Ameriprise Financial stock forecast 2026–2030What is an analyst price target? A price target is the price an analyst expects a stock to reach in 12 months. Arincen shows the average, high and low targets and the upside to the average.
Analysts' average 12-month price target for Ameriprise Financial is 547.20, 5.6% above the current price of 518.17. Their targets range from 483.00 to 645.00.
Of the 9 firms that rated Ameriprise Financial in the past 12 months, 3 rate it buy or strong buy, 4 hold and 2 sell or strong sell (each firm at its latest rating): a Hold consensus.
Analysts' 1-year price targets range from 483.00 to 645.00, with an average of 547.20.
| Buy | 3 | |
| Hold | 4 | |
| Sell | 2 |
12-month price target
| Highest target | 645.00 |
| Average target | 547.20 |
| Lowest target | 483.00 |
| Current price | 518.17 |
Ameriprise Financial price target historyWhat is an analyst price target? A price target is the price an analyst expects a stock to reach in 12 months. Arincen shows the average, high and low targets and the upside to the average.
Have analysts recently raised or lowered their Ameriprise Financial price target and rating?
How analysts rate Ameriprise Financial, month by monthWhat is the analyst rating? The analyst rating sums up what the analysts covering a stock recommend, from strong buy to strong sell, by the share of them rating it a buy.
3 of 9 firms rate it buy now, against 3 of 9 in December 2025.
Each month: every firm at its latest rating from the 12 months before. Strong buys count as buys, strong sells as sells.
Ameriprise Financial analyst upgrades, downgrades and price targets
The latest rating change came on 19 October 2026, when B of A Securities downgraded Ameriprise Financial from Buy to Underperform. The most recent new target came from Morgan Stanley on 9 October 2026: 483.00.
| Date | Firm | Rating | Price target | Change | Price then |
|---|---|---|---|---|---|
| 19 Oct 2026 | B of A Securities | Downgraded · Buy → Underperform | — | — | — |
| 9 Oct 2026 | Morgan Stanley | Reiterated · Underweight | 489.00 → 483.00 | -1.2% | 499.08 |
| 6 Oct 2026 | Capital One Financial Brennan Hawken | — | 520.00 | — | 496.67 |
| 5 Oct 2026 | Raymond James | — | 638.00 → 570.00 | -10.7% | 490.91 |
| 21 Aug 2026 | Raymond James | — | 582.00 → 638.00 | +9.6% | 558.26 |
| 13 Jul 2026 | Piper Sandler | Reiterated · Neutral | 471.00 → 518.00 | +10.0% | 506.76 |
| 10 Jul 2026 | Morgan Stanley Michael Cyprys | Reiterated · Underweight | 467.00 → 489.00 | +4.7% | 506.62 |
| 10 Jul 2026 | Jefferies Suneet Kamath | Reiterated · Buy | 645.00 | — | 500.16 |
| 4 May 2026 | Piper Sandler Crispin Love | Reiterated · Neutral | 530.00 → 471.00 | -11.1% | 467.19 |
| 30 Apr 2026 | Morgan Stanley | Reiterated · Underweight | 452.00 → 467.00 | +3.3% | 479.63 |
| 24 Apr 2026 | BMO Capital Brennan Hawken | Reiterated · Market Perform | 490.00 | — | 455.71 |
| 21 Apr 2026 | RBC Capital | — | 605.00 → 560.00 | -7.4% | 456.59 |
| 10 Apr 2026 | Morgan Stanley | Reiterated · Underweight | 485.00 → 452.00 | -6.8% | 441.86 |
| 11 Feb 2026 | Raymond James Wilma Burdis | — | 582.00 | — | 488.19 |
| 2 Feb 2026 | RBC Capital Kenneth Lee | Reiterated · Outperform | 605.00 | — | 529.47 |
| 30 Jan 2026 | Piper Sandler | Upgraded · Underweight → Neutral | — | — | — |
| 29 Jan 2026 | Piper Sandler John Barnidge | — | 530.00 | — | 521.36 |
| 22 Dec 2025 | Morgan Stanley | Reiterated · Underweight | 484.00 → 485.00 | +0.2% | 489.17 |
Ameriprise Financial EPS and revenue estimatesWhat are estimate revisions? Estimate revisions are the changes analysts make to their EPS and revenue forecasts for the years ahead. They show whether expectations are rising or falling.
Analysts expect Ameriprise Financial's EPS to grow 16.6% a year until 2028. Over the last 5 years it grew 24.4% a year, and over the last 3 years 9.5%.
Analysts expect Ameriprise Financial's revenue to grow 5.3% a year until 2028, slower than over the last 5 years (9.5% a year) and the last 3 years (9.7%).
Revenue
EPS
Does Ameriprise Financial beat earnings estimates?What is an earnings surprise? An earnings surprise is how far a company's reported EPS or revenue came above or below the analysts' average estimate, in percent.
On average, analysts' EPS estimate was 3.3% off the result, either way, and their revenue estimate 2.0%, over the last 12 quarters.
- EPS beats
- 64 / 85
- Revenue beats
- 58 / 85
- Average EPS surprise, last 12What is an earnings surprise? An earnings surprise is how far a company's reported EPS or revenue came above or below the analysts' average estimate, in percent.
