UNH

Unitedhealth Group
D

UNH

Arincen63/100B

Unitedhealth Group earnings

Unitedhealth Group reports its Q4 FY2026 results on 20 January 2027, before the market opens. Analysts expect earnings per share of 2.28 USD and revenue of 112.26B USD.

In Q3 FY2026, reported on 13 October 2026, Unitedhealth Group earned 4.69 USD a share against the 4.14 USD analysts expected (+13.3%), on revenue of 112.70B USD against 111.31B USD (+1.2%).

Last EPS surprise
+13.3%
Last revenue surprise
+1.2%
Move after the last report
-0.1%
Average move after earnings
3.8%

EPS and revenue against estimates

Next earnings · Q4 FY2026
EPS estimate
2.28 USD
Revenue estimate
112.26B USD
Last quarter · Q3 FY2026
EPS4.69Beat +13.3%Revenue112.70BBeat +1.2%

Revenue

ReportedEstimate

EPS

ReportedEstimate
PeriodReport dateEPS estimateReported EPSSurpriseEPS growthRevenue estimateReported revenueSurpriseRevenue growthNext-day move
Q3 FY20275.32——+13.39%116.49B——+3.36%—
Q2 FY20276.92——+8.39%115.32B——+2.93%—
Q1 FY20278.14——+12.64%113.50B——+1.59%—
Q4 FY20262.28——+8.06%112.26B——-0.84%—
Q3 FY20264.144.69+13.29%+60.62%111.31B112.70B+1.25%-0.41%-0.1%
Q2 FY20264.916.38+29.94%+56.37%110.81B112.03B+1.11%+0.37%+1.2%
Q1 FY20266.587.23+9.88%+0.42%109.43B111.72B+2.09%+1.96%+6.9%
Q4 FY20252.102.11+0.48%-69.02%113.77B113.22B-0.49%+12.31%-19.6%
Q3 FY20252.802.92+4.29%-59.16%113.03B113.16B+0.12%+14.10%+0.5%
Q2 FY20254.454.08-8.31%-40.00%111.52B111.62B+0.08%+14.06%-7.4%
Q1 FY20257.297.20-1.23%+4.20%111.58B109.58B-1.80%+10.92%-22.4%
Q4 FY20246.746.81+1.04%+10.55%101.60B100.81B-0.78%+8.11%-6.0%
Q3 FY20247.007.15+2.14%+8.99%99.14B99.18B+0.04%+8.55%-8.6%
Q2 FY20246.656.80+2.26%+10.75%98.79B97.86B-0.94%+6.61%+6.5%
Q1 FY20246.616.91+4.54%+10.38%99.23B98.79B-0.45%+7.46%+5.3%
Q4 FY20235.986.16+3.01%+15.36%92.14B93.25B+1.20%+12.64%-3.4%
Q3 FY20236.326.56+3.80%+13.30%86.59B91.36B+5.51%+12.94%+2.6%
Q2 FY20235.996.14+2.50%+10.23%82.95B91.79B+10.66%+14.26%+7.3%
Q1 FY20236.136.26+2.12%+14.03%89.77B91.93B+2.41%+14.70%-2.9%
Q4 FY20225.175.34+3.29%+19.20%82.48B82.79B+0.37%+12.26%-1.3%
Q3 FY20225.425.79+6.83%+28.10%80.52B80.89B+0.46%+11.83%+0.7%
Q2 FY20225.205.57+7.12%+18.51%79.68B80.33B+0.82%+12.63%+5.3%
Q1 FY20225.385.49+2.04%+3.39%78.73B80.15B+1.81%+14.18%-0.5%
Q4 FY20214.304.48+4.19%+77.78%78.73B73.74B-6.33%+12.64%+0.2%
