39/100B31.810
USD
-0.82
(-2.51%)
Pre Open
Fair value26.72Plus+19%16Price 31.8137
Q4 FY2026 · Earnings report
EPS estimate 0.67Revenue estimate 7.17B
Q4 FY2026 · Earnings report
EPS estimate 0.67Revenue estimate 7.17B
ING Groep balance sheet 1997–2026What is a balance sheet? The balance sheet lists what a company owns (assets), what it owes (liabilities) and what is left for its shareholders (equity) on one date.
ING Groep had 70.95B EUR in cash and short-term investments on 30 September 2026, against total debt of 228.12B EUR: net debt of 157.17B EUR.
Total assets Total liabilities Shareholders' equity
Click a line's chart icon in the table to add it to the chart; hover over it for a quick look.
| Fiscal year | Latest Q3 FY2026 | FY2025 31 Dec 2025 | FY2024 31 Dec 2024 | FY2023 31 Dec 2023 | FY2022 31 Dec 2022 | FY2021 31 Dec 2021 | FY2020 31 Dec 2020 | FY2019 31 Dec 2019 | FY2018 31 Dec 2018 | FY2017 31 Dec 2017 | FY2016 31 Dec 2016 | FY2015 31 Dec 2015 | FY2014 31 Dec 2014 | FY2013 31 Dec 2013 | FY2012 31 Dec 2012 | FY2011 31 Dec 2011 | FY2010 31 Dec 2010 | FY2009 31 Dec 2009 | FY2008 31 Dec 2008 | FY2007 31 Dec 2007 | FY2006 31 Dec 2006 | FY2005 31 Dec 2005 | FY2004 31 Dec 2004 | FY2003 31 Dec 2003 | FY2002 31 Dec 2002 | FY2001 31 Dec 2001 | FY2000 31 Dec 2000 | FY1999 31 Dec 1999 | FY1998 31 Dec 1998 | FY1997 31 Dec 1997 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash and equivalents | 70.95B | 52.89B | 69.96B | 89.89B | 87.25B | 106.06B | 112.23B | 55.01B | 53.23B | 24.45B | 19.67B | 20.66B | 12.23B | 13.32B | 56.71B | 76.52B | 13.07B | 15.39B | 22.05B | 12.41B | 14.33B | 13.08B | 66.06B | 72.67B | 57.15B | 9.28B | 44.25B | 4.99B | 2.32B | 2.41B |
Short-term investments | 0.00 | 53.42B | 44.78B | 40.17B | 30.98B | 29.80B | 52.70B | 56.50B | 49.64B | 35.52B | 37.18B | 40.81B | 232.36B | 51.79B | 309.83B | 332.23B | 58.86B | 55.80B | 59.91B | 74.54B | 79.36B | 71.43B | 46.30B | 38.84B | 34.61B | 32.73B | 27.04B | 19.86B | 0.00 | 0.00 |
| 70.95B | 106.31B | 114.74B | 130.06B | 118.23B | 135.85B | 164.93B | 111.50B | 102.87B | 59.97B | 56.86B | 61.47B | 244.59B | 65.11B | 366.54B | 408.74B | 71.93B | 71.19B | 81.95B | 86.94B | 93.68B | 84.52B | 112.36B | 111.51B | 91.76B | 42.01B | 71.29B | 24.85B | 2.32B | 2.41B | |
Cash growth | -47.35% | -7.34% | -11.78% | +10.00% | -12.97% | -17.63% | +47.92% | +8.39% | +71.54% | +5.48% | -7.51% | |||||||||||||||||||
Receivables | 0.00 | 0.00 | 984.00M | 834.00M | 900.00M | 1.35B | 1.18B | 1.06B | 1.04B | 5.67B | 6.87B | 7.27B | 7.69B | 12.18B | 16.22B | 19.10B | 21.81B | 23.76B | 26.37B | 23.56B | 21.03B | 21.23B | 16.88B | 18.28B | 20.28B | 21.04B | 23.64B | 11.26B | 9.10B | 8.89B |
Inventory | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other current assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Total current assets | 70.95B | 106.31B | 116.13B | 131.33B | 119.50B | 137.20B | 166.14B | 112.56B | 103.91B | 65.64B | 63.73B | 68.85B | 244.88B | 77.29B | 382.76B | 427.84B | 93.74B | 94.95B | 108.33B | 110.50B | 114.71B | 103.13B | 129.24B | 129.79B | 112.04B | 63.05B | 94.93B | 36.12B | 11.42B | 11.30B |
