57/100BIf you had invested in Bank of America ago, it would be worth $3,900 today, against $4,305 in SPY and $6,524 in QQQ.
Arincen ScoreBeta
Six parts of the company, five checks each, from its own reported figures. A part scores the checks it passes out of 10; the score is their average out of 100.
Profitability8
Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.
Cash2
Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.
Valuation10
Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.
Growth6
Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.
Financial strength2
Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.
Shareholders6
Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.
Figures to FY2025; the price as of today.
Bank of America key facts
- Style
- Value stock · 7.5/10Growth 6.5 · Value 7.5 · Dividend 5.7
- Day range
- 50.630 – 51.755
- 52-week range
- 46.120 – 65.230
- Market capitalization
- 357.35B USD
- P/E
- 12.12
- EPS
- 4.26
- Div Yield
- 2.48%
- EPS growth forecast (FY2026)
- +13.9%
- Volume
- 1,676,846
- Sector
- Financial Services
- Industry
- Banks - Diversified
- CEO
- Brian T. Moynihan
- Employees
- 210K
- Website
- bankofamerica.com
- IPO date
- 21 Feb 1973
Bank of America earnings
Revenue
EPS
| Period | Report date | EPS estimate | Reported EPS | Surprise | EPS growth | Revenue estimate | Reported revenue | Surprise | Revenue growth |
|---|---|---|---|---|---|---|---|---|---|
| Q2 FY2028 | 1.45 | — | — | — | 34.66B | — | — | — | |
| Q1 FY2028 | 1.40 | — | — | +15.69% | 34.49B | — | — | +6.44% | |
| Q1 FY2027 | 1.21 | — | — | +9.09% | 32.40B | — | — | +7.03% | |
| Q4 FY2026 | 1.13 | — | — | +15.31% | 30.48B | — | — | +7.44% | |
| Q3 FY2026 | 1.10 | 1.08 | -1.82% | +1.89% | 30.58B | 30.00B | -1.91% | +6.81% | |
| Q2 FY2026 | 1.13 | 1.21 | +7.08% | +35.96% | 30.78B | 31.56B | +2.54% | +19.25% | |
| Q1 FY2026 | 1.01 | 1.11 | +9.90% | +23.33% | 29.95B | 30.27B | +1.08% | +10.62% | |
| Q4 FY2025 | 0.96 | 0.98 | +2.30% | +19.51% | 27.76B | 28.37B | +2.18% | +11.91% | |
| Q3 FY2025 | 0.95 | 1.06 | +11.34% | +30.86% | 27.52B | 28.09B | +2.08% | +10.82% | |
| Q2 FY2025 | 0.86 | 0.89 | +3.49% | +7.23% | 26.72B | 26.46B | -0.97% | +4.28% |
| Period | EPS estimate | Reported EPS | Surprise | EPS growth | Revenue estimate | Reported revenue | Surprise | Revenue growth |
|---|---|---|---|---|---|---|---|---|
| FY2028 | 5.78 | — | — | +12.95% | 136.90B | — | — | +4.85% |
| FY2027 | 5.12 | — | — | +17.31% | 130.57B | — | — | +6.52% |
| FY2026 | 4.36 | — | — | +13.92% | 122.57B | — | — | +11.14% |
| FY2025 | 3.81 | 3.83 | +0.40% | +16.41% | 110.58B | 110.28B | -0.26% | +8.24% |
| FY2024 | 3.20 | 3.29 | +2.79% | -3.80% | 102.05B | 101.89B | -0.16% | +1.76% |
| FY2023 | 3.27 | 3.42 | +4.61% | +5.56% | 100.54B | 100.12B | -0.42% | +5.45% |
| FY2022 | 3.12 | 3.24 | +3.83% | -2.70% | 94.75B | 94.95B | +0.21% | +3.87% |
Bank of America analyst forecast
Analysts' 1-year price targets range from 60.00 to 75.00, with an average of 66.00.
| Strong buy | 0 | |
| Buy | 14 | |
| Hold | 4 | |
| Sell | 0 | |
| Strong sell | 0 |
12-month price target
| Highest target | 75.00 |
| Average target | 66.00 |
| Lowest target | 60.00 |
| Current price | 51.62 |
Bank of America valuation
- Price to earnings ratio (TTM)
- 12.12
- Forward P/E (FY2026)
- 11.83
- Price to sales (TTM)
- 1.84
- Price to book
- 1.20
- EV / EBITDA (TTM)
- 15.66
Capital structure
Valuation over time
Bank of America against its own history
Each figure in the latest fiscal year against the same figure from FY2021 to FY2025: the range, its median (the line) and the latest (the dot, green on the good side of the median). The P/E is today's against its daily readings of five years.
