Interest income growth
Growth in interest earned after deposit costs supports the bank’s main source of revenue.
Bank of America reports its Q4 FY2026 results on 15 January 2027, before the market opens. Analysts expect earnings per share of 1.13 USD and revenue of 30.48B USD.
In Q3 FY2026, reported on 14 October 2026, Bank of America earned 1.08 USD a share against the 1.10 USD analysts expected (-1.8%), on revenue of 30.00B USD against 30.58B USD (-1.9%).
| Period | Report date | EPS estimate | Reported EPS | Surprise | EPS growth | Revenue estimate | Reported revenue | Surprise | Revenue growth | Next-day move |
|---|---|---|---|---|---|---|---|---|---|---|
| Q2 FY2028 | 1.45 | — | — | — | 34.66B | — | — | — | — | |
| Q1 FY2028 | 1.40 | — | — | +15.69% | 34.49B | — | — | +6.44% | — | |
| Q1 FY2027 | 1.21 | — | — | +9.09% | 32.40B | — | — | +7.03% | — | |
| Q4 FY2026 | 1.13 | — | — | +15.31% | 30.48B | — | — | +7.44% | — | |
| Q3 FY2026 | 1.10 | 1.08 | -1.82% | +1.89% | 30.58B | 30.00B | -1.91% | +6.81% | -4.7% | |
| Q2 FY2026 | 1.13 | 1.21 | +7.08% | +35.96% | 30.78B | 31.56B | +2.54% | +19.25% | +1.8% | |
| Q1 FY2026 | 1.01 | 1.11 | +9.90% | +23.33% | 29.95B | 30.27B | +1.08% | +10.62% | +1.8% | |
| Q4 FY2025 | 0.96 | 0.98 | +2.30% | +19.51% | 27.76B | 28.37B | +2.18% | +11.91% | -3.5% | |
| Q3 FY2025 | 0.95 | 1.06 | +11.34% | +30.86% | 27.52B | 28.09B | +2.08% | +10.82% | +4.5% | |
| Q2 FY2025 | 0.86 | 0.89 | +3.49% | +7.23% | 26.72B | 26.46B | -0.97% | +4.28% | -0.2% | |
| Q1 FY2025 | 0.82 | 0.90 | +10.16% | +8.43% | 26.98B | 27.37B | +1.45% | +6.00% | +3.5% | |
| Q4 FY2024 | 0.78 | 0.82 | +5.13% | +17.14% | 25.12B | 25.35B | +0.92% | +7.86% | -0.9% | |
| Q3 FY2024 | 0.77 | 0.81 | +5.19% | -10.00% | 25.25B | 25.35B | +0.36% | +0.71% | +0.5% | |
| Q2 FY2024 | 0.80 | 0.83 | +3.75% | -5.68% | 25.22B | 25.38B | +0.61% | +0.71% | +5.3% | |
| Q1 FY2024 | 0.76 | 0.83 | +9.21% | -11.70% | 25.49B | 25.82B | +1.30% | -1.68% | -3.5% | |
| Q4 FY2023 | 0.68 | 0.70 | +2.94% | -17.65% | 23.70B | 23.50B | -0.86% | -4.21% | -1.1% | |
| Q3 FY2023 | 0.82 | 0.90 | +9.76% | +11.11% | 25.14B | 25.17B | +0.12% | +2.71% | +2.4% | |
| Q2 FY2023 | 0.84 | 0.88 | +4.76% | +12.82% | 25.05B | 25.20B | +0.60% | +11.06% | +4.5% | |
| Q1 FY2023 | 0.82 | 0.94 | +14.63% | +17.50% | 25.13B | 26.26B | +4.48% | +13.04% | +0.6% | |
| Q4 FY2022 | 0.77 | 0.85 | +10.39% | +3.66% | 24.17B | 24.53B | +1.49% | +5.72% | +2.2% | |