Property, plant and equipment | 2.80B | 2.48B | 2.43B | 2.40B | 2.45B | 2.52B | 2.84B | 3.17B | 1.66B | 1.80B | 2.00B | 2.03B | 2.10B | 2.45B | 2.67B | 2.89B | 6.13B | 6.12B | 6.40B | 6.24B | 6.03B | 5.76B | 1.25B | 1.31B | 1.42B | 2.04B | 2.13B | 3.59B | 9.60B | 2.42B |
Long-term investments | 1.11T | 879.21B | 851.57B | 805.33B | 799.36B | 777.51B | 770.31B | 779.46B | 774.16B | 771.64B | 772.45B | 930.54B | 916.26B | 968.78B | 748.96B | 809.63B | 1.09T | 997.03B | 1.15T | 1.13T | 1.04T | 980.27B | 621.67B | 631.10B | 587.38B | 621.30B | 529.65B | 448.61B | 365.21B | 263.01B |
Goodwill and intangibles | 1.81B | 1.51B | 1.33B | 1.20B | 1.09B | 1.16B | 1.39B | 1.89B | 1.84B | 1.51B | 1.49B | 1.56B | 1.55B | 1.91B | 2.64B | 3.54B | 5.43B | 6.02B | 6.65B | 5.75B | 3.59B | 3.65B | 593.87M | — | — | — | — | — | — | — |
Goodwill | — | — | 475.99M | 470.78M | 460.18M | 473.40M | 532.34M | 896.72M | 918.76M | 837.16M | 907.58M | |||||||||||||||||||
Intangible assets | 1.81B | 1.51B | 857.99M | 731.77M | 632.75M | 686.03M | 859.93M | 997.56M | 921.76M | 669.93M | 583.95M | |||||||||||||||||||
Other non-current assets | 11.74B | 64.89B | 48.00B | 34.04B | 43.62B | 31.95B | -4.18B | -5.93B | 4.62B | 4.85B | 4.41B | 1.43B | 12.61B | 24.89B | 18.78B | 27.62B | 48.39B | 51.88B | 50.74B | 57.64B | 63.25B | 63.71B | 113.40B | 15.21B | 16.18B | 19.96B | 25.26B | 5.94B | 6.47B | 1.67B |
Total assets | 1.20T | 1.05T | 1.02T | 975.58B | 967.82B | 951.29B | 937.28B | 891.91B | 887.03B | 846.22B | 845.08B | 1.01T | 1.18T | 1.08T | 1.16T | 1.27T | 1.24T | 1.16T | 1.33T | 1.31T | 1.23T | 1.16T | 865.56B | 777.41B | 717.02B | 706.35B | 651.97B | 494.26B | 392.70B | 278.39B |
Accounts payable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 61.00M | 3.61B | 4.39B | 5.16B | 5.74B | 7.88B | 10.62B | 11.77B | 13.33B | 16.99B | 17.64B | 13.72B | 10.79B | 10.80B | 6.50B | 6.24B | 7.32B | 0.00 | 10.83B | 8.43B | 0.00 | 4.10B |
Deferred revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 21.00M | 83.00M | 173.00M | 120.00M | 175.00M | 284.00M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Short-term debt | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 73.75B | 48.66B | 29.64B | 32.23B | 10.02B | 8.85B | 6.63B | 9.24B | 66.44B | 73.66B | 161.64B | 94.97B |
Other current liabilities | 0.00 | 819.08B | 757.05B | 734.25B | 749.88B | 746.49B | 736.62B | 687.69B | 653.48B | 625.99B | 599.75B | 746.37B | 810.31B | 546.04B | 590.69B | 660.48B | 651.43B | 612.32B | 757.61B | 813.72B | 727.60B | 671.24B | 364.89B | 304.92B | 320.11B | 202.31B | 187.08B | 159.37B | 42.31B | 30.06B |
Total current liabilities | 0.00 | 819.08B | 757.05B | 734.25B | 749.88B | 746.49B | 738.64B | 728.29B | 704.82B | 632.20B | 606.39B | 753.40B | 817.70B | 555.66B | 603.49B | 674.74B | 667.81B | 632.08B | 852.94B | 879.13B | 770.39B | 716.71B | 381.40B | 320.01B | 334.06B | 211.55B | 273.24B | 248.24B | 203.95B | 129.14B |
Long-term debt | 228.12B | 169.33B | 170.21B | 148.84B | 118.32B | 114.79B | 77.39B | 118.18B | 133.48B | 112.05B | 131.75B | 137.70B | 144.51B | 161.26B | 168.95B | 168.40B | 179.19B | 163.11B | 148.59B | 113.14B | 123.30B | 118.35B | 116.82B | 129.91B | 92.14B | 135.18B | 123.26B | 85.45B | 35.98B | 36.98B |
