Banking interest income
Interest income is a major source of revenue, and higher deposit costs could squeeze it.
HSBC Holdings reports its Q4 FY2026 results on 24 February 2027. Analysts expect earnings per share of 1.62 USD and revenue of 18.19B USD.
In Q3 FY2026, reported on 27 October 2026, HSBC Holdings earned 2.10 USD a share against the 2.13 USD analysts expected (-1.4%), on revenue of 18.68B USD against 18.98B USD (-1.6%).
| Period | Report date | EPS estimate | Reported EPS | Surprise | EPS growth | Revenue estimate | Reported revenue | Surprise | Revenue growth | Next-day move |
|---|---|---|---|---|---|---|---|---|---|---|
| Q4 FY2026 | 1.62 | — | — | -12.43% | 18.19B | — | — | +2.75% | — | |
| Q3 FY2026 | 2.13 | 2.10 | -1.41% | +16.67% | 18.98B | 18.68B | -1.60% | -44.21% | +0.5% | |
| Q2 FY2026 | 2.24 | 2.25 | +0.45% | +15.38% | 18.66B | 19.04B | +2.06% | +32.17% | -1.7% | |
| Q1 FY2026 | 2.18 | 2.00 | -8.26% | +2.56% | 18.60B | 19.13B | +2.83% | -43.50% | +4.6% | |
| Q4 FY2025 | 1.80 | 1.85 | +2.78% | +27.59% | 17.01B | 17.70B | +4.04% | +4.37% | +0.3% | |
| Q3 FY2025 | 1.65 | 1.80 | +9.09% | +5.88% | 16.04B | 33.48B | +108.80% | +97.83% | +4.3% | |
| Q2 FY2025 | 1.62 | 1.95 | +20.37% | +18.18% | 16.44B | 14.41B | -12.38% | -12.78% | -5.5% | |
| Q1 FY2025 | 1.60 | 1.95 | +21.87% | +14.71% | 16.63B | 33.85B | +103.53% | +95.82% | +2.0% | |
| Q4 FY2024 | 1.41 | 1.45 | +2.84% | +154.39% | 16.60B | 16.96B | +2.17% | +30.45% | +0.2% | |
| Q3 FY2024 | 1.50 | 1.70 | +13.33% | +17.24% | 15.99B | 16.93B | +5.82% | +7.36% | +5.4% | |
| Q2 FY2024 | 1.61 | 1.65 | +2.48% | -2.94% | 16.11B | 16.52B | +2.53% | -17.52% | +3.7% | |
| Q1 FY2024 | 1.61 | 1.70 | +5.59% | -34.62% | 17.57B | 17.29B | -1.59% | +4.58% | +3.3% | |
| Q4 FY2023 | 0.90 | 0.57 | -36.67% | -50.43% | 15.42B | 13.00B | -15.68% | -38.36% | -8.9% | |
| Q3 FY2023 | 1.52 | 1.45 | -4.61% | +202.08% | 16.47B | 15.77B | -4.30% | +56.20% | +0.9% | |
| Q2 FY2023 | 1.50 | 1.70 | +13.33% | +25.93% | 15.85B | 20.03B | +26.34% | +33.29% | -3.6% | |
| Q1 FY2023 | 1.75 | 2.60 | +48.57% | +271.43% | 16.34B | 16.53B | +1.16% | +8.12% | +3.5% | |
| Q4 FY2022 | 1.17 | 1.15 | -1.71% | +155.56% | 14.51B | 21.09B | +45.36% | +74.42% | -2.0% | |
| Q3 FY2022 | 1.08 | 0.48 | -55.56% | -43.53% | 12.99B | 10.09B | -22.28% | -31.08% | +0.8% | |
| Q2 FY2022 | 0.97 | 1.35 | +39.18% | +58.82% | 12.65B | 15.03B | +18.77% | -9.48% | -2.9% | |
| Q1 FY2022 | 0.77 | 0.70 | -9.09% | -26.32% | 12.59B | 15.29B | +21.43% | -9.16% | +2.0% | |
