61/100B25.060
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Fair value42.19Plus-41%32Price 25.0653
Q4 FY2026 · Earnings report
EPS estimate 0.55Revenue estimate 12.64B
Q4 FY2026 · Earnings report
EPS estimate 0.55Revenue estimate 12.64B
Banco Bilbao Vizcaya Argentaria SA total debt 1991–2026What is the debt to equity ratio? Debt to equity is a company's total debt divided by its shareholders' equity: how much it has borrowed for each dollar its owners have in the business.
Banco Bilbao Vizcaya Argentaria SA's total debt was 110.87B EUR on 30 September 2026, up 0.7% on a year before. At the end of fiscal year 2025 it was 81.84B EUR.
Last updated 7 Nov 2026 · Next report 4 Feb 2027
Total debt
Growth
| Fiscal year | Period ending | Total debt | Growth | Cash and short-term investments | Net cash | Debt to equity |
|---|---|---|---|---|---|---|
| Latest quarter | 30 Sept 2026 | 110.87B | +0.67% | 322.23B | 211.35B | 1.93 |
| FY2025 | 31 Dec 2025 | 81.84B | -43.33% | 275.94B | 194.10B | 1.43 |
| FY2024 | 31 Dec 2024 | 144.43B | -19.47% | 153.57B | 9.15B | 2.60 |
| FY2023 | 31 Dec 2023 | 179.35B | +56.44% | 177.95B | -1.40B | 3.47 |
| FY2022 | 31 Dec 2022 | 114.64B | -1.25% | 178.37B | 63.73B | 2.44 |
| FY2021 | 31 Dec 2021 | 116.10B | +4.78% | 134.96B | 18.86B | 2.64 |
| FY2020 | 31 Dec 2020 | 110.80B | -4.41% | 208.37B | 97.57B | 2.49 |
| FY2019 | 31 Dec 2019 | 115.91B | +8.37% | 178.59B | 62.67B | 2.38 |
| FY2018 | 31 Dec 2018 | 106.97B | +2.86% | 177.56B | 70.59B | 2.27 |
| FY2017 | 31 Dec 2017 | 103.99B | -12.27% | 174.40B | 70.41B | 2.24 |
| FY2016 | 31 Dec 2016 | 118.54B | -17.19% | 183.09B | 64.55B | 2.50 |
| FY2015 | 31 Dec 2015 | 143.15B | +25.68% | 197.02B | 53.87B | 3.03 |
| FY2014 | 31 Dec 2014 | 113.90B | +11.32% | 216.55B | 102.65B | 2.32 |
| FY2013 | 31 Dec 2013 | 102.32B | -18.29% | 189.22B | 86.90B | 2.42 |
| FY2012 | 31 Dec 2012 | 125.22B | -2.44% | 150.69B | 25.47B | 3.03 |
| FY2011 | 31 Dec 2011 | 128.35B | +7.86% | 125.41B | -2.93B | 3.36 |
| FY2010 | 31 Dec 2010 | 119.00B | -12.01% | 125.96B | 6.96B | 3.31 |
| FY2009 | 31 Dec 2009 | 135.24B | +1.63% | 135.11B | -129.00M | 4.62 |
| FY2008 | 31 Dec 2008 | 133.07B | -11.96% | 114.07B | -19.00B | 5.19 |
| FY2007 | 31 Dec 2007 | 151.14B | +29.90% | 139.58B | -11.56B | 5.58 |
| FY2006 | 31 Dec 2006 | 116.35B | +16.81% | 111.72B | -4.63B | 5.40 |
| FY2005 | 31 Dec 2005 | 99.61B | -24.55% | 129.95B | 30.34B | 6.10 |
| FY2004 | 31 Dec 2004 | 132.01B | +27.95% | 115.38B | -16.63B | 10.10 |
| FY2003 | 31 Dec 2003 | 103.17B | +14.37% | 27.01B | -76.16B | 6.85 |
| FY2002 | 31 Dec 2002 | 90.21B | -7.71% | 27.84B | -62.37B | 5.82 |