Other non-current liabilities | 921.35B | 15.04B | 40.56B | 38.96B | 47.74B | 33.51B | 36.63B | -4.59B | -12.23B | 40.57B | 55.62B | 52.82B | 156.17B | 310.21B | 334.12B | 382.32B | 350.75B | 326.28B | 297.60B | 277.28B | 287.37B | 280.03B | 338.00B | 302.68B | 268.44B | 334.05B | 226.41B | 124.44B | 123.25B | 91.40B |
Lease obligations, current | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -28.90B | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Lease obligations, long-term | 0.00 | 0.00 | 1.12B | 1.16B | 1.17B | 1.22B | 1.34B | 1.51B | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Total liabilities | 1.15T | 1.00T | 969.24B | 923.40B | 917.41B | 896.63B | 881.62B | 844.09B | 835.30B | 795.10B | 794.68B | 956.76B | 1.12T | 1.03T | 1.11T | 1.23T | 1.20T | 1.12T | 1.30T | 1.27T | 1.19T | 1.12T | 836.22B | 752.61B | 694.64B | 680.78B | 622.91B | 458.13B | 363.17B | 257.51B |
Common stock and paid-in capital | 49.98B | 49.70B | 31.00M | 35.00M | 37.00M | 39.00M | 39.00M | 39.00M | 17.09B | 17.05B | 39.00M | 16.98B | 16.97B | 921.00M | 919.00M | 919.00M | 919.00M | 919.00M | 495.00M | 534.00M | 530.00M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 539.63M | 0.00 | 0.00 |
Retained earnings | 0.00 | 0.00 | 33.85B | 36.85B | 34.94B | 37.32B | 35.18B | 32.66B | 33.20B | 31.53B | 26.91B | 26.82B | 23.72B | 0.00 | 26.46B | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 36.71B | 26.38B | 21.98B | 17.45B | 22.56B | 19.21B | 7.56B | 0.00 | 0.00 |
Accumulated other comprehensive income | 0.00 | 0.00 | 77.00M | -771.00M | -985.00M | 1.07B | 2.33B | 4.00B | 656.00M | 1.85B | 5.91B | 4.04B | 9.78B | 25.48B | 32.56B | 25.50B | 21.42B | 14.17B | 7.66B | 27.94B | 29.39B | 1.39B | -537.77M | -687.63M | 822.41M | -1.01B | 6.13B | 26.56B | 0.00 | 0.00 |
Shareholders' equityWhat is a balance sheet? The balance sheet lists what a company owns (assets), what it owes (liabilities) and what is left for its shareholders (equity) on one date. | 49.98B | 49.70B | 50.31B | 51.24B | 49.91B | 53.92B | 54.64B | 53.77B | 50.93B | 50.41B | 49.79B | 47.83B | 50.42B | 42.44B | 49.51B | 42.45B | 38.37B | 31.12B | 17.33B | 37.21B | 38.27B | 38.40B | 27.13B | 23.07B | 20.42B | 24.10B | 27.77B | 35.16B | 28.91B | 20.69B |
Minority interest | 1.08B | 1.26B | 995.00M | 944.00M | 504.00M | 736.00M | 1.02B | 893.00M | 803.00M | 715.00M | 606.00M | 638.00M | 8.07B | 7.41B | 3.33B | 3.78B | 5.73B | 5.92B | 11.59B | 2.32B | 2.95B | 0.00 | 2.21B | 1.73B | 1.96B | 1.46B | 1.29B | 973.91M | 617.75M | 184.91M |
| 228.12B | 169.33B | 171.33B | 150.00B | 119.50B | 116.01B | 78.95B | 135.12B | 133.48B | 112.05B | 131.75B | 137.70B | 144.51B | 161.26B | 181.44B | 180.39B | 179.19B | 163.11B | 148.59B | 111.27B | 112.65B | 151.75B | 126.84B | 138.77B | 98.77B | 144.42B | 189.70B | 159.11B | 197.62B | 131.95B | |
Net cash | -157.17B | -63.02B | -56.59B | -19.94B | -1.27B | 19.84B | 85.98B | -23.61B | -30.60B | -52.09B | -74.90B | -76.23B | 100.08B | -96.15B | 185.10B | 228.36B | -107.26B | -91.92B | -66.64B | -24.32B | -18.97B | -67.23B | -14.47B | -27.25B | -7.01B | -102.41B | -118.41B | -134.25B | -195.29B | -129.54B |