| Q4 FY2021 | 0.68 | 0.45 | -33.33% | +200.00% | 11.98B | 12.09B | +0.95% | -24.12% | -0.3% | |
| Q3 FY2021 | — | 0.85 | — | +142.86% | — | 14.65B | — | -7.45% | +0.7% | |
| Q2 FY2021 | 0.90 | 0.85 | -5.56% | +1,600.00% | 13.19B | 16.60B | +25.90% | -2.90% | +1.5% | |
| Q1 FY2021 | 0.75 | 0.95 | +26.67% | +111.11% | — | 16.83B | — | +19.98% | +0.4% | |
| Q4 FY2020 | — | 0.15 | — | -75.00% | — | 15.94B | — | +0.69% | +1.7% | |
| Q3 FY2020 | 0.60 | 0.35 | -41.67% | -53.33% | — | 15.82B | — | -6.93% | -4.6% | |
| Q2 FY2020 | 0.45 | 0.05 | -88.89% | -95.24% | — | 17.10B | — | -1.92% | +1.4% | |
| Q1 FY2020 | — | 0.45 | — | -58.33% | — | 14.03B | — | -28.50% | +2.7% | |
| Q4 FY2019 | 0.85 | 0.60 | -29.41% | +50.00% | — | 15.83B | — | +12.20% | +1.1% | |
| Q3 FY2019 | 1.15 | 0.75 | -34.78% | -21.05% | — | 17.00B | — | +2.44% | -0.3% | |
| Q2 FY2019 | 1.15 | 1.05 | -8.70% | 0.00% | — | 17.43B | — | +4.07% | +0.9% | |
| Q1 FY2019 | — | 1.08 | — | +44.00% | — | 19.62B | — | +18.56% | -2.1% | |
| Q4 FY2018 | 0.95 | 0.40 | -57.89% | — | — | 14.11B | — | -7.11% | +1.5% | |
| Q3 FY2018 | — | 0.95 | — | +26.67% | — | 16.60B | — | +1.67% | +1.2% | |
| Q2 FY2018 | — | 1.05 | — | +10.53% | — | 16.75B | — | +5.43% | +0.8% | |
| Q1 FY2018 | — | 0.75 | — | -6.25% | — | 16.55B | — | -0.84% | -0.4% | |
| Q4 FY2017 | — | -0.08 | — | — | — | 15.19B | — | +66.71% | +0.3% | |
| Q3 FY2017 | 0.95 | 0.75 | -21.05% | — | — | 16.32B | — | +26.96% | +0.1% | |
| Q2 FY2017 | — | 0.95 | — | +58.33% | — | 15.89B | — | -11.32% | +1.4% | |
| Q1 FY2017 | — | 0.80 | — | -20.00% | — | 16.69B | — | -6.95% | -0.3% | |
| Q4 FY2016 | — | -0.51 | — | — | — | 9.11B | — | -39.23% | -0.9% | |
| Q3 FY2016 | — | -0.24 | — | -119.20% | — | 12.86B | — | -21.28% | -0.3% | |
| Q2 FY2016 | — | 0.60 | — | -45.45% | — | 17.91B | — | -16.64% | +1.6% | |
| Q1 FY2016 | — | 1.00 | — | -23.08% | — | 17.93B | — | -9.16% | -2.3% | |
| Q4 FY2015 | — | -0.40 | — | -500.00% | — | 14.99B | — | +4.78% | -1.6% | |
| Q3 FY2015 | — | 1.25 | — | +8.70% | — | 16.33B | — | -14.20% | -0.1% | |
| Q2 FY2015 | — | 1.10 | — | -4.35% | — | 21.49B | — | +11.85% | +0.3% | |
| Q1 FY2015 | — | 1.30 | — | -3.70% | — | 19.74B | — | +2.68% | +1.4% | |
| Q4 FY2014 | — | 0.10 | — | -28.57% | — | 14.31B | — | -23.17% | +0.8% | |
| Q3 FY2014 | — | 1.15 | — | — | — | 19.04B | — | — | +0.1% | |
| Q2 FY2014 | — | 1.15 | — | +475.00% | — | 19.21B | — | +3.10% | -0.7% | |
| Q1 FY2014 | — | 1.35 | — | — | — | 19.23B | — | — | -1.0% | |
| Q4 FY2013 | — | 0.70 | — | +337.50% | — | 19.19B | — | +10.20% | -1.2% | |