| Q3 FY2022 | 0.77 | 0.81 | +5.19% | -4.71% | 23.52B | 24.50B | +4.20% | +7.63% | +5.9% | |
| Q2 FY2022 | 0.75 | 0.78 | +4.00% | -2.50% | 22.70B | 22.69B | -0.04% | +0.30% | +0.1% | |
| Q1 FY2022 | 0.75 | 0.80 | +6.67% | -6.98% | 23.13B | 23.23B | +0.42% | +1.78% | +3.6% | |
| Q4 FY2021 | 0.76 | 0.82 | +7.89% | +38.98% | 23.57B | 23.20B | -1.55% | +15.45% | +0.2% | |
| Q3 FY2021 | 0.71 | 0.85 | +19.72% | +66.67% | 21.61B | 22.77B | +5.37% | +11.95% | +4.4% | |
| Q2 FY2021 | 0.77 | 0.80 | +3.90% | +116.22% | 22.07B | 22.62B | +2.48% | +1.32% | -2.5% | |
| Q1 FY2021 | 0.66 | 0.86 | +30.30% | +132.43% | 15.91B | 22.82B | +43.47% | -14.64% | -2.8% | |
| Q4 FY2020 | 0.55 | 0.59 | +7.27% | -21.33% | 19.18B | 20.10B | +4.78% | -10.07% | -0.8% | |
| Q3 FY2020 | 0.49 | 0.51 | +4.08% | -8.93% | 19.54B | 20.34B | +4.08% | -10.83% | -5.2% | |
| Q2 FY2020 | 0.27 | 0.37 | +37.04% | -50.67% | 16.29B | 22.33B | +37.04% | -3.28% | -2.8% | |
| Q1 FY2020 | 0.46 | 0.37 | -19.57% | -47.89% | 26.18B | 26.74B | +2.11% | +16.22% | -6.2% | |
| Q4 FY2019 | 0.68 | 0.75 | +10.29% | +7.14% | 20.54B | 22.35B | +8.82% | -1.70% | -2.0% | |
| Q3 FY2019 | 0.51 | 0.56 | +9.80% | -16.42% | 20.77B | 22.81B | +9.80% | +0.37% | +1.5% | |
| Q2 FY2019 | 0.71 | 0.75 | +5.63% | +17.19% | 22.15B | 23.08B | +4.23% | +2.37% | +0.6% | |
| Q1 FY2019 | 0.66 | 0.71 | +7.58% | +14.52% | 21.69B | 23.00B | +6.06% | -0.29% | +0.1% | |
| Q4 FY2018 | 0.63 | 0.70 | +11.11% | +48.94% | 20.41B | 22.74B | +11.40% | +11.25% | +7.1% | |
| Q3 FY2018 | 0.62 | 0.67 | +8.06% | +39.58% | 21.35B | 22.72B | +6.45% | +4.05% | -1.7% | |
| Q2 FY2018 | 0.57 | 0.64 | +12.28% | +39.13% | 20.40B | 22.55B | +10.53% | -1.23% | +4.3% | |
| Q1 FY2018 | 0.59 | 0.62 | +5.08% | +51.22% | 21.95B | 23.07B | +5.08% | +3.69% | +0.4% | |
| Q4 FY2017 | 0.44 | 0.47 | +6.82% | +14.63% | 18.73B | 20.44B | +9.09% | +2.23% | -0.2% | |
| Q3 FY2017 | 0.45 | 0.48 | +6.67% | +17.07% | 20.47B | 21.84B | +6.67% | +0.94% | +1.6% | |
| Q2 FY2017 | 0.43 | 0.46 | +6.98% | +24.32% | 21.34B | 22.83B | +6.98% | +7.25% | -0.4% | |
| Q1 FY2017 | 0.35 | 0.41 | +17.14% | +95.24% | 18.99B | 22.25B | +17.14% | +7.01% | -0.5% | |
| Q4 FY2016 | 0.38 | 0.41 | +7.89% | +41.38% | 18.99B | 19.99B | +5.26% | +2.57% | +0.3% | |
| Q3 FY2016 | 0.34 | 0.41 | +20.59% | +20.59% | 17.94B | 21.64B | +20.59% | +3.06% | +0.3% | |
| Q2 FY2016 | 0.33 | 0.37 | +12.12% | 0.00% | 19.51B | 21.29B | +9.09% | -3.05% | +3.3% | |
| Q1 FY2016 | 0.22 | 0.21 | -4.55% | -30.00% | 20.79B | 20.79B | 0.00% | -11.25% | +2.5% | |