Q3 FY20214.414.52+2.49%+28.77%71.06B72.34B+1.80%+11.09%+4.0%
Q2 FY20214.434.70+6.09%-33.99%69.60B71.32B+2.47%+14.78%+1.4%
Q1 FY20214.385.31+21.23%+42.74%69.26B70.20B+1.35%+8.96%+3.8%
Q4 FY20202.412.52+4.56%-35.38%62.05B65.47B+5.50%+7.50%-0.6%
Q3 FY20203.093.51+13.59%-9.54%57.32B65.12B+13.59%+7.89%-2.9%
Q2 FY20205.287.12+34.85%+97.78%45.83B62.14B+35.59%+2.55%-1.5%
Q1 FY20203.633.72+2.48%-0.27%62.51B64.42B+3.06%+6.82%+4.1%
Q4 FY20193.773.90+3.45%+18.90%58.45B60.90B+4.19%+4.25%+2.5%
Q3 FY20193.753.88+3.47%+13.78%57.88B60.35B+4.27%+6.71%+8.2%
Q2 FY20193.453.60+4.35%+14.65%57.51B60.60B+5.36%+8.04%-2.3%
Q1 FY20193.603.73+3.61%+22.70%57.82B60.31B+4.31%+9.28%-4.1%
Q4 FY20183.213.28+2.18%+26.64%56.84B58.42B+2.78%+12.21%+3.6%
Q3 FY20183.293.41+3.65%+28.20%54.20B56.56B+4.35%+12.39%+4.7%
Q2 FY20183.043.14+3.29%+27.64%53.96B56.09B+3.95%+12.05%-2.6%
Q1 FY20182.893.04+5.19%+28.27%52.18B55.19B+5.76%+13.27%+3.5%
Q4 FY20172.502.59+3.60%+22.75%50.36B52.06B+3.37%+9.52%+2.0%
Q3 FY20172.562.66+3.91%+22.58%48.19B50.32B+4.42%+8.70%+5.5%
Q2 FY20172.382.46+3.36%+25.51%48.18B50.05B+3.89%+7.68%+0.1%
Q1 FY20172.172.37+9.22%+35.43%44.41B48.72B+9.72%+9.42%+0.8%
Q4 FY20162.072.11+1.93%+50.71%46.38B47.54B+2.50%+9.03%-0.6%
Q3 FY20162.082.17+4.33%+31.52%44.19B46.29B+4.76%+11.58%+7.0%
Q2 FY20161.891.96+3.70%+19.51%44.64B46.49B+4.14%+28.19%+1.3%
Q1 FY20161.721.75+1.74%+19.86%42.14B44.53B+5.67%+24.53%+2.1%
Q4 FY20151.381.40+1.45%-9.68%42.80B43.60B+1.87%+30.41%+3.0%
Q3 FY20151.641.65+0.61%+1.23%41.07B41.49B+1.02%+26.65%-1.6%
Q2 FY20151.581.64+3.80%+15.49%34.95B36.26B+3.76%+11.32%-0.7%
Q1 FY20151.351.46+8.15%+32.73%32.93B35.76B+8.59%+12.77%+3.6%
Q4 FY20141.501.55+3.33%+9.93%32.19B33.43B+3.85%+7.44%+3.5%
Q3 FY20141.531.63+6.54%+6.54%30.59B32.76B+7.10%+6.97%+3.9%
Q2 FY20141.261.42+12.70%+1.43%28.68B32.57B+13.57%+7.12%+1.6%
Q1 FY20141.091.10+0.92%-5.17%31.23B31.71B+1.53%+4.51%-3.1%
Q4 FY20131.401.41+0.71%+17.50%30.71B31.12B+1.31%+6.33%-2.8%
Q3 FY20131.531.530.00%+2.00%30.46B30.62B+0.54%+12.17%-5.1%
Q2 FY20131.251.40+12.00%+10.24%26.98B30.41B+12.72%+11.53%+6.5%
Q1 FY20131.141.16+1.75%-11.45%29.62B30.34B+2.44%+11.21%-3.8%
Q4 FY20121.191.20+0.84%+2.56%28.35B29.26B+3.24%+13.54%+1.4%
Q3 FY20121.351.50+11.11%+28.21%24.44B27.30B+11.70%+8.73%-1.1%
Q2 FY20121.191.27+6.72%+9.48%25.38B27.27B+7.42%+8.74%-2.4%