| Q4 FY2013 | — | 0.14 | — | -12.50% | — | 18.62B | — | +6.90% | -1.0% | |
| Q2 FY2013 | — | 0.20 | — | -36.31% | — | 18.64B | — | -4.05% | +1.6% | |
| Q4 FY2012 | — | 0.29 | — | +142.25% | — | 21.97B | — | +11.81% | -0.5% | |
| Q4 FY2012 | — | 0.16 | — | +33.33% | — | 17.42B | — | -11.35% | +2.3% | |
| Q3 FY2012 | — | 0.13 | — | -53.55% | — | 18.24B | — | -15.17% | +1.7% | |
| Q2 FY2012 | — | 0.31 | — | +15.70% | — | 19.42B | — | -11.18% | +1.8% | |
| Q4 FY2011 | — | 0.11 | — | -25.27% | — | 20.44B | — | -0.82% | +0.7% | |
| Q4 FY2011 | — | 0.12 | — | -20.00% | — | 19.65B | — | -4.66% | +3.0% | |
| Q3 FY2011 | — | 0.28 | — | — | — | 21.50B | — | — | -2.7% | |
| Q2 FY2011 | — | 0.27 | — | +22.53% | — | 21.87B | — | +1.41% | +1.8% | |
| Q4 FY2010 | — | 0.22 | — | +184.69% | — | 20.44B | — | -73.19% | +1.4% | |
| Q4 FY2010 | — | 0.15 | — | +91.84% | — | 20.61B | — | -72.97% | +1.2% | |
| Q2 FY2010 | — | 0.22 | — | — | — | 21.56B | — | — | +0.7% | |
| Q4 FY2009 | — | 0.14 | — | — | — | 21.00B | — | — | +1.9% | |
| Q4 FY2009 | — | 0.08 | — | — | — | 76.24B | — | — | +2.2% | |
| Q4 FY2009 | — | 0.08 | — | — | — | 76.24B | — | — | +2.2% | |
| Q4 FY2008 | — | -0.05 | — | -124.21% | — | — | — | — | +1.8% | |
| Q3 FY2008 | — | -0.05 | — | -124.21% | — | — | — | — | +2.1% | |
| Q2 FY2008 | — | 0.21 | — | -29.13% | — | — | — | — | -1.3% | |
| Q4 FY2007 | — | 0.21 | — | +23.14% | — | — | — | — | +4.3% | |
| Q4 FY2007 | — | 0.22 | — | +31.35% | — | — | — | — | -1.5% | |
| Q3 FY2007 | — | 0.22 | — | -2.34% | — | — | — | — | +0.8% | |
| Q2 FY2007 | — | 0.29 | — | +24.88% | — | 21.36B | — | — | +0.6% | |
| Q4 FY2006 | — | 0.29 | — | +45.61% | — | — | — | — | +0.2% | |
| Q4 FY2006 | — | 0.17 | — | -16.20% | — | — | — | — | +1.4% | |
| Q3 FY2006 | — | 0.23 | — | +12.66% | — | — | — | — | +0.0% | |
| Q2 FY2006 | — | 0.23 | — | +14.88% | — | — | — | — | -0.4% | |
| Q4 FY2005 | — | 0.23 | — | +58.86% | — | — | — | — | +0.9% | |
| Q4 FY2005 | — | 0.20 | — | +36.18% | — | — | — | — | +1.5% | |
| Q3 FY2005 | — | 0.20 | — | +36.25% | — | — | — | — | 0.0% | |
| Q2 FY2005 | — | 0.20 | — | +0.84% | — | 15.05B | — | — | +0.1% | |
| Q4 FY2004 | — | 0.21 | — | +70.98% | — | — | — | — | -1.0% | |
| Q4 FY2004 | — | 0.15 | — | +17.75% | — | — | — | — | -0.5% | |
| Q3 FY2004 | — | 0.15 | — | +17.75% | — | — | — | — | +0.9% | |
| Q2 FY2004 | — | 0.20 | — | +73.75% | — | — | — | — | -0.8% | |
| Q4 FY2003 | — | 0.17 | — | +114.53% | — | — | — | — | +1.2% | |
| Q4 FY2003 | — | 0.13 | — | +57.78% | — | — | — | — | +0.6% | |