Working capital | 70.95B | -712.77B | -640.92B | -602.92B | -630.39B | -609.29B | -572.51B | -615.73B | -600.91B | -566.56B | -542.66B | -684.54B | -572.82B | -478.37B | -220.73B | -246.89B | -574.07B | -537.13B | -744.61B | -768.63B | -655.68B | -613.58B | -252.16B | -190.22B | -222.02B | -148.50B | -178.31B | -212.12B | -192.52B | -117.84B |
Book value per share | 17.52 | 16.65 | 15.90 | 14.37 | 13.77 | 13.86 | 14.01 | 13.80 | 13.10 | 12.95 | 12.84 | 12.41 | 13.08 | 11.07 | 13.02 | 11.20 | 10.13 | 11.56 | 6.51 | 13.25 | 17.58 | 17.70 | 12.76 | 11.45 | 10.52 | 12.36 | 14.36 | 18.13 | 15.09 | 13.23 |
Tangible book value | 48.17B | 48.19B | 48.98B | 50.04B | 48.81B | 52.76B | 53.25B | 51.88B | 49.09B | 48.90B | 48.30B | 46.27B | 48.88B | 40.53B | 46.87B | 38.91B | 32.94B | 25.10B | 10.69B | 31.46B | 34.68B | 34.75B | 26.54B | 23.07B | 20.42B | 24.10B | 27.77B | 35.16B | 28.91B | 20.69B |
Tangible book value per share | 16.89 | 16.15 | 15.47 | 14.03 | 13.47 | 13.56 | 13.65 | 13.32 | 12.63 | 12.56 | 12.45 | 12.00 | 12.68 | 10.57 | 12.33 | 10.27 | 8.70 | 9.32 | 4.02 | 11.20 | 15.93 | 16.02 | 12.49 | 11.45 | 10.52 | 12.36 | 14.36 | 18.13 | 15.09 | 13.23 |
Current ratioWhat is the current ratio? The current ratio is current assets divided by current liabilities: whether what a company will turn into cash within a year covers what it owes within a year. | — | 0.13 | 0.15 | 0.18 | 0.16 | 0.18 | 0.22 | 0.15 | 0.15 | 0.10 | 0.11 | 0.09 | 0.30 | 0.14 | 0.63 | 0.63 | 0.14 | 0.15 | 0.13 | 0.13 | 0.15 | 0.14 | 0.34 | 0.41 | 0.34 | 0.30 | 0.35 | 0.15 | 0.06 | 0.09 |
Debt to equityWhat is the debt to equity ratio? Debt to equity is a company's total debt divided by its shareholders' equity: how much it has borrowed for each dollar its owners have in the business. | 4.56 | 3.41 | 3.41 | 2.93 | 2.39 | 2.15 | 1.45 | 2.51 | 2.62 | 2.22 | 2.65 | 2.88 | 2.87 | 3.80 | 3.66 | 4.25 | 4.67 | 5.24 | 8.57 | 2.99 | 2.94 | 3.95 | 4.68 | 6.01 | 4.84 | 5.99 | 6.83 | 4.53 | 6.83 | 6.38 |
| Quarter | Q3 FY2026 30 Sept 2026 | Q2 FY2026 30 Jun 2026 | Q1 FY2026 31 Mar 2026 | Q4 FY2025 31 Dec 2025 | Q3 FY2025 30 Sept 2025 | Q2 FY2025 30 Jun 2025 | Q1 FY2025 31 Mar 2025 | Q4 FY2024 31 Dec 2024 | Q3 FY2024 30 Sept 2024 | Q2 FY2024 30 Jun 2024 | Q1 FY2024 31 Mar 2024 | Q4 FY2023 31 Dec 2023 | Q3 FY2023 30 Sept 2023 | Q2 FY2023 30 Jun 2023 | Q1 FY2023 31 Mar 2023 | Q4 FY2022 31 Dec 2022 | Q3 FY2022 30 Sept 2022 | Q2 FY2022 30 Jun 2022 | Q1 FY2022 31 Mar 2022 | Q4 FY2021 31 Dec 2021 | Q3 FY2021 30 Sept 2021 | Q2 FY2021 30 Jun 2021 | Q1 FY2021 31 Mar 2021 | Q4 FY2020 31 Dec 2020 | Q3 FY2020 30 Sept 2020 | Q2 FY2020 30 Jun 2020 | Q1 FY2020 31 Mar 2020 | Q4 FY2019 31 Dec 2019 | Q3 FY2019 30 Sept 2019 | Q2 FY2019 30 Jun 2019 | Q1 FY2019 31 Mar 2019 | Q4 FY2018 31 Dec 2018 | Q3 FY2018 30 Sept 2018 | Q2 FY2018 30 Jun 2018 | Q1 FY2018 31 Mar 2018 | Q4 FY2017 31 Dec 2017 | Q3 FY2017 30 Sept 2017 | Q2 FY2017 30 Jun 2017 | Q1 FY2017 31 Mar 2017 | Q4 FY2016 31 Dec 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash and equivalents | 70.95B | 64.95B | 68.59B | 52.89B | 82.87B | 75.57B | 94.10B | 69.96B | 100.12B | 97.07B | 98.11B | 89.89B | 116.73B | 113.64B | 118.00B | 87.25B | 135.09B | 126.03B | 131.37B | 106.06B | 127.78B | 121.33B | 112.70B | 112.23B | 111.08B | 118.97B | 63.82B | 55.01B | 54.94B | 52.17B | 45.63B | 53.23B | 40.29B | 38.28B | 32.88B | 24.45B | 20.67B | 17.89B | 40.47B | 19.67B |
