BMO

Bank of Montreal
D

BMO

Arincen63/100B

Bank of Montreal earnings

Bank of Montreal reports its Q4 FY2026 results on 2 December 2026. Analysts expect earnings per share of 2.68 USD and revenue of 7.11B USD.

In Q3 FY2026, reported on 25 August 2026, Bank of Montreal earned 2.84 USD a share against the 2.71 USD analysts expected (+4.8%), on revenue of 7.10B USD against 6.94B USD (+2.4%).

Last EPS surprise
+4.8%
Last revenue surprise
+2.4%
Move after the last report
-0.3%
Average move after earnings
1.4%

EPS and revenue against estimates

Next earnings · Q4 FY2026
EPS estimate
2.68 USD
Revenue estimate
7.11B USD
Last quarter · Q3 FY2026
EPS2.84Beat +4.8%Revenue7.10BBeat +2.4%

Revenue

ReportedEstimate

EPS

ReportedEstimate
PeriodReport dateEPS estimateReported EPSSurpriseEPS growthRevenue estimateReported revenueSurpriseRevenue growthNext-day move
Q1 FY20272.75——+9.42%7.07B——-1.88%—
Q4 FY20262.68——+13.56%7.11B——+6.64%—
Q3 FY20262.712.84+4.80%+21.89%6.94B7.10B+2.36%-20.61%-0.3%
Q2 FY20262.542.68+5.51%+45.65%6.98B7.04B+0.93%-18.86%-0.8%
Q1 FY20262.352.51+6.81%+17.29%6.98B7.21B+3.24%-21.78%+0.5%
Q4 FY20252.162.36+9.26%+69.78%6.44B6.66B+3.40%-19.89%+1.7%
Q3 FY20252.122.33+9.91%+20.73%6.54B8.94B+36.83%+9.68%-0.2%
Q2 FY20251.841.840.00%-2.13%6.44B8.68B+34.88%+52.22%+0.7%
Q1 FY20251.702.14+25.88%+12.63%5.95B9.22B+54.94%+20.52%-0.1%
Q4 FY20241.751.39-20.57%-32.85%6.01B8.32B+38.45%-0.05%+3.8%
Q3 FY20241.981.93-2.53%-7.21%4.58B8.15B+78.22%+1.20%-1.8%
Q2 FY20242.011.88-6.47%-12.96%5.86B5.70B-2.68%-26.23%+0.6%
Q1 FY20242.241.90-15.18%-20.50%4.54B7.65B+68.58%+8.53%-1.0%
Q4 FY20232.072.070.00%-9.21%4.46B8.32B+86.69%+28.33%+0.2%
Q3 FY20232.282.08-8.77%-13.33%4.49B8.06B+79.35%+16.01%+1.4%
Q2 FY20232.352.16-8.09%-15.29%4.40B7.73B+75.79%+35.50%-0.1%
Q1 FY20232.332.39+2.58%-38.56%5.45B7.05B+29.38%+7.65%+1.2%
Q4 FY20222.292.28-0.44%-31.53%5.07B6.49B+27.96%+3.12%+0.8%
Q3 FY20222.382.40+0.84%-30.23%5.33B6.95B+30.35%-2.09%-2.9%
Q2 FY20222.432.55+4.94%+2.41%5.18B5.71B+10.22%-4.71%+2.1%
Q1 FY20223.263.89+19.33%+27.12%5.20B6.55B+25.91%-0.27%+3.1%
Q4 FY20213.243.33+2.78%+83.98%5.17B6.29B+21.54%+10.64%+0.5%
Q3 FY20212.943.44+17.01%+154.81%4.21B7.09B+68.29%+4.40%-0.1%
Q2 FY20212.182.49+14.22%+227.63%5.53B5.99B+8.24%+3.93%+0.9%
Q1 FY20212.163.06+41.67%+67.21%6.66B6.56B-1.44%-2.34%+3.5%
Q4 FY20201.481.81+22.30%-1.63%4.38B5.68B+29.69%-6.02%+1.0%
Q3 FY20201.171.35+15.38%-24.58%6.64B6.79B+2.25%+2.40%+3.0%
