KB Financial Group total debt 1999–2026What is the debt to equity ratio? Debt to equity is a company's total debt divided by its shareholders' equity: how much it has borrowed for each dollar its owners have in the business.
KB Financial Group's total debt was 158.37T KRW on 30 June 2026, up 13.0% on a year before. At the end of fiscal year 2025 it was 0.00 KRW.
Last updated 9 Nov 2026 · Next report 9 Feb 2027
Total debt
Growth
| Fiscal year | Period ending | Total debt | Growth | Cash and short-term investments | Net cash | Debt to equity |
|---|---|---|---|---|---|---|
| Latest quarter | 30 Jun 2026 | 158.37T | +12.95% | 0.00 | -158.37T | 2.60 |
| FY2025 | 31 Dec 2025 | 0.00 | -100.00% | 0.00 | 0.00 | 0.00 |
| FY2024 | 31 Dec 2024 | 140.77T | +2.72% | 124.69T | -16.08T | 2.43 |
| FY2023 | 31 Dec 2023 | 137.04T | -10.30% | 113.29T | -23.76T | 2.42 |
| FY2022 | 31 Dec 2022 | 152.78T | +9.68% | 112.01T | -40.77T | 2.91 |
| FY2021 | 31 Dec 2021 | 139.30T | +30.57% | 92.05T | -47.24T | 2.87 |
| FY2020 | 31 Dec 2020 | 106.68T | +23.12% | 88.54T | -18.15T | 2.51 |
| FY2019 | 31 Dec 2019 | 86.65T | +1.10% | 68.05T | -18.60T | 2.25 |
| FY2018 | 31 Dec 2018 | 85.71T | +14.10% | 21.46T | -64.25T | 2.40 |
| FY2017 | 31 Dec 2017 | 75.12T | +17.03% | 21.03T | -54.08T | 2.21 |
| FY2016 | 31 Dec 2016 | 64.19T | +25.91% | 19.12T | -45.07T | 2.07 |
| FY2015 | 31 Dec 2015 | 50.98T | +6.24% | 17.52T | -33.46T | 1.78 |
| FY2014 | 31 Dec 2014 | 47.99T | +9.57% | 16.77T | -31.22T | 1.76 |
| FY2013 | 31 Dec 2013 | 43.80T | -0.30% | 16.19T | -27.60T | 1.69 |
| FY2012 | 31 Dec 2012 | 43.93T | -0.15% | 10.59T | -33.33T | 1.77 |
| FY2011 | 31 Dec 2011 | 43.99T | +5.99% | 9.19T | -34.81T | 1.91 |
| FY2010 | 31 Dec 2010 | 41.51T | -22.82% | 6.26T | -35.25T | 2.44 |
| FY2009 | 31 Dec 2009 | 53.78T | -1.27% | 4.57T | -49.21T | 3.07 |
| FY2008 | 31 Dec 2008 | 54.47T | +25.46% | 3.31T | -51.16T | 3.49 |
| FY2007 | 31 Dec 2007 | 43.42T | +14.47% | 2.84T | -40.58T | 2.56 |
| FY2006 | 31 Dec 2006 | 37.93T | +23.72% | 4.00T | -33.93T | 2.69 |
| FY2005 | 31 Dec 2005 | 30.66T | -5.37% | 3.56T | -27.10T | 2.72 |
| FY2004 | 31 Dec 2004 | 32.40T | -18.07% | 3.30T | -29.10T | 4.37 |
| FY2003 | 31 Dec 2003 | 39.54T | -9.89% | 3.91T | -35.63T | 5.74 |
| FY2002 | 31 Dec 2002 | 43.88T | +33.17% | 3.89T | -39.99T | 4.97 |
| FY2001 | 31 Dec 2001 | 32.95T | +56.12% | 3.63T | -29.32T | 4.31 |
| FY2000 | 31 Dec 2000 | 21.11T | +249.43% | 6.43T | -14.68T | 5.21 |
| FY1999 | 31 Dec 1999 | 6.04T | — | 1.60T | -4.44T | 3.44 |
| Quarter | Period ending | Total debt | Growth on a year before | Cash and short-term investments | Net cash | Debt to equity |
|---|---|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | 158.37T | +12.95% | 0.00 | -158.37T | 2.60 |
| Q1 FY2026 | 31 Mar 2026 | 153.47T | +8.88% | 20.38T | -133.09T | 2.81 |
| Q4 FY2025 | 31 Dec 2025 | 0.00 | -100.00% | 0.00 | 0.00 | 0.00 |
