BAC

Bank of America
D

BAC

Arincen57/100B

Bank of America earnings

Bank of America reports its Q4 FY2026 results on 15 January 2027, before the market opens. Analysts expect earnings per share of 1.13 USD and revenue of 30.48B USD.

In Q3 FY2026, reported on 14 October 2026, Bank of America earned 1.08 USD a share against the 1.10 USD analysts expected (-1.8%), on revenue of 30.00B USD against 30.58B USD (-1.9%).

Last EPS surprise
-1.8%
Last revenue surprise
-1.9%
Move after the last report
-4.7%
Average move after earnings
2.5%

EPS and revenue against estimates

Next earnings · Q4 FY2026
EPS estimate
1.13 USD
Revenue estimate
30.48B USD
Last quarter · Q3 FY2026
EPS1.08Missed -1.8%Revenue30.00BMissed -1.9%

Revenue

ReportedEstimate

EPS

ReportedEstimate
PeriodReport dateEPS estimateReported EPSSurpriseEPS growthRevenue estimateReported revenueSurpriseRevenue growthNext-day move
Q2 FY20281.45———34.66B————
Q1 FY20281.40——+15.69%34.49B——+6.44%—
Q1 FY20271.21——+9.09%32.40B——+7.03%—
Q4 FY20261.13——+15.31%30.48B——+7.44%—
Q3 FY20261.101.08-1.82%+1.89%30.58B30.00B-1.91%+6.81%-4.7%
Q2 FY20261.131.21+7.08%+35.96%30.78B31.56B+2.54%+19.25%+1.8%
Q1 FY20261.011.11+9.90%+23.33%29.95B30.27B+1.08%+10.62%+1.8%
Q4 FY20250.960.98+2.30%+19.51%27.76B28.37B+2.18%+11.91%-3.5%
Q3 FY20250.951.06+11.34%+30.86%27.52B28.09B+2.08%+10.82%+4.5%
Q2 FY20250.860.89+3.49%+7.23%26.72B26.46B-0.97%+4.28%-0.2%
Q1 FY20250.820.90+10.16%+8.43%26.98B27.37B+1.45%+6.00%+3.5%
Q4 FY20240.780.82+5.13%+17.14%25.12B25.35B+0.92%+7.86%-0.9%
Q3 FY20240.770.81+5.19%-10.00%25.25B25.35B+0.36%+0.71%+0.5%
Q2 FY20240.800.83+3.75%-5.68%25.22B25.38B+0.61%+0.71%+5.3%
Q1 FY20240.760.83+9.21%-11.70%25.49B25.82B+1.30%-1.68%-3.5%
Q4 FY20230.680.70+2.94%-17.65%23.70B23.50B-0.86%-4.21%-1.1%
Q3 FY20230.820.90+9.76%+11.11%25.14B25.17B+0.12%+2.71%+2.4%
Q2 FY20230.840.88+4.76%+12.82%25.05B25.20B+0.60%+11.06%+4.5%
Q1 FY20230.820.94+14.63%+17.50%25.13B26.26B+4.48%+13.04%+0.6%
Q4 FY20220.770.85+10.39%+3.66%24.17B24.53B+1.49%+5.72%+2.2%
Q3 FY20220.770.81+5.19%-4.71%23.52B24.50B+4.20%+7.63%+5.9%
Q2 FY20220.750.78+4.00%-2.50%22.70B22.69B-0.04%+0.30%+0.1%
Q1 FY20220.750.80+6.67%-6.98%23.13B23.23B+0.42%+1.78%+3.6%
Q4 FY20210.760.82+7.89%+38.98%23.57B23.20B-1.55%+15.45%+0.2%
Q3 FY20210.710.85+19.72%+66.67%21.61B22.77B+5.37%+11.95%+4.4%
Q2 FY20210.770.80+3.90%+116.22%22.07B22.62B+2.48%+1.32%-2.5%
Q1 FY20210.660.86+30.30%+132.43%15.91B22.82B+43.47%-14.64%-2.8%
Q4 FY20200.550.59+7.27%-21.33%19.18B20.10B+4.78%-10.07%-0.8%
Q3 FY20200.490.51+4.08%-8.93%19.54B20.34B+4.08%-10.83%-5.2%