| Q3 FY2003 | — | 0.13 | — | +57.68% | — | — | — | — | +3.0% | |
| Q2 FY2003 | — | 0.12 | — | +30.68% | — | — | — | — | -0.8% | |
| Q4 FY2002 | — | 0.11 | — | +136.62% | — | — | — | — | +2.0% | |
| Q4 FY2002 | — | 0.08 | — | +70.41% | — | — | — | — | +2.0% | |
| Q3 FY2002 | — | 0.08 | — | +70.51% | — | — | — | — | +3.2% | |
| Q2 FY2002 | — | 0.09 | — | -6.29% | — | — | — | — | -1.0% | |
| Q4 FY2001 | — | 0.09 | — | -65.99% | — | — | — | — | +0.2% | |
| Q4 FY2001 | — | 0.05 | — | -82.00% | — | — | — | — | +0.2% | |
| Q3 FY2001 | — | 0.05 | — | -44.07% | — | — | — | — | -0.8% | |
| Q2 FY2001 | — | 0.09 | — | +0.43% | — | 6.79B | — | — | +1.4% | |
| Q4 FY2000 | — | 0.14 | — | -44.57% | — | — | — | — | +0.3% | |
| Q4 FY2000 | — | 0.26 | — | +2.78% | — | — | — | — | -3.3% | |
| Q3 FY2000 | — | 0.08 | — | +14.36% | — | — | — | — | -0.8% | |
| Q2 FY2000 | — | 0.09 | — | +30.84% | — | — | — | — | +1.0% | |
| Q4 FY1999 | — | 0.09 | — | +30.88% | — | — | — | — | -5.4% | |
| Q4 FY1999 | — | 0.25 | — | +248.29% | — | — | — | — | -1.0% | |
| Q3 FY1999 | — | 0.07 | — | — | — | — | — | — | -0.4% | |
| Q2 FY1999 | — | 0.07 | — | — | — | 5.31B | — | — | — | |
| Q4 FY1998 | — | 0.07 | — | — | — | — | — | — | — |
| Period | EPS estimate | Reported EPS | Surprise | EPS growth | Revenue estimate | Reported revenue | Surprise | Revenue growth |
|---|---|---|---|---|---|---|---|---|
| FY2025 | 7.27 | 7.55 | +3.84% | +16.15% | 69.06B | 99.44B | +44.00% | +46.91% |
| FY2024 | 6.43 | 6.50 | +1.08% | +2.85% | 66.30B | 67.69B | +2.11% | +3.62% |
| FY2023 | 6.45 | 6.32 | -1.96% | +71.74% | 66.18B | 65.33B | -1.28% | +6.22% |
| FY2022 | 3.94 | 3.68 | -6.68% | +18.71% | 53.07B | 61.50B | +15.88% | +2.21% |
The move is the shares' change on the trading day after the report: after a report after the close, the next day's close on the report day's; before the open, the report day's close on the day before's. Surprise is the reported figure against the analysts' average estimate.
From the last earnings call, the company's guidance and analysts' previews, and checked against the report when it comes.
Interest income is a major source of revenue, and higher deposit costs could squeeze it.
On average, analysts' EPS estimate was 10.4% off the result, either way, and their revenue estimate 21.9%, over the last 12 quarters.
See also:EPS,Income statement
Source: Financial Modeling Prep
We value your privacy
We use cookies to enhance your experience and analyze site traffic. By continuing, you agree to our use of cookies. Privacy Policy