Its peers: Wells Fargo &, Citigroup, and JPMorgan Chase &, the US Banks - Diversified companies closest to it in size, each in its own latest fiscal year: their median (the line) and its rank among them, first being the best.
- P/E (today)Below its median12.17.217.2
- Gross marginAt its median56.1%49.9%99.8%Against its peers: 3 of 4Peers' median 59.9%
- Operating marginAt its median19.7%15.2%36.2%Against its peers: 3 of 4Peers' median 20.4%
- Net marginAt its median15.9%14.1%34.1%Against its peers: 3 of 4Peers' median 17.3%
- Return on equityAt its median10.1%9.1%11.8%Against its peers: 3 of 4Peers' median 11.8%
- Free cash flow marginAbove its median6.6%-7.7%26.2%Against its peers: 1 of 4Peers' median -44.1%
- Revenue growthLowest in 5 years-0.5%-0.5%49.4%Against its peers: 2 of 4Peers' median -1.4%
- EPS growthAbove its median18.6%-10.6%90.9%Against its peers: 1 of 4Peers' median 17.5%
- Debt to EBITDALowest in 5 years9.15×9.15×20.94×Against its peers: 1 of 4Peers' median 12.94×
- Current ratioHighest in 5 years0.420.220.42Against its peers: 3 of 4Peers' median 0.48
Peers: US companies of the same industry (of its sector when the industry has too few) from a tenth to ten times its market value, the six closest in size. Updated weekly.
Bank of America growth and profitability
- Revenue (TTM)
- 194.74B USD
- Net income (TTM)
- 32.12B USD
- Gross margin
- 60.43%
- Operating margin
- 22.40%
- Net margin
- 16.49%
Revenue / Net income
Bank of America revenue breakdown
By product
| Segment | Revenue | Share of revenue | Change on the year |
|---|---|---|---|
| Consumer Banking | 43.67B | 37.4% | — |
| Global Wealth and Investment Management | 24.88B | 21.3% | — |
| Global Banking | 24.11B | 20.6% | — |
| Global Markets | 24.10B | 20.6% | — |
By region
| Region | Revenue | Share of revenue | Change on the year |
|---|---|---|---|
| UNITED STATES | 97.69B | 76.0% | +10.4% |
| Non-US | 15.41B | 12.0% | — |
| EMEA | 7.56B | 5.9% | +16.3% |
| Asia | 6.00B | 4.7% | +15.8% |
| Latin America | 1.85B | 1.4% | +6.1% |
How Bank of America makes its money
FY2025, in USD. Each band is as wide as its money; the percentage is its share of revenue.
FY2025, in USD. Each band is as wide as its money; the percentage is its share of revenue.
Bank of America dividends
- Annual dividend
- 1.28 USD
- Dividend yield (indicated)
- 2.48%
- Payout ratio
- 34.74%
- Years of dividend growth
- 6
- Frequency
- Quarterly
- Last payment
- 0.32 USD
- Last ex-dividend date
- 4 Dec 2026
- Last payment date
- 24 Dec 2026
Dividends per share
Bank of America financial health
- Cash and short-term investments
- 26.91B USD
- Total debt
- 380.92B USD
- Net cash
- -354.01B USD
- Free cash flow (TTM)
- 41.37B USD
- Current ratio
- 0.43
- Debt to equity
- 1.28
- Piotroski score
- 8 / 9
- Altman Z-score
- 0.27
Cash, debt and free cash flow
Bank of America ownership
- Institutions
- 75.67%
- Institutional holders
- 3,761 (+135)
- Free float
- 99.43%
Insider trading
| Quarter | Purchases | Sales | Shares acquired | Shares disposed of |
|---|---|---|---|---|
| Q4 2026 | 0 | 0 | 23.94K | 37.34K |
| Q3 2026 | 0 | 0 | 54.25K | 108.50K |
| Q2 2026 | 0 | 1 | 116.62K | 238.82K |
| Q1 2026 | 0 | 6 | 6.15M | 5.62M |
Shares outstanding
Source: Financial Modeling Prep
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