Q2 FY20200.270.37+37.04%-50.67%16.29B22.33B+37.04%-3.28%-2.8%
Q1 FY20200.460.37-19.57%-47.89%26.18B26.74B+2.11%+16.22%-6.2%
Q4 FY20190.680.75+10.29%+7.14%20.54B22.35B+8.82%-1.70%-2.0%
Q3 FY20190.510.56+9.80%-16.42%20.77B22.81B+9.80%+0.37%+1.5%
Q2 FY20190.710.75+5.63%+17.19%22.15B23.08B+4.23%+2.37%+0.6%
Q1 FY20190.660.71+7.58%+14.52%21.69B23.00B+6.06%-0.29%+0.1%
Q4 FY20180.630.70+11.11%+48.94%20.41B22.74B+11.40%+11.25%+7.1%
Q3 FY20180.620.67+8.06%+39.58%21.35B22.72B+6.45%+4.05%-1.7%
Q2 FY20180.570.64+12.28%+39.13%20.40B22.55B+10.53%-1.23%+4.3%
Q1 FY20180.590.62+5.08%+51.22%21.95B23.07B+5.08%+3.69%+0.4%
Q4 FY20170.440.47+6.82%+14.63%18.73B20.44B+9.09%+2.23%-0.2%
Q3 FY20170.450.48+6.67%+17.07%20.47B21.84B+6.67%+0.94%+1.6%
Q2 FY20170.430.46+6.98%+24.32%21.34B22.83B+6.98%+7.25%-0.4%
Q1 FY20170.350.41+17.14%+95.24%18.99B22.25B+17.14%+7.01%-0.5%
Q4 FY20160.380.41+7.89%+41.38%18.99B19.99B+5.26%+2.57%+0.3%
Q3 FY20160.340.41+20.59%+20.59%17.94B21.64B+20.59%+3.06%+0.3%
Q2 FY20160.330.37+12.12%0.00%19.51B21.29B+9.09%-3.05%+3.3%
Q1 FY20160.220.21-4.55%-30.00%20.79B20.79B0.00%-11.25%+2.5%
Q4 FY20150.260.29+11.54%-9.38%17.56B19.49B+11.01%-8.33%-1.5%
Q3 FY20150.330.34+3.03%—18.72B20.99B+12.12%-11.94%+0.8%
Q2 FY20150.360.37+2.78%+68.18%17.18B21.96B+27.79%-9.71%+3.2%
Q1 FY20150.290.30+3.45%—22.46B23.43B+4.29%+7.55%-1.1%
Q4 FY20140.310.32+3.23%+10.34%25.26B21.26B-15.83%+1.18%-5.2%
Q3 FY2014-0.06-0.01+83.33%-105.00%190.88B23.84B-87.51%+17.17%-4.6%
Q2 FY20140.290.22-24.14%-31.25%28.67B24.32B-15.17%+10.30%-1.9%
Q1 FY20140.05-0.05-200.00%-125.00%11.28B21.78B+93.05%-16.45%-1.6%
Q4 FY20130.260.29+11.54%+866.67%19.27B21.01B+9.08%+27.06%+2.3%
Q3 FY20130.180.20+11.11%+533.91%19.38B20.35B+5.00%-16.02%+2.2%
Q2 FY20130.250.32+28.00%+88.24%17.76B22.05B+24.17%+2.07%+2.8%
Q1 FY20130.220.20-9.09%-16.67%25.52B26.07B+2.17%+21.19%-4.7%
Q4 FY20120.020.03+34.71%-80.00%12.44B16.54B+32.94%-36.77%-4.2%
Q3 FY2012-0.070.03+145.07%-89.82%45.07B24.23B-46.24%-15.10%-0.2%
Q2 FY20120.140.17+21.43%—18.09B21.60B+19.39%+78.97%-4.9%
Q1 FY20120.120.24+100.00%+41.18%11.14B21.51B+93.13%-31.12%-1.7%
Q4 FY20110.150.150.00%+275.00%24.89B26.16B+5.09%-37.23%+2.4%
Q3 FY20110.190.31+63.16%+14.81%17.44B28.54B+63.65%+7.83%+10.1%
Q2 FY2011-0.90-0.900.00%-433.33%13.24B12.07B-8.82%-54.48%-1.5%
Q1 FY20110.270.17-37.04%-39.29%42.69B31.23B-26.83%-2.23%-2.4%
Q4 FY20100.140.04-71.43%—78.39B41.67B-46.85%+99.77%-2.0%
Q3 FY20100.160.27+68.75%—15.03B26.47B+76.14%+0.74%-4.4%
Q2 FY20100.220.27+22.73%-18.18%23.75B26.51B+11.61%-4.82%-9.2%