Q1 FY20121.171.31+11.97%+7.38%24.21B27.28B+12.68%+8.05%+2.4%
Q4 FY20111.041.17+12.50%+11.43%22.91B25.77B+12.50%+10.05%-3.0%
Q3 FY20111.121.17+4.46%+2.63%24.04B25.11B+4.46%+6.71%-2.7%
Q2 FY20110.941.16+23.40%+17.17%20.32B25.07B+23.40%+8.48%-1.0%
Q1 FY20110.891.22+37.08%+18.45%18.42B25.25B+37.08%+9.69%+8.1%
Q4 FY20100.841.05+25.00%+29.63%19.10B23.42B+22.60%+7.51%-0.6%
Q3 FY20100.841.14+35.71%+28.09%17.34B23.53B+35.71%+8.47%-2.6%
Q2 FY20100.750.99+32.00%+35.62%17.51B23.12B+32.00%+6.74%+0.0%
Q1 FY20100.691.03+49.28%+27.16%15.42B23.02B+49.28%+4.62%-0.8%
Q4 FY20090.730.81+10.96%+3.85%19.51B21.78B+11.68%+10.67%-4.2%
Q3 FY20090.760.89+17.11%+21.92%18.41B21.70B+17.87%+7.64%+4.2%
Q2 FY20090.700.73+4.29%+8.96%20.62B21.66B+5.03%+6.82%+3.0%
Q1 FY20090.680.81+19.12%+3.85%18.34B22.00B+19.98%+8.37%-5.8%
Q4 FY20080.780.780.00%-15.22%20.35B19.68B-3.25%+5.23%+8.5%
Q3 FY20080.730.730.00%-23.16%20.01B20.16B+0.71%+7.91%+4.4%
Q2 FY20080.640.67+4.69%-22.99%19.14B20.27B+5.94%+6.69%+10.0%
Q1 FY20080.800.78-2.50%+5.41%20.54B20.30B-1.14%+6.60%-9.7%
Q4 FY20070.920.920.00%+6.98%18.43B18.71B+1.51%+8.39%-5.8%
Q3 FY20070.920.95+3.26%+20.25%17.80B18.68B+4.96%+3.95%-1.0%
Q2 FY20070.810.87+7.41%+24.29%17.42B19.00B+9.09%+6.37%-3.2%
Q1 FY20070.710.74+4.23%+17.46%18.02B19.05B+5.72%+8.34%-4.0%
Q4 FY20060.850.86+1.18%+32.31%17.05B17.26B+1.19%+49.46%-3.3%
Q3 FY20060.760.79+3.95%+23.44%17.26B17.97B+4.11%+54.74%+5.5%
Q2 FY20060.680.70+2.94%+14.75%17.34B17.86B+3.03%+56.98%+5.2%
Q1 FY20060.640.63-1.56%+8.62%17.66B17.58B-0.44%+57.48%-3.9%
Q4 FY20050.660.65-1.52%+18.18%12.35B11.55B-6.53%+14.06%+0.7%
Q3 FY20050.630.64+1.59%+23.08%11.29B11.61B+2.84%+17.79%+4.1%
Q2 FY20050.600.61+1.67%+29.79%11.07B11.38B+2.83%+30.73%-2.2%
Q1 FY20050.560.58+3.57%+31.82%10.65B11.16B+4.80%+37.08%-2.1%
Q4 FY20040.540.55+1.85%+30.95%9.94B10.12B+1.89%+39.32%-1.9%
Q3 FY20040.500.52+4.00%+33.33%9.39B9.86B+5.03%+36.21%+0.9%
Q2 FY20040.460.47+2.17%+30.56%8.43B8.70B+3.24%+22.82%+6.2%
Q1 FY20040.430.44+2.33%+37.50%7.87B8.14B+3.48%+16.76%-4.4%
Q4 FY20030.400.42+5.00%+40.00%6.90B7.27B+5.26%+8.74%+3.8%
Q3 FY20030.370.39+5.41%+39.29%6.81B7.24B+6.33%+15.86%+4.0%
Q2 FY20030.330.36+9.09%+44.00%6.44B7.09B+10.02%+16.60%+6.5%
Q1 FY20030.310.32+3.23%+39.13%6.70B6.98B+4.08%+16.00%-4.0%