Short-term investments | 0.00 | 124.14B | 121.19B | 53.42B | 51.88B | 48.37B | 45.90B | 44.78B | 44.42B | 45.01B | 44.72B | 67.74B | 106.15B | 99.49B | 91.18B | 66.30B | 101.79B | 90.67B | 84.62B | 56.09B | 85.85B | 82.78B | 83.23B | 52.70B | 88.66B | 91.43B | 98.15B | 56.50B | 90.78B | 83.54B | 85.91B | 49.64B | 0.00 | 92.45B | 0.00 | 35.52B | 0.00 | 208.38B | 0.00 | 37.18B |
| 70.95B | 189.09B | 189.78B | 106.31B | 134.75B | 123.94B | 140.00B | 114.74B | 144.54B | 142.08B | 142.84B | 157.63B | 222.87B | 213.13B | 209.18B | 153.55B | 236.88B | 216.70B | 215.99B | 162.14B | 213.64B | 204.11B | 195.93B | 164.93B | 199.74B | 210.40B | 161.97B | 111.50B | 145.71B | 135.71B | 131.54B | 102.87B | 40.29B | 130.73B | 32.88B | 59.97B | 20.67B | 226.28B | 40.47B | 56.86B | |
Cash growth | -47.35% | +52.57% | +35.56% | -7.34% | -6.77% | -12.77% | -1.99% | -27.21% | -35.15% | -33.33% | ||||||||||||||||||||||||||||||
Receivables | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 489.00M | 0.00 | 984.00M | 0.00 | 402.00M | 0.00 | 834.00M | 0.00 | 283.00M | 0.00 | 900.00M | 0.00 | 842.00M | 0.00 | 1.35B | 0.00 | 679.00M | 0.00 | 1.18B | 0.00 | 515.00M | 0.00 | 1.06B | 0.00 | 392.00M | 0.00 | 1.04B | 0.00 | 401.00M | 0.00 | 5.67B | 0.00 | 6.09B | 0.00 | 6.87B |
Inventory | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other current assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Total current assets | 70.95B | 189.09B | 189.78B | 106.31B | 134.75B | 124.43B | 140.00B | 116.13B | 144.54B | 142.49B | 142.84B | 158.90B | 222.87B | 213.41B | 209.18B | 154.82B | 236.88B | 217.55B | 215.99B | 163.49B | 213.64B | 204.79B | 195.93B | 166.14B | 199.74B | 210.92B | 161.97B | 112.56B | 145.71B | 136.10B | 131.54B | 103.91B | 40.29B | 131.13B | 32.88B | 65.64B | 20.67B | 232.37B | 40.47B | 63.73B |
Property, plant and equipment | 2.80B | 2.65B | 2.59B | 2.48B | 2.43B | 2.42B | 2.40B | 2.43B | 2.41B | 2.44B | 2.42B | 2.40B | 2.36B | 2.43B | 2.48B | 2.45B | 2.50B | 2.56B | 2.54B | 2.52B | 2.56B | 2.63B | 2.72B | 2.84B | 2.99B | 3.09B | 3.12B | 3.17B | 3.10B | 2.83B | 2.92B | 1.66B | 1.77B | 1.78B | 1.79B | 1.80B | 1.89B | 1.94B | 1.99B | 2.00B |
Long-term investments | 1.11T | 954.06B | 933.13B | 879.21B | 882.98B | 883.53B | 858.91B | 851.57B | 814.24B | 812.42B | 804.49B | 810.98B | 790.97B | 805.73B | 804.52B | 805.38B | 811.34B | 794.38B | 783.34B | 782.81B | 767.30B | 766.33B | 777.55B | 770.31B | 749.57B | 764.94B | 772.79B | 779.46B | 766.55B | 764.95B | 762.21B | 774.16B | 0.00 | 764.62B | 0.00 | 771.64B | 0.00 | 620.53B | 0.00 | 772.45B |
Goodwill and intangibles | 1.81B | 1.74B | 1.55B | 1.51B | 1.46B | 1.41B | 1.37B | 1.33B | 1.29B | 1.24B | 1.21B | 1.20B | 1.16B | 1.12B | 1.11B | 1.09B | 1.11B | 1.12B | 1.14B | 1.16B | 1.24B | 1.31B | 1.36B | 1.39B | 1.42B | 1.58B | 1.93B | 1.89B | 1.93B | 1.92B | 1.86B | 1.84B | 1.74B | 1.79B | 1.74B | 1.51B | 1.50B | 1.49B | 1.47B | 1.49B |