Q1 FY20100.090.28+211.11%-36.36%10.28B31.95B+210.88%-8.54%-5.5%
Q4 FY2009-0.52-0.60-15.38%—21.73B20.86B-4.03%+61.21%+1.0%
Q3 FY2009-0.21-0.26-23.81%-273.33%21.03B26.27B+24.93%-16.37%-4.6%
Q2 FY20090.280.33+17.86%-54.17%27.81B27.86B+0.18%+37.13%-2.1%
Q1 FY20090.050.44+780.00%+91.30%4.06B34.93B+759.55%+20.98%-24.3%
Q4 FY20080.08-0.48-700.00%-1,060.00%2.61B12.94B+395.04%-43.56%-13.7%
Q3 FY20080.620.15-75.81%-81.71%81.10B31.41B-61.27%+95.17%-6.6%
Q2 FY20080.530.72+35.85%-43.75%15.02B20.32B+35.22%+3.52%+3.9%
Q1 FY20080.410.23-43.90%-80.34%30.43B28.87B-5.13%+59.03%-2.5%
Q4 FY20070.180.05-72.22%-95.80%46.43B22.92B-50.62%+49.85%+3.9%
Q3 FY20071.060.82-22.64%-32.79%20.81B16.10B-22.65%-11.49%-2.4%
Q2 FY20071.201.28+6.67%+4.92%18.40B19.63B+6.67%+7.72%-0.2%
Q1 FY20071.151.17+1.74%+8.33%17.90B18.16B+1.40%+2.62%-1.8%
Q4 FY20061.181.19+0.85%+160.56%18.33B15.30B-16.55%-30.63%-0.6%
Q3 FY20061.151.22+6.09%+17.31%17.14B18.18B+6.09%+28.24%-1.0%
Q2 FY20061.101.22+10.91%+12.96%16.43B18.22B+10.91%+22.14%+3.1%
Q1 FY20061.001.08+8.00%-6.90%16.38B17.69B+8.00%+24.61%+0.5%
Q4 FY2005—0.46—-51.41%—22.05B—+58.68%+0.8%
Q3 FY20051.021.04+1.96%+14.29%13.91B14.18B+1.96%+6.46%+2.1%
Q2 FY20051.011.08+6.93%+16.13%13.95B14.92B+6.93%+7.76%-2.0%
Q1 FY20050.971.16+19.59%+26.09%11.87B14.20B+19.59%+41.60%+1.0%
Q4 FY20040.940.940.00%+2.17%13.90B13.90B0.00%+39.29%+1.9%
Q3 FY20040.900.91+1.11%—13.71B13.32B-2.84%—-1.8%
Q2 FY20040.870.93+6.90%+3.33%12.19B13.84B+13.56%+39.60%-1.0%
Q1 FY20040.890.92+3.37%+15.00%9.65B10.03B+3.92%+9.37%-0.5%
Q4 FY2003—0.93—+8.28%—12.25B—+3.33%+0.3%
Q4 FY20030.890.92+3.37%+7.23%9.44B9.98B+5.69%-15.85%-0.7%
Q2 FY20030.790.90+13.92%+28.57%8.71B9.92B+13.84%+14.40%+0.7%
Q1 FY20030.740.80+8.11%+15.94%8.49B9.17B+8.01%+6.14%+0.9%
Q4 FY2002—0.86—+31.60%—11.86B—-5.88%-1.0%
Q3 FY20020.710.73+2.82%+14.06%8.47B8.71B+2.82%-0.22%+8.3%
Q2 FY20020.700.700.00%+12.90%8.67B8.67B0.00%-1.10%-1.2%
Q1 FY20020.670.69+2.99%+21.05%8.39B8.64B+2.99%+2.69%-1.2%
Q4 FY2001—0.65—+53.02%—12.60B—-12.95%-0.5%
Q3 FY20010.620.64+3.23%-3.03%8.46B8.73B+3.23%+5.83%+4.8%
Q2 FY20010.590.62+5.08%0.00%8.34B8.76B+5.08%+7.71%+1.9%
Q1 FY20010.570.570.00%-14.93%8.41B8.41B0.00%-1.92%-0.9%
Q4 FY2000—0.43—-31.27%—14.47B—+73.88%+3.1%
Q3 FY20000.650.66+1.54%—7.99B8.25B+3.19%—-3.0%
Q2 FY20000.620.620.00%+8.77%8.14B8.14B0.00%-0.60%-0.4%
Q1 FY20000.620.67+8.06%+21.82%7.94B8.58B+8.06%+7.83%+0.8%
Q4 FY1999—0.57—+22.83%—13.23B—+85.61%-0.8%
Q4 FY19990.610.62+1.64%+34.78%7.95B8.32B+4.65%+16.73%-4.7%
Q2 FY19990.570.570.00%-3.39%8.19B8.19B0.00%-2.34%-2.0%
