57/100BPNC Financial Services Group stock forecast 2026–2030What is an analyst price target? A price target is the price an analyst expects a stock to reach in 12 months. Arincen shows the average, high and low targets and the upside to the average.
Analysts' average 12-month price target for PNC Financial Services Group is 272.53, 18.1% above the current price of 230.73. Their targets range from 240.00 to 305.00.
Of the 20 firms that rated PNC Financial Services Group in the past 12 months, 14 rate it buy or strong buy, 6 hold and 0 sell or strong sell (each firm at its latest rating): a Buy consensus.
Analysts' 1-year price targets range from 240.00 to 305.00, with an average of 272.53.
| Buy | 14 | |
| Hold | 6 | |
| Sell | 0 |
12-month price target
| Highest target | 305.00 |
| Average target | 272.53 |
| Lowest target | 240.00 |
| Current price | 230.73 |
PNC Financial Services Group price target historyWhat is an analyst price target? A price target is the price an analyst expects a stock to reach in 12 months. Arincen shows the average, high and low targets and the upside to the average.
Have analysts recently raised or lowered their PNC Financial Services Group price target and rating?
How analysts rate PNC Financial Services Group, month by monthWhat is the analyst rating? The analyst rating sums up what the analysts covering a stock recommend, from strong buy to strong sell, by the share of them rating it a buy.
14 of 20 firms rate it buy now, against 12 of 19 in December 2025.
Each month: every firm at its latest rating from the 12 months before. Strong buys count as buys, strong sells as sells.
PNC Financial Services Group analyst upgrades, downgrades and price targets
| Date | Firm | Rating | Price target | Change | Price then |
|---|---|---|---|---|---|
| 19 Oct 2026 | Truist Financial | Reiterated · Hold | 252.00 → 248.00 | -1.6% | 217.39 |
| 16 Oct 2026 | RBC Capital | Reiterated · Outperform | 250.00 → 240.00 | -4.0% | 220.40 |
| 16 Oct 2026 | Morgan Stanley Manan Gosalia | — | 278.00 → 273.00 | -1.8% | 219.43 |
| 16 Oct 2026 | RBC Capital | — | 273.00 → 250.00 | -8.4% | 218.85 |
| 16 Oct 2026 | Oppenheimer Chris Kotowski | Reiterated · Outperform | 281.00 → 269.00 | -4.3% | 214.94 |
| 5 Oct 2026 | Goldman Sachs | Reiterated · Neutral | 280.00 → 250.00 | -10.7% | 221.03 |
| 5 Oct 2026 | UBS | Reiterated · Buy | 288.00 → 286.00 | -0.7% | 221.03 |
| 1 Oct 2026 | Truist Financial John McDonald | Reiterated · Hold | 257.00 → 252.00 | -1.9% | 216.40 |
| 1 Oct 2026 | Evercore ISI John Pancari | Reiterated · Outperform | 280.00 → 265.00 | -5.4% | 222.26 |
| 28 Sept 2026 | HSBC Domenico Santoro | Reiterated · Buy | 206.00 → 283.00 | +37.4% | 224.42 |
| 23 Jul 2026 | Deutsche Bank | — | 265.00 | — | 252.51 |
| 16 Jul 2026 | Argus Research | Reiterated · Buy | 280.00 | — | 254.57 |
| 16 Jul 2026 | Oppenheimer | Reiterated · Outperform | 271.00 → 281.00 | +3.7% | 253.41 |
| 16 Jul 2026 | RBC Capital | Reiterated · Outperform | 235.00 → 273.00 | +16.2% | 254.15 |
| 16 Jul 2026 | Stephens | Reiterated · Overweight | 275.00 | — | 254.15 |
| 16 Jul 2026 | Robert W. Baird | — | 280.00 | — | 254.15 |
| 16 Jul 2026 | Barclays Jason Goldberg | Reiterated · Overweight | 277.00 → 284.00 | +2.5% | 254.15 |
| 16 Jul 2026 | Wells Fargo | Reiterated · Overweight | 270.00 → 285.00 | +5.6% | 254.15 |
| 15 Jul 2026 | Goldman Sachs Richard Ramsden | — | 280.00 | — | 254.15 |
| 15 Jul 2026 | Jefferies David Chiaverini | — | 305.00 | — | 254.15 |
| 7 Jul 2026 | UBS | Reiterated · Buy | 263.00 → 288.00 | +9.5% | 255.06 |
| 6 Jul 2026 | Evercore ISI John Pancari | Reiterated · Outperform | 260.00 → 280.00 | +7.7% | 251.69 |
| 6 Jul 2026 | Wells Fargo | Reiterated · Overweight | 270.00 | — | 249.49 |
| 30 Jun 2026 | Oppenheimer | Reiterated · Outperform | 268.00 → 271.00 | +1.1% | 246.13 |
| 29 Jun 2026 | Morgan Stanley Manan Gosalia | Reiterated · Equal Weight | 267.00 → 278.00 | +4.1% | 246.06 |