| Q4 FY2015 | 0.26 | 0.29 | +11.54% | -9.38% | 17.56B | 19.49B | +11.01% | -8.33% | -1.5% | |
| Q3 FY2015 | 0.33 | 0.34 | +3.03% | — | 18.72B | 20.99B | +12.12% | -11.94% | +0.8% | |
| Q2 FY2015 | 0.36 | 0.37 | +2.78% | +68.18% | 17.18B | 21.96B | +27.79% | -9.71% | +3.2% | |
| Q1 FY2015 | 0.29 | 0.30 | +3.45% | — | 22.46B | 23.43B | +4.29% | +7.55% | -1.1% | |
| Q4 FY2014 | 0.31 | 0.32 | +3.23% | +10.34% | 25.26B | 21.26B | -15.83% | +1.18% | -5.2% | |
| Q3 FY2014 | -0.06 | -0.01 | +83.33% | -105.00% | 190.88B | 23.84B | -87.51% | +17.17% | -4.6% | |
| Q2 FY2014 | 0.29 | 0.22 | -24.14% | -31.25% | 28.67B | 24.32B | -15.17% | +10.30% | -1.9% | |
| Q1 FY2014 | 0.05 | -0.05 | -200.00% | -125.00% | 11.28B | 21.78B | +93.05% | -16.45% | -1.6% | |
| Q4 FY2013 | 0.26 | 0.29 | +11.54% | +866.67% | 19.27B | 21.01B | +9.08% | +27.06% | +2.3% | |
| Q3 FY2013 | 0.18 | 0.20 | +11.11% | +533.91% | 19.38B | 20.35B | +5.00% | -16.02% | +2.2% | |
| Q2 FY2013 | 0.25 | 0.32 | +28.00% | +88.24% | 17.76B | 22.05B | +24.17% | +2.07% | +2.8% | |
| Q1 FY2013 | 0.22 | 0.20 | -9.09% | -16.67% | 25.52B | 26.07B | +2.17% | +21.19% | -4.7% | |
| Q4 FY2012 | 0.02 | 0.03 | +34.71% | -80.00% | 12.44B | 16.54B | +32.94% | -36.77% | -4.2% | |
| Q3 FY2012 | -0.07 | 0.03 | +145.07% | -89.82% | 45.07B | 24.23B | -46.24% | -15.10% | -0.2% | |
| Q2 FY2012 | 0.14 | 0.17 | +21.43% | — | 18.09B | 21.60B | +19.39% | +78.97% | -4.9% | |
| Q1 FY2012 | 0.12 | 0.24 | +100.00% | +41.18% | 11.14B | 21.51B | +93.13% | -31.12% | -1.7% | |
| Q4 FY2011 | 0.15 | 0.15 | 0.00% | +275.00% | 24.89B | 26.16B | +5.09% | -37.23% | +2.4% | |
| Q3 FY2011 | 0.19 | 0.31 | +63.16% | +14.81% | 17.44B | 28.54B | +63.65% | +7.83% | +10.1% | |
| Q2 FY2011 | -0.90 | -0.90 | 0.00% | -433.33% | 13.24B | 12.07B | -8.82% | -54.48% | -1.5% | |
| Q1 FY2011 | 0.27 | 0.17 | -37.04% | -39.29% | 42.69B | 31.23B | -26.83% | -2.23% | -2.4% | |
| Q4 FY2010 | 0.14 | 0.04 | -71.43% | — | 78.39B | 41.67B | -46.85% | +99.77% | -2.0% | |
| Q3 FY2010 | 0.16 | 0.27 | +68.75% | — | 15.03B | 26.47B | +76.14% | +0.74% | -4.4% | |
| Q2 FY2010 | 0.22 | 0.27 | +22.73% | -18.18% | 23.75B | 26.51B | +11.61% | -4.82% | -9.2% | |
| Q1 FY2010 | 0.09 | 0.28 | +211.11% | -36.36% | 10.28B | 31.95B | +210.88% | -8.54% | -5.5% | |
| Q4 FY2009 | -0.52 | -0.60 | -15.38% | — | 21.73B | 20.86B | -4.03% | +61.21% | +1.0% | |
| Q3 FY2009 | -0.21 | -0.26 | -23.81% | -273.33% | 21.03B | 26.27B | +24.93% | -16.37% | -4.6% | |
