55/100B24.290
USD
0.03
(0.10%)
Market Open
Last updated: · Delayed 15 min
Fair value26.09-7%19Price 24.2937
Q2 FY2027 · Earnings report
EPS estimate 0.51Revenue estimate 8.66B
Q2 FY2027 · Earnings report
EPS estimate 0.51Revenue estimate 8.66B
Fair value26.09-7%19Price 24.2937
Q2 FY2027 · Earnings report
EPS estimate 0.51Revenue estimate 8.66B
Q2 FY2027 · Earnings report
EPS estimate 0.51Revenue estimate 8.66B
Sumitomo Mitsui Financial Group financials
Yes. Sumitomo Mitsui Financial Group earned 2.65T JPY of net income over the last twelve months, 16.7% of its revenue. It made a profit in 25 of its 27 fiscal years since 2000. Its last loss was in fiscal year 2009.
- Revenue (TTM)What does TTM (trailing twelve months) mean? TTM (trailing twelve months) is a figure over the latest twelve months of reports: usually the last four quarters added together.
- 15.85T JPY
- Net income (TTM)What is an income statement? The income statement shows a company's revenue, costs and profit over a quarter or a year, from sales at the top to net income at the bottom.
- 2.65T JPY
- Cash and short-term investments
- 71.03T JPY
- Total debt
- 58.77T JPY
- Shareholders' equityWhat is a balance sheet? The balance sheet lists what a company owns (assets), what it owes (liabilities) and what is left for its shareholders (equity) on one date.
- 15.99T JPY
Cash, debt and equity as of 30 Jun 2026.
Sumitomo Mitsui Financial Group earnings
Next earnings · Q2 FY2027
EPS estimate
0.51 USD
Revenue estimate
8.66B USD
Last quarter · Q1 FY2027
EPS0.50Beat +13.6%Revenue8.96BBeat +10.8%
Revenue
ReportedEstimate
EPS
ReportedEstimate
| Period | Report date | EPS estimate | Reported EPS | Surprise | EPS growth | Revenue estimate | Reported revenue | Surprise | Revenue growth |
|---|---|---|---|---|---|---|---|---|---|
| Q2 FY2027 | 0.51 | — | — | -13.90% | 8.66B | — | — | +6.83% | |
| Q1 FY2027 | 0.44 | 0.50 | +13.64% | +26.61% | 8.09B | 8.96B | +10.82% | +22.03% | |
| Q4 FY2026 | 0.11 | 0.24 | +118.18% | +300.00% | 7.62B | 18.06B | +137.11% | +4.42% | |
| Q3 FY2026 | 0.40 | 0.16 | -60.00% | +14.29% | 7.46B | 35.90B | +381.44% | +5.49% | |
| Q2 FY2026 | 0.40 | 0.59 | +47.50% | +63.89% | 7.28B | 8.11B | +11.40% | -8.78% | |
| Q1 FY2026 | 0.37 | 0.39 | +7.66% | +9.69% | 7.46B | 7.35B | -1.53% | +1.68% | |
| Q4 FY2025 | 0.07 | 0.06 | -14.29% | -66.67% | 5.58B | 17.30B | +209.93% | — |
| Period | EPS estimate | Reported EPS | Surprise | EPS growth | Revenue estimate | Reported revenue | Surprise | Revenue growth |
|---|---|---|---|---|---|---|---|---|
| FY2026 | 1.60 | 1.38 | -13.21% | +50.53% | 30.14B | 69.41B | +130.27% | +2.93% |
| FY2025 | 1.30 | 0.92 | -29.00% | -8.91% | 44.64B | 67.44B | +51.06% | — |
| FY2024 | 0.94 | 1.01 | +7.11% | +16.09% | 23.60B | -524.83M | -102.22% | -102.23% |
| FY2023 | 0.92 | 0.87 | -5.30% | -17.92% | 31.76B | 23.59B | -25.73% | -98.58% |
Sumitomo Mitsui Financial Group growth and profitability
Full income statement- Revenue (TTM)What does TTM (trailing twelve months) mean? TTM (trailing twelve months) is a figure over the latest twelve months of reports: usually the last four quarters added together.