Q2 FY20200.940.76-19.15%-55.81%6.21B5.76B-7.25%-6.50%-2.6%
Q1 FY20201.771.83+3.39%+3.98%6.61B6.72B+1.72%+3.59%-1.9%
Q4 FY20191.821.84+1.10%+3.37%5.97B6.05B+1.27%+3.30%+1.1%
Q3 FY20191.861.79-3.76%-1.65%6.90B6.64B-3.88%+15.39%+0.4%
Q2 FY20191.691.72+1.78%-1.15%6.21B6.16B-0.85%+11.23%-1.3%
Q1 FY20191.691.76+4.14%+4.76%6.20B6.49B+4.72%+15.98%+1.6%
Q4 FY20181.751.78+1.71%+14.84%5.80B5.86B+0.88%+4.40%-2.2%
Q3 FY20181.751.82+4.00%+18.95%5.55B5.75B+3.66%+6.46%+1.2%
Q2 FY20181.671.74+4.19%+20.00%5.42B5.54B+2.20%-2.88%-0.1%
Q1 FY20181.661.68+1.20%-19.23%5.44B5.59B+2.80%+13.60%-1.1%
Q4 FY20171.581.55-1.90%-3.13%5.24B5.61B+7.03%+17.20%—
Q3 FY20171.571.53-2.55%+2.68%5.35B5.40B+1.01%+4.54%—
Q2 FY20171.401.45+3.57%+10.69%5.76B5.70B-1.02%+10.44%—
Q1 FY20171.882.08+10.64%+62.50%4.61B4.92B+6.75%-1.83%—
Q4 FY20161.381.60+15.94%+11.11%4.48B4.78B+6.72%+5.89%+1.5%
Q3 FY20161.381.49+7.97%-0.67%5.25B5.17B-1.54%+14.85%-0.3%
Q2 FY20161.291.31+1.55%-4.38%5.25B5.16B-1.68%+15.42%-0.4%
Q1 FY20161.281.280.00%+4.92%4.90B5.02B+2.40%+0.30%0.0%
Q4 FY20151.321.44+9.09%-11.66%4.52B4.52B-0.12%-2.62%+1.9%
Q3 FY20151.351.50+11.11%-13.29%4.52B4.50B-0.53%-4.99%+4.8%
Q2 FY20151.361.37+0.74%-15.95%4.42B4.47B+1.28%+2.40%-0.9%
Q1 FY20151.451.22-15.86%-24.22%5.34B5.00B-6.28%+11.65%+2.1%
Q4 FY20141.661.63-1.81%-0.61%4.42B4.64B+5.01%+17.12%-0.3%
Q3 FY20141.661.73+4.22%+2.98%4.04B4.74B+17.28%+18.38%+2.4%
Q2 FY20141.521.63+7.24%+11.64%3.75B4.37B+16.55%+12.23%-0.0%
Q1 FY20141.541.61+4.55%+5.92%3.93B4.48B+13.84%+10.99%+0.2%
Q4 FY20131.601.64+2.50%-0.61%4.03B3.96B-1.81%-5.13%-0.7%
Q3 FY20131.531.68+9.80%+12.75%3.65B4.00B+9.50%+3.15%+0.3%
Q2 FY20131.511.46-3.31%+1.39%4.07B3.89B-4.46%-1.67%-0.6%
Q1 FY20131.461.52+4.11%+7.04%3.91B4.04B+3.13%-1.98%+0.3%
Q4 FY20121.421.65+16.20%+29.92%3.50B4.18B+19.33%+2.40%+0.2%
Q3 FY20121.401.49+6.43%+9.56%3.63B3.88B+6.87%+16.81%+0.2%
Q2 FY20121.371.44+5.11%+6.67%3.76B3.96B+5.38%+18.78%-2.0%
Q1 FY20121.381.42+2.90%+7.58%4.00B4.12B+2.99%+18.71%-0.3%
Q4 FY20111.331.27-4.51%+0.79%4.26B4.08B-4.32%+26.29%-1.2%
Q3 FY20111.311.36+3.82%+19.30%3.11B3.32B+6.73%+17.03%+0.8%
Q2 FY20111.311.35+3.05%+5.47%3.12B3.33B+6.87%+9.31%-0.6%
Q1 FY20111.291.32+2.33%+16.81%3.27B3.47B+6.11%+14.64%+0.1%
Q4 FY20101.201.26+5.00%+11.50%3.07B3.23B+5.26%+8.03%-0.4%
Q3 FY20101.191.14-4.20%+8.57%3.03B2.84B-6.34%-4.73%+1.1%
Q2 FY20101.161.28+10.34%+70.67%2.73B3.05B+11.54%-8.70%+5.0%
Q1 FY20101.071.13+5.61%+26.97%2.86B3.03B+5.94%+23.87%+0.7%