| Q2 FY2009 | 0.28 | 0.33 | +17.86% | -54.17% | 27.81B | 27.86B | +0.18% | +37.13% | -2.1% | |
| Q1 FY2009 | 0.05 | 0.44 | +780.00% | +91.30% | 4.06B | 34.93B | +759.55% | +20.98% | -24.3% | |
| Q4 FY2008 | 0.08 | -0.48 | -700.00% | -1,060.00% | 2.61B | 12.94B | +395.04% | -43.56% | -13.7% | |
| Q3 FY2008 | 0.62 | 0.15 | -75.81% | -81.71% | 81.10B | 31.41B | -61.27% | +95.17% | -6.6% | |
| Q2 FY2008 | 0.53 | 0.72 | +35.85% | -43.75% | 15.02B | 20.32B | +35.22% | +3.52% | +3.9% | |
| Q1 FY2008 | 0.41 | 0.23 | -43.90% | -80.34% | 30.43B | 28.87B | -5.13% | +59.03% | -2.5% | |
| Q4 FY2007 | 0.18 | 0.05 | -72.22% | -95.80% | 46.43B | 22.92B | -50.62% | +49.85% | +3.9% | |
| Q3 FY2007 | 1.06 | 0.82 | -22.64% | -32.79% | 20.81B | 16.10B | -22.65% | -11.49% | -2.4% | |
| Q2 FY2007 | 1.20 | 1.28 | +6.67% | +4.92% | 18.40B | 19.63B | +6.67% | +7.72% | -0.2% | |
| Q1 FY2007 | 1.15 | 1.17 | +1.74% | +8.33% | 17.90B | 18.16B | +1.40% | +2.62% | -1.8% | |
| Q4 FY2006 | 1.18 | 1.19 | +0.85% | +160.56% | 18.33B | 15.30B | -16.55% | -30.63% | -0.6% | |
| Q3 FY2006 | 1.15 | 1.22 | +6.09% | +17.31% | 17.14B | 18.18B | +6.09% | +28.24% | -1.0% | |
| Q2 FY2006 | 1.10 | 1.22 | +10.91% | +12.96% | 16.43B | 18.22B | +10.91% | +22.14% | +3.1% | |
| Q1 FY2006 | 1.00 | 1.08 | +8.00% | -6.90% | 16.38B | 17.69B | +8.00% | +24.61% | +0.5% | |
| Q4 FY2005 | — | 0.46 | — | -51.41% | — | 22.05B | — | +58.68% | +0.8% | |
| Q3 FY2005 | 1.02 | 1.04 | +1.96% | +14.29% | 13.91B | 14.18B | +1.96% | +6.46% | +2.1% | |
| Q2 FY2005 | 1.01 | 1.08 | +6.93% | +16.13% | 13.95B | 14.92B | +6.93% | +7.76% | -2.0% | |
| Q1 FY2005 | 0.97 | 1.16 | +19.59% | +26.09% | 11.87B | 14.20B | +19.59% | +41.60% | +1.0% | |
| Q4 FY2004 | 0.94 | 0.94 | 0.00% | +2.17% | 13.90B | 13.90B | 0.00% | +39.29% | +1.9% | |
| Q3 FY2004 | 0.90 | 0.91 | +1.11% | — | 13.71B | 13.32B | -2.84% | — | -1.8% | |
| Q2 FY2004 | 0.87 | 0.93 | +6.90% | +3.33% | 12.19B | 13.84B | +13.56% | +39.60% | -1.0% | |
| Q1 FY2004 | 0.89 | 0.92 | +3.37% | +15.00% | 9.65B | 10.03B | +3.92% | +9.37% | -0.5% | |
| Q4 FY2003 | — | 0.93 | — | +8.28% | — | 12.25B | — | +3.33% | +0.3% | |
| Q4 FY2003 | 0.89 | 0.92 | +3.37% | +7.23% | 9.44B | 9.98B | +5.69% | -15.85% | -0.7% | |
| Q2 FY2003 | 0.79 | 0.90 | +13.92% | +28.57% | 8.71B | 9.92B | +13.84% | +14.40% | +0.7% | |
| Q1 FY2003 | 0.74 | 0.80 | +8.11% | +15.94% | 8.49B | 9.17B | +8.01% | +6.14% | +0.9% | |
| Q4 FY2002 | — | 0.86 | — | +31.60% | — | 11.86B | — | -5.88% | -1.0% | |
