54/100B84.800
USD
-2.62
(-3.00%)
Post Trading·84.720USD-0.080(-0.09%)
Last updated: · Delayed 15 min
Fair value102.95Plus-18%81Price 84.80113
Q4 FY2026 · Earnings report
EPS estimate 1.84Revenue estimate 22.36B
Q4 FY2026 · Earnings report
EPS estimate 1.84Revenue estimate 22.36B
Wells Fargo & Co financials
Yes. Wells Fargo & Co earned 23.01B USD of net income over the last twelve months, 26.3% of its revenue. It made a profit in 40 of its 41 fiscal years since 1985. Its last loss was in fiscal year 1987.
- Revenue (TTM)
- 87.48B USD
- Net income (TTM)
- 23.01B USD
- Free cash flow (TTM)
- 28.91B USD
- Cash and short-term investments
- 296.33B USD
- Total debt
- 221.04B USD
- Shareholders' equity
- 175.76B USD
Cash, debt and equity as of 30 Sept 2026.
Wells Fargo & Co earnings
Next earnings · Q4 FY2026
EPS estimate
1.84 USD
Revenue estimate
22.36B USD
Last quarter · Q3 FY2026
EPS1.87Beat +1.1%Revenue21.87BMissed -1.9%
Revenue
ReportedEstimate
EPS
ReportedEstimate
| Period | Report date | EPS estimate | Reported EPS | Surprise | EPS growth | Revenue estimate | Reported revenue | Surprise | Revenue growth |
|---|---|---|---|---|---|---|---|---|---|
| Q3 FY2027 | 2.13 | — | — | +13.85% | 23.57B | — | — | +7.79% | |
| Q2 FY2027 | 2.05 | — | — | +4.56% | 23.25B | — | — | +2.79% | |
| Q1 FY2027 | 1.77 | — | — | +13.23% | 22.81B | — | — | +6.34% | |
| Q4 FY2026 | 1.84 | — | — | +13.58% | 22.36B | — | — | +5.01% | |
| Q3 FY2026 | 1.85 | 1.87 | +1.08% | +8.09% | 22.30B | 21.87B | -1.94% | +2.02% | |
| Q2 FY2026 | 1.72 | 1.96 | +13.95% | +27.27% | 21.86B | 22.62B | +3.48% | +8.64% | |
| Q1 FY2026 | 1.58 | 1.56 | -1.27% | +22.83% | 21.79B | 21.45B | -1.59% | +6.44% | |
| Q4 FY2025 | 1.66 | 1.62 | -2.41% | +14.08% | 21.65B | 21.29B | -1.65% | +4.49% | |
| Q3 FY2025 | 1.55 | 1.73 | +11.61% | +13.82% | 21.15B | 21.44B | +1.37% | +5.25% | |
| Q2 FY2025 | 1.41 | 1.54 | +9.22% | +15.79% | 20.76B | 20.82B | +0.32% | +0.64% |
| Period | EPS estimate | Reported EPS | Surprise | EPS growth | Revenue estimate | Reported revenue | Surprise | Revenue growth |
|---|---|---|---|---|---|---|---|---|
| FY2028 | 9.12 | — | — | +13.32% | 97.99B | — | — | +5.29% |
| FY2027 | 8.05 | — | — | +9.77% | 93.06B | — | — | +5.33% |
| FY2026 | 7.33 | — | — | +19.04% | 88.35B | — | — | +5.56% |
| FY2025 | 6.32 | 6.16 | -2.46% | +11.39% | 84.03B | 83.70B | -0.39% | +1.70% |
| FY2024 | 5.33 | 5.53 | +3.69% | +7.17% | 82.62B | 82.30B | -0.39% | -0.36% |
| FY2023 | 4.85 | 5.16 | +6.44% | +63.29% | 82.53B | 82.60B | +0.08% | +11.72% |
| FY2022 | 3.07 | 3.16 | +2.93% | -35.51% | 74.23B | 73.93B | -0.40% | -5.81% |
Wells Fargo & Co growth and profitability
Full income statement- Revenue (TTM)
- 87.48B USD
- Net income (TTM)
- 23.01B USD
- Gross margin
- 95.29%
- Operating margin
- 31.46%
- Net margin
- 26.30%
Revenue / Net income
Revenue Net income Net margin
How Wells Fargo & Co makes its money
Consumer Banking and Lending37.36B 44.6%
Corporate and Investment Banking19.23B 23.0%
Wealth and Investment Management16.33B 19.5%
Commercial Banking11.98B 14.3%
Corporate747.00M 0.9%
Revenue83.70B 100.0%
Cost of revenue3.66B 4.4%
Gross profit80.04B 95.6%
Selling and administration40.53B 48.4%
Other operating expenses14.32B 17.1%
Operating income25.20B 30.1%
Tax3.84B 4.6%
Other expense20.00M 0.0%
Net income21.34B 25.5%
FY2025, in USD. Each band is as wide as its money; the percentage is its share of revenue.
