57/100BTruist Financial stock forecast 2026–2030What is an analyst price target? A price target is the price an analyst expects a stock to reach in 12 months. Arincen shows the average, high and low targets and the upside to the average.
Analysts' average 12-month price target for Truist Financial is 53.14, 7.3% above the current price of 49.51. Their targets range from 50.00 to 56.00.
Of the 15 firms that rated Truist Financial in the past 12 months, 5 rate it buy or strong buy, 8 hold and 2 sell or strong sell (each firm at its latest rating): a Hold consensus.
Analysts' 1-year price targets range from 50.00 to 56.00, with an average of 53.14.
| Buy | 5 | |
| Hold | 8 | |
| Sell | 2 |
12-month price target
| Highest target | 56.00 |
| Average target | 53.14 |
| Lowest target | 50.00 |
| Current price | 49.51 |
Truist Financial price target historyWhat is an analyst price target? A price target is the price an analyst expects a stock to reach in 12 months. Arincen shows the average, high and low targets and the upside to the average.
Have analysts recently raised or lowered their Truist Financial price target and rating?
How analysts rate Truist Financial, month by monthWhat is the analyst rating? The analyst rating sums up what the analysts covering a stock recommend, from strong buy to strong sell, by the share of them rating it a buy.
5 of 15 firms rate it buy now, against 4 of 12 in December 2025.
Each month: every firm at its latest rating from the 12 months before. Strong buys count as buys, strong sells as sells.
Truist Financial analyst upgrades, downgrades and price targets
The latest rating change came on 20 July 2026, when JP Morgan downgraded Truist Financial from Neutral to Underweight. The most recent new target came from Evercore ISI on 27 October 2026: 55.00.
| Date | Firm | Rating | Price target | Change | Price then |
|---|---|---|---|---|---|
| 27 Oct 2026 | Evercore ISI | — | 57.00 → 55.00 | -3.5% | 48.91 |
| 20 Oct 2026 | Stephens Matt Olney | Reiterated · Overweight | 57.00 → 54.00 | -5.3% | 46.32 |
| 19 Oct 2026 | RBC Capital | Reiterated · Outperform | 53.00 → 51.00 | -3.8% | 46.79 |
| 8 Oct 2026 | Wells Fargo | — | 52.00 | — | 45.58 |
| 5 Oct 2026 | UBS Erika Najarian | Reiterated · Neutral | 55.00 → 50.00 | -9.1% | 46.45 |
| 21 Jul 2026 | Stephens | Reiterated · Overweight | 57.00 | — | 51.00 |
| 20 Jul 2026 | Robert W. Baird | — | 56.00 | — | 52.50 |
| 20 Jul 2026 | JP Morgan | Downgraded · Neutral → Underweight | — | — | — |
| 8 Jul 2026 | B of A Securities | Downgraded · Buy → Neutral | — | — | — |
| 7 Jul 2026 | UBS | Downgraded · Buy → Neutral | — | — | — |
| 6 Jul 2026 | Evercore ISI John Pancari | Reiterated · Outperform | 64.00 → 57.00 | -10.9% | 51.10 |
| 6 Jul 2026 | Morgan Stanley | Downgraded · Overweight → Equal Weight | — | — | — |
| 1 Jul 2026 | Raymond James | Downgraded · Outperform → Market Perform | — | — | — |
| 30 Jun 2026 | Truist Financial Benjamin Gerlinger | — | 59.00 → 54.00 | -8.5% | 50.58 |
| 30 Jun 2026 | Citigroup | Downgraded · Buy → Neutral | — | — | — |
| 15 Jun 2026 | Truist Financial | — | 69.00 → 59.00 | -14.5% | 49.78 |
| 1 May 2026 | Baird | Downgraded · Outperform → Neutral | — | — | — |
| 20 Apr 2026 | Morgan Stanley | Reiterated · Overweight | 55.00 → 62.00 | +12.7% | 51.02 |
| 20 Apr 2026 | RBC Capital | Reiterated · Outperform | 53.00 | — | 50.91 |
| 17 Apr 2026 | Jefferies | — | 45.00 | — | 50.56 |
| 9 Mar 2026 | Baird | Upgraded · Neutral → Outperform | — | — | — |