Q4 FY20091.021.13+10.78%-4.24%2.67B2.99B+12.09%+6.24%+1.1%
Q3 FY20090.961.05+9.38%-3.67%2.70B2.98B+10.34%+8.48%+1.6%
Q2 FY20090.980.75-23.47%-36.97%3.28B3.34B+1.88%+27.46%-4.3%
Q1 FY20090.980.89-9.18%-27.05%2.67B2.44B-8.42%+20.53%+4.2%
Q4 FY20080.941.18+25.53%-12.59%2.10B2.81B+34.29%+27.91%-0.6%
Q3 FY20081.151.09-5.22%-19.85%2.89B2.75B-4.96%+7.46%+4.1%
Q2 FY20081.141.19+4.39%-2.46%2.51B2.62B+4.59%+3.64%-0.1%
Q1 FY20081.371.22-10.95%+7.02%2.25B2.03B-9.87%-1.92%-2.4%
Q4 FY20071.381.35-2.17%+15.38%2.25B2.20B-2.13%-5.05%+5.9%
Q3 FY20071.311.36+3.82%+17.24%2.46B2.55B+3.97%-0.62%-0.2%
Q2 FY20071.141.22+7.02%+11.93%2.35B2.53B+7.55%+2.23%-0.7%
Q1 FY20071.091.14+4.59%+7.55%2.46B2.07B-15.91%-16.76%-0.8%
Q4 FY20061.101.17+6.36%+13.59%2.30B2.32B+0.53%-11.63%-1.4%
Q3 FY20061.071.16+8.41%+33.33%2.35B2.57B+9.18%+6.62%+0.8%
Q2 FY20061.111.09-1.80%+22.47%2.52B2.47B-1.77%+3.13%+1.3%
Q1 FY20061.041.06+1.92%+17.78%2.43B2.48B+1.96%+2.92%-1.8%
Q4 FY20050.951.03+8.42%+27.16%2.40B2.62B+9.20%-1.13%-1.0%
Q3 FY20050.930.87-6.45%-31.50%2.57B2.41B-6.06%+2.13%+1.3%
Q2 FY20050.910.89-2.20%-20.54%2.45B2.40B-2.15%-0.29%-0.2%
Q1 FY20050.930.90-3.23%-10.00%2.49B2.41B-3.13%+2.01%-1.6%
Q4 FY20040.910.81-10.99%-19.00%2.53B2.65B+4.66%+11.88%-2.9%
Q3 FY20041.031.27+23.30%+28.28%1.83B2.36B+28.78%+2.35%+0.2%
Q2 FY20041.011.12+10.89%+38.27%2.17B2.41B+10.77%+11.15%+1.7%
Q1 FY20041.001.000.00%+26.58%2.36B2.36B+0.00%+3.69%-1.3%
Q4 FY20030.951.00+5.26%+17.65%2.25B2.37B+5.56%+10.71%+1.9%
Q3 FY20030.830.99+19.28%+37.50%1.86B2.31B+23.88%+8.94%+0.9%
Q2 FY20030.800.81+1.25%+42.11%2.14B2.16B+1.27%-1.37%-1.2%
Q1 FY20030.780.79+1.28%+11.27%2.25B2.28B+1.30%+7.60%-0.3%
Q4 FY20020.770.85+10.39%+13,587.60%2.03B2.14B+5.48%-4.97%+2.0%
Q3 FY20020.750.72-4.00%-13.25%2.20B2.12B-3.85%-3.31%+0.8%
Q2 FY20020.590.57-3.39%-25.00%2.27B2.19B-3.28%-10.54%+1.1%
Q1 FY20020.690.71+2.90%+1.43%2.11B2.12B+0.17%-1.86%+0.3%
Q4 FY2001—0.01—-98.41%—2.25B—-27.84%+1.3%
Q3 FY20010.780.83+6.41%+18.57%2.05B2.19B+6.85%+6.21%-2.0%
Q2 FY20010.730.76+4.11%-2.56%2.35B2.45B+4.29%+9.08%+0.5%
Q1 FY20010.770.70-9.09%-1.41%2.35B2.16B-8.33%+3.18%-2.8%
Q4 FY20000.710.39-45.07%-40.00%2.78B3.12B+12.48%+58.06%-2.0%
Q3 FY20000.710.70-1.41%+1.45%2.09B2.06B-1.39%+3.54%-4.7%
Q2 FY20000.710.78+9.86%+23.81%2.03B2.25B+10.94%+16.73%+1.6%
Q1 FY20000.670.71+5.97%+12.70%1.97B2.09B+6.35%+10.22%+1.4%
Q4 FY19990.600.65+8.33%+129.36%1.81B1.97B+9.09%-28.32%-0.3%