| FY2001 | 31 Dec 2001 | 97.74B | -20.83% | 29.46B | -68.29B | 5.38 |
| FY2000 | 31 Dec 2000 | 123.46B | +79.68% | 57.34B | -66.12B | 7.02 |
| FY1999 | 31 Dec 1999 | 68.71B | +65.74% | 58.17B | -10.54B | 5.53 |
| FY1998 | 31 Dec 1998 | 41.46B | +33.00% | 42.23B | 775.49M | 7.35 |
| FY1997 | 31 Dec 1997 | 31.17B | +13.21% | 47.27B | 16.10B | 6.30 |
| FY1996 | 31 Dec 1996 | 27.53B | +38.99% | 35.45B | 7.91B | 6.08 |
| FY1995 | 31 Dec 1995 | 19.81B | +21.00% | 31.03B | 11.22B | 4.74 |
| FY1994 | 31 Dec 1994 | 16.37B | +21.67% | 29.80B | 13.42B | 4.18 |
| FY1993 | 31 Dec 1993 | 13.46B | -5.91% | 27.12B | 13.66B | 3.47 |
| FY1992 | 31 Dec 1992 | 14.30B | -13.48% | 21.81B | 7.50B | 3.43 |
| FY1991 | 31 Dec 1991 | 16.53B | — | 21.93B | 5.40B | 5.84 |
| Quarter | Period ending | Total debt | Growth on a year before | Cash and short-term investments | Net cash | Debt to equity |
|---|---|---|---|---|---|---|
| Q3 FY2026 | 30 Sept 2026 | 110.87B | +0.67% | 322.23B | 211.35B | 1.93 |
| Q2 FY2026 | 30 Jun 2026 | 106.16B | +47.84% | 325.42B | 219.26B | 1.80 |
| Q1 FY2026 | 31 Mar 2026 | 87.56B | -15.11% | 286.36B | 198.79B | 1.56 |
| Q4 FY2025 | 31 Dec 2025 | 81.84B | -43.33% | 275.94B | 194.10B | 1.43 |
| Q3 FY2025 | 30 Sept 2025 | 110.14B | +63.59% | 163.42B | 53.28B | 1.91 |
| Q2 FY2025 | 30 Jun 2025 | 71.80B | -50.75% | 237.67B | 165.87B | 1.26 |
| Q1 FY2025 | 31 Mar 2025 | 103.15B | +40.10% | 244.04B | 140.89B | 1.87 |
| Q4 FY2024 | 31 Dec 2024 | 144.43B | -19.47% | 153.57B | 9.15B | 2.60 |
| Q3 FY2024 | 30 Sept 2024 | 67.33B | -34.68% | 150.16B | 82.84B | 1.27 |
| Q2 FY2024 | 30 Jun 2024 | 145.80B | -15.41% | 113.92B | -31.88B | 2.74 |
| Q1 FY2024 | 31 Mar 2024 | 73.63B | -20.83% | 168.38B | 94.76B | 1.42 |
| Q4 FY2023 | 31 Dec 2023 | 179.35B | +56.44% | 144.79B | -34.56B | 3.47 |
| Q3 FY2023 | 30 Sept 2023 | 103.06B | +36.09% | 136.14B | 33.08B | 2.07 |
| Q2 FY2023 | 30 Jun 2023 | 172.37B | +48.52% | 144.78B | -27.59B | 3.51 |
| Q1 FY2023 | 31 Mar 2023 | 93.00B | +38.11% | 154.43B | 61.43B | 1.95 |
| Q4 FY2022 | 31 Dec 2022 | 114.64B | -1.25% | 149.60B | 34.96B | 2.44 |
| Q3 FY2022 | 30 Sept 2022 | 75.74B | +6.35% | 157.69B | 81.95B | 1.64 |
| Q2 FY2022 | 30 Jun 2022 | 116.06B | +1.48% | 153.64B | 37.58B | 2.55 |
| Q1 FY2022 | 31 Mar 2022 | 67.34B | -9.91% | 141.00B | 73.67B | 1.57 |
| Q4 FY2021 | 31 Dec 2021 | 116.10B | +4.78% | 134.96B | 18.86B | 2.64 |
| Q3 FY2021 | 30 Sept 2021 | 71.21B | +6.25% | 179.22B | 108.01B | 1.58 |
| Q2 FY2021 | 30 Jun 2021 | 114.36B | -10.17% | 216.48B | 102.12B | 2.57 |
| Q1 FY2021 | 31 Mar 2021 | 74.74B | +15.10% | 168.92B | 94.18B | 1.65 |
