Bank of Montreal net income 1994–2026What is an income statement? The income statement shows a company's revenue, costs and profit over a quarter or a year, from sales at the top to net income at the bottom.
Bank of Montreal earned 1.75B CAD in Q3 FY2026, the three months to 31 July 2026, down 24.8% on the same quarter a year before. Bank of Montreal's net income over the last twelve months was 9.15B CAD, up 4.9% on the twelve months before. In fiscal year 2025 it earned 8.71B CAD, up 19.0% on the year before.
Last updated 12 Nov 2026 · Next report 2 Dec 2026
Net income
Growth
| Fiscal year | Period ending | Net income | Growth | Net margin | Revenue |
|---|---|---|---|---|---|
| TTM | 31 Jul 2026 | 9.15B | +4.94% | 11.71% | 78.17B |
| FY2025 | 31 Oct 2025 | 8.71B | +19.01% | 11.14% | 78.15B |
| FY2024 | 31 Oct 2024 | 7.32B | +65.38% | 9.32% | 78.56B |
| FY2023 | 31 Oct 2023 | 4.43B | -67.31% | 6.51% | 68.01B |
| FY2022 | 31 Oct 2022 | 13.54B | +74.58% | 36.32% | 37.27B |
| FY2021 | 31 Oct 2021 | 7.75B | +52.13% | 23.87% | 32.49B |
| FY2020 | 31 Oct 2020 | 5.10B | -11.48% | 14.83% | 34.37B |
| FY2019 | 31 Oct 2019 | 5.76B | +5.59% | 14.92% | 38.60B |
| FY2018 | 31 Oct 2018 | 5.45B | +2.17% | 16.86% | 32.34B |
| FY2017 | 31 Oct 2017 | 5.34B | +15.47% | 19.16% | 27.86B |
| FY2016 | 31 Oct 2016 | 4.62B | +5.77% | 18.15% | 25.46B |
| FY2015 | 31 Oct 2015 | 4.37B | +2.17% | 18.54% | 23.58B |
| FY2014 | 31 Oct 2014 | 4.28B | +3.56% | 18.90% | 22.63B |
| FY2013 | 31 Oct 2013 | 4.13B | +1.18% | 19.28% | 21.42B |
| FY2012 | 31 Oct 2012 | 4.08B | +34.23% | 19.66% | 20.77B |
| FY2011 | 31 Oct 2011 | 3.04B | +8.22% | 16.01% | 18.99B |
| FY2010 | 31 Oct 2010 | 2.81B | +57.25% | 18.18% | 15.45B |
| FY2009 | 31 Oct 2009 | 1.79B | -9.66% | 11.12% | 16.07B |
| FY2008 | 31 Oct 2008 | 1.98B | -7.18% | 9.96% | 19.87B |
| FY2007 | 31 Oct 2007 | 2.13B | -19.98% | 10.47% | 20.34B |
| FY2006 | 31 Oct 2006 | 2.66B | +11.14% | 14.67% | 18.15B |
| FY2005 | 31 Oct 2005 | 2.40B | +4.40% | 15.75% | 15.22B |
| FY2004 | 31 Oct 2004 | 2.30B | +28.82% | 17.61% | 13.03B |
| FY2003 | 31 Oct 2003 | 1.78B | +25.69% | 13.55% | 13.15B |
| FY2002 | 31 Oct 2002 | 1.42B | -3.65% | 10.85% | 13.06B |
| FY2001 | 31 Oct 2001 | 1.47B | -20.76% | 8.54% | 17.22B |
| FY2000 | 31 Oct 2000 | 1.86B | +34.39% | 9.97% | 18.63B |