Q3 FY19990.620.69+11.29%+4.55%1.77B1.99B+12.73%+5.84%+1.1%
Q2 FY19990.580.63+8.62%-4.55%1.76B1.93B+9.43%+2.50%0.0%
Q1 FY19990.600.63+5.00%-1.56%1.80B1.90B+5.26%+5.32%-1.9%
Q4 FY1998—0.28—-52.77%—2.76B—+50.24%+2.4%
Q3 FY19980.630.66+4.76%0.00%1.79B1.88B+5.00%+2.39%-2.2%
Q2 FY19980.640.66+3.13%+17.86%1.82B1.88B+3.23%+10.14%-0.5%
Q1 FY19980.620.64+3.23%+10.34%1.74B1.80B+3.33%+7.22%-0.1%
Q4 FY19970.640.60-6.25%+13.21%1.95B1.83B-5.88%+16.16%-4.8%
Q3 FY19970.600.66+10.00%+22.22%1.65B1.84B+11.11%+21.31%-1.0%
Q2 FY19970.570.56-1.75%+14.29%1.74B1.71B-1.72%+13.10%-1.6%
Q1 FY19970.550.58+5.45%+11.54%1.59B1.68B+5.77%+10.78%-1.7%
Q4 FY19960.530.530.00%+12.77%1.58B1.58B+0.00%+9.05%-1.5%
Q3 FY19960.490.54+10.20%+17.39%1.36B1.51B+11.36%-36.56%+1.1%
Q2 FY19960.470.49+4.26%+28.95%1.44B1.51B+4.44%—-1.6%
Q1 FY19960.470.52+10.64%+33.33%1.36B1.52B+11.90%—+2.2%
Q4 FY19950.450.47+4.44%-6.00%1.38B1.45B+4.65%—-0.6%
Q3 FY19950.430.46+6.98%+48.39%—2.39B——+0.5%
Q2 FY19950.380.380.00%+8.57%————-0.6%
Q1 FY19950.420.39-7.14%+8.33%————0.0%
Q4 FY19940.400.50+25.00%+35.14%————+4.2%
Q3 FY19940.280.31+10.71%-6.06%—————
Q2 FY19940.330.35+6.06%+9.38%—————
Q1 FY19940.360.360.00%+28.57%—————
Q4 FY19930.320.37+15.62%——————
Q3 FY19930.330.330.00%——————
Q2 FY19930.290.32+10.34%——————
Q1 FY19930.300.28-6.67%——————
Q1 FY19930.300.28-6.67%——————

The move is the shares' change on the trading day after the report: after a report after the close, the next day's close on the report day's; before the open, the report day's close on the day before's. Surprise is the reported figure against the analysts' average estimate.

Q4 FY2026

What the market is waiting for

From the last earnings call, the company's guidance and analysts' previews, and checked against the report when it comes.

High importanceWaiting for 2 Dec

Losses on troubled loans

ExpectedProvisions of 0.40% to 0.43% of loans, annualizedcompany guidance
The resultComes with the report on 2 Dec

Keeping losses contained would protect profits and reassure investors about the bank’s lending.

Beat record

On average, analysts' EPS estimate was 8.9% off the result, either way, and their revenue estimate 34.3%, over the last 12 quarters.

EPS beats
90 / 134
Revenue beats
92 / 122
Average EPS surprise, last 12
+1.5%
Since
February 1993

See also:Forecast,EPS,Income statement

Common questions about Bank of Montreal's earnings

Source: Financial Modeling Prep