| Q4 FY2020 | 31 Dec 2020 | 110.80B | -4.41% | 208.37B | 97.57B | 2.49 |
| Q3 FY2020 | 30 Sept 2020 | 67.02B | +5.84% | 270.63B | 203.60B | 1.55 |
| Q2 FY2020 | 30 Jun 2020 | 127.31B | +5.07% | 210.80B | 83.49B | 2.91 |
| Q1 FY2020 | 31 Mar 2020 | 64.94B | -12.68% | 256.73B | 191.79B | 1.51 |
| Q4 FY2019 | 31 Dec 2019 | 115.91B | +8.37% | 178.59B | 62.67B | 2.38 |
| Q3 FY2019 | 30 Sept 2019 | 63.32B | +2.10% | 234.74B | 171.41B | 1.25 |
| Q2 FY2019 | 30 Jun 2019 | 121.17B | +69.52% | 182.67B | 61.50B | 2.48 |
| Q1 FY2019 | 31 Mar 2019 | 74.37B | +22.18% | 143.32B | 68.95B | 1.55 |
| Q4 FY2018 | 31 Dec 2018 | 106.97B | +2.86% | 177.56B | 70.59B | 2.27 |
| Q3 FY2018 | 30 Sept 2018 | 62.02B | -37.47% | 212.16B | 150.14B | 1.35 |
| Q2 FY2018 | 30 Jun 2018 | 71.48B | -30.73% | 133.55B | 62.07B | 1.56 |
| Q1 FY2018 | 31 Mar 2018 | 60.87B | -26.29% | 214.88B | 154.01B | 1.35 |
| Q4 FY2017 | 31 Dec 2017 | 103.99B | -12.27% | 174.40B | 70.41B | 2.24 |
| Q3 FY2017 | 30 Sept 2017 | 99.19B | -15.49% | 157.06B | 57.87B | 2.10 |
| Q2 FY2017 | 30 Jun 2017 | 103.19B | -15.88% | 162.47B | 59.29B | 2.16 |
| Q1 FY2017 | 31 Mar 2017 | 82.58B | -14.23% | 220.61B | 138.03B | 1.72 |
| Q4 FY2016 | 31 Dec 2016 | 118.54B | -17.19% | 183.09B | 64.55B | 2.50 |
| Q3 FY2016 | 30 Sept 2016 | 117.37B | -13.24% | 165.99B | 48.62B | 2.47 |
| Q2 FY2016 | 30 Jun 2016 | 122.67B | +18.58% | 176.22B | 53.54B | 2.59 |
| Q1 FY2016 | 31 Mar 2016 | 96.28B | -2.40% | 213.50B | 117.21B | 2.08 |
| Q4 FY2015 | 31 Dec 2015 | 143.15B | +25.68% | 197.02B | 53.87B | 3.03 |
| Q3 FY2015 | 30 Sept 2015 | 135.28B | +79.30% | 199.55B | 64.27B | 2.92 |
| Q2 FY2015 | 30 Jun 2015 | 103.45B | +35.29% | 220.02B | 116.57B | 2.10 |
| Q1 FY2015 | 31 Mar 2015 | 98.66B | +31.51% | 223.62B | 124.96B | 1.95 |
| Q4 FY2014 | 31 Dec 2014 | 113.90B | +11.32% | 216.55B | 102.65B | 2.32 |
| Q3 FY2014 | 30 Sept 2014 | 75.45B | -9.68% | 209.47B | 134.02B | 1.64 |
| Q2 FY2014 | 30 Jun 2014 | 76.47B | -15.79% | 199.12B | 122.65B | 1.71 |
| Q1 FY2014 | 31 Mar 2014 | 75.02B | -21.71% | 192.22B | 117.20B | 1.78 |
| Q4 FY2013 | 31 Dec 2013 | 102.32B | -18.29% | 189.22B | 86.90B | 2.42 |
| Q3 FY2013 | 30 Sept 2013 | 83.53B | -15.36% | 180.28B | 96.76B | 1.85 |
| Q2 FY2013 | 30 Jun 2013 | 90.80B | -7.08% | 173.25B | 82.45B | 2.01 |
| Q1 FY2013 | 31 Mar 2013 | 95.82B | -2.71% | 180.09B | 84.27B | 2.17 |
| Q4 FY2012 | 31 Dec 2012 | 125.22B | -2.44% | 150.69B | 25.47B | 3.03 |
| Q3 FY2012 | 30 Sept 2012 | 98.69B | -7.22% | 111.66B | 12.97B | 2.38 |
| Q2 FY2012 | 30 Jun 2012 | 97.72B | -6.27% | 102.80B | 5.08B | 2.39 |
| Q1 FY2012 | 31 Mar 2012 | 98.49B | -7.24% | 96.08B | -2.41B | 2.50 |