FY2025, in USD. Each band is as wide as its money; the percentage is its share of revenue.
Wells Fargo & Co revenue breakdown
By product
FY2025
44.6%Consumer Banking and Lending23.0%Corporate and Investment Banking19.5%Wealth and Investment Management14.3%Commercial Banking
| Segment | Revenue | Share of revenue | Change on the year |
|---|---|---|---|
| Consumer Banking and Lending | 37.36B | 44.6% | — |
| Corporate and Investment Banking | 19.23B | 23.0% | -0.6% |
| Wealth and Investment Management | 16.33B | 19.5% | — |
| Commercial Banking | 11.98B | 14.3% | — |
| Corporate | 747.00M | 0.9% | — |
| Reconciling Items | -1.95B | -2.3% | — |
Operating and free cash flow
Full cash flow statementOperating cash flow Free cash flow
Wells Fargo & Co financial health
Full balance sheet- Cash and short-term investments
- 296.33B USD
- Total debt
- 221.04B USD
- Net cash
- 75.29B USD
- Free cash flow (TTM)
- 28.91B USD
- Current ratio
- 7.76
- Debt to equity
- 1.26
- Piotroski score
- 6 / 9
- Altman Z-score
- 0.46
Cash, debt and free cash flow
Cash and short-term investments Total debt Free cash flow
Assets, liabilities and equity
Total assets Total liabilities Shareholders' equity
Wells Fargo & Co valuation
- Price to earnings ratio (TTM)
- 11.75
- Forward P/E (FY2026)
- 11.56
- Price to sales (TTM)
- 2.91
- Price to book
- 1.45
- EV / EBITDA (TTM)
- 5.37
Capital structure
Market capitalization
254.56B USD
+
Total debt
221.04B USD
−
Cash and short-term investments
296.33B USD
=
Enterprise value
179.27B USD
Valuation over time
P/EForward P/EForward P/E · EstimateEstimate
Wells Fargo & Co against its own history
Each figure in the latest fiscal year against the same figure from FY2021 to FY2025: the range, its median (the line) and the latest (the dot, green on the good side of the median). The P/E is today's against its daily readings of five years.
Its peers: Citigroup, Bank of America, and JPMorgan Chase &, the US Banks - Diversified companies closest to it in size, each in its own latest fiscal year: their median (the line) and its rank among them, first being the best.
- P/E (today)Below its median11.77.716.8
- Gross marginAt its median95.6%93.5%105.2%Against its peers: 1 of 4Peers' median 56.1%
- Operating marginAbove its median30.1%21.0%37.3%Against its peers: 1 of 4Peers' median 19.7%
- Net marginAbove its median25.5%18.4%27.9%Against its peers: 1 of 4Peers' median 15.9%
- Return on equityAbove its median11.8%7.6%11.8%Against its peers: 2 of 4Peers' median 10.1%
- Free cash flow marginLowest in 5 years-22.7%-22.7%48.9%Against its peers: 2 of 4Peers' median -44.1%
- Revenue growthAt its median1.7%-6.1%11.1%Against its peers: 2 of 4Peers' median -0.5%
- EPS growthAt its median17.7%-37.1%1,117.1%Against its peers: 2 of 4Peers' median 17.5%
- Debt to EBITDAHighest in 5 years12.94×5.21×12.94×Against its peers: 3 of 4Peers' median 11.57×
- Current ratioAbove its median0.290.210.29Against its peers: 4 of 4Peers' median 0.48
Peers: US companies of the same industry (of its sector when the industry has too few) from a tenth to ten times its market value, the six closest in size. Updated weekly.
Wells Fargo & Co dividends
- Annual dividend
- 2.00 USD
- Dividend yield (indicated)
- 2.36%
- Payout ratio
- 32.55%
- Years of dividend growth
- 6
- Frequency
- Quarterly
- Last payment
- 0.50 USD
- Last ex-dividend date
- 6 Nov 2026
- Last payment date
- 1 Dec 2026
Dividends per share
Wells Fargo & Co ownership
- Institutions
- 77.33%
- Institutional holders
- 3,000 (+51)
- Free float
- 99.80%
InstitutionsOthers
As of 30 Jun 2026
Insider trading
| Quarter | Purchases | Sales | Shares acquired | Shares disposed of |
|---|---|---|---|---|
| Q4 2026 | 0 | 0 | 2.13K | 0.00 |
| Q3 2026 | 0 | 0 | 69.96K | 67.97K |
| Q2 2026 | 0 | 0 | 57.48K | 25.39K |
| Q1 2026 | 0 | 3 | 3.93M | 3.20M |
Shares outstanding
Basic shares Diluted shares Change in diluted shares
Common questions about Wells Fargo & Co's financials
Source: Financial Modeling Prep