| Q3 FY2025 | 30 Sept 2025 | 141.42T | +3.47% | 121.55T | -19.87T | 2.37 |
| Q2 FY2025 | 30 Jun 2025 | 140.21T | +1.61% | 129.21T | -11.00T | 2.37 |
| Q1 FY2025 | 31 Mar 2025 | 140.96T | +7.71% | 126.41T | -14.54T | 2.42 |
| Q4 FY2024 | 31 Dec 2024 | 140.77T | +2.72% | 124.69T | -16.08T | 2.43 |
| Q3 FY2024 | 30 Sept 2024 | 136.67T | -1.65% | 115.68T | -20.99T | 2.36 |
| Q2 FY2024 | 30 Jun 2024 | 137.99T | +5.34% | 120.27T | -17.72T | 2.41 |
| Q1 FY2024 | 31 Mar 2024 | 130.86T | +1.91% | 116.51T | -14.35T | 2.29 |
| Q4 FY2023 | 31 Dec 2023 | 137.04T | -10.30% | 113.29T | -23.76T | 2.42 |
| Q3 FY2023 | 30 Sept 2023 | 138.96T | +3.38% | 31.95T | -107.02T | 2.44 |
| Q2 FY2023 | 30 Jun 2023 | 131.00T | +1.48% | 111.69T | -19.31T | 2.35 |
| Q1 FY2023 | 31 Mar 2023 | 128.41T | +5.42% | 107.86T | -20.56T | 2.35 |
| Q4 FY2022 | 31 Dec 2022 | 152.78T | +9.68% | 112.01T | -40.77T | 2.91 |
| Q3 FY2022 | 30 Sept 2022 | 134.42T | +18.97% | 84.86T | -49.56T | 2.81 |
| Q2 FY2022 | 30 Jun 2022 | 129.10T | +16.79% | 88.17T | -40.92T | 2.74 |
| Q1 FY2022 | 31 Mar 2022 | 121.81T | +25.04% | 87.97T | -33.84T | 2.58 |
| Q4 FY2021 | 31 Dec 2021 | 139.30T | +30.57% | 92.05T | -47.24T | 2.87 |
| Q3 FY2021 | 30 Sept 2021 | 112.99T | +9.79% | 92.55T | -20.43T | 2.41 |
| Q2 FY2021 | 30 Jun 2021 | 110.54T | +10.15% | 86.78T | -23.76T | 2.47 |
| Q1 FY2021 | 31 Mar 2021 | 97.42T | +3.86% | 30.15T | -67.27T | 2.26 |
| Q4 FY2020 | 31 Dec 2020 | 106.68T | +23.12% | 88.54T | -18.15T | 2.51 |
| Q3 FY2020 | 30 Sept 2020 | 102.91T | +18.89% | 85.88T | -17.04T | 2.50 |
| Q2 FY2020 | 30 Jun 2020 | 100.35T | +21.91% | 23.63T | -76.73T | 2.54 |
| Q1 FY2020 | 31 Mar 2020 | 93.80T | +11.44% | 70.28T | -23.52T | 2.45 |
| Q4 FY2019 | 31 Dec 2019 | 86.65T | +1.10% | 68.05T | -18.60T | 2.25 |
| Q3 FY2019 | 30 Sept 2019 | 86.56T | +3.73% | 23.16T | -63.40T | 2.27 |
| Q2 FY2019 | 30 Jun 2019 | 82.31T | +0.39% | 23.68T | -58.63T | 2.21 |
| Q1 FY2019 | 31 Mar 2019 | 84.17T | +8.70% | 20.36T | -63.81T | 2.35 |
| Q4 FY2018 | 31 Dec 2018 | 85.71T | +14.10% | 21.46T | -64.25T | 2.40 |
| Q3 FY2018 | 30 Sept 2018 | 83.45T | +15.41% | 18.35T | -65.10T | 2.35 |
| Q2 FY2018 | 30 Jun 2018 | 82.00T | +21.03% | 19.78T | -62.22T | 2.37 |
| Q1 FY2018 | 31 Mar 2018 | 77.44T | +25.59% | 21.04T | -56.39T | 2.30 |
| Q4 FY2017 | 31 Dec 2017 | 75.12T | +17.03% | 21.03T | -54.08T | 2.21 |
| Q3 FY2017 | 30 Sept 2017 | 72.31T | +41.58% | 22.97T | -49.34T | 2.14 |
| Q2 FY2017 | 30 Jun 2017 | 67.75T | +34.34% | 19.17T | -48.58T | 2.08 |
| Q1 FY2017 | 31 Mar 2017 | 61.66T | +28.87% | 18.93T | -42.73T | 1.97 |
| Q4 FY2016 | 31 Dec 2016 | 64.19T | +25.91% | 19.12T | -45.07T | 2.07 |
| Q3 FY2016 | 30 Sept 2016 | 51.07T | +4.82% | 17.02T | -34.05T | 1.72 |
| Q2 FY2016 | 30 Jun 2016 | 50.43T | +2.47% | 16.95T | -33.48T | 1.72 |
| Q1 FY2016 | 31 Mar 2016 | 47.85T | +4.85% | 20.04T | -27.80T | 1.66 |
| Q4 FY2015 | 31 Dec 2015 | 50.98T | +6.24% | 17.52T | -33.46T | 1.78 |
