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Best FOREX Brokers in the UAE for 2023

Written by: Adrian Ashley
20.01.2023
As more FOREX traders enter the trading market, FOREX brokers are in a scramble to improve their customer retention, thereby maintaining revenues and ensuring continued profitability. New traders, for their part, are rightly worried about the risks involved in FOREX trading and are always ready to accept good advice on how to steer clear of questionable brokers. To support traders, we have created a list of the best FOREX companies in the UAE today. This list is the result of a detailed broker review process carried out by Arincen. We have gone one step further to include our research methodology so traders can grasp why we made the suggestions we did.

Best FOREX Brokers in UAE

Rating FXDD Open account
Company name FXDD
Regulations
Minimum deposit $450
Main branch USA
Rating ICM Capital Open account
Company name ICM Capital
Regulations
Minimum deposit 500$
Main branch United Arab Emirates
Rating XTB Open account
Company name XTB
Regulations
Minimum deposit 500$
Main branch UK
Rating IG Open account
Company name IG
Regulations
Minimum deposit 500$
Main branch UK

What is FOREX and Why Do We Need a Broker to Trade?

Many of you will already know this, but for those starting out, the FOREX market is the largest financial market in the world, at some six trillion dollars daily and only followed by the credit market. The market operates 24 hours a day and five days a week (Monday through Friday), except international holidays. Brokerage firms play a key role in this regard by enabling clients to buy and sell through a trading platform. This could be done either on a personal computer (PC) or by using a smartphone.

How Do I Choose the Best FOREX Broker in the UAE?

Regardless of where they are based, UAE FOREX brokers must all reach a level of acceptable operating standards before you can begin to choose among them. First, a broker must be well regulated. This is in your own interest. Brokers that are regulated by top-tier watchdogs are compelled to protect your affairs, notably by offering you access to a compensation scheme in the event they go under.
Next, the broker must have a robust set of features, such as a powerful trading platform, deep access to markets, and fast execution. You can also ask the broker about its levels of liquidity, as this is especially important in the FOREX market. From there, you should check for other important elements, like customer support, trader-friendly account deposit and withdrawal methods and access to educational materials.
Naturally, in the case of UAE brokers, you will need to ensure that the broker allows for Sharia trading of FOREX through interest-free accounts.
Best FOREX broker in UAE

FOREX Regulations in the UAE

It is legal to trade FOREX in the UAE, but the broker must be regulated by the required financial authorities. Interestingly, brokers setting up shop in the UAE have a choice between a few different regulatory bodies. Some choose to subscribe to all these bodies while others choose to concentrate on being regulated by one or two.
In the UAE, there are four main financial regulators. These are:
Most UAE-based brokers are regulated by the SCA, as it is the starting point for FOREX licensing. The SCA governs all non-banking financial activities and one of its major roles is to enhance capital markets in the region and stimulate economic growth. Importantly, some older brokers are still only regulated by the CBUAE, but according to recent legislation, they must have transitioned to SCA regulation by July 2022.
Notwithstanding local regulations, it is always important to check if your broker happens to be regulated by overseas tier-1 regulators. The Financial Conduct Authority (FCA) and the Cyprus Securities and Exchange Commission (CySec) are but two premier regulators with which responsible brokers seek to be associated. 

Commissions and Fees in the UAE 

When choosing a Sharia-compliant broker, it helps to know that since interest cannot be charged on open orders overnight, brokers load their FOREX spreads to make up for this loss of revenue. This means that spreads are one of the best ways to compare which brokers are more cost-effective.
Commissions also come into play, but mainly on Electronic Communication Network (ECN) accounts. If you choose to trade on basic, no-commission Market Maker accounts, then you can save money on commissions; but if you have advanced execution speed requirements and need ECN trading facilities, then commissions become a factor.

Tradable Assets and Instruments

To keep on the right side of Sharia finance laws, traders must ensure they understand which tradable assets are halal (permitted), and which are haram (not permitted). Brokers in the UAE understand these distinctions and will create their service offering accordingly.
Dubai FOREX trading is halal under Sharia law, as the practice allows the trader to improve their personal financial situation, a key tenet of Islamic teachings. As we have mentioned, as long as the trader does not earn or pay interest, then FOREX trading is allowed.
Islamic traders can safely invest in other financial instruments, such as indices, commodities and shares. Regarding share trading, according to Islamic principles, it is permitted to buy shares in a company as long as it does not carry out haram activities, such as gambling and the brewing of alcohol.
Islamic traders cannot trade in bonds and treasury bills, as these financial instruments are created with the sole intention of allowing investors to make a profit from interest earned over time. Sharia-compliant brokers understand this and do not offer these instruments to Islamic traders.