| Q3 FY2002 | 0.71 | 0.73 | +2.82% | +14.06% | 8.47B | 8.71B | +2.82% | -0.22% | +8.3% | |
| Q2 FY2002 | 0.70 | 0.70 | 0.00% | +12.90% | 8.67B | 8.67B | 0.00% | -1.10% | -1.2% | |
| Q1 FY2002 | 0.67 | 0.69 | +2.99% | +21.05% | 8.39B | 8.64B | +2.99% | +2.69% | -1.2% | |
| Q4 FY2001 | — | 0.65 | — | +53.02% | — | 12.60B | — | -12.95% | -0.5% | |
| Q3 FY2001 | 0.62 | 0.64 | +3.23% | -3.03% | 8.46B | 8.73B | +3.23% | +5.83% | +4.8% | |
| Q2 FY2001 | 0.59 | 0.62 | +5.08% | 0.00% | 8.34B | 8.76B | +5.08% | +7.71% | +1.9% | |
| Q1 FY2001 | 0.57 | 0.57 | 0.00% | -14.93% | 8.41B | 8.41B | 0.00% | -1.92% | -0.9% | |
| Q4 FY2000 | — | 0.43 | — | -31.27% | — | 14.47B | — | +73.88% | +3.1% | |
| Q3 FY2000 | 0.65 | 0.66 | +1.54% | — | 7.99B | 8.25B | +3.19% | — | -3.0% | |
| Q2 FY2000 | 0.62 | 0.62 | 0.00% | +8.77% | 8.14B | 8.14B | 0.00% | -0.60% | -0.4% | |
| Q1 FY2000 | 0.62 | 0.67 | +8.06% | +21.82% | 7.94B | 8.58B | +8.06% | +7.83% | +0.8% | |
| Q4 FY1999 | — | 0.57 | — | +22.83% | — | 13.23B | — | +85.61% | -0.8% | |
| Q4 FY1999 | 0.61 | 0.62 | +1.64% | +34.78% | 7.95B | 8.32B | +4.65% | +16.73% | -4.7% | |
| Q2 FY1999 | 0.57 | 0.57 | 0.00% | -3.39% | 8.19B | 8.19B | 0.00% | -2.34% | -2.0% | |
| Q1 FY1999 | 0.52 | 0.55 | +5.77% | -6.78% | 7.52B | 7.95B | +5.77% | -4.47% | -1.7% | |
| Q4 FY1998 | — | 0.33 | — | -41.07% | — | 12.70B | — | +63.47% | +1.4% | |
| Q4 FY1998 | 0.46 | 0.46 | 0.00% | -17.86% | 7.67B | 7.13B | -7.03% | -8.21% | -0.9% | |
| Q2 FY1998 | 0.57 | 0.59 | +3.51% | +15.69% | 8.10B | 8.38B | +3.51% | +58.06% | -0.2% | |
| Q1 FY1998 | 0.53 | 0.59 | +11.32% | +25.53% | 4.00B | 8.33B | +107.88% | +35.43% | +5.5% | |
| Q4 FY1997 | — | 0.57 | — | +5.19% | — | 5.85B | — | +133.35% | -1.7% | |
| Q4 FY1997 | 0.56 | 0.56 | 0.00% | +3.70% | 3.55B | 7.77B | +118.79% | +209.81% | -1.6% | |
| Q2 FY1997 | 0.50 | 0.51 | +2.00% | +2.00% | 7.32B | 5.30B | -27.51% | +21.82% | +1.1% | |
| Q1 FY1997 | 0.46 | 0.47 | +2.17% | -2.08% | 7.18B | 6.15B | -14.39% | +37.46% | +0.2% | |
| Q4 FY1996 | — | 0.53 | — | +14.13% | — | 4.35B | — | +4.12% | -4.1% | |
| Q4 FY1996 | 0.53 | 0.54 | +1.89% | +17.39% | 2.53B | 2.51B | -1.00% | -39.98% | -0.3% | |
| Q2 FY1996 | 0.49 | 0.50 | +2.04% | +16.28% | — | 4.35B | — | +5.53% | -1.2% | |
| Q1 FY1996 | 0.47 | 0.48 | +2.13% | +20.00% | — | 4.47B | — | +17.78% | +2.6% | |
| Q4 FY1995 | — | 0.42 | — | +16.89% | — | 4.21B | — | +25.60% | +1.6% | |
| Q4 FY1995 | 0.48 | 0.46 | -4.17% | +27.78% | — | 4.18B | — | +24.61% | +0.5% | |