Goodwill | — | 588.00M | 1.55B | — | — | — | — | 475.99M | — | — | ||||||||||||||||||||||||||||||
Intangible assets | 1.81B | 1.15B | — | 1.51B | 1.46B | 1.41B | 1.37B | 857.98M | 1.29B | 1.24B | ||||||||||||||||||||||||||||||
Other non-current assets | 11.74B | 12.31B | 10.46B | 64.89B | 70.74B | 74.03B | 76.22B | 48.00B | 86.98B | 81.60B | 78.91B | 823.00M | 4.27B | 4.93B | 4.90B | 2.28B | 7.00B | 2.91B | 4.91B | 367.00M | 4.02B | 2.40B | 3.31B | -4.18B | 2.77B | 3.51B | 4.89B | -5.93B | 5.09B | 6.88B | 6.41B | 4.62B | 857.77B | 5.69B | 850.61B | 4.85B | 837.65B | 4.85B | 840.88B | 4.41B |
Total assets | 1.20T | 1.16T | 1.14T | 1.05T | 1.09T | 1.09T | 1.08T | 1.02T | 1.05T | 1.04T | 1.03T | 975.58B | 1.02T | 1.03T | 1.02T | 967.82B | 1.06T | 1.02T | 1.01T | 951.29B | 988.75B | 978.25B | 980.87B | 937.28B | 956.48B | 984.84B | 944.69B | 891.91B | 922.39B | 913.39B | 904.94B | 887.03B | 901.59B | 905.98B | 887.02B | 846.22B | 861.70B | 862.05B | 884.82B | 845.08B |
Accounts payable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 61.00M | 0.00 | 108.00M | 0.00 | 3.61B | 0.00 | 3.39B | 0.00 | 4.39B |
Deferred revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Short-term debt | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other current liabilities | 0.00 | 906.92B | 885.28B | 819.08B | 854.52B | 849.99B | 841.59B | 757.05B | 813.82B | 814.07B | 794.89B | 734.25B | 809.30B | 823.06B | 826.09B | 749.88B | 876.78B | 836.07B | 815.32B | 746.49B | 802.19B | 729.44B | 802.47B | 736.62B | 772.17B | 772.65B | 726.72B | 687.69B | 710.28B | 706.29B | 694.91B | 653.48B | 0.00 | 703.29B | 0.00 | 625.99B | 0.00 | 672.72B | 0.00 | 599.75B |
Total current liabilities | 0.00 | 907.44B | 885.28B | 819.08B | 854.52B | 849.99B | 841.59B | 757.05B | 813.82B | 814.07B | 794.89B | 734.25B | 809.30B | 823.06B | 826.09B | 749.88B | 876.78B | 836.07B | 815.32B | 746.49B | 802.19B | 729.44B | 802.47B | 738.64B | 772.17B | 772.65B | 726.72B | 728.29B | 710.28B | 706.29B | 694.91B | 704.82B | 0.00 | 705.71B | 0.00 | 632.20B | 0.00 | 678.26B | 0.00 | 606.39B |
Long-term debt | 228.12B | 185.08B | 182.90B | 169.33B | 170.48B | 167.58B | 168.32B | 170.21B | 168.43B | 157.11B | 161.27B | 148.84B | 141.98B | 135.89B | 124.95B | 118.32B | 106.38B | 108.60B | 115.50B | 114.79B | 108.23B | 172.13B | 104.53B | 78.95B | 112.37B | 137.84B | 141.45B | 169.94B | 135.93B | 133.13B | 135.70B | 133.48B | 195.31B | 132.32B | 188.66B | 112.05B | 119.19B | 115.31B | 141.52B | 131.75B |
Other non-current liabilities | 921.35B | 16.49B | 17.27B | 15.04B | 16.80B | 18.73B | 16.20B | 40.56B | 14.99B | 19.02B | 19.57B | 38.96B | 17.82B | 18.55B | 18.87B | 47.74B | 24.00B | 22.81B | 23.03B | 33.51B | 21.95B | 18.87B | 17.90B | 36.63B | 16.71B | 18.27B | 21.22B | -4.59B | 21.78B | 19.81B | 20.71B | -12.23B | 0.00 | 16.40B | 0.00 | 40.57B | 0.00 | 17.45B | 0.00 | 55.62B |