| FY1999 | 31 Oct 1999 | 1.38B | +2.33% | 8.28% | 16.69B |
| FY1998 | 31 Oct 1998 | 1.35B | +3.45% | 7.83% | 17.24B |
| FY1997 | 31 Oct 1997 | 1.31B | +11.73% | 8.99% | 14.51B |
| FY1996 | 31 Oct 1996 | 1.17B | +18.46% | 8.98% | 13.00B |
| FY1995 | 31 Oct 1995 | 986.00M | +19.52% | 8.16% | 12.09B |
| FY1994 | 31 Oct 1994 | 824.97M | — | 9.06% | 9.11B |
| Quarter | Period ending | Net income | Growth on a year before | Net margin | Revenue |
|---|---|---|---|---|---|
| Q3 FY2026 | 31 Jul 2026 | 1.75B | -24.84% | 8.62% | 20.29B |
| Q2 FY2026 | 30 Apr 2026 | 2.63B | +33.98% | 13.62% | 19.28B |
| Q1 FY2026 | 31 Jan 2026 | 2.49B | +16.68% | 12.89% | 19.32B |
| Q4 FY2025 | 31 Oct 2025 | 2.29B | -0.56% | 11.87% | 19.28B |
| Q3 FY2025 | 31 Jul 2025 | 2.33B | +24.77% | 12.13% | 19.19B |
| Q2 FY2025 | 30 Apr 2025 | 1.96B | +5.26% | 10.19% | 19.24B |
| Q1 FY2025 | 31 Jan 2025 | 2.13B | +65.43% | 10.44% | 20.44B |
| Q4 FY2024 | 31 Oct 2024 | 2.30B | +42.92% | 11.65% | 19.74B |
| Q3 FY2024 | 31 Jul 2024 | 1.87B | +19.32% | 9.11% | 20.46B |
| Q2 FY2024 | 30 Apr 2024 | 1.86B | +81.48% | 9.51% | 19.57B |
| Q1 FY2024 | 31 Jan 2024 | 1.29B | +869.92% | 6.87% | 18.78B |
| Q4 FY2023 | 31 Oct 2023 | 1.61B | -64.09% | 8.48% | 18.98B |
| Q3 FY2023 | 31 Jul 2023 | 1.56B | +14.51% | 8.70% | 17.97B |
| Q2 FY2023 | 30 Apr 2023 | 1.03B | -78.43% | 6.14% | 16.70B |
| Q1 FY2023 | 31 Jan 2023 | 133.00M | -95.47% | 0.92% | 14.40B |
| Q4 FY2022 | 31 Oct 2022 | 4.48B | +107.64% | 37.86% | 11.84B |
| Q3 FY2022 | 31 Jul 2022 | 1.37B | -40.00% | 13.94% | 9.79B |
| Q2 FY2022 | 30 Apr 2022 | 4.76B | +265.00% | 64.92% | 7.33B |
| Q1 FY2022 | 31 Jan 2022 | 2.93B | +45.41% | 35.29% | 8.31B |
| Q4 FY2021 | 31 Oct 2021 | 2.16B | +36.30% | 27.75% | 7.78B |
| Q3 FY2021 | 31 Jul 2021 | 2.28B | +84.66% | 25.65% | 8.87B |
| Q2 FY2021 | 30 Apr 2021 | 1.30B | +89.11% | 17.53% | 7.43B |
| Q1 FY2021 | 31 Jan 2021 | 2.02B | +26.70% | 24.00% | 8.40B |
| Q4 FY2020 | 31 Oct 2020 | 1.58B | +32.66% | 20.97% | 7.55B |
| Q3 FY2020 | 31 Jul 2020 | 1.23B | -20.87% | 13.53% | 9.10B |
| Q2 FY2020 | 30 Apr 2020 | 689.00M | -53.97% | 8.55% | 8.06B |
| Q1 FY2020 | 31 Jan 2020 | 1.59B | +5.43% | 16.17% | 9.85B |
| Q4 FY2019 | 31 Oct 2019 | 1.19B | -29.64% | 12.75% | 9.37B |