| 17 Feb 2026 | Truist Financial | — | 50.00 → 69.00 | +38.0% | 51.90 |
| 17 Feb 2026 | Morgan Stanley | Upgraded · Equal Weight → Overweight | — | — | — |
| 5 Feb 2026 | Evercore ISI | Reiterated · Outperform | 50.00 → 64.00 | +28.0% | 55.03 |
| 23 Jan 2026 | Argus Research | Reiterated · Buy | 43.00 → 58.00 | +34.9% | 50.58 |
| 22 Jan 2026 | Piper Sandler | Reiterated · Neutral | 48.00 → 53.00 | +10.4% | 50.02 |
| 7 Jan 2026 | Truist Financial | — | 58.00 → 50.00 | -13.8% | 50.51 |
| 7 Jan 2026 | Raymond James | Reiterated · Outperform | 56.00 | — | 51.18 |
| 6 Jan 2026 | Truist Financial John Pancari | — | 56.00 → 58.00 | +3.6% | 50.41 |
| 6 Jan 2026 | Goldman Sachs | — | 58.00 | — | 50.42 |
| 6 Jan 2026 | Evercore ISI Group | Upgraded · In Line → Outperform | — | — | — |
| 5 Jan 2026 | Truist Financial Jason Goldberg | — | 52.00 → 56.00 | +7.7% | 49.74 |
| 5 Jan 2026 | Barclays | Downgraded · Equal Weight → Underweight | — | — | — |
| 11 Dec 2025 | Baird | Downgraded · Outperform → Neutral | — | — | — |
Truist Financial EPS and revenue estimatesWhat are estimate revisions? Estimate revisions are the changes analysts make to their EPS and revenue forecasts for the years ahead. They show whether expectations are rising or falling.
Analysts expect Truist Financial's EPS to grow 12.6% a year until 2028. Over the last 5 years it grew 4.4% a year, and over the last 3 years it fell 4.8%.
Analysts expect Truist Financial's revenue to grow 3.1% a year until 2028. Over the last 5 years it fell 2.2% a year, and over the last 3 years it grew 0.6%.
Revenue
EPS
Does Truist Financial beat earnings estimates?What is an earnings surprise? An earnings surprise is how far a company's reported EPS or revenue came above or below the analysts' average estimate, in percent.
On average, analysts' EPS estimate was 8.8% off the result, either way, and their revenue estimate 10.5%, over the last 12 quarters.
- EPS beats
- 71 / 123
- Revenue beats
- 66 / 111
- Average EPS surprise, last 12What is an earnings surprise? An earnings surprise is how far a company's reported EPS or revenue came above or below the analysts' average estimate, in percent.
- +5.8%
- Since
- January 1993
| Quarter | Report date | EPS estimate | Reported EPS | Surprise | Revenue estimate | Reported revenue | Surprise |
|---|---|---|---|---|---|---|---|
| Q3 FY2026 | 16 Oct 2026 | 1.14 | 1.16 | +1.8% | 5.35B | 3.75B | -30.0% |
| Q2 FY2026 | 17 Jul 2026 | 1.08 | 1.23 | +13.9% | 5.24B | 5.31B | +1.3% |
| Q1 FY2026 | 17 Apr 2026 | 1.00 | 1.09 | +9.3% | 5.18B | 5.20B | +0.4% |
| Q4 FY2025 | 21 Jan 2026 | 1.09 | 1.00 | -8.3% | 5.31B | 5.30B | -0.2% |
| Q3 FY2025 | 17 Oct 2025 | 1.00 | 1.04 | +4.5% | 5.19B | 5.19B | -0.0% |
| Q2 FY2025 | 18 Jul 2025 | 0.92 | 0.91 | -1.4% | 5.01B | 4.99B | -0.5% |
| Q1 FY2025 | 17 Apr 2025 | 0.87 | 0.87 | -0.3% | 4.93B | 4.90B | -0.7% |
| Q4 FY2024 | 17 Jan 2025 | 0.88 | 0.91 | +3.4% | 5.04B | 5.06B | +0.4% |
| Q3 FY2024 | 17 Oct 2024 | 0.91 | 0.97 | +6.6% | 5.09B | 5.09B | -0.1% |
| Q2 FY2024 | 22 Jul 2024 | 0.64 | 0.91 | +42.0% | 4.83B | 1.14B | -76.4% |
| Q1 FY2024 | 22 Apr 2024 | 0.79 | 0.84 | +6.3% | 5.70B | 4.82B | -15.5% |
| Q4 FY2023 | 18 Jan 2024 | 0.88 | 0.81 | -8.0% | 5.69B | 5.70B | +0.2% |
Truist Financial stock price 2026–2030: scenariosHow are the stock price scenarios calculated? Bear, base and bull prices for the years ahead: the analysts' EPS estimates times the lowest, average and highest P/E of the stock today and at its last five year ends, or of its peers.
