61/100BBanco Bilbao Vizcaya Argentaria SA stock forecast 2026–2030What is an analyst price target? A price target is the price an analyst expects a stock to reach in 12 months. Arincen shows the average, high and low targets and the upside to the average.
Of the 1 firms that rated Banco Bilbao Vizcaya Argentaria SA in the past 12 months, 0 rate it buy or strong buy, 1 hold and 0 sell or strong sell (each firm at its latest rating): a Hold consensus.
| Buy | 0 | |
| Hold | 1 | |
| Sell | 0 |
How analysts rate Banco Bilbao Vizcaya Argentaria SA, month by monthWhat is the analyst rating? The analyst rating sums up what the analysts covering a stock recommend, from strong buy to strong sell, by the share of them rating it a buy.
0 of 1 firms rate it buy now, against 1 of 1 in December 2025.
Each month: every firm at its latest rating from the 12 months before. Strong buys count as buys, strong sells as sells.
Banco Bilbao Vizcaya Argentaria SA analyst upgrades, downgrades and price targets
The latest rating change came on 20 April 2026, when UBS downgraded Banco Bilbao Vizcaya Argentaria SA from Buy to Neutral.
| Date | Firm | Rating | Price target | Change | Price then |
|---|---|---|---|---|---|
| 20 Apr 2026 | UBS | Downgraded · Buy → Neutral | — | — | — |
Banco Bilbao Vizcaya Argentaria SA EPS and revenue estimatesWhat are estimate revisions? Estimate revisions are the changes analysts make to their EPS and revenue forecasts for the years ahead. They show whether expectations are rising or falling.
Analysts expect Banco Bilbao Vizcaya Argentaria SA's EPS to grow 16.1% a year until 2028, slower than over the last 5 years (64.6% a year) and the last 3 years (19.9%).
Analysts expect Banco Bilbao Vizcaya Argentaria SA's revenue to grow 9.7% a year until 2028. Over the last 5 years it grew 4.2% a year, and over the last 3 years it fell 2.9%.
Revenue
EPS
Does Banco Bilbao Vizcaya Argentaria SA beat earnings estimates?What is an earnings surprise? An earnings surprise is how far a company's reported EPS or revenue came above or below the analysts' average estimate, in percent.
On average, analysts' EPS estimate was 5.6% off the result, either way, and their revenue estimate 20.4%, over the last 12 quarters.
- EPS beats
- 15 / 21
- Revenue beats
- 16 / 21
- Average EPS surprise, last 12What is an earnings surprise? An earnings surprise is how far a company's reported EPS or revenue came above or below the analysts' average estimate, in percent.
- +4.9%
- Since
- October 2021
| Quarter | Report date | EPS estimate | Reported EPS | Surprise | Revenue estimate | Reported revenue | Surprise |
|---|---|---|---|---|---|---|---|
| Q3 FY2026 | 29 Oct 2026 | 0.62 | 0.61 | -1.6% | 12.08B | 12.18B | +0.8% |
| Q2 FY2026 | 30 Jul 2026 | 0.59 | 0.63 | +6.8% | 11.94B | 12.09B | +1.2% |
| Q1 FY2026 | 30 Apr 2026 | 0.57 | 0.60 | +5.3% | 11.78B | 12.50B | +6.1% |
| Q4 FY2025 | 5 Feb 2026 | 0.50 | 0.50 | 0.0% | 11.24B | 11.55B | +2.8% |
| Q3 FY2025 | 30 Oct 2025 | 0.48 | 0.49 | +2.1% | 10.63B | 20.97B | +97.2% |
| Q2 FY2025 | 31 Jul 2025 | 0.47 | 0.52 | +10.6% | 10.31B | 10.26B | -0.6% |
| Q1 FY2025 | 29 Apr 2025 | 0.47 | 0.47 | 0.0% | 9.94B | 20.05B | +101.6% |
| Q4 FY2024 | 30 Jan 2025 | 0.37 | 0.44 | +19.7% | 8.88B | 9.72B | +9.5% |
| Q3 FY2024 | 31 Oct 2024 | 0.48 | 0.52 | +9.0% | 9.37B | 9.56B | +2.0% |
| Q2 FY2024 | 31 Jul 2024 | 0.52 | 0.56 | +6.3% | 9.30B | 8.81B | -5.2% |
| Q1 FY2024 | 29 Apr 2024 | 0.38 | 0.39 | +2.8% | 8.27B | 8.83B | +6.7% |
| Q4 FY2023 | 30 Jan 2024 | 0.40 | 0.39 | -2.7% | 7.97B | 7.12B | -10.8% |
Banco Bilbao Vizcaya Argentaria SA stock price 2026–2030: scenariosHow are the stock price scenarios calculated? Bear, base and bull prices for the years ahead: the analysts' EPS estimates times the lowest, average and highest P/E of the stock today and at its last five year ends, or of its peers.