| Q4 FY2011 | 31 Dec 2011 | 128.35B | +7.86% | 125.41B | -2.93B | 3.36 |
| Q3 FY2011 | 30 Sept 2011 | 106.37B | -5.82% | 99.50B | -6.88B | 2.79 |
| Q2 FY2011 | 30 Jun 2011 | 104.26B | -1.08% | 84.79B | -19.47B | 2.89 |
| Q1 FY2011 | 31 Mar 2011 | 106.17B | -8.33% | 0.00 | -106.17B | 2.80 |
| Q4 FY2010 | 31 Dec 2010 | 119.00B | -12.01% | 125.96B | 6.96B | 3.31 |
| Q3 FY2010 | 30 Sept 2010 | 112.95B | — | 0.00 | -112.95B | 3.43 |
| Q2 FY2010 | 30 Jun 2010 | 105.40B | -19.03% | 22.30B | -83.10B | 3.35 |
| Q1 FY2010 | 31 Mar 2010 | 115.82B | -8.27% | 0.00 | -115.82B | 3.64 |
| Q4 FY2009 | 31 Dec 2009 | 135.24B | +1.63% | 135.11B | -129.00M | 4.62 |
| Q3 FY2009 | 30 Sept 2009 | 0.00 | — | 0.00 | 0.00 | 0.00 |
| Q2 FY2009 | 30 Jun 2009 | 130.16B | +31.92% | 23.05B | -107.11B | 4.54 |
| Q1 FY2009 | 31 Mar 2009 | 126.25B | +26.01% | 90.04B | -36.22B | 4.63 |
| Q4 FY2008 | 31 Dec 2008 | 133.07B | -11.96% | 114.07B | -19.00B | 5.19 |
| Q3 FY2008 | 30 Sept 2008 | 0.00 | — | 83.37B | 83.37B | 0.00 |
| Q2 FY2008 | 30 Jun 2008 | 98.66B | -2.15% | 71.26B | -27.41B | 3.93 |
| Q1 FY2008 | 31 Mar 2008 | 100.19B | — | 70.21B | -29.98B | 3.90 |
| Q4 FY2007 | 31 Dec 2007 | 151.14B | +29.90% | 139.58B | -11.56B | 5.58 |
| Q3 FY2007 | 30 Sept 2007 | 0.00 | — | 75.34B | 75.34B | 0.00 |
| Q2 FY2007 | 30 Jun 2007 | 100.83B | +13.90% | 76.43B | -24.40B | 5.02 |
| Q1 FY2007 | 31 Mar 2007 | 0.00 | — | 67.48B | 67.48B | 0.00 |
| Q4 FY2006 | 31 Dec 2006 | 116.35B | +16.81% | 111.72B | -4.63B | 5.40 |
| Q3 FY2006 | 30 Sept 2006 | 0.00 | -100.00% | 55.32B | 55.32B | 0.00 |
| Q2 FY2006 | 30 Jun 2006 | 88.53B | +2,366.65% | 19.76B | -68.76B | 5.81 |
| Q1 FY2006 | 31 Mar 2006 | 0.00 | -100.00% | 55.69B | 55.69B | 0.00 |
| Q4 FY2005 | 31 Dec 2005 | 99.61B | -24.55% | 129.95B | 30.34B | 6.10 |
| Q3 FY2005 | 30 Sept 2005 | 4.14B | -96.48% | 57.76B | 53.62B | 0.26 |
| Q2 FY2005 | 30 Jun 2005 | 3.59B | -97.03% | 67.24B | 63.65B | 0.24 |
| Q1 FY2005 | 31 Mar 2005 | 3.83B | -96.63% | 60.39B | 56.57B | 0.28 |
| Q4 FY2004 | 31 Dec 2004 | 132.01B | +27.95% | 115.38B | -16.63B | 10.10 |
| Q3 FY2004 | 30 Sept 2004 | 117.53B | +14.77% | 27.63B | -89.90B | 5.81 |
| Q2 FY2004 | 30 Jun 2004 | 120.76B | +29.66% | 29.76B | -91.01B | 6.21 |
| Q1 FY2004 | 31 Mar 2004 | 113.50B | +23.86% | 27.93B | -85.57B | 6.00 |
| Q4 FY2003 | 31 Dec 2003 | 103.17B | +14.37% | 27.01B | -76.16B | 6.85 |
| Q3 FY2003 | 30 Sept 2003 | 102.40B | +10.61% | 28.13B | -74.27B | 5.76 |
| Q2 FY2003 | 30 Jun 2003 | 93.14B | +3.62% | 27.05B | -66.09B | 5.53 |
| Q1 FY2003 | 31 Mar 2003 | 91.63B | -5.43% | 26.36B | -65.27B | 5.65 |