- +2.4%
- Since
- October 2005
| Quarter | Report date | EPS estimate | Reported EPS | Surprise | Revenue estimate | Reported revenue | Surprise |
|---|---|---|---|---|---|---|---|
| Q3 FY2026 | 29 Oct 2026 | 11.77 | 11.26 | -4.3% | 5.10B | 5.08B | -0.5% |
| Q2 FY2026 | 23 Jul 2026 | 10.81 | 11.07 | +2.4% | 4.86B | 5.01B | +3.2% |
| Q1 FY2026 | 23 Apr 2026 | 10.21 | 11.26 | +10.3% | 4.72B | 4.89B | +3.6% |
| Q4 FY2025 | 29 Jan 2026 | 10.34 | 10.83 | +4.7% | 4.77B | 4.96B | +3.9% |
| Q3 FY2025 | 30 Oct 2025 | 9.77 | 9.92 | +1.5% | 4.60B | 4.87B | +6.0% |
| Q2 FY2025 | 24 Jul 2025 | 9.00 | 9.11 | +1.2% | 4.34B | 4.38B | +0.8% |
| Q1 FY2025 | 24 Apr 2025 | 9.08 | 9.50 | +4.6% | 4.42B | 4.35B | -1.5% |
| Q4 FY2024 | 29 Jan 2025 | 9.05 | 9.36 | +3.4% | 4.49B | 4.50B | +0.3% |
| Q3 FY2024 | 23 Oct 2024 | 8.93 | 8.83 | -1.1% | 4.31B | 4.40B | +2.0% |
| Q2 FY2024 | 24 Jul 2024 | 8.53 | 8.72 | +2.2% | 4.24B | 4.22B | -0.5% |
| Q1 FY2024 | 22 Apr 2024 | 8.20 | 8.39 | +2.3% | 4.15B | 4.15B | -0.1% |
| Q4 FY2023 | 24 Jan 2024 | 7.67 | 7.75 | +1.0% | 3.91B | 3.99B | +2.0% |
Ameriprise Financial stock price 2026–2030: scenariosHow are the stock price scenarios calculated? Bear, base and bull prices for the years ahead: the analysts' EPS estimates times the lowest, average and highest P/E of the stock today and at its last five year ends, or of its peers.
If Ameriprise Financial's earnings keep growing at the 13.6% a year analysts expect to FY2028, it would earn about 74.37 a share in FY2030. At the P/E it has traded at over the last five years (11.0 to 15.8) that is 818.49 to 1,175.95 a share, or 993.32 at its average P/E of 13.4. This is arithmetic on the analysts' estimates, not a prediction.
| Fiscal year | EPS | Bear | Base | Bull |
|---|---|---|---|---|
| FY2026 | 46.10 | 507.44 | 615.83 | 729.06 |
| FY2027 | 51.59 | 567.80 | 689.08 | 815.78 |
| FY2028 | 57.66 | 634.58 | 770.13 | 911.73 |
| FY2029 (extrapolated) | 65.48 | 720.69 | 874.63 | 1,035.45 |
| FY2030 (extrapolated) | 74.37 | 818.49 | 993.32 | 1,175.95 |
Each year's EPS is the analysts' consensus to FY2028; the years after grow 13.6% a year (the analysts' growth, at most 15%). Bear, base and bull apply the lowest, average and highest P/E of today and the last five fiscal year ends, leaving out any above 60, the mark of a year of collapsed earnings (11.0, 13.4, 15.8).
Is Ameriprise Financial stock undervalued or overvalued?How does Arincen work out a stock's fair value? Fair value is our estimate of a share's price at the P/E the company usually trades at, with a low to high range around it.
Ameriprise Financial's P/E of 11.5 is below the middle of its 5-year range (8.2 to 21.7, median 13.9). Analysts expect slower growth than in recent years, so the low P/E may be deserved. Buyers pay about the usual price for each point of growth: a PEG of 0.7 on expected growth against 0.6 on its median P/E and past five years' growth. At its usual P/E (13.6 × EPS of 45.03), Ameriprise Financial's fair value is 611.71; the price, 518.17, is 15.3% below it. Its forward P/E, on the consensus for FY2026, is 11.2.
Fair value is the usual (median) P/E of the last five years times the earnings per share of the last twelve months; the ends of the bar are the same earnings at its lowest and highest P/E of those years (8.2 and 21.7). The price against its P/E range
- Price to earnings ratio (TTM)What is the P/E ratio? The P/E ratio divides a share's price by its earnings per share over the last year: what you pay for each dollar of profit.
- 11.51
- Five-year median P/EWhat is the P/E ratio? The P/E ratio divides a share's price by its earnings per share over the last year: what you pay for each dollar of profit.
- 13.89
- Five-year P/E range
- 8.2 – 21.7
- Forward P/E (FY2026)What is the forward P/E ratio? Forward P/E divides a share's price by the earnings per share analysts expect in the coming year, rather than last year's actual earnings.
- 11.24
- PEG ratioWhat is the PEG ratio? The PEG ratio divides the P/E by the yearly earnings growth analysts expect, to show how much you pay for each point of growth.
- 0.85
- To the average targetWhat is an analyst price target? A price target is the price an analyst expects a stock to reach in 12 months. Arincen shows the average, high and low targets and the upside to the average.
- +5.6%
Most undervalued US stocksHow does Arincen work out a stock's fair value? Fair value is our estimate of a share's price at the P/E the company usually trades at, with a low to high range around it.
| Stock | Price | Fair value | Upside |
|---|---|---|---|
| 235.690 | 464.49205Price 235.69627 | +97.1% | |
| 28.860 | 56.2634Price 28.8696 | +94.9% | |
| 199.110 | 384.58163Price 199.112,644 | +93.1% | |
| 123.990 | 237.24178Price 123.99297 | +91.3% | |
| 157.820 | 297.58169Price 157.82471 | +88.6% | |
| 162.670 | 305.52160Price 162.67396 | +87.8% | |
| 216.610 | 405.38304Price 216.61507 | +87.1% |
Furthest below the fair value on each stock's page, updated every day.