Lease obligations, current | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Lease obligations, long-term | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.12B | 0.00 | 0.00 | 0.00 | 1.16B | 0.00 | 0.00 | 0.00 | 1.17B | 0.00 | 0.00 | 0.00 | 1.22B | 0.00 | 0.00 | 0.00 | 1.34B | 0.00 | 0.00 | 0.00 | 1.51B | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Total liabilities | 1.15T | 1.11T | 1.09T | 1.00T | 1.04T | 1.04T | 1.03T | 969.24B | 997.24B | 990.41B | 975.73B | 923.40B | 969.10B | 977.72B | 969.91B | 917.41B | 1.01T | 968.02B | 953.85B | 896.63B | 932.37B | 921.04B | 924.89B | 881.62B | 901.25B | 929.51B | 889.39B | 844.09B | 867.98B | 859.93B | 851.31B | 835.30B | 195.31B | 855.27B | 188.66B | 795.10B | 119.19B | 811.69B | 141.52B | 794.68B |
Common stock and paid-in capital | 49.98B | 29.00M | 0.00 | 49.70B | 49.45B | 31.00M | 51.68B | 31.00M | 51.29B | 33.00M | 53.12B | 35.00M | 51.72B | 36.00M | 51.68B | 37.00M | 51.29B | 39.00M | 53.48B | 39.00M | 55.44B | 39.00M | 55.04B | 525.00M | 17.13B | 39.00M | 17.13B | 39.00M | 17.12B | 39.00M | 17.12B | 17.09B | 39.00M | 39.00M | 39.00M | 17.05B | 0.00 | 39.00M | 0.00 | 39.00M |
Retained earnings | 0.00 | 35.16B | 0.00 | 0.00 | 0.00 | 35.13B | 0.00 | 33.85B | 0.00 | 34.54B | 0.00 | 36.85B | 0.00 | 35.25B | 0.00 | 34.94B | 0.00 | 35.89B | 0.00 | 37.32B | 0.00 | 37.22B | 0.00 | 28.27B | 37.70B | 33.58B | 36.52B | 32.66B | 34.93B | 31.30B | 34.64B | 33.20B | 31.86B | 29.40B | 32.24B | 31.53B | 30.47B | 27.68B | 30.27B | 26.91B |
Accumulated other comprehensive income | 0.00 | -605.00M | 0.00 | 0.00 | 0.00 | -411.00M | 0.00 | 77.00M | 0.00 | -517.00M | 0.00 | -771.00M | 0.00 | -1.51B | 0.00 | -985.00M | 0.00 | 564.00M | 0.00 | 1.07B | 0.00 | 1.87B | 0.00 | 2.33B | -616.00M | 3.60B | 692.00M | 4.00B | 1.47B | 4.19B | 1.05B | 656.00M | 57.00M | 3.52B | 845.00M | 1.85B | 2.26B | 4.97B | 3.45B | 5.91B |
Shareholders' equityWhat is a balance sheet? The balance sheet lists what a company owns (assets), what it owes (liabilities) and what is left for its shareholders (equity) on one date. | 49.98B | 50.25B | 50.87B | 49.70B | 49.45B | 49.12B | 51.68B | 50.31B | 51.29B | 50.15B | 53.12B | 51.24B | 51.72B | 50.74B | 51.68B | 49.91B | 51.29B | 51.63B | 53.48B | 53.92B | 55.44B | 56.22B | 55.04B | 47.67B | 54.21B | 54.31B | 54.34B | 53.77B | 53.51B | 52.60B | 52.79B | 50.93B | 49.00B | 49.99B | 50.16B | 50.41B | 49.77B | 49.69B | 50.74B | 49.79B |
Minority interest | 1.08B | 1.14B | 1.19B | 1.26B | 1.12B | 1.03B | 1.12B | 995.00M | 941.00M | 816.00M | 1.01B | 944.00M | 816.00M | 721.00M | 595.00M | 504.00M | 378.00M | 413.00M | 601.00M | 736.00M | 945.00M | 987.00M | 941.00M | 1.02B | 1.03B | 1.02B | 956.00M | 893.00M | 899.00M | 862.00M | 835.00M | 803.00M | 740.00M | 734.00M | 735.00M | 715.00M | 682.00M | 674.00M | 655.00M | 606.00M |
| 228.12B | 185.08B | 182.90B | 169.33B | 170.48B | 167.58B | 168.32B | 171.33B | 168.43B | 157.11B | 161.27B | 150.00B | 141.98B | 135.89B | 124.95B | 119.50B | 106.38B | 108.60B | 115.50B | 116.01B | 108.23B | 172.13B | 104.53B | 78.95B | 112.37B | 137.84B | 141.45B | 135.12B | 135.93B | 133.13B | 135.70B | 133.48B | 195.31B | 132.32B | 188.66B | 112.05B | 119.19B | 115.31B | 141.52B | 131.75B | |