Payments, Deposits and Withdrawals in the UAE

Islamic brokers understand that in order to remain competitive, matters relating to funding client accounts and withdrawing proceeds need not be unnecessarily complicated or slow.
As long as a financial transaction does not include interest, then there is no reason a broker may delay it. Therefore, deposits and withdrawals carried out with UAE-based brokers resemble those of brokers elsewhere in terms of speed and convenience. Of course, waiting times for deposits or withdrawals may be delayed by the banking system of the region, but this is no fault of the broker.

FOREX Trading Customer Service

As timing is key to FOREX trading, you must pick a brokerage firm that is able to provide good customer support around the clock. This most notably includes the company representatives being easy to reach, fast and polite, which will, in turn, spare you from having to worry about problems down the road.

Technical Aspects of the Broker’s Website

Brokers in the UAE must offer the same level of technical proficiency as any other broker in the world. This means that the broker’s Website must be visually appealing, easily navigable and highly functional. Orders must be processed as swiftly as possible with minimal lag that could cause slippage.
Brokers in the UAE can use the popular MetaTrader suite of tools or their own proprietary platforms. Whichever they choose, brokers operate in a highly competitive marketplace, where technical fundamentals are increasingly important as traders demand faster speeds and more advanced analysis tools.

Ask Other Traders on Our Network

Arincen’s Website features a powerful social network where traders can learn from each other in a supportive community. Every trader starts out as a novice, and it helps to be able to watch and study the trades of other, more experienced, investors. This important feature has allowed many traders to make their learning curve less steep and expensive.

Best 7 Broker and Platform in the UAE 2023

Our Experts summarized the top 11 FOREX brokers in UAE for you: 
  1. FXDD 92.15 Best Overall Broker
  2. ICM Capital 91.10 Best Deposit and Withdrawal Broker
  3. XTB 85.55 Best Customer Service Broker
  4. IG 85.45 Best Regulations Broker plus Convenient Platform
  5. Saxobank 80.09 Excellent Private Trading Platform
  6. CMC Markets 80.07 More than 9,000 Assets
  7. Think Markets 80.05 Aimed at the Audience of Traders
And here is a summary each broker plus their pros and cons
FXDD Broker

FXDD Broker

FXDD received the highest score in our survey (92.15). One of the first FOREX companies to offer a credit card in order to allow traders to withdraw their profits, this New York-based company has the UK's FCA license under its belt. It also has a rich portfolio of assets, offers a relatively low spread, in addition to the MetaTrader4 (MT4) platform. Further, it has excellent and fast customer service, and also offers traders a variety of ways to deposit money.
Broker Evaluation 7.22
Regulatory Bodies
Minimum Deposit $450
Islamic Account yes
Payment Methods Bank transfer - credit card - Electronic Banks - Crypto
Main Branch United States of America
Customer Service 24/5
Demo account Yes
Trading Platforms MT4 - MT5 - C TRADER -Web Platform

Pros

  • Established in 2002.
  • Segregated client funds.
  • Low minimum deposits.
  • No commissions on the Standard Account.
  • A choice of two account jurisdictions.
  • Multiple platform support and comprehensive market data and analysis.
  • A good range of currency pairs and other assets to trade.

Cons

  • Not available to traders in the US.
  • Relatively limited range of instruments.
  • EU-client leverage restricted to 1:30.
Open Account
ICM capital Broker

ICM capital Broker

CM Capital is considered the industry leader in deposits and withdrawals, whereby each withdrawal does not take more than five business days. Moreover, the company offers its customers a handy credit card to withdraw their profits, in addition to enabling customers to use various deposit methods. The company, which is licensed by the UK's FCA, has several branches around the world. Among other things, it has a rich portfolio of assets, especially stocks, offers a low spread, as well as the ability to use MT4.
Broker Evaluation 8.11
Regulatory Bodies
Minimum Deposit 500$
Islamic Account yes
Payment Methods Bank transfer - credit card - Electronic Banks - Crypto
Main Branch United Kingdom
Customer Service 24/5
Demo account yes
Trading Platforms MT4 - MT5 - C TRADER -Web Platform

Pros

  • Segregated client funds.
  • Regulated by the UK’s FCA.
  • Established in 2009.
  • More than 10,000 ICM Capital users and traders.
  • Reasonable minimum deposit from $500.
  • Decent funding options.
  • No swaps.
  • MetaTrader4 (MT4) desktop and mobile download.