Q1 FY19990.520.55+5.77%-6.78%7.52B7.95B+5.77%-4.47%-1.7%
Q4 FY1998—0.33—-41.07%—12.70B—+63.47%+1.4%
Q4 FY19980.460.460.00%-17.86%7.67B7.13B-7.03%-8.21%-0.9%
Q2 FY19980.570.59+3.51%+15.69%8.10B8.38B+3.51%+58.06%-0.2%
Q1 FY19980.530.59+11.32%+25.53%4.00B8.33B+107.88%+35.43%+5.5%
Q4 FY1997—0.57—+5.19%—5.85B—+133.35%-1.7%
Q4 FY19970.560.560.00%+3.70%3.55B7.77B+118.79%+209.81%-1.6%
Q2 FY19970.500.51+2.00%+2.00%7.32B5.30B-27.51%+21.82%+1.1%
Q1 FY19970.460.47+2.17%-2.08%7.18B6.15B-14.39%+37.46%+0.2%
Q4 FY1996—0.53—+14.13%—4.35B—+4.12%-4.1%
Q4 FY19960.530.54+1.89%+17.39%2.53B2.51B-1.00%-39.98%-0.3%
Q2 FY19960.490.50+2.04%+16.28%—4.35B—+5.53%-1.2%
Q1 FY19960.470.48+2.13%+20.00%—4.47B—+17.78%+2.6%
Q4 FY1995—0.42—+16.89%—4.21B—+25.60%+1.6%
Q4 FY19950.480.46-4.17%+27.78%—4.18B—+24.61%+0.5%
Q2 FY19950.410.43+4.88%+10.26%—4.13B—+30.99%-0.4%
Q1 FY19950.390.40+2.56%+5.26%—3.80B—+22.80%-1.5%
Q4 FY1994—0.36—+5.72%—3.54B—+19.17%+0.2%
Q4 FY19940.380.36-5.26%+5.14%—3.35B—+12.94%-3.9%
Q2 FY19940.370.39+5.41%+30.00%—3.15B—+30.77%+1.1%
Q1 FY19940.350.38+8.57%+35.71%—3.09B—+28.89%+0.2%
Q4 FY1993—0.34—+48.87%—2.97B—+26.78%-0.8%
Q3 FY19930.310.35+12.90%-1.93%—2.64B—+7.40%-3.7%
Q2 FY19930.290.30+3.45%+16.64%—2.41B—-0.12%-1.8%
Q1 FY19930.340.28-17.65%——2.40B——-4.4%
Q4 FY19920.280.23-17.86%-27.72%—2.34B—-14.28%0.0%
Q3 FY1992—0.36———2.46B——+1.4%
Q2 FY1992—0.26———2.41B——+0.8%
Q4 FY1991—0.32———2.73B——-0.3%

The move is the shares' change on the trading day after the report: after a report after the close, the next day's close on the report day's; before the open, the report day's close on the day before's. Surprise is the reported figure against the analysts' average estimate.

Q4 FY2026

What the market is waiting for

From the last earnings call, the company's guidance and analysts' previews, and checked against the report when it comes.

High importanceWaiting for 15 Jan

Interest income growth

ExpectedFull-year net interest income growth of about 8%company guidance
The resultComes with the report on 15 Jan

Growth in interest earned after deposit costs supports the bank’s main source of revenue.

Beat record

On average, analysts' EPS estimate was 6.0% off the result, either way, and their revenue estimate 1.4%, over the last 12 quarters.

EPS beats
96 / 124
Revenue beats
83 / 112
Average EPS surprise, last 12
+5.7%
Since
January 1993

See also:Forecast,EPS,Income statement

Common questions about Bank of America's earnings

Source: Financial Modeling Prep

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