| Q3 FY2019 | 31 Jul 2019 | 1.56B | +1.30% | 15.37% | 10.13B |
| Q2 FY2019 | 30 Apr 2019 | 1.50B | +20.14% | 15.86% | 9.44B |
| Q1 FY2019 | 31 Jan 2019 | 1.51B | +55.19% | 15.63% | 9.66B |
| Q4 FY2018 | 31 Oct 2018 | 1.70B | +38.30% | 19.47% | 8.72B |
| Q3 FY2018 | 31 Jul 2018 | 1.54B | +10.81% | 18.48% | 8.32B |
| Q2 FY2018 | 30 Apr 2018 | 1.25B | -0.08% | 15.92% | 7.83B |
| Q1 FY2018 | 31 Jan 2018 | 973.00M | -34.57% | 13.02% | 7.47B |
| Q4 FY2017 | 31 Oct 2017 | 1.23B | -8.71% | 16.88% | 7.27B |
| Q3 FY2017 | 31 Jul 2017 | 1.39B | +11.41% | 20.19% | 6.87B |
| Q2 FY2017 | 30 Apr 2017 | 1.25B | +28.16% | 17.73% | 7.04B |
| Q1 FY2017 | 31 Jan 2017 | 1.49B | +40.28% | 23.15% | 6.42B |
| Q4 FY2016 | 31 Oct 2016 | 1.34B | +11.44% | 20.98% | 6.41B |
| Q3 FY2016 | 31 Jul 2016 | 1.25B | +5.06% | 18.34% | 6.79B |
| Q2 FY2016 | 30 Apr 2016 | 973.00M | -2.01% | 15.46% | 6.30B |
| Q1 FY2016 | 31 Jan 2016 | 1.06B | +7.51% | 17.42% | 6.09B |
| Q4 FY2015 | 31 Oct 2015 | 1.21B | +14.10% | 20.27% | 5.95B |
| Q3 FY2015 | 31 Jul 2015 | 1.19B | +6.76% | 20.22% | 5.86B |
| Q2 FY2015 | 30 Apr 2015 | 993.00M | -6.50% | 17.78% | 5.59B |
| Q1 FY2015 | 31 Jan 2015 | 986.00M | -5.92% | 15.95% | 6.18B |
| Q4 FY2014 | 31 Oct 2014 | 1.06B | -0.38% | 18.23% | 5.80B |
| Q3 FY2014 | 31 Jul 2014 | 1.11B | +0.27% | 18.83% | 5.90B |
| Q2 FY2014 | 30 Apr 2014 | 1.06B | +12.50% | 19.34% | 5.49B |
| Q1 FY2014 | 31 Jan 2014 | 1.05B | +2.95% | 18.65% | 5.62B |
| Q4 FY2013 | 31 Oct 2013 | 1.06B | -0.28% | 25.64% | 4.14B |
| Q3 FY2013 | 31 Jul 2013 | 1.11B | +16.40% | 21.51% | 5.15B |
| Q2 FY2013 | 30 Apr 2013 | 944.00M | -6.53% | 18.91% | 4.99B |
| Q1 FY2013 | 31 Jan 2013 | 1.02B | -6.61% | 25.25% | 4.03B |
| Q4 FY2012 | 31 Oct 2012 | 1.06B | +18.62% | 19.54% | 5.45B |
| Q3 FY2012 | 31 Jul 2012 | 951.00M | +37.83% | 18.65% | 5.10B |
| Q2 FY2012 | 30 Apr 2012 | 1.01B | +27.04% | 19.73% | 5.12B |
| Q1 FY2012 | 31 Jan 2012 | 1.09B | +35.07% | 20.55% | 5.30B |
| Q4 FY2011 | 31 Oct 2011 | 897.00M | +21.38% | 17.69% | 5.07B |
| Q3 FY2011 | 31 Jul 2011 | 690.00M | +3.14% | 15.03% | 4.59B |
| Q2 FY2011 | 30 Apr 2011 | 795.00M | +6.71% | 17.46% | 4.55B |
| Q1 FY2011 | 31 Jan 2011 | 807.00M | +22.83% | 17.03% | 4.74B |
| Q4 FY2010 | 31 Oct 2010 | 739.00M | +14.22% | 17.89% | 4.13B |
