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51/100B13.700
USD
-0.01
(-0.07%)
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Last updated: · Delayed 15 min
Rocket Companies financials
Yes. Rocket Companies earned 1.30B USD of net income over the last twelve months, 11.7% of its revenue. It made a profit in 5 of its 9 fiscal years since 2017. Its last loss was in fiscal year 2025.
- Revenue (TTM)What does TTM (trailing twelve months) mean? TTM (trailing twelve months) is a figure over the latest twelve months of reports: usually the last four quarters added together.
- 11.16B USD
- Net income (TTM)What is an income statement? The income statement shows a company's revenue, costs and profit over a quarter or a year, from sales at the top to net income at the bottom.
- 1.30B USD
- Free cash flow (TTM)What is free cash flow (FCF)? Free cash flow is the cash a company's operations bring in minus what it spends on long-term assets (capex): cash left for debt, dividends and buybacks.
- -773.37M USD
- Cash and short-term investments
- 2.70B USD
- Total debt
- 24.90B USD
- Shareholders' equityWhat is a balance sheet? The balance sheet lists what a company owns (assets), what it owes (liabilities) and what is left for its shareholders (equity) on one date.
- 24.31B USD
Cash, debt and equity as of 30 Sept 2026.
Rocket Companies earnings
Next earnings · Q4 FY2026
EPS estimate
0.11 USD
Revenue estimate
2.36B USD
Last quarter · Q3 FY2026
EPS0.15Beat +10.8%Revenue2.57BMissed -0.3%
Revenue
ReportedEstimate
EPS
ReportedEstimate
| Period | Report date | EPS estimate | Reported EPS | Surprise | EPS growth | Revenue estimate | Reported revenue | Surprise | Revenue growth |
|---|---|---|---|---|---|---|---|---|---|
| Q3 FY2027 | 0.18 | — | — | +19.06% | 2.72B | — | — | +5.83% | |
| Q2 FY2027 | 0.18 | — | — | +9.40% | 2.75B | — | — | -1.33% | |
| Q1 FY2027 | 0.13 | — | — | -12.28% | 2.45B | — | — | -16.59% | |
| Q4 FY2026 | 0.11 | — | — | 0.00% | 2.36B | — | — | -12.50% | |
| Q3 FY2026 | 0.14 | 0.15 | +10.78% | +114.29% | 2.58B | 2.57B | -0.25% | +64.79% | |
| Q2 FY2026 | 0.16 | 0.16 | -2.56% | +300.00% | 2.83B | 2.78B | -1.78% | +113.74% | |
| Q1 FY2026 | 0.12 | 0.15 | +30.43% | +275.00% | 2.76B | 2.94B | +6.73% | +167.05% | |
| Q4 FY2025 | 0.09 | 0.11 | +22.77% | +175.00% | 2.22B | 2.69B | +21.08% | +56.87% | |
| Q3 FY2025 | 0.04 | 0.07 | +55.76% | -12.50% | 1.67B | 1.56B | -6.55% | +108.61% | |
| Q2 FY2025 | 0.03 | 0.04 | +46.52% | -33.33% | 1.28B | 1.30B | +2.15% | +3.18% |
| Period | EPS estimate | Reported EPS | Surprise | EPS growth | Revenue estimate | Reported revenue | Surprise | Revenue growth |
|---|---|---|---|---|---|---|---|---|
| FY2028 | 0.84 | — | — | +27.84% | 11.68B | — | — | +10.07% |
| FY2027 | 0.65 | — | — | +16.13% | 10.61B | — | — | -4.42% |
| FY2026 | 0.56 | — | — | +116.58% | 11.11B | — | — | +66.81% |
| FY2025 | 0.24 | 0.26 | +7.30% | +18.18% | 6.31B | 6.66B | +5.44% | +31.25% |
| FY2024 | 0.21 | 0.22 | +4.72% | — | 4.54B | 5.07B | +11.68% | +32.26% |
| FY2023 | -0.12 | -0.15 | -20.31% | — | 3.83B | 3.84B | +0.12% | -34.33% |
| FY2022 | -0.09 | -0.06 | +30.14% | -102.68% | 5.87B | 5.84B | -0.51% | -54.61% |
Rocket Companies growth and profitability
Full income statement- Revenue (TTM)What does TTM (trailing twelve months) mean? TTM (trailing twelve months) is a figure over the latest twelve months of reports: usually the last four quarters added together.
- 11.16B USD
- Net income (TTM)What is an income statement? The income statement shows a company's revenue, costs and profit over a quarter or a year, from sales at the top to net income at the bottom.
- 1.30B USD
- Gross marginWhat are gross, operating and net profit margins? A profit margin is the share of revenue kept as profit: gross margin after the cost of sales, operating margin after running costs, net margin after all costs.
- 91.97%
- Operating margin
- 28.90%
- Net margin
- 11.68%
Revenue / Net income
Revenue Net income Net margin
Rocket Companies revenue breakdown
By product
FY2025
87.8%Direct To Customer12.2%Partner Network
| Segment | Revenue | Share of revenue | Change on the year |
|---|---|---|---|
| Direct To Customer | 4.79B | 87.8% | +23.1% |
| Partner Network | 668.00M | 12.2% | -0.3% |
Operating and free cash flow
Full cash flow statementOperating cash flow Free cash flow
Rocket Companies financial health
Full balance sheet- Cash and short-term investments
- 2.70B USD
- Total debt
- 24.90B USD
- Net cash
- -22.20B USD
- Free cash flow (TTM)What is free cash flow (FCF)? Free cash flow is the cash a company's operations bring in minus what it spends on long-term assets (capex): cash left for debt, dividends and buybacks.
