27% | 5.81B | — | — | +8.57% |
| FY2026 | 28.00 | — | — | +30.94% | 5.35B | — | — | +18.21% |
| FY2025 | 21.28 | 21.38 | +0.46% | +12.47% | 4.52B | 4.53B | +0.26% | +13.93% |
| FY2024 | 18.98 | 19.01 | +0.18% | +14.31% | 3.99B | 3.97B | -0.41% | +5.77% |
| FY2023 | 16.96 | 16.63 | -1.92% | +3.29% | 3.79B | 3.76B | -0.85% | +9.65% |
| FY2022 | 15.98 | 16.10 | +0.72% | — | 3.41B | 3.43B | +0.38% | — |
Analysts' estimates for FY2026 over the last 7 days:EPS Revenue How the estimates moved
Corpay analyst forecastWhat is the analyst rating? The analyst rating sums up what the analysts covering a stock recommend, from strong buy to strong sell, by the share of them rating it a buy.
12-month price target
468.67 USD
+1.40%
Analysts' 1-year price targets range from 406.00 to 536.00, with an average of 468.67.
Past year
1-year forecast
Strong sellStrong buy
Buy
11 ratings
| Buy | 8 | |
| Hold | 3 | |
| Sell | 0 |
12-month price target
| Highest target | 536.00 |
| Average target | 468.67 |
| Lowest target | 406.00 |
| Current price | 462.22 |
Corpay valuationWhat is the P/E ratio? The P/E ratio divides a share's price by its earnings per share over the last year: what you pay for each dollar of profit.
- Price to earnings ratio (TTM)What is the P/E ratio? The P/E ratio divides a share's price by its earnings per share over the last year: what you pay for each dollar of profit.
- 25.08
- Forward P/E (FY2026)What is the forward P/E ratio? Forward P/E divides a share's price by the earnings per share analysts expect in the coming year, rather than last year's actual earnings.
- 16.51
- Price to sales (TTM)What is the P/S ratio? The price-to-sales ratio compares a company's market value with its revenue over the last year: what you pay for each dollar of sales.
- 5.65
- Price to bookWhat is the P/B ratio? The price-to-book ratio compares a company's market value with its book value, the shareholders' equity on its balance sheet.
- 8.97
- EV / EBITDA (TTM)What is EV/EBITDA? EV/EBITDA compares a company's whole value, debt included and cash taken off, with a year of its earnings before interest, tax and depreciation.
- 14.17
Capital structureWhat is enterprise value? Enterprise value is what the whole business costs: the market value of its shares plus its debt minus its cash. It is the price behind EV/EBITDA.
Market capitalization
29.57B USD
+
Total debt
11.23B USD
−
Cash and short-term investments
3.07B USD
=
Enterprise value
37.73B USD
Valuation over time
P/EForward P/EForward P/E · EstimateEstimate
Corpay against its own historyWhat does "against its own history" show? The company's latest margins, return on equity, growth, debt and P/E against its own last 5 years: the low, the median and the high, and whether this year is better or worse than usual.
Each figure in the latest fiscal year against the same figure from FY2021 to FY2025: the range, its median (the line) and the latest (the dot, green on the good side of the median). The P/E is today's against its daily readings of five years.
Its peers: Okta, VeriSign, Twilio, Zscaler, MongoDB, and CoreWeave, Inc. Class A Common Stock, the US Software - Infrastructure companies closest to it in size, each in its own latest fiscal year: their median (the line) and its rank among them, first being the best.
- P/E (today)Above its median25.113.327.2
- Gross marginLowest in 5 years69.9%69.9%80.2%Against its peers: 6 of 7Peers' median 74.3%
- Operating marginAt its median44.0%42.2%45.0%Against its peers: 2 of 7Peers' median 1.3%
- Net marginLowest in 5 years23.6%23.6%29.6%Against its peers: 2 of 7Peers' median -0.6%
- Return on equityLowest in 5 years27.5%27.5%37.5%Against its peers: 1 of 6Peers' median -2.4%
- Free cash flow marginBelow its median28.7%17.6%51.8%Against its peers: 3 of 7Peers' median 22.9%
- Revenue growthAt its median13.9%5.8%20.9%Against its peers: 4 of 7Peers' median 18.2%
- EPS growthAt its median7.6%5.8%24.3%Against its peers: 3 of 3Peers' median 1,046.7%
- Debt to EBITDAHighest in 5 years4.33×3.34×4.33×Against its peers: 4 of 6Peers' median 3.97×
- Current ratioLowest in 5 years0.980.981.04Against its peers: 5 of 7Peers' median 1.53
Peers: US companies of the same industry (of its sector when the industry has too few) from a tenth to ten times its market value, the six closest in size. Updated weekly.
Corpay growth and profitabilityWhat are gross, operating and net profit margins? A profit margin is the share of revenue kept as profit: gross margin after the cost of sales, operating margin after running costs, net margin after all costs.
- Revenue (TTM)What does TTM (trailing twelve months) mean? TTM (trailing twelve months) is a figure over the latest twelve months of reports: usually the last four quarters added together.