- 15.85T JPY
- Net income (TTM)What is an income statement? The income statement shows a company's revenue, costs and profit over a quarter or a year, from sales at the top to net income at the bottom.
- 2.65T JPY
- Gross marginWhat are gross, operating and net profit margins? A profit margin is the share of revenue kept as profit: gross margin after the cost of sales, operating margin after running costs, net margin after all costs.
- 55.42%
- Operating margin
- 23.70%
- Net margin
- 16.71%
Revenue / Net income
Revenue Net income Net margin
How Sumitomo Mitsui Financial Group makes its moneyWhat is an income statement? The income statement shows a company's revenue, costs and profit over a quarter or a year, from sales at the top to net income at the bottom.
Revenue10.82T 100.0%
Cost of revenue4.95T 45.7%
Gross profit5.87T 54.3%
Other operating expenses3.49T 32.2%
Operating income2.39T 22.1%
Tax707.13B 6.5%
Other expense1.95B 0.0%
Net income1.68T 15.5%
FY2026, in JPY. Each band is as wide as its money; the percentage is its share of revenue.
FY2026, in JPY. Each band is as wide as its money; the percentage is its share of revenue.
Operating and free cash flow
Full cash flow statementOperating cash flow Free cash flow
Sumitomo Mitsui Financial Group financial health
Full balance sheet- Cash and short-term investments
- 71.03T JPY
- Total debt
- 58.77T JPY
- Net cash
- 12.27T JPY
- Free cash flow (TTM)What is free cash flow (FCF)? Free cash flow is the cash a company's operations bring in minus what it spends on long-term assets (capex): cash left for debt, dividends and buybacks.
- 7.34T JPY
- Current ratioWhat is the current ratio? The current ratio is current assets divided by current liabilities: whether what a company will turn into cash within a year covers what it owes within a year.
- 2.21
- Debt to equityWhat is the debt to equity ratio? Debt to equity is a company's total debt divided by its shareholders' equity: how much it has borrowed for each dollar its owners have in the business.
- 3.67
- Piotroski scoreWhat is the Piotroski F-Score? The Piotroski F-Score rates a company's financial strength from 0 to 9: one point for each of nine tests of profit, debt and efficiency it passes.
- 7 / 9
- Altman Z-scoreWhat is the Altman Z-Score? The Altman Z-Score rolls five financial ratios into one number that signals a company's risk of bankruptcy: over 3 is safe, under 1.8 is distress.
- 0.30
Cash, debt and free cash flow
Cash and short-term investments Total debt Free cash flow
Assets, liabilities and equity
Total assets Total liabilities Shareholders' equity
Sumitomo Mitsui Financial Group valuation
- Price to earnings ratio (TTM)What is the P/E ratio? The P/E ratio divides a share's price by its earnings per share over the last year: what you pay for each dollar of profit.
- 6.21
- Forward P/E (FY2027)What is the forward P/E ratio? Forward P/E divides a share's price by the earnings per share analysts expect in the coming year, rather than last year's actual earnings.
- 12.86
- Price to sales (TTM)What is the P/S ratio? The price-to-sales ratio compares a company's market value with its revenue over the last year: what you pay for each dollar of sales.
- 0.94
- Price to bookWhat is the P/B ratio? The price-to-book ratio compares a company's market value with its book value, the shareholders' equity on its balance sheet.
- 0.93
- EV / EBITDA (TTM)What is EV/EBITDA? EV/EBITDA compares a company's whole value, debt included and cash taken off, with a year of its earnings before interest, tax and depreciation.
- 0.69
Capital structureWhat is enterprise value? Enterprise value is what the whole business costs: the market value of its shares plus its debt minus its cash. It is the price behind EV/EBITDA.