If Banco Bilbao Vizcaya Argentaria SA's earnings keep growing at the 14.2% a year analysts expect to FY2028, it would earn about 3.84 a share in FY2030. At the P/E it has traded at over the last five years (5.6 to 11.7) that is 21.47 to 45.12 a share, or 31.07 at its average P/E of 8.1. This is arithmetic on the analysts' estimates, not a prediction.
| Fiscal year | EPS | Bear | Base | Bull |
|---|---|---|---|---|
| FY2026 | 2.34 | 13.09 | 18.93 | 27.50 |
| FY2027 | 2.67 | 14.91 | 21.57 | 31.32 |
| FY2028 | 2.95 | 16.47 | 23.83 | 34.60 |
| FY2029 (extrapolated) | 3.37 | 18.81 | 27.21 | 39.51 |
| FY2030 (extrapolated) | 3.84 | 21.47 | 31.07 | 45.12 |
Each year's EPS is the analysts' consensus to FY2028; the years after grow 14.2% a year (the analysts' growth, at most 15%). Bear, base and bull apply the lowest, average and highest P/E of today and the last five fiscal year ends, leaving out any above 60, the mark of a year of collapsed earnings (5.6, 8.1, 11.7).
Is Banco Bilbao Vizcaya Argentaria SA stock undervalued or overvalued?How does Arincen work out a stock's fair value? Fair value is our estimate of a share's price at the P/E the company usually trades at, with a low to high range around it.
Banco Bilbao Vizcaya Argentaria SA's P/E of 11.4 is above the middle of its 5-year range (5.4 to 18.0, median 10.2). Analysts do not expect faster growth than in recent years, so it is expensive compared with its own history. Buyers pay more for each point of growth than usual: a PEG of 0.7 on expected growth against 0.2 on its median P/E and past five years' growth. Growing 16.1% a year, Banco Bilbao Vizcaya Argentaria SA earns a P/E of 16.1 at a PEG of 1 (at most 25): × the next twelve months' EPS of 2.62, a fair value of 42.19; the price, 25.06, is 40.6% below it. Its forward P/E, on the consensus for FY2026, is 10.7.
Fair value on growth is a P/E equal to the EPS growth analysts expect a year (a PEG of 1, at most 25) times the earnings per share of the next twelve months; the ends of the bar are a PEG of 0.75 and 1.25 (a P/E of 12.1 and 20.1). The price against its P/E range
- Price to earnings ratio (TTM)What is the P/E ratio? The P/E ratio divides a share's price by its earnings per share over the last year: what you pay for each dollar of profit.
- 11.35
- Five-year median P/EWhat is the P/E ratio? The P/E ratio divides a share's price by its earnings per share over the last year: what you pay for each dollar of profit.
- 10.16
- Five-year P/E range
- 5.4 – 18.0
- Forward P/E (FY2026)What is the forward P/E ratio? Forward P/E divides a share's price by the earnings per share analysts expect in the coming year, rather than last year's actual earnings.
- 10.70
- PEG ratioWhat is the PEG ratio? The PEG ratio divides the P/E by the yearly earnings growth analysts expect, to show how much you pay for each point of growth.
- 0.80
Most undervalued US stocksHow does Arincen work out a stock's fair value? Fair value is our estimate of a share's price at the P/E the company usually trades at, with a low to high range around it.
| Stock | Price | Fair value | Upside |
|---|---|---|---|
| 99.090 | 194.93146Price 99.09244 | +96.7% | |
| 42.225 | 82.9546Price 42.23165 | +96.4% | |
| 186.680 | 360.82271Price 186.68451 | +93.3% | |
| 213.670 | 405.57304Price 213.67507 | +89.8% | |
| 161.160 | 305.51157Price 161.16396 | +89.6% | |
| 160.650 | 300.09225Price 160.65375 | +86.8% | |
| 165.860 | 308.95212Price 165.86442 | +86.3% |
Furthest below the fair value on each stock's page, updated every day.