| Q3 FY2010 | 31 Jul 2010 | 669.00M | +20.11% | 18.22% | 3.67B |
| Q2 FY2010 | 30 Apr 2010 | 745.00M | +108.10% | 19.66% | 3.79B |
| Q1 FY2010 | 31 Jan 2010 | 657.00M | +192.00% | 17.33% | 3.79B |
| Q4 FY2009 | 31 Oct 2009 | 647.00M | +15.43% | 15.53% | 4.17B |
| Q3 FY2009 | 31 Jul 2009 | 557.00M | +6.91% | 14.10% | 3.95B |
| Q2 FY2009 | 30 Apr 2009 | 358.00M | -44.24% | 8.98% | 3.99B |
| Q1 FY2009 | 31 Jan 2009 | 225.00M | -11.77% | 5.26% | 4.28B |
| Q4 FY2008 | 31 Oct 2008 | 560.51M | +24.08% | 11.48% | 4.88B |
| Q3 FY2008 | 31 Jul 2008 | 520.98M | -21.09% | 10.78% | 4.83B |
| Q2 FY2008 | 30 Apr 2008 | 642.00M | -4.34% | 12.61% | 5.09B |
| Q1 FY2008 | 31 Jan 2008 | 255.02M | -26.72% | 5.04% | 5.06B |
| Q4 FY2007 | 31 Oct 2007 | 451.73M | -35.06% | 8.57% | 5.27B |
| Q3 FY2007 | 31 Jul 2007 | 660.21M | -7.08% | 12.41% | 5.32B |
| Q2 FY2007 | 30 Apr 2007 | 671.10M | +4.18% | 13.10% | 5.12B |
| Q1 FY2007 | 31 Jan 2007 | 348.03M | -42.62% | 7.52% | 4.63B |
| Q4 FY2006 | 31 Oct 2006 | 695.58M | +5.89% | 14.98% | 4.64B |
| Q3 FY2006 | 31 Jul 2006 | 710.49M | +29.81% | 14.79% | 4.80B |
| Q2 FY2006 | 30 Apr 2006 | 644.19M | +7.46% | 14.83% | 4.35B |
| Q1 FY2006 | 31 Jan 2006 | 606.51M | +0.82% | 14.38% | 4.22B |
| Q4 FY2005 | 31 Oct 2005 | 656.92M | +16.84% | 15.84% | 4.15B |
| Q3 FY2005 | 31 Jul 2005 | 547.33M | -14.84% | 14.25% | 3.84B |
| Q2 FY2005 | 30 Apr 2005 | 599.50M | +1.44% | 16.28% | 3.68B |
| Q1 FY2005 | 31 Jan 2005 | 601.59M | +13.07% | 16.94% | 3.55B |
| Q4 FY2004 | 31 Oct 2004 | 562.22M | +9.47% | 17.35% | 3.24B |
| Q3 FY2004 | 31 Jul 2004 | 642.72M | +27.57% | 19.53% | 3.29B |
| Q2 FY2004 | 30 Apr 2004 | 590.98M | +44.29% | 17.60% | 3.36B |
| Q1 FY2004 | 31 Jan 2004 | 532.03M | +33.54% | 16.03% | 3.32B |
| Q4 FY2003 | 31 Oct 2003 | 513.57M | +28.64% | 15.44% | 3.33B |
| Q3 FY2003 | 31 Jul 2003 | 503.80M | +45.94% | 15.04% | 3.35B |
| Q2 FY2003 | 30 Apr 2003 | 409.57M | +36.03% | 12.99% | 3.15B |
| Q1 FY2003 | 31 Jan 2003 | 398.42M | +7.03% | 12.01% | 3.32B |
| Q4 FY2002 | 31 Oct 2002 | 399.24M | +8,158.90% | 11.95% | 3.34B |
| Q3 FY2002 | 31 Jul 2002 | 345.21M | -22.15% | 10.95% | 3.15B |
| Q2 FY2002 | 30 Apr 2002 | 301.08M | -50.36% | 9.43% | 3.19B |
| Q1 FY2002 | 31 Jan 2002 | 372.25M | -10.67% | 11.04% | 3.37B |
| Q4 FY2001 | 31 Oct 2001 | 4.83M | -99.00% | 0.13% | 3.58B |