Cons

  • Does not allow scalping.
  • Not ASIC-regulated.
  • Relatively limited range of instruments.
  • Slow live-chat service.
  • Relatively high trading fees.
  • Limited range of trading tools and resources
Open Account
XTB Broker

XTB Broker

What distinguishes XTB is the fact that it offers the best customer experience among all the companies we have surveyed. Indeed, it boasts the fastest response rate from all the companies under investigation. This is especially relevant, since the market is always on-the-go, and so you need to act fast. XTB offers lots of asset classes, as well as the ability to use the MT4 trading platform. Finally, it maintains a relatively low spread, which is suitable for quick deals.
Broker Evaluation 8.55
Regulatory Bodies
Minimum Deposit 500$
Islamic Account yes
Payment Methods Bank transfer - credit card - Electronic Banks
Main Branch United Kingdom
Customer Service 24/5
Demo account yes
Trading Platforms MT4 - MT5 -Web Platform

Pros

  • Long history of operation.
  • Globally recognized, having won multiple awards.
  • Some of the lowest FOREX spreads in the market.
  • Regulated by the FCA (UK).
  • Offers protection for client accounts.
  • Emphasis on customer service.
  • Excellent support, learning and research tools.

Cons

  • Does not accept US clients.
  • Non-FOREX spread costs are relatively high.
  • No GSLO.
  • No back-testing or automated trading capabilities.
  • Conditions vary according to regulation and entity.
Open Account
ig markets Broker

ig markets Broker

IG is arguably the best broker when it comes to security and trust, boasting, as it does, licenses from 10 regulatory bodies, including the all-important FCA from the UK. The company is also a bank and is a publicly traded company in London. It is known for offering more than 10,000 asset classes of currencies, commodities, future contracts, ETFs, indices, cryptocurrencies etc. Further, it has its own state-of-the-art trading platform and offers a relatively low spread.
Broker Evaluation 7.54
Regulatory Bodies
Minimum Deposit 250$
Islamic Account yes
Payment Methods Bank transfer - credit card - Electronic Banks
Main Branch United Kingdom
Customer Service 24/5
Demo account Yes
Trading Platforms Proprietary Platform -MT4 - Web Platform

Pros

  • Easy-to-navigate platform that is simple for beginners to master.
  • Margin rates are easy to understand and affordable.
  • Mobile and tablet platforms offer full functionality of the desktop version.
  • Accepts US clients.
  • Access to more than 100 currency pairs
  • Emphasis on education and research.
  • Regulated by the FCA (UK), as well as the CFTC and the NFA (US).
  • Offers protection for UK/EU client accounts.

Cons

  • US traders can currently only trade FOREX.
  • No GSLO for US-based traders.
  • No account protection for US clients.
  • Relatively high share-CFD fees.
  • No copy trading or back-testing integration on IG platform.
Open Account
SAXO BANK Broker

SAXO BANK Broker

Saxobank is considered one of the best investment banks in the area of financial markets and currencies, as it offers the very best trading platform and tools from all the companies we have reviewed. Meanwhile, its spread is very low and, as such, suitable for short-term deals; and it offers a large number of asset classes, including currencies, commodities, indices etc. Finally, its customer service is excellent and very responsive to traders' needs.
Broker Evaluation 6.09
Regulatory Bodies
Minimum Deposit 10000$
Islamic Account No
Payment Methods Bank transfer - credit card
Main Branch Copenhagen, Denmark
Customer Service 24/5
Demo account No
Trading Platforms SaxoTrader

Pros

  • Extensive range of offerings.
  • Regulated by the FCA (UK) and other top regulators.
  • Great trading platform.
  • Among the industry’s best research.
  • Superior user interface.
  • Offers protection for client accounts.