- 5.23B USD
- Net income (TTM)What is an income statement? The income statement shows a company's revenue, costs and profit over a quarter or a year, from sales at the top to net income at the bottom.
- 1.24B USD
- Gross marginWhat are gross, operating and net profit margins? A profit margin is the share of revenue kept as profit: gross margin after the cost of sales, operating margin after running costs, net margin after all costs.
- 75.25%
- Operating margin
- 43.85%
- Net margin
- 23.73%
Revenue / Net income
Revenue Net income Net margin
Corpay revenue breakdown
By product
FY2025
50.4%Payments38.5%Corporate Payments11.1%Lodging
| Segment | Revenue | Share of revenue | Change on the year |
|---|---|---|---|
| Payments | 2.14B | 50.4% | +6.5% |
| Corporate Payments | 1.64B | 38.5% | +33.8% |
| Lodging | 469.50M | 11.1% | -3.9% |
By region
FY2025
61.9%United States20.0%Brazil18.0%United Kingdom
| Region | Revenue | Share of revenue | Change on the year |
|---|---|---|---|
| United States | 2.20B | 61.9% | +6.1% |
| Brazil | 713.30M | 20.0% | +20.0% |
| United Kingdom | 642.30M | 18.0% | +18.5% |
How Corpay makes its moneyWhat is an income statement? The income statement shows a company's revenue, costs and profit over a quarter or a year, from sales at the top to net income at the bottom.
Revenue4.53B 100.0%
Cost of revenue1.36B 30.1%
Gross profit3.17B 69.9%
Selling and administration1.21B 26.8%
Operating income1.99B 44.0%
Tax469.73M 10.4%
Other expense454.55M 10.0%
Net income1.07B 23.6%
FY2025, in USD. Each band is as wide as its money; the percentage is its share of revenue.
FY2025, in USD. Each band is as wide as its money; the percentage is its share of revenue.
Corpay financial health
- Cash and short-term investments
- 3.07B USD
- Total debt
- 11.23B USD
- Net cash
- -8.16B USD
- Free cash flow (TTM)What is free cash flow (FCF)? Free cash flow is the cash a company's operations bring in minus what it spends on long-term assets (capex): cash left for debt, dividends and buybacks.
- 1.33B USD
- Current ratioWhat is the current ratio? The current ratio is current assets divided by current liabilities: whether what a company will turn into cash within a year covers what it owes within a year.
- 0.95
- Debt to equityWhat is the debt to equity ratio? Debt to equity is a company's total debt divided by its shareholders' equity: how much it has borrowed for each dollar its owners have in the business.
- 3.41
- Piotroski scoreWhat is the Piotroski F-Score? The Piotroski F-Score rates a company's financial strength from 0 to 9: one point for each of nine tests of profit, debt and efficiency it passes.
- 6 / 9
- Altman Z-scoreWhat is the Altman Z-Score? The Altman Z-Score rolls five financial ratios into one number that signals a company's risk of bankruptcy: over 3 is safe, under 1.8 is distress.
- 1.71
Cash, debt and free cash flow
Cash and short-term investments Total debt Free cash flow
Corpay ownershipWhat is institutional ownership? Institutional ownership is the share of a company's stock held by funds, banks and other investment managers, as they report it each quarter on Form 13F.
- InstitutionsWhat is institutional ownership? Institutional ownership is the share of a company's stock held by funds, banks and other investment managers, as they report it each quarter on Form 13F.
- 95.44%
- Institutional holders
- 754 (+50)
- Free floatWhat is free float? Free float is the part of a company's shares that anyone can buy and sell: all its shares minus those held by insiders, founders and owners of over 5%.
- 96.17%
Who owns the shares
Institutions 95.4% Others 4.6%
As of 30 Jun 2026
Shares free to trade
Free float 61.52M shares ·96.2% Closely held 2.45M shares ·3.8%
Closely held shares belong to insiders, founders and owners of more than 5%, and seldom change hands. The free float is the rest: the shares anyone can buy and sell.
Insider trading
| Quarter | Purchases | Sales | Shares acquired | Shares disposed of |
|---|---|---|---|---|
| Q3 2026 | 0 | 36 | 614.52K | 1.06M |
| Q2 2026 | 0 | 6 | 271.63K | 500.73K |
| Q1 2026 | 0 | 3 | 57.49K | 30.74K |
| Q4 2025 | 1 | 0 | 8.00K | 171.00 |
Shares outstanding
Basic shares Diluted shares Change in diluted shares
Source: Financial Modeling PrepVerified against SEC filings
Title: Corpay
Sector: Technology
Industry: Software - Infrastructure
Corpay Inc is a corporate payments company that helps businesses and consumers manage and pay their expenses. The company offers payment and spend management solutions, including accounts payable automation, cross-border payments, commercial card programs, vehicle payment solutions, and lodging payment services. Its reportable segments are: Corporate Payments, Vehicle Payments, Lodging Payments and Other. The majority of the company's revenue is derived from the Vehicle Payments segment, which helps customers to pay for vehicle related expenses. Geographically, it derives the maximum revenue from the United States and the rest from Brazil, the United Kingdom and other countries.