- -773.37M USD
- Current ratioWhat is the current ratio? The current ratio is current assets divided by current liabilities: whether what a company will turn into cash within a year covers what it owes within a year.
- 1.18
- Debt to equityWhat is the debt to equity ratio? Debt to equity is a company's total debt divided by its shareholders' equity: how much it has borrowed for each dollar its owners have in the business.
- 1.02
- Piotroski scoreWhat is the Piotroski F-Score? The Piotroski F-Score rates a company's financial strength from 0 to 9: one point for each of nine tests of profit, debt and efficiency it passes.
- 6 / 9
- Altman Z-scoreWhat is the Altman Z-Score? The Altman Z-Score rolls five financial ratios into one number that signals a company's risk of bankruptcy: over 3 is safe, under 1.8 is distress.
- 1.18
Cash, debt and free cash flow
Cash and short-term investments Total debt Free cash flow
Assets, liabilities and equity
Total assets Total liabilities Shareholders' equity
Rocket Companies valuation
- Price to earnings ratio (TTM)What is the P/E ratio? The P/E ratio divides a share's price by its earnings per share over the last year: what you pay for each dollar of profit.
- 29.45
- Forward P/E (FY2026)What is the forward P/E ratio? Forward P/E divides a share's price by the earnings per share analysts expect in the coming year, rather than last year's actual earnings.
- 24.33
- Price to sales (TTM)What is the P/S ratio? The price-to-sales ratio compares a company's market value with its revenue over the last year: what you pay for each dollar of sales.
- 3.47
- Price to bookWhat is the P/B ratio? The price-to-book ratio compares a company's market value with its book value, the shareholders' equity on its balance sheet.
- 1.59
- EV / EBITDA (TTM)What is EV/EBITDA? EV/EBITDA compares a company's whole value, debt included and cash taken off, with a year of its earnings before interest, tax and depreciation.
- 15.94
Capital structureWhat is enterprise value? Enterprise value is what the whole business costs: the market value of its shares plus its debt minus its cash. It is the price behind EV/EBITDA.
Market capitalization
38.69B USD
+
Total debt
24.90B USD
−
Cash and short-term investments
2.70B USD
=
Enterprise value
60.89B USD
Valuation over time
P/EForward P/EForward P/E · EstimateEstimate
Rocket Companies against its own historyWhat does "against its own history" show? The company's latest margins, return on equity, growth, debt and P/E against its own last 5 years: the low, the median and the high, and whether this year is better or worse than usual.
Each figure in the latest fiscal year against the same figure from FY2021 to FY2025: the range, its median (the line) and the latest (the dot, green on the good side of the median). The P/E is today's against its daily readings of five years.
Its peers: Prudential Financial, American International Group, Ares Management, Ameriprise Financial, State Street, and MSCI, the US Financial Services companies closest to it in size, each in its own latest fiscal year: their median (the line) and its rank among them, first being the best.
- Gross marginAt its median91.6%91.0%96.3%Against its peers: 1 of 7Peers' median 55.9%
- Operating marginBelow its median8.7%-10.1%46.9%Against its peers: 6 of 7Peers' median 21.0%
- Net marginLowest in 5 years-1.0%-1.0%2.3%Against its peers: 7 of 7Peers' median 12.3%
- Return on equityBelow its median-0.3%-2.5%46.3%Against its peers: 6 of 6Peers' median 11.0%
- Free cash flow marginBelow its median-58.4%-63.6%178.5%Against its peers: 7 of 7Peers' median 31.1%
- Revenue growthAbove its median27.4%-54.4%34.8%Against its peers: 2 of 7Peers' median 4.1%
- EPS growthBelow its median-123.8%-133.1%-84.3%Against its peers: 6 of 6Peers' median 10.7%
- Debt to EBITDALowest in 5 years0.00×0.00×17.90×Against its peers: 1 of 7Peers' median 4.04×
- Current ratioHighest in 5 years16.620.2316.62Against its peers: 2 of 7Peers' median 0.88
Peers: US companies of the same industry (of its sector when the industry has too few) from a tenth to ten times its market value, the six closest in size. Updated weekly.
Rocket Companies ownership
- InstitutionsWhat is institutional ownership? Institutional ownership is the share of a company's stock held by funds, banks and other investment managers, as they report it each quarter on Form 13F.
- 34.27%
- Institutional holders
- 871 (-16)
- Free floatWhat is free float? Free float is the part of a company's shares that anyone can buy and sell: all its shares minus those held by insiders, founders and owners of over 5%.
- 17.96%
Who owns the shares
Institutions 34.3% Others 65.7%
As of 30 Jun 2026
Shares free to trade
Free float 507.24M shares ·18.0% Closely held 2.32B shares ·82.0%
Closely held shares belong to insiders, founders and owners of more than 5%, and seldom change hands. The free float is the rest: the shares anyone can buy and sell.
Insider trading
| Quarter | Purchases | Sales | Shares acquired | Shares disposed of |
|---|---|---|---|---|
| Q4 2026 | 0 | 3 | 0.00 | 620.02K |
| Q3 2026 | 0 | 1 | 29.36K | 781.06K |
| Q2 2026 | 0 | 0 | 72.45K | 195.34K |
| Q1 2026 | 0 | 7 | 2.83M | 1.69M |
Shares outstanding
Basic shares Diluted shares Change in diluted shares
Common questions about Rocket Companies's financials
Source: Financial Modeling Prep