Market capitalization
94.11B USD
+
Total debt
371.98B USD
−
Cash and short-term investments
449.62B USD
=
Enterprise value
16.47B USD
Valuation over time
Sumitomo Mitsui Financial Group against its own historyWhat does "against its own history" show? The company's latest margins, return on equity, growth, debt and P/E against its own last 5 years: the low, the median and the high, and whether this year is better or worse than usual.
Each figure in the latest fiscal year against the same figure from FY2022 to FY2026: the range, its median (the line) and the latest (the dot, green on the good side of the median). The P/E is today's against its daily readings of five years.
Its peers: Citigroup, Wells Fargo &, Bank of America, and JPMorgan Chase &, the US Banks - Diversified companies closest to it in size, each in its own latest fiscal year: their median (the line) and its rank among them, first being the best.
- P/E (today)Above its median6.24.210.1
- Gross marginAt its median54.3%47.4%82.8%Against its peers: 4 of 5Peers' median 58.0%
- Operating marginAbove its median22.1%15.3%24.4%Against its peers: 2 of 5Peers' median 20.0%
- Net marginAbove its median15.5%11.0%18.6%Against its peers: 4 of 5Peers' median 16.6%
- Return on equityHighest in 5 years10.6%5.8%10.6%Against its peers: 3 of 5Peers' median 10.9%
- Free cash flow marginHighest in 5 years67.8%-107.1%67.8%Against its peers: 1 of 5Peers' median -29.7%
- Revenue growthAt its median12.1%6.6%52.0%Against its peers: 1 of 5Peers' median -0.9%
- EPS growthLowest in 5 years-13.1%-13.1%37.7%Against its peers: 5 of 5Peers' median 17.6%
- Debt to EBITDABelow its median21.90×20.95×33.78×Against its peers: 4 of 5Peers' median 12.26×
- Current ratioAt its median2.760.4538.12Against its peers: 1 of 5Peers' median 0.45
Peers: US companies of the same industry (of its sector when the industry has too few) from a tenth to ten times its market value, the six closest in size. Updated weekly.
Sumitomo Mitsui Financial Group dividends
- Annual dividend
- 0.69 USD
- Dividend yield (indicated)What is dividend yield? Dividend yield is a year of dividends as a percentage of the share price: the income a shareholder receives for each dollar invested at today's price.
- 2.82%
- Payout ratioWhat is the payout ratio? The payout ratio is the share of a company's earnings paid out as dividends: dividends per share divided by earnings per share (EPS).
- 16.23%
- Frequency
- Semi-annual
- Last payment
- 0.34 USD
- Last ex-dividend dateWhat is the ex-dividend date? The ex-dividend date is the first day a stock trades without its next dividend: buy before it to receive the payment; buy on or after it and the seller gets it.
- 30 Sept 2026
Dividends per share
Sumitomo Mitsui Financial Group ownership
- InstitutionsWhat is institutional ownership? Institutional ownership is the share of a company's stock held by funds, banks and other investment managers, as they report it each quarter on Form 13F.
- 2.13%
- Institutional holders
- 472 (+23)
- Free floatWhat is free float? Free float is the part of a company's shares that anyone can buy and sell: all its shares minus those held by insiders, founders and owners of over 5%.
- 99.95%
Who owns the shares
Institutions 2.1% Others 97.9%
As of 30 Jun 2026
Shares free to trade
Free float 3.87B shares ·100.0% Closely held 1.94M shares ·0.0%
Closely held shares belong to insiders, founders and owners of more than 5%, and seldom change hands. The free float is the rest: the shares anyone can buy and sell.
Insider trading
| Quarter | Purchases | Sales | Shares acquired | Shares disposed of |
|---|---|---|---|---|
| Q3 2026 | 0 | 1 | 375.53K | 65.90K |
| Q2 2026 | 0 | 0 | 0.00 | 0.00 |
| Q1 2026 | 0 | 0 | 0.00 | 0.00 |
Shares outstanding
Basic shares Diluted shares Change in diluted shares
Common questions about Sumitomo Mitsui Financial Group's financials
Source: Financial Modeling Prep