AMP

Ameriprise Financial
D

AMP

Arincen80/100B

If you had invested in Ameriprise Financial ago, it would be worth $5,680 today, against $4,081 in SPY and $6,291 in QQQ.

ArincenArincen ScoreBeta

80/100

Six parts of the company, five checks each, from its own reported figures. A part scores the checks it passes out of 10; the score is their average out of 100.

Profitability6

Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.

Cash10

Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.

Valuation10

Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.

Growth10

Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.

Financial strength4

Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.

Shareholders8

Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.

Figures to FY2025; the price as of today.

Ameriprise Financial key facts

Style
Value stock · 8.8/10Growth 5.5 · Value 8.8 · Dividend 4.6
Day range
513.71 – 520.16
52-week range
422.37 – 572.56
Market capitalization
45.10B USD
P/E
11.54
PEG ratio
0.69
EPS
45.03
Div Yield
1.31%
EPS growth forecast (FY2026)
+17.1%
Volume
17,614
Beta
1.12
ESG score
57.7/100Environment 55 · Social 58 · Governance 61
Sector
Financial Services
Industry
Asset Management
CEO
James Michael Cracchiolo
Employees
14K
IPO date
15 Sept 2005

Ameriprise Financial earnings

Next earnings · Q4 FY2026
EPS estimate
12.31 USD
Revenue estimate
5.21B USD
Last quarter · Q3 FY2026
EPS11.26Missed -4.3%Revenue5.08BMissed -0.5%

Revenue

ReportedEstimate

EPS

ReportedEstimate
PeriodReport dateEPS estimateReported EPSSurpriseEPS growthRevenue estimateReported revenueSurpriseRevenue growth
Q3 FY202713.18——+17.09%5.30B——+4.46%
Q2 FY202712.52——+13.11%5.20B——+3.80%
Q1 FY202712.18——+8.17%5.11B——+4.56%
Q4 FY202612.31——+13.67%5.21B——+4.97%
Q3 FY202611.7711.26-4.33%+13.51%5.10B5.08B-0.46%+4.12%
Q2 FY202610.8111.07+2.41%+21.51%4.86B5.01B+3.24%+14.58%
Q1 FY202610.2111.26+10.28%+18.53%4.72B4.89B+3.60%+12.22%
Q4 FY202510.3410.83+4.74%+15.71%4.77B4.96B+3.93%+10.20%
Q3 FY20259.779.92+1.54%+12.34%4.60B4.87B+5.96%+10.85%
Q2 FY20259.009.11+1.22%+4.47%4.34B4.38B+0.75%+3.67%

Analysts' estimates for FY2026 over the last 7 days:EPS Revenue How the estimates moved

Ameriprise Financial analyst forecast

12-month price target
530.17 USD
+2.06%

Analysts' 1-year price targets range from 445.00 to 645.00, with an average of 530.17.

Past year
1-year forecast
Strong sellStrong buy
Hold
9 ratings
Buy
3
Hold
4
Sell
2

12-month price target

Highest target645.00
Average target530.17
Lowest target445.00
Current price519.46

Ameriprise Financial valuation

Price to earnings ratio (TTM)
11.54
Forward P/E (FY2026)
11.27
Price to sales (TTM)
2.25
Price to book
8.82
EV / EBITDA (TTM)
7.27

Capital structure

Market capitalization
45.10B USD
+
Total debt
5.99B USD
−
Cash and short-term investments
9.27B USD
=
Enterprise value
41.81B USD

Valuation over time

P/EForward P/EForward P/E · EstimateEstimate
Fiscal yearP/EForward P/EP/SP/BEV/EBITDA
FY2028 (est.)9.01————
FY2027 (est.)10.079.01———
FY2026 (est.)11.2710.07———
Now (TTM)11.5410.212.258.827.27
FY202513.2910.642.467.108.38
FY202415.8113.722.9910.2910.58
FY202315.7110.522.498.4910.19
FY202211.0110.522.429.117.63
FY202112.8211.512.676.099.38

Ameriprise Financial against its own history

Each figure in the latest fiscal year against the same figure from FY2021 to FY2025: the range, its median (the line) and the latest (the dot, green on the good side of the median). The P/E is today's against its daily readings of five years.

Its peers: Ares Management, State Street, Raymond James Financial, Northern Trust, Apollo Global Management, and Principal Financial Group, the US Asset Management companies closest to it in size, each in its own latest fiscal year: their median (the line) and its rank among them, first being the best.

  • P/E (today)Below its median11.5
    8.221.7
  • Gross marginLowest in 5 years50.4%
    50.4%57.8%
    Against its peers: 6 of 7Peers' median 68.1%
  • Operating marginBelow its median25.5%
    22.1%28.8%
    Against its peers: 4 of 7Peers' median 21.1%
  • Net marginBelow its median18.8%
    15.9%22.0%
    Against its peers: 1 of 7Peers' median 11.5%
  • Return on equityAt its median54.4%
    46.5%82.8%
    Against its peers: 1 of 6Peers' median 12.3%
  • Free cash flow marginHighest in 5 years43.2%
    23.7%43.2%
    Against its peers: 2 of 7Peers' median 25.8%
  • Revenue growthLowest in 5 years5.2%
    5.2%12.6%
    Against its peers: 4 of 7Peers' median 6.6%
  • EPS growthBelow its median10.0%
    -14.4%88.5%
    Against its peers: 3 of 7Peers' median -7.9%
  • Debt to EBITDABelow its median1.16×
    1.14×1.53×
    Against its peers: 2 of 7Peers' median 3.82×
  • Current ratioHighest in 5 years25.84
    16.9725.84
    Against its peers: 1 of 6Peers' median 0.78

Peers: US companies of the same industry (of its sector when the industry has too few) from a tenth to ten times its market value, the six closest in size. Updated weekly.