| 26 Jun 2026 | Truist Financial | Reiterated · Hold | 245.00 → 257.00 | +4.9% | 243.70 |
| 16 Apr 2026 | Truist Financial | Reiterated · Hold | 234.00 → 245.00 | +4.7% | 222.71 |
| 16 Apr 2026 | Oppenheimer | Reiterated · Outperform | 284.00 → 268.00 | -5.6% | 222.96 |
| 16 Apr 2026 | Morgan Stanley Manan Gosalia | Reiterated · Equal Weight | 221.00 → 267.00 | +20.8% | 223.17 |
| 16 Apr 2026 | Barclays | Reiterated · Overweight | 271.00 → 277.00 | +2.2% | 222.06 |
| 26 Mar 2026 | Truist Financial John McDonald | — | 240.00 → 234.00 | -2.5% | 205.46 |
| 4 Feb 2026 | UBS | — | 229.00 → 263.00 | +14.8% | 238.87 |
| 20 Jan 2026 | Oppenheimer | Reiterated · Outperform | 238.00 → 284.00 | +19.3% | 221.39 |
| 20 Jan 2026 | Evercore ISI | — | 247.00 → 260.00 | +5.3% | 221.38 |
| 20 Jan 2026 | Morgan Stanley | Reiterated · Underweight | 211.00 → 221.00 | +4.7% | 221.09 |
| 20 Jan 2026 | Truist Financial John McDonald | — | 229.00 → 240.00 | +4.8% | 223.18 |
| 20 Jan 2026 | RBC Capital | Reiterated · Outperform | 235.00 | — | 223.18 |
| 7 Jan 2026 | HSBC Saul Martinez | — | 206.00 | — | 215.99 |
| 6 Jan 2026 | Evercore ISI John Pancari | — | 230.00 → 247.00 | +7.4% | 216.97 |
| 5 Jan 2026 | Barclays Jason Goldberg | Reiterated · Overweight | 271.00 | — | 211.46 |
| 18 Dec 2025 | Morgan Stanley Betsy Graseck | — | 206.00 → 211.00 | +2.4% | 209.86 |
| 18 Dec 2025 | Truist Financial | Reiterated · Hold | 210.00 → 229.00 | +9.0% | 212.66 |
PNC Financial Services Group EPS and revenue estimatesWhat are estimate revisions? Estimate revisions are the changes analysts make to their EPS and revenue forecasts for the years ahead. They show whether expectations are rising or falling.
Analysts expect PNC Financial Services Group's EPS to grow 12.5% a year until 2028. Over the last 5 years it grew 21.1% a year, and over the last 3 years 6.2%.
Analysts expect PNC Financial Services Group's revenue to grow 8.1% a year until 2028. Over the last 5 years it grew 6.4% a year, and over the last 3 years 3.0%.
Revenue
EPS
Does PNC Financial Services Group beat earnings estimates?What is an earnings surprise? An earnings surprise is how far a company's reported EPS or revenue came above or below the analysts' average estimate, in percent.
On average, analysts' EPS estimate was 9.3% off the result, either way, and their revenue estimate 2.5%, over the last 12 quarters.
- EPS beats
- 87 / 118
- Revenue beats
- 75 / 106
- Average EPS surprise, last 12What is an earnings surprise? An earnings surprise is how far a company's reported EPS or revenue came above or below the analysts' average estimate, in percent.
- +9.3%
- Since
- January 1993
| Quarter | Report date | EPS estimate | Reported EPS | Surprise | Revenue estimate | Reported revenue | Surprise |
|---|---|---|---|---|---|---|---|
| Q3 FY2026 | 15 Oct 2026 | 4.91 | 5.09 | +3.7% | 6.61B | 6.56B | -0.7% |
| Q2 FY2026 | 15 Jul 2026 | 4.46 | 4.85 | +8.7% | 6.51B | 6.88B | +5.5% |
| Q1 FY2026 | 15 Apr 2026 | 3.93 | 4.13 | +5.1% | 6.24B | 6.17B | -1.2% |
| Q4 FY2025 | 16 Jan 2026 | 4.23 | 4.88 | +15.4% | 5.96B | 6.07B | +1.9% |
| Q3 FY2025 | 15 Oct 2025 | 4.05 | 4.35 | +7.4% | 5.83B | 5.92B | +1.5% |
| Q2 FY2025 | 16 Jul 2025 | 3.55 | 3.85 | +8.5% | 5.61B | 5.66B | +1.0% |
| Q1 FY2025 | 15 Apr 2025 | 3.38 | 3.51 | +3.8% | 5.48B | 5.45B | -0.7% |
| Q4 FY2024 | 16 Jan 2025 | 3.26 | 3.77 | +15.6% | 5.51B | 5.56B | +1.0% |
| Q3 FY2024 | 15 Oct 2024 | 3.30 | 3.75 | +13.6% | 5.39B | 5.43B | +0.8% |
| Q2 FY2024 | 16 Jul 2024 | 2.98 | 3.30 | +10.7% | 5.41B | 4.67B | -13.6% |
| Q1 FY2024 | 16 Apr 2024 | 3.01 | 3.36 | +11.6% | 5.19B | 5.15B | -0.8% |
| Q4 FY2023 | 16 Jan 2024 | 2.94 | 3.16 | +7.5% | 5.30B | 5.36B | +1.1% |
PNC Financial Services Group stock price 2026–2030: scenariosHow are the stock price scenarios calculated? Bear, base and bull prices for the years ahead: the analysts' EPS estimates times the lowest, average and highest P/E of the stock today and at its last five year ends, or of its peers.