Cons

  • High bond, options and futures fees.
  • Lack of emphasis on customer service.
  • Confusing instrument fee structures.
  • High minimum deposit.
  • Does not accept US clients.
  • No MT4.
  • Lacks live chat.
Open Account
CMC MARKETS Broker

CMC MARKETS Broker

CMC Markets is thought of as one the best companies, offering some 9,000 asset classes that encompass currencies, commodities, indices, cryptocurrencies, bonds and stocks. The company offers a relatively low spread, the MT4 platform, and fast customer service. It is most suited for traders looking for diversity in asset classes.
Broker Evaluation 7.07
Regulatory Bodies
Minimum Deposit 0$
Islamic Account No
Payment Methods Bank transfer - credit card - Electronic Banks
Main Branch United Kingdom
Customer Service 24/5
Demo account not
Trading Platforms Proprietary Platform -MT4 - Web Platform

Pros

  • Extensive range of offerings.
  • Regulated by the FCA (UK).
  • Low FOREX fees.
  • Emphasis on education and customer service.
  • Great Web and mobile platforms.
  • Offers protection for client accounts.
  • Research amenities are industry leading.

Cons

  • Does not accept US clients.
  • Limited product portfolio.
  • High stock CFD fees.
  • High CFD spreads for certain indices.
  • Differences between Next Generation and MT4.
  • Complicated account verification.
  • No back-testing or automated trading capabilities.
Open Account
think markets Broker

think markets Broker

Originally founded in New Zealand in 2010, and moving to Australia within the space of their first two years, Think Markets is a global online brokerage focusing on FOREX and CFD trading. In addition to a range of major and minor currency pairs. Think Markets has an array of CFDs on offer. This includes indices, as well as hard and soft commodities.
Broker Evaluation 8.05
Regulatory Bodies
Minimum Deposit 0$
Islamic Account yes
Payment Methods Bank transfer - credit card - Electronic Banks - Crypto
Main Branch Australia
Customer Service 24/5
Demo account not
Trading Platforms Proprietary Platform -Web platform-mt4- mt5

Pros

  • Beginner assistance offered through 24/6 channels.
  • Spreads are as low as 0.0 pips.
  • 24/7 expert customer service.
  • CFD shares and indices come at no extra fee.
  • Zero broker fees for FOREX trading.
  • Technical analysis and quality market information.
  • Percentage allocation management module (PAMM) and Multi-account manager (MAM) accounts available.

Cons

  • Direct share trading is on a separate platform.
  • No binary options offered.
  • Commissions charged for two account types.
  • After a strong early start, ThinkTrader user ratings have slid to 3.4 stars.
  • No US, Canada or Japan clients allowed.
Open Account

Which FOREX broker has the best platform?

Many traders who prefer to use third-party platforms swear by the established MT4 platform. However, if you want to try something different and you are interested in a proprietary platform that continually pushes the boundaries of analytics and charting innovation, you can try Saxo Bank’s proprietary platform.

Which FOREX broker charges the lowest fees?

You will find that FXDD charges the lowest fees in the market on its ECN account.

Which FOREX broker offers the most CFDs?

For brokers that deal in the most CFDs, look no further than CMC Markets and IG, both of which offer extensive CFD selections.

Which FOREX broker offers the most assets?

You will not go wrong by reviewing the wide range of assets offered by CMC and IG, which are both known for their extensive range of asset classes.

Which FOREX broker is best for professionals?

Professional traders require such services as advanced indicators, access to day trading, and advanced trading orders. If you want to trade at a professional level, look for brokers that offer MT4 and that support advanced indicators like MACD, RSI, Moving Average, Volume, Bollinger Band, Harmonic, and Elliot Waves.

How to Check if Your Broker Is Trustworthy ?

At the get-go, it is important to learn more about regulatory bodies and their role in the FOREX market. These are government entities charged with regulating the sector. Their role is two-fold:
1. Observing and regulating the work environment in the FOREX market; and
2. Protecting investors and their funds.
FOREX firms must at least obtain one license from a relevant regulatory authority. Otherwise, they should be avoided at all times. In this context, we present the five most important FOREX market regulatory bodies from around the world.
1. The FCA, UK;
2. The Swiss Financial Market Supervisory Authority (FINMA);
3. The Australian Securities and Investments Commission (ASIC);
4. The Financial Markets Authority, New Zealand; and
5. The National Futures Association (NFA), US.
While FOREX market regulatory bodies exist in almost every country, these are the most important five and also the most strict. To learn more about other regulatory bodies, please visit Arincen.com, where you will find a comprehensive global database.