Ameriprise Financial growth and profitability

Revenue (TTM)
20.06B USD
Net income (TTM)
4.16B USD
Gross margin
49.31%
Operating margin
28.07%
Net margin
20.74%

Revenue / Net income

Revenue Net income Net margin
PeriodRevenueGrowthNet incomeGrowthGross marginOperating marginNet marginEBITDAGrowth
FY202518.91B+5.17%3.56B+4.76%50.38%25.54%18.84%5.04B+5.15%
FY202417.98B+11.55%3.40B+33.06%50.88%25.62%18.91%4.80B+27.49%
FY202316.12B+12.47%2.56B-18.83%51.75%22.07%15.86%3.76B-12.86%
FY202214.33B+5.86%3.15B+14.09%53.63%28.81%21.97%4.32B+18.57%
FY202113.54B+12.57%2.76B+79.92%57.83%26.68%20.38%3.64B+65.38%

Ameriprise Financial revenue breakdown

By product

FY2025
Advice and Wealth Management: 61.6%Retirement and Protection Solutions: 20.0%Asset Management: 18.3%61.6%Advice and Wealth Management20.0%Retirement and Protection Solutions18.3%Asset Management
SegmentRevenueShare of revenueChange on the year
Advice and Wealth Management12.17B61.6%+6.4%
Retirement and Protection Solutions3.96B20.0%+4.8%
Asset Management3.62B18.3%+3.0%

By region

FY2016
100.0%Non-US
RegionRevenueShare of revenueChange on the year
Non-US656.00M100.0%-36.8%

How Ameriprise Financial makes its money

Revenue18.91B 100.0%
Cost of revenue9.38B 49.6%
Gross profit9.53B 50.4%
Other operating expenses4.70B 24.8%
Operating income4.83B 25.5%
Tax941.00M 5.0%
Other expense326.00M 1.7%
Net income3.56B 18.8%

FY2025, in USD. Each band is as wide as its money; the percentage is its share of revenue.

Ameriprise Financial dividends

Annual dividend
6.80 USD
Dividend yield (indicated)
1.31%
Payout ratio
14.88%
Years of dividend growth
20
Frequency
Quarterly
Next payment
1.70 USD
Last ex-dividend date
9 Nov 2026
Next payment date
27 Nov 2026

Dividends per share

Year2025202420232022202120202019201820172016
Dividends per share6.285.795.304.884.434.093.813.533.242.92

Ameriprise Financial financial health

Cash and short-term investments
9.27B USD
Total debt
5.99B USD
Net cash
3.28B USD
Free cash flow (TTM)
7.38B USD
Current ratio
0.25
Debt to equity
1.17
Piotroski score
6 / 9
Altman Z-score
0.03

Cash, debt and free cash flow

Cash and short-term investments Total debt Free cash flow
Fiscal yearCash and short-term investmentsTotal debtFree cash flow
FY202563.69B5.86B8.16B
FY202460.68B5.47B6.42B
FY202359.13B5.76B4.50B
FY202247.91B5.39B4.23B
FY202139.30B5.20B3.21B

Ameriprise Financial ownership

Institutions
84.98%
Institutional holders
1,419 (+8)
Free float
99.57%

Who owns the shares

Institutions 85.0% Others 15.0%
As of 30 Jun 2026

Shares free to trade

Free float 86.44M shares ·99.6% Closely held 376.80K shares ·0.4%

Closely held shares belong to insiders, founders and owners of more than 5%, and seldom change hands. The free float is the rest: the shares anyone can buy and sell.

Insider trading

QuarterPurchasesSalesShares acquiredShares disposed of
Q4 20260040.850.00
Q3 2026011106.06K223.99K
Q2 2026025.36K11.11K
Q1 2026011161.85K116.69K

Shares outstanding

Basic shares Diluted shares Change in diluted shares
Fiscal yearBasic sharesDiluted sharesChange in diluted shares
FY202594.80M96.30M-6.41%
FY2024101.00M102.90M-4.55%
FY2023105.70M107.80M-5.19%
FY2022111.30M113.70M-5.25%
FY2021119.98M120.00M-4.53%

Source: Financial Modeling Prep

Related Instruments

Title: Ameriprise Financial

Sector: Financial Services
Industry: Asset Management
Ameriprise Financial has evolved into a diversified financial services provider that generates roughly 65% of its operating profit from advice and wealth management. With nearly $1.2 trillion in segment assets under management and advisoryat year-end 2025 and roughly 10,600 affiliated and employee advisors, Ameriprise is one of the larger US-based wealth managers. It also boasts a reasonably large asset management franchise in Columbia Threadneedle, which maintained $678 billion in assets under management at year-end 2025. The firm's third segment is its retirement and protection services business, which sells insurance products to advisory clients. After eliminations, Ameriprise had $1.69 trillion in assets under management and advisory across segments at the end of 2025.

Common questions about Ameriprise Financial stock