If Truist Financial's earnings keep growing at the 12.6% a year analysts expect to FY2028, it would earn about 6.91 a share in FY2030. At the P/E it has traded at over the last five years (9.6 to 13.0) that is 66.71 to 89.76 a share, or 84.20 at its average P/E of 12.2. This is arithmetic on the analysts' estimates, not a prediction.
| Fiscal year | EPS | Bear | Base | Bull |
|---|---|---|---|---|
| FY2026 | 4.08 | 39.33 | 49.64 | 52.92 |
| FY2027 | 4.89 | 47.20 | 59.58 | 63.51 |
| FY2028 | 5.45 | 52.61 | 66.41 | 70.80 |
| FY2029 (extrapolated) | 6.14 | 59.24 | 74.78 | 79.72 |
| FY2030 (extrapolated) | 6.91 | 66.71 | 84.20 | 89.76 |
Each year's EPS is the analysts' consensus to FY2028; the years after grow 12.6% a year (the analysts' growth, at most 15%). Bear, base and bull apply the lowest, average and highest P/E of today and the last five fiscal year ends, leaving out any above 60, the mark of a year of collapsed earnings (9.6, 12.2, 13.0).
Is Truist Financial stock undervalued or overvalued?How does Arincen work out a stock's fair value? Fair value is our estimate of a share's price at the P/E the company usually trades at, with a low to high range around it.
Truist Financial's P/E of 12.6 is above the middle of its 5-year range (5.8 to 15.8, median 11.4). Analysts expect faster growth than in recent years, which can explain part of the high P/E. Buyers pay less for each point of growth than usual: a PEG of 1.0 on expected growth against 2.6 on its median P/E and past five years' growth. Fair value is not a reliable guide for Truist Financial: it made a loss in FY2023, so its usual P/E says little about what it is worth. Its forward P/E, on the consensus for FY2026, is 12.1.
- Price to earnings ratio (TTM)What is the P/E ratio? The P/E ratio divides a share's price by its earnings per share over the last year: what you pay for each dollar of profit.
- 12.60
- Five-year median P/EWhat is the P/E ratio? The P/E ratio divides a share's price by its earnings per share over the last year: what you pay for each dollar of profit.
- 11.41
- Five-year P/E range
- 5.8 – 15.8
- Forward P/E (FY2026)What is the forward P/E ratio? Forward P/E divides a share's price by the earnings per share analysts expect in the coming year, rather than last year's actual earnings.
- 12.14
- PEG ratioWhat is the PEG ratio? The PEG ratio divides the P/E by the yearly earnings growth analysts expect, to show how much you pay for each point of growth.
- 1.00
- To the average targetWhat is an analyst price target? A price target is the price an analyst expects a stock to reach in 12 months. Arincen shows the average, high and low targets and the upside to the average.
- +7.3%
Most undervalued US stocksHow does Arincen work out a stock's fair value? Fair value is our estimate of a share's price at the P/E the company usually trades at, with a low to high range around it.
| Stock | Price | Fair value | Upside |
|---|---|---|---|
| 235.690 | 464.49205Price 235.69627 | +97.1% | |
| 28.860 | 56.2634Price 28.8696 | +94.9% | |
| 199.110 | 384.58163Price 199.112,644 | +93.1% | |
| 123.990 | 237.24178Price 123.99297 | +91.3% | |
| 157.820 | 297.58169Price 157.82471 | +88.6% | |
| 162.670 | 305.52160Price 162.67396 | +87.8% | |
| 216.610 | 405.38304Price 216.61507 | +87.1% |
Furthest below the fair value on each stock's page, updated every day.