| Q3 FY2015 | 30 Sept 2015 | 48.72T | +11.53% | 20.20T | -28.53T | 1.72 |
| Q2 FY2015 | 30 Jun 2015 | 49.21T | +14.97% | 19.12T | -30.09T | 1.76 |
| Q1 FY2015 | 31 Mar 2015 | 45.63T | -1.45% | 14.84T | -30.79T | 1.65 |
| Q4 FY2014 | 31 Dec 2014 | 47.99T | +9.57% | 16.77T | -31.22T | 1.76 |
| Q3 FY2014 | 30 Sept 2014 | 43.69T | +8.43% | 16.59T | -27.10T | 1.62 |
| Q2 FY2014 | 30 Jun 2014 | 42.81T | +2.66% | 15.59T | -27.22T | 1.63 |
| Q1 FY2014 | 31 Mar 2014 | 46.31T | +11.39% | 15.94T | -30.37T | 1.79 |
| Q4 FY2013 | 31 Dec 2013 | 43.80T | -0.30% | 16.19T | -27.60T | 1.69 |
| Q3 FY2013 | 30 Sept 2013 | 40.29T | -7.67% | 14.14T | -26.15T | 1.59 |
| Q2 FY2013 | 30 Jun 2013 | 41.70T | -4.59% | 11.80T | -29.90T | 1.67 |
| Q1 FY2013 | 31 Mar 2013 | 41.57T | -5.00% | 11.04T | -30.53T | 1.67 |
| Q4 FY2012 | 31 Dec 2012 | 43.93T | -0.15% | 10.59T | -33.33T | 1.77 |
| Q3 FY2012 | 30 Sept 2012 | 43.64T | -0.38% | 12.64T | -31.00T | 1.79 |
| Q2 FY2012 | 30 Jun 2012 | 43.70T | +2.15% | 10.42T | -33.29T | 1.84 |
| Q1 FY2012 | 31 Mar 2012 | 43.76T | +2.08% | 13.08T | -30.67T | 1.88 |
| Q4 FY2011 | 31 Dec 2011 | 43.99T | +5.99% | 9.19T | -34.81T | 1.91 |
| Q3 FY2011 | 30 Sept 2011 | 43.80T | — | 9.28T | -34.52T | 1.92 |
| Q2 FY2011 | 30 Jun 2011 | 42.78T | — | 8.94T | -33.84T | 2.10 |
| Q1 FY2011 | 31 Mar 2011 | 42.87T | — | 6.40T | -36.47T | 2.16 |
| Q4 FY2010 | 31 Dec 2010 | 41.51T | +4.89% | 6.26T | -35.25T | 2.44 |
| Q4 FY2009 | 31 Dec 2009 | 39.57T | -12.36% | 2.70T | -36.87T | 2.26 |
| Q2 FY2009 | 30 Jun 2009 | 1.03T | — | 9.13B | -1.02T | 0.06 |
| Q4 FY2008 | 31 Dec 2008 | 45.15T | +3.99% | 3.07T | -42.07T | 2.90 |
| Q1 FY2008 | 31 Mar 2008 | 50.81T | — | 5.89T | -44.92T | 3.18 |
| Q4 FY2007 | 31 Dec 2007 | 43.42T | +14.47% | 2.84T | -40.58T | 2.56 |
| Q4 FY2006 | 31 Dec 2006 | 37.93T | +23.72% | 4.00T | -33.93T | 2.69 |
| Q4 FY2005 | 31 Dec 2005 | 30.66T | -5.37% | 3.56T | -27.10T | 2.72 |
| Q4 FY2004 | 31 Dec 2004 | 32.40T | -18.07% | 3.30T | -29.10T | 4.37 |
| Q2 FY2004 | 30 Jun 2004 | 29.94T | -5.90% | 2.68T | -27.26T | 3.52 |
| Q4 FY2003 | 31 Dec 2003 | 39.54T | -9.89% | 3.91T | -35.63T | 5.74 |
| Q2 FY2003 | 30 Jun 2003 | 31.82T | — | 4.20T | -27.62T | 2.98 |
| Q4 FY2002 | 31 Dec 2002 | 43.88T | +33.17% | 3.89T | -39.99T | 4.97 |
| Q4 FY2001 | 31 Dec 2001 | 32.95T | — | 3.63T | -29.32T | 4.31 |
| Q2 FY2001 | 30 Jun 2001 | 15.81T | — | 4.04T | -11.76T | 3.19 |
Figures in KRW at the end of each period. Net cash is cash and short-term investments less total debt; book value per share is on the diluted share count. The latest column is the most recent quarter.
Total debt counts commercial paper, term debt and lease liabilities.
See also:Revenue,Net income,EPS,Shares outstanding,Operating income,Cash on hand,Free cash flow,Stock buybacks,Balance sheet
Common questions about KB Financial Group's debt
Source: Financial Modeling Prep