How to Verify that Your Broker Has SCA Authorization

While the SCA does not provide a list of authorized FOREX brokers, residents and others can contact the CBR directly to verify authorization.
In this introduction, we looked at the best FOREX brokers in the UAE. We began by identifying the best five FOREX brokers UAE, listing and ranking them by their Arincen Trustscore. We then briefly described the regulatory environment governing these companies (more on this later in the article). Finally, we advised readers that they should go about verifying that the broker into which they are looking is licensed by a tier-1 regulator, such as the FCA, and, therefore, deemed trustworthy.

FOREX Trading Scams and How to Avoid Them 

Many online trading scams involve fake online trading platforms that offer attractive, not-to-be-missed trading promotions and packages. Often, these deals are too good to be true, and this is proven when traders invest money and the Website administrators disappear with their funds.
The best way to avoid being scammed is to check that the broker you are using is regulated by a trustworthy regulator. It is not enough to check if these brokers are registered companies alone, as the most sophisticated criminal syndicates often go to the lengths of registering their fraudulent companies with a company registration authority.
In general, you should keep a keen eye for red flags, such as:

Will Your Money be Protected if Your Broker Becomes Insolvent? 

While the SCA is responsible for licensing brokers and ensuring fair practices, it does not compel brokers to sign up to a trader compensation scheme, as with other regulators. If a broker offers its clients membership to a compensation facility in the event of its insolvency, the broker is doing this on its own accord.
The SCA’s guidelines are somewhat vague in the area of investor protection and only instruct brokers to “Practice the licensed activity while exerting care and prudence…and observe the business norms in this regard and the principles of trust, fairness, equality and care for the interests of clients.”

The Dos and Don’ts of FOREX Brokers 

One of the first things a new FOREX trader ought to do is to check the extent to which the FOREX company abides by the rules and regulations governing its operation. Emphasis must be placed on what it can and cannot do.
There are seven things brokerage firms cannot do:
  1. The FOREX brokerage firm cannot recommend a buy or sell;
  2. The FOREX brokerage firm must not provide price or market expectations (rise/fall);
  3. The FOREX firm cannot control your financial dealings (deposit/withdrawal);
  4. The FOREX brokerage firm should not “manage” your portfolio under any circumstance;
  5. The FOREX brokerage firm cannot grant a client a bonus unless there are clear terms guiding it from beforehand;
  6. The brokerage firm must not use bank accounts not under its name; and
  7. FOREX brokerage firms cannot have or offer the service of account managers.
In short, the role of brokerage firms is strictly confined to facilitating buyers and sellers to come together toward an agreed-upon commission. FOREX brokerage firms that violate any of the seven rules aforementioned should be avoided. However, should the trader wish to receive any of the above-mentioned services, our advice is to seek an expert website, like Arincen, something we will delve into toward the end of this article.

Spread Differential, Extra Commissions and Commission-Free Accounts

A first step in FOREX trading is identifying the spread differential, defined as the difference between the bid (sell) price and the ask (buy) price of a currency pair. While most FOREX currency pairs are traded without commission, the spread is one “cost” that applies to any trade that you place. This is, indeed, the biggest source of profit for the FOREX company. Good companies typically offer a EUR-USD spread of three basis points.
As for commissions, FOREX trading companies can be placed into three categories. The first offers fixed spreads, while the second tenders variable spreads, with a third category of companies offering low-cost spreads, but that come with a (relatively high) fixed commission.

What Technologies, Tools and Platforms Should Dubai FOREX Brokers Offer?

When it comes to sharing sensitive personal information online, such as a credit card, cyber security is paramount. You should, therefore, always look out for SSL certification and two-factor authentication (especially when registering with a new site). To provide our users with peace of mind, we at Arincen have introduced the “Company Checker,” which is an online tool directly linked to an international Website called Scamadviser. The latter is an independent site that checks the countries in which these FOREX Websites are managed, where the server is located, in addition to other security and informational aspects. It ranks FOREX firms by granting them a score ranging from 0% to 100%, with the best FOREX firms usually receiving a score of 90% and above. Any company that has received a score lower than 85% should thus be avoided. Simultaneously, when looking for a new FOREX company, users must ensure its Website is fast, modern and user-friendly. 