If PNC Financial Services Group's earnings keep growing at the 12.5% a year analysts expect to FY2028, it would earn about 29.84 a share in FY2030. At the P/E it has traded at over the last five years (11.4 to 15.8) that is 339.99 to 470.71 a share, or 388.45 at its average P/E of 13.0. This is arithmetic on the analysts' estimates, not a prediction.
| Fiscal year | EPS | Bear | Base | Bull |
|---|---|---|---|---|
| FY2026 | 18.98 | 216.26 | 247.08 | 299.41 |
| FY2027 | 21.41 | 244.03 | 278.81 | 337.85 |
| FY2028 | 23.59 | 268.85 | 307.17 | 372.22 |
| FY2029 (extrapolated) | 26.53 | 302.34 | 345.43 | 418.58 |
| FY2030 (extrapolated) | 29.84 | 339.99 | 388.45 | 470.71 |
Each year's EPS is the analysts' consensus to FY2028; the years after grow 12.5% a year (the analysts' growth, at most 15%). Bear, base and bull apply the lowest, average and highest P/E of today and the last five fiscal year ends, leaving out any above 60, the mark of a year of collapsed earnings (11.4, 13.0, 15.8).
Is PNC Financial Services Group stock undervalued or overvalued?How does Arincen work out a stock's fair value? Fair value is our estimate of a share's price at the P/E the company usually trades at, with a low to high range around it.
PNC Financial Services Group's P/E of 12.3 is around the middle of its 5-year range (7.5 to 17.1, median 12.2). It is in line with its own history. Buyers pay more for each point of growth than usual: a PEG of 1.0 on expected growth against 0.6 on its median P/E and past five years' growth. At its usual P/E (12.2 × EPS of 18.80), PNC Financial Services Group's fair value is 229.18, close to the price of 230.73. Its forward P/E, on the consensus for FY2026, is 12.2.
Fair value is the usual (median) P/E of the last five years times the earnings per share of the last twelve months; the ends of the bar are the same earnings at its lowest and highest P/E of those years (7.5 and 17.1). The price against its P/E range
- Price to earnings ratio (TTM)What is the P/E ratio? The P/E ratio divides a share's price by its earnings per share over the last year: what you pay for each dollar of profit.
- 12.27
- Five-year median P/EWhat is the P/E ratio? The P/E ratio divides a share's price by its earnings per share over the last year: what you pay for each dollar of profit.
- 12.19
- Five-year P/E range
- 7.5 – 17.1
- Forward P/E (FY2026)What is the forward P/E ratio? Forward P/E divides a share's price by the earnings per share analysts expect in the coming year, rather than last year's actual earnings.
- 12.16
- PEG ratioWhat is the PEG ratio? The PEG ratio divides the P/E by the yearly earnings growth analysts expect, to show how much you pay for each point of growth.
- 0.99
- To the average targetWhat is an analyst price target? A price target is the price an analyst expects a stock to reach in 12 months. Arincen shows the average, high and low targets and the upside to the average.
- +18.1%
Most undervalued US stocksHow does Arincen work out a stock's fair value? Fair value is our estimate of a share's price at the P/E the company usually trades at, with a low to high range around it.
| Stock | Price | Fair value | Upside |
|---|---|---|---|
| 35.850 | 71.4258Price 35.85193 | +99.2% | |
| 29.050 | 56.2634Price 29.0596 | +93.7% | |
| 241.000 | 464.49205Price 241.00627 | +92.7% | |
| 123.590 | 237.24178Price 123.59297 | +92.0% | |
| 161.400 | 305.52159Price 161.40396 | +89.3% | |
| 157.460 | 297.58169Price 157.46471 | +89.0% | |
| 217.560 | 405.38304Price 217.56507 | +86.3% |
Furthest below the fair value on each stock's page, updated every day.