| Q2 FY1995 | 0.41 | 0.43 | +4.88% | +10.26% | — | 4.13B | — | +30.99% | -0.4% | |
| Q1 FY1995 | 0.39 | 0.40 | +2.56% | +5.26% | — | 3.80B | — | +22.80% | -1.5% | |
| Q4 FY1994 | — | 0.36 | — | +5.72% | — | 3.54B | — | +19.17% | +0.2% | |
| Q4 FY1994 | 0.38 | 0.36 | -5.26% | +5.14% | — | 3.35B | — | +12.94% | -3.9% | |
| Q2 FY1994 | 0.37 | 0.39 | +5.41% | +30.00% | — | 3.15B | — | +30.77% | +1.1% | |
| Q1 FY1994 | 0.35 | 0.38 | +8.57% | +35.71% | — | 3.09B | — | +28.89% | +0.2% | |
| Q4 FY1993 | — | 0.34 | — | +48.87% | — | 2.97B | — | +26.78% | -0.8% | |
| Q3 FY1993 | 0.31 | 0.35 | +12.90% | -1.93% | — | 2.64B | — | +7.40% | -3.7% | |
| Q2 FY1993 | 0.29 | 0.30 | +3.45% | +16.64% | — | 2.41B | — | -0.12% | -1.8% | |
| Q1 FY1993 | 0.34 | 0.28 | -17.65% | — | — | 2.40B | — | — | -4.4% | |
| Q4 FY1992 | 0.28 | 0.23 | -17.86% | -27.72% | — | 2.34B | — | -14.28% | 0.0% | |
| Q3 FY1992 | — | 0.36 | — | — | — | 2.46B | — | — | +1.4% | |
| Q2 FY1992 | — | 0.26 | — | — | — | 2.41B | — | — | +0.8% | |
| Q4 FY1991 | — | 0.32 | — | — | — | 2.73B | — | — | -0.3% |
| Period | EPS estimate | Reported EPS | Surprise | EPS growth | Revenue estimate | Reported revenue | Surprise | Revenue growth |
|---|---|---|---|---|---|---|---|---|
| FY2028 | 5.78 | — | — | +12.95% | 136.90B | — | — | +4.85% |
| FY2027 | 5.12 | — | — | +17.31% | 130.57B | — | — | +6.52% |
| FY2026 | 4.36 | — | — | +13.92% | 122.57B | — | — | +11.14% |
| FY2025 | 3.81 | 3.83 | +0.40% | +16.41% | 110.58B | 110.28B | -0.26% | +8.24% |
| FY2024 | 3.20 | 3.29 | +2.79% | -3.80% | 102.05B | 101.89B | -0.16% | +1.76% |
| FY2023 | 3.27 | 3.42 | +4.61% | +5.56% | 100.54B | 100.12B | -0.42% | +5.45% |
| FY2022 | 3.12 | 3.24 | +3.83% | -2.70% | 94.75B | 94.95B | +0.21% | +3.87% |
The move is the shares' change on the trading day after the report: after a report after the close, the next day's close on the report day's; before the open, the report day's close on the day before's. Surprise is the reported figure against the analysts' average estimate.
From the last earnings call, the company's guidance and analysts' previews, and checked against the report when it comes.
Growth in interest earned after deposit costs supports the bank’s main source of revenue.
On average, analysts' EPS estimate was 6.0% off the result, either way, and their revenue estimate 1.4%, over the last 12 quarters.
See also:Forecast,EPS,Income statement
Source: Financial Modeling Prep