Who is Arincen and what do we do?

Put simply, Arincen is a social networking platform that brings together traders and experts to exchange expertise and ideas. Together, we evaluate the best FOREX companies in the world while offering a comprehensive suite of services and tools, all in one place, either via a computer or a mobile app. The platform is so rich, one can create their own private portfolio of traders and experts they like and, at the same time, follow their recommendations and investment sentiments. Further, thanks to Arincen, users can keep an eye on market-price developments, as well as the latest news. Users can also benefit from the network’s educational courses on offer, to say nothing of exciting Webinars – all done in a modern and fast-paced work environment. Get all of what you need in one place, not less, not more. In short. Arincen: We Meet to Simplify the Trading World.

Conclusion

The cardinal rule of entrusting any broker with your money is to be certain beforehand that they are trustworthy. You can only verify this by making sure they are legally licensed and well-regulated. Finally, it is never a good idea to deal with FOREX companies in your own capacity. It is best to do it with the help of industry experts, who can provide you with all the services FOREX brokers are not able to do. Start trading using Arincen and get all the expertise, services, advice and tools at our disposal while making your trading experience profitable and fun!

Recommended Brokers

Arincen’s Review Methodology

The team at Arincen collected more than 120 pieces of data covering in excess of 100 licensed FOREX companies. Data collection was done in three ways:
  1. Companies’ Websites.
  2. Other Websites that have ranked FOREX companies.
  3. Survey questionnaire (referred to here as Survey “1”) we had sent to the companies invited to participate in the exercise. We have identified 13 criteria for our assessment, each containing several aspects and carrying its own relative weight. These include licensing, deposits and withdrawals, number of assets, etc.
Afterward we validated the data by:
  1. Registering with FOREX companies as a secret shopper and/or as Arincen.
  2. Survey number “2,” in which we asked these companies’ customers for important feedback and past experience.
The next step saw us evaluate and rank each company, relying on the hard work of 15 Arincen employees. We were very careful to ensure the most accurate assessment possible, including taking into account different languages, as well as the various mobile-app operating systems, e.g., Apple, Samsung, etc. 
To add credibility to our research project, we sent a final and third survey (referred to here as Survey “3”) to enable participating FOREX companies to evaluate our own research and whether it accurately reflects the realities on the ground. We were fortunate enough to receive a mark of 9.9 out of 10! We have kept to a minimum the margin of error, which stood at a measly 1%. To learn more on how we came up with the evaluation, please click here.
who is arincen network

FAQ

Is FOREX trading legal in the UAE?

Yes, FOREX trading is legal in the UAE as long as the broker registers with the necessary authorities and is licensed to operate.

Is FOREX trading halal or haram?

FOREX trading is halal as according to the teachings of Islam, as traders are allowed to carry out activities for the betterment of their financial situation. They should not earn or pay interest, which is why swap-free or interest-free accounts are available to Islamic traders.

Which is the best Islamic FOREX broker in the UAE?

Please insert chosen broker

What is FOREX trading?

The FOREX market is the largest financial market in the world, at some six trillion dollars daily, only followed by the credit market. The market operates 24 hours a day and five days a week (Monday through Friday), except international holidays.

What costs and commissions are associated with FOREX trading?

A first step in FOREX trading is identifying the spread differential, defined as the difference between the bid (sell) price and the ask (buy) price of a currency pair. While most FOREX currency pairs are traded without commission, the spread is one “cost” that applies to any trade that you place. This is, indeed, the biggest source of profit for the FOREX company. Good companies typically offer a EUR-USD spread of three basis points. As for commissions, FOREX trading companies can be placed in three categories. The first offer fixed spreads, while the second tender variable spreads with a third category of companies offering low-cost spreads, but that come with a (relatively high) fixed commission.

How important is good customer service in FOREX trading?

Good customer service is very important in FOREX trading. Clients often need to contact a customer service desk to resolve account queries and to request important trading information. The best brokers offers multi-lingual customer service across multiple time zones.

Is FOREX trading taxable in the UAE?

No. The UAE is a tax-free zone, therefore there is no taxation on FOREX trading.
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Adrian Ashley
Adrian Ashley is a seasoned business and finance writer. With a corporate career spanning over 20 years, he has developed deep experience in such diverse areas as investing, business, finance, technology and macroeconomics.

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