Net cash | -157.17B | 4.02B | 6.88B | -63.02B | -35.73B | -43.65B | -28.32B | -56.59B | -23.89B | -15.02B | -18.43B | 7.63B | 80.89B | 77.24B | 84.23B | 34.06B | 130.50B | 108.11B | 100.49B | 46.13B | 105.41B | 31.98B | 91.40B | 85.98B | 87.37B | 72.57B | 20.52B | -23.61B | 9.78B | 2.58B | -4.16B | -30.60B | -155.02B | -1.60B | -155.78B | -52.09B | -98.52B | 110.97B | -101.05B | -74.90B |
Working capital | 70.95B | -718.35B | -695.50B | -712.77B | -719.77B | -725.57B | -701.59B | -640.92B | -669.28B | -671.58B | -652.06B | -575.35B | -586.43B | -609.65B | -616.92B | -595.07B | -639.90B | -618.52B | -599.33B | -583.00B | -588.56B | -524.65B | -606.53B | -572.51B | -572.44B | -561.74B | -564.75B | -615.73B | -564.57B | -570.18B | -563.37B | -600.91B | 40.29B | -574.58B | 32.88B | -566.56B | 20.67B | -445.89B | 40.47B | -542.66B |
Book value per share | 17.52 | 17.38 | 17.60 | 17.04 | 16.70 | 15.87 | 16.69 | 16.07 | 16.03 | 15.31 | 16.16 | 15.32 | 14.54 | 14.07 | 14.28 | 13.79 | 13.77 | 13.72 | 14.21 | 14.28 | 14.20 | 14.40 | 14.10 | 12.22 | 13.90 | 13.78 | 13.93 | 14.05 | 13.94 | 13.70 | 13.68 | 13.20 | 12.63 | 12.88 | 13.10 | 12.91 | 12.81 | 12.74 | 13.08 | 12.84 |
Tangible book value | 48.17B | 48.51B | 49.32B | 48.19B | 47.98B | 47.70B | 50.30B | 48.98B | 50.00B | 48.90B | 51.91B | 50.04B | 50.56B | 49.62B | 50.57B | 48.81B | 50.18B | 50.51B | 52.33B | 52.76B | 54.20B | 54.91B | 53.68B | 46.28B | 52.79B | 52.72B | 52.40B | 51.88B | 51.58B | 50.68B | 50.93B | 49.09B | 47.25B | 48.19B | 48.43B | 48.90B | 48.27B | 48.19B | 49.27B | 48.30B |
Tangible book value per share | 16.89 | 16.78 | 17.06 | 16.53 | 16.21 | 15.41 | 16.25 | 15.65 | 15.62 | 14.93 | 15.79 | 14.96 | 14.21 | 13.76 | 13.98 | 13.49 | 13.47 | 13.42 | 13.90 | 13.97 | 13.88 | 14.07 | 13.75 | 11.87 | 13.54 | 13.38 | 13.44 | 13.56 | 13.43 | 13.20 | 13.20 | 12.73 | 12.18 | 12.42 | 12.65 | 12.53 | 12.43 | 12.36 | 12.70 | 12.46 |
Current ratioWhat is the current ratio? The current ratio is current assets divided by current liabilities: whether what a company will turn into cash within a year covers what it owes within a year. | — | 0.21 | 0.21 | 0.13 | 0.16 | 0.15 | 0.17 | 0.15 | 0.18 | 0.18 | 0.18 | 0.22 | 0.28 | 0.26 | 0.25 | 0.21 | 0.27 | 0.26 | 0.26 | 0.22 | 0.27 | 0.28 | 0.24 | 0.22 | 0.26 | 0.27 | 0.22 | 0.15 | 0.21 | 0.19 | 0.19 | 0.15 | — | 0.19 | — | 0.10 | — | 0.34 | — | 0.11 |
Debt to equityWhat is the debt to equity ratio? Debt to equity is a company's total debt divided by its shareholders' equity: how much it has borrowed for each dollar its owners have in the business. | 4.56 | 3.68 | 3.60 | 3.41 | 3.45 | 3.41 | 3.26 | 3.41 | 3.28 | 3.13 | 3.04 | 2.93 | 2.75 | 2.68 | 2.42 | 2.39 | 2.07 | 2.10 | 2.16 | 2.15 | 1.95 | 3.06 | 1.90 | 1.66 | 2.07 | 2.54 | 2.60 | 2.51 | 2.54 | 2.53 | 2.57 | 2.62 | 3.99 | 2.65 | 3.76 | 2.22 | 2.39 | 2.32 | 2.79 | 2.65 |
Figures in EUR at the end of each period. Net cash is cash and short-term investments less total debt; book value per share is on the diluted share count. The latest column is the most recent quarter.
Common questions about ING Groep's cash and debt
Source: Financial Modeling Prep