| Q3 FY2001 | 31 Jul 2001 | 443.43M | +10.49% | 10.89% | 4.07B |
| Q2 FY2001 | 30 Apr 2001 | 606.57M | +21.89% | 12.64% | 4.80B |
| Q1 FY2001 | 31 Jan 2001 | 416.73M | -12.07% | 8.74% | 4.77B |
| Q4 FY2000 | 31 Oct 2000 | 484.66M | +87.89% | 10.15% | 4.78B |
| Q3 FY2000 | 31 Jul 2000 | 401.31M | +0.84% | 8.65% | 4.64B |
| Q2 FY2000 | 30 Apr 2000 | 497.63M | +36.72% | 10.39% | 4.79B |
| Q1 FY2000 | 31 Jan 2000 | 473.96M | +30.93% | 10.72% | 4.42B |
| Q4 FY1999 | 31 Oct 1999 | 257.95M | +10.19% | 6.21% | 4.15B |
| Q3 FY1999 | 31 Jul 1999 | 397.98M | +5.31% | 9.56% | 4.17B |
| Q2 FY1999 | 30 Apr 1999 | 363.97M | -3.44% | 9.01% | 4.04B |
| Q1 FY1999 | 31 Jan 1999 | 361.99M | +0.27% | 8.37% | 4.32B |
| Q4 FY1998 | 31 Oct 1998 | 234.11M | -21.19% | 5.51% | 4.25B |
| Q3 FY1998 | 31 Jul 1998 | 377.93M | +1.59% | 8.34% | 4.53B |
| Q2 FY1998 | 30 Apr 1998 | 376.95M | +20.04% | 8.68% | 4.35B |
| Q1 FY1998 | 31 Jan 1998 | 361.00M | +12.06% | 8.77% | 4.12B |
| Q4 FY1997 | 31 Oct 1997 | 297.03M | +2.02% | 7.74% | 3.84B |
| Q3 FY1997 | 31 Jul 1997 | 372.02M | +24.18% | 9.79% | 3.80B |
| Q2 FY1997 | 30 Apr 1997 | 314.02M | +11.96% | 8.98% | 3.50B |
| Q1 FY1997 | 31 Jan 1997 | 322.15M | +9.02% | 9.54% | 3.38B |
| Q4 FY1996 | 31 Oct 1996 | 291.16M | +8.46% | 8.98% | 3.24B |
| Q3 FY1996 | 31 Jul 1996 | 299.57M | +13.57% | 9.20% | 3.26B |
| Q2 FY1996 | 30 Apr 1996 | 280.46M | +24.68% | 8.78% | 3.19B |
| Q1 FY1996 | 31 Jan 1996 | 295.49M | +29.60% | 8.93% | 3.31B |
| Q4 FY1995 | 31 Oct 1995 | 268.44M | +40.83% | 8.55% | 3.14B |
| Q3 FY1995 | 31 Jul 1995 | 263.77M | +24.74% | 8.13% | 3.25B |
| Q2 FY1995 | 30 Apr 1995 | 224.95M | +6.69% | — | 0.00 |
| Q1 FY1995 | 31 Jan 1995 | 228.01M | +12.36% | — | 0.00 |
| Q4 FY1994 | 31 Oct 1994 | 190.61M | — | — | 0.00 |
| Q3 FY1994 | 31 Jul 1994 | 211.45M | — | — | 0.00 |
| Q2 FY1994 | 30 Apr 1994 | 210.84M | — | — | 0.00 |
| Q1 FY1994 | 31 Jan 1994 | 202.93M | — | — | 0.00 |
Figures in CAD. Shares and EPS are adjusted for stock splits. Quarterly growth is on the same quarter a year before; TTM is the last four quarters.
See also:Revenue,EPS,Shares outstanding,Operating income,Cash on hand,Total debt,Free cash flow,Stock buybacks,Income statement
Common questions about Bank of Montreal's profit
Source: Financial Modeling Prep