Q4 FY20020.290.30+3.45%+57.89%6.45B6.68B+3.57%+11.00%+2.5%
Q3 FY20020.260.28+7.69%+55.56%5.75B6.25B+8.60%+5.15%-0.3%
Q2 FY20020.240.25+4.17%+47.06%5.79B6.08B+5.05%+4.56%-3.0%
Q1 FY20020.210.23+9.52%+43.75%5.43B6.01B+10.66%+5.86%+5.9%
Q4 FY20010.180.19+5.56%+35.71%5.69B6.02B+5.88%+10.78%+2.7%
Q3 FY20010.170.18+5.88%+28.57%5.55B5.94B+7.13%+10.65%+1.3%
Q2 FY20010.160.17+6.25%+30.77%5.40B5.81B+7.62%+11.36%0.0%
Q1 FY20010.150.16+6.67%+33.33%5.26B5.68B+8.07%+11.39%+0.6%
Q4 FY20000.140.140.00%+27.27%5.43B5.43B0.00%+8.85%+7.7%
Q3 FY20000.120.14+16.67%+40.00%4.55B5.37B+17.90%+9.50%+2.1%
Q2 FY20000.120.13+8.33%+30.00%4.77B5.22B+9.49%+7.45%+3.2%
Q1 FY20000.110.12+9.09%+33.33%4.62B5.10B+10.32%+6.03%+1.8%
Q4 FY19990.100.11+10.00%+37.50%4.49B4.99B+11.11%+7.47%+7.3%
Q3 FY19990.100.100.00%+25.00%4.90B4.90B0.00%+12.45%-4.2%
Q2 FY19990.090.10+11.11%+25.00%4.32B4.86B+12.34%+14.71%+13.2%
Q1 FY19990.090.090.00%+12.50%4.81B4.81B0.00%+16.87%-3.4%
Q4 FY19980.080.080.00%+14.29%4.65B4.65B0.00%+52.12%+0.9%
Q3 FY19980.080.080.00%+14.29%4.30B4.36B+1.47%+47.35%+1.0%
Q2 FY19980.080.080.00%+14.29%4.18B4.24B+1.44%+44.49%-28.4%
Q1 FY19980.080.080.00%+14.29%4.05B4.12B+1.53%+44.28%+0.6%
Q4 FY19970.070.070.00%+16.67%3.05B3.05B0.00%+14.10%+4.3%
Q3 FY19970.070.070.00%+16.67%2.90B2.96B+1.96%+14.36%+6.4%
Q2 FY19970.070.070.00%+40.00%2.87B2.93B+2.23%+17.61%-12.7%
Q1 FY19970.070.070.00%-12.50%2.80B2.85B+1.86%+23.03%+1.3%
Q4 FY19960.060.060.00%-14.29%2.68B2.68B0.00%+22.00%+4.1%
Q3 FY19960.060.060.00%-14.29%—2.59B—+112.86%+10.6%
Q2 FY19960.050.050.00%-16.67%—2.49B—+115.22%+2.7%
Q1 FY19960.080.080.00%+33.33%—2.32B—+110.01%-3.1%
Q4 FY19950.070.070.00%+16.67%—2.19B—+126.38%+2.8%
Q3 FY19950.070.070.00%+16.67%—1.22B—+27.04%+5.7%
Q2 FY19950.070.06-14.29%+20.00%—1.16B—+23.25%-5.9%
Q1 FY19950.070.06-14.29%+20.00%—1.10B—+58.26%-8.5%
Q4 FY19940.060.060.00%+50.00%—968.98M—+35.90%-5.2%
Q3 FY19940.060.060.00%+50.00%—956.80M—+50.70%-2.9%
Q2 FY19940.050.050.00%+25.00%—939.50M—+82.89%-6.1%
Q1 FY19940.050.050.00%+66.67%—697.50M—+46.97%+2.0%
Q4 FY19930.040.04+7.32%+32.98%—713.00M—+83.57%+0.8%
Q3 FY19930.040.04+7.44%——634.90M——+0.4%
Q2 FY19930.040.04+7.41%+60.00%—513.70M—+46.35%-1.3%
Q1 FY19930.030.03+10.21%——474.60M——-0.6%
Q4 FY19920.030.03+4.02%+50.83%—367.10M—+41.08%-7.7%
Q4 FY1992—0.03—+51.23%—388.40M—+49.27%+1.1%