| Q4 FY2002 | 31 Dec 2002 | 90.21B | -7.71% | 27.84B | -62.37B | 5.82 |
| Q3 FY2002 | 30 Sept 2002 | 92.58B | -26.09% | 27.69B | -64.89B | 5.24 |
| Q2 FY2002 | 30 Jun 2002 | 89.89B | -27.57% | 27.80B | -62.09B | 5.34 |
| Q1 FY2002 | 31 Mar 2002 | 96.89B | -28.41% | 28.90B | -67.99B | 5.64 |
| Q4 FY2001 | 31 Dec 2001 | 97.74B | -20.83% | 29.46B | -68.29B | 5.38 |
| Q3 FY2001 | 30 Sept 2001 | 125.25B | +156.33% | 58.95B | -66.30B | 6.50 |
| Q2 FY2001 | 30 Jun 2001 | 124.10B | +284.31% | 52.75B | -71.35B | 7.22 |
| Q1 FY2001 | 31 Mar 2001 | 135.34B | +306.46% | 64.66B | -70.68B | 8.45 |
| Q4 FY2000 | 31 Dec 2000 | 123.46B | +79.68% | 57.34B | -66.12B | 7.02 |
| Q3 FY2000 | 30 Sept 2000 | 48.86B | +281.59% | 54.77B | 5.90B | 2.97 |
| Q2 FY2000 | 30 Jun 2000 | 32.29B | +192.03% | 48.69B | 16.40B | 2.08 |
| Q1 FY2000 | 31 Mar 2000 | 33.30B | +232.37% | 52.76B | 19.46B | 2.87 |
| Q4 FY1999 | 31 Dec 1999 | 68.71B | +65.74% | 58.17B | -10.54B | 5.53 |
| Q3 FY1999 | 30 Sept 1999 | 12.81B | +46.48% | 34.89B | 22.08B | 1.78 |
| Q2 FY1999 | 30 Jun 1999 | 11.06B | +35.99% | 39.77B | 28.71B | 1.74 |
| Q1 FY1999 | 31 Mar 1999 | 10.02B | +28.80% | 38.06B | 28.04B | 1.57 |
| Q4 FY1998 | 31 Dec 1998 | 41.46B | +33.00% | 42.23B | 775.49M | 7.35 |
| Q3 FY1998 | 30 Sept 1998 | 8.74B | +23.66% | 44.21B | 35.47B | 1.55 |
| Q2 FY1998 | 30 Jun 1998 | 8.13B | +23.04% | 50.01B | 41.88B | 1.53 |
| Q1 FY1998 | 31 Mar 1998 | 7.78B | -82.92% | 47.68B | 39.90B | 1.37 |
| Q4 FY1997 | 31 Dec 1997 | 31.17B | +13.21% | 47.27B | 16.10B | 6.30 |
| Q3 FY1997 | 30 Sept 1997 | 7.07B | — | 45.93B | 38.86B | 1.51 |
| Q2 FY1997 | 30 Jun 1997 | 6.61B | — | 46.79B | 40.18B | 1.40 |
| Q1 FY1997 | 31 Mar 1997 | 45.53B | — | 41.25B | -4.28B | 9.90 |
| Q4 FY1996 | 31 Dec 1996 | 27.53B | +38.99% | 35.45B | 7.91B | 6.08 |
| Q4 FY1995 | 31 Dec 1995 | 19.81B | +21.00% | 31.03B | 11.22B | 4.74 |
| Q4 FY1994 | 31 Dec 1994 | 16.37B | +21.67% | 29.80B | 13.42B | 4.18 |
| Q4 FY1993 | 31 Dec 1993 | 13.46B | -5.91% | 27.12B | 13.66B | 3.47 |
| Q4 FY1992 | 31 Dec 1992 | 14.30B | -13.48% | 21.81B | 7.50B | 3.43 |
| Q4 FY1991 | 31 Dec 1991 | 16.53B | — | 21.93B | 5.40B | 5.84 |
Figures in EUR at the end of each period. Net cash is cash and short-term investments less total debt; book value per share is on the diluted share count. The latest column is the most recent quarter.
Total debt counts commercial paper, term debt and lease liabilities.
See also:Revenue,Net income,EPS,Shares outstanding,Operating income,Cash on hand,Free cash flow,Stock buybacks,Balance sheet
Common questions about Banco Bilbao Vizcaya Argentaria SA's debt
Source: Financial Modeling Prep