Q2 FY1992—0.03—+42.86%—351.00M—+88.00%+1.6%
Q4 FY1991—0.03—+152.53%—335.30M—+98.99%-0.4%
Q4 FY1991—0.02—+100.91%—260.20M—+54.42%-4.1%
Q3 FY1991—0.02—+100.00%—220.80M—+40.82%+3.7%
Q2 FY1991—0.02—+75.00%—186.70M—+24.30%+6.4%
Q4 FY1990—0.02—+250.00%—179.40M—+66.27%-1.6%
Q4 FY1990—0.01—+98.00%—168.50M—+56.16%+1.1%
Q3 FY1990—0.01—+100.00%—156.80M—+48.91%+6.2%
Q2 FY1990—0.01—+100.00%—150.20M—+46.11%-0.7%
Q4 FY1989—0.01—+325.53%—129.90M—+68.48%+1.2%
Q4 FY1989—0.01—+112.77%—107.90M—+39.95%+1.0%
Q3 FY1989—0.01———105.30M—-12.90%+2.1%
Q2 FY1989—0.01—+747.46%—102.80M—-13.40%0.0%
Q4 FY1988—0.01———96.00M—-11.60%+1.9%
Q4 FY1988—0.00———77.10M—-29.01%-5.6%
Q3 FY1988—-0.08———120.90M—+8.33%-4.5%
Q2 FY1988—0.00—-58.45%—118.70M—+6.84%0.0%
Q4 FY1987—0.00—-55.08%—117.20M—+67.43%+1.2%
Q4 FY1987—-0.01—-349.18%—108.60M—+55.14%-12.3%
Q3 FY1987—-0.03—-433.33%—111.60M—+98.22%+2.2%
Q2 FY1987—0.00—-43.20%—111.10M—+126.73%0.0%
Q4 FY1986—0.00—-41.71%—104.20M—+224.61%0.0%
Q4 FY1986—0.00—+44.55%—70.00M—+118.07%-5.5%
Q3 FY1986—0.01—+200.00%—56.30M—+102.52%-2.6%
Q2 FY1986—0.00———49.00M——-1.9%
Q4 FY1985—0.00———37.60M——-0.9%
Q4 FY1985—0.00———32.10M——0.0%
Q3 FY1985—0.00———27.80M——-7.5%

The move is the shares' change on the trading day after the report: after a report after the close, the next day's close on the report day's; before the open, the report day's close on the day before's. Surprise is the reported figure against the analysts' average estimate.

Q4 FY2026

What the market is waiting for

From the last earnings call, the company's guidance and analysts' previews, and checked against the report when it comes.

High importanceWaiting for 20 Jan

Profit outlook

ExpectedAnnual adjusted earnings guidance of about $23.29 per shareanalysts' consensus
The resultComes with the report on 20 Jan

The outlook will show whether the company expects its recovery in profits to continue.

Beat record

On average, analysts' EPS estimate was 6.7% off the result, either way, and their revenue estimate 0.9%, over the last 12 quarters.

EPS beats
104 / 136
Revenue beats
104 / 120
Average EPS surprise, last 12
+5.1%
Since
February 1993

See also:Forecast,EPS,Income statement

Common questions about Unitedhealth Group's earnings

Source: Financial Modeling Prep

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