75/100BCincinnati Financial stock forecast 2026–2030What is an analyst price target? A price target is the price an analyst expects a stock to reach in 12 months. Arincen shows the average, high and low targets and the upside to the average.
Analysts' average 12-month price target for Cincinnati Financial is 198.00, 3.3% above the current price of 191.75. Their targets range from 197.00 to 200.00.
Of the 4 firms that rated Cincinnati Financial in the past 12 months, 1 rate it buy or strong buy, 3 hold and 0 sell or strong sell (each firm at its latest rating): a Hold consensus.
Analysts' 1-year price targets range from 197.00 to 200.00, with an average of 198.00.
| Buy | 1 | |
| Hold | 3 | |
| Sell | 0 |
12-month price target
| Highest target | 200.00 |
| Average target | 198.00 |
| Lowest target | 197.00 |
| Current price | 191.75 |
Cincinnati Financial price target historyWhat is an analyst price target? A price target is the price an analyst expects a stock to reach in 12 months. Arincen shows the average, high and low targets and the upside to the average.
Have analysts recently raised or lowered their Cincinnati Financial price target and rating?
How analysts rate Cincinnati Financial, month by monthWhat is the analyst rating? The analyst rating sums up what the analysts covering a stock recommend, from strong buy to strong sell, by the share of them rating it a buy.
1 of 4 firms rate it buy now, against 4 of 5 in December 2025.
Each month: every firm at its latest rating from the 12 months before. Strong buys count as buys, strong sells as sells.
Cincinnati Financial analyst upgrades, downgrades and price targets
The latest rating change came on 30 July 2026, when B of A Securities downgraded Cincinnati Financial from Buy to Neutral. The most recent new target came from Roth Capital on 28 July 2026: 200.00.
| Date | Firm | Rating | Price target | Change | Price then |
|---|---|---|---|---|---|
| 30 Jul 2026 | B of A Securities | Downgraded · Buy → Neutral | — | — | — |
| 28 Jul 2026 | Roth Capital | Reiterated · Buy | 190.00 → 200.00 | +5.3% | 184.23 |
| 15 Jul 2026 | Atlantic Equities | — | 197.00 | — | 176.00 |
| 15 Jul 2026 | Piper Sandler Paul Newsome | Reiterated · Neutral | 175.00 → 197.00 | +12.6% | 180.03 |
| 8 Jul 2026 | Keefe, Bruyette & Woods | Downgraded · Outperform → Market Perform | — | — | — |
| 26 May 2026 | Piper Sandler Paul Newsome | Reiterated · Neutral | 157.00 → 175.00 | +11.5% | 168.10 |
| 28 Apr 2026 | Roth Capital | Reiterated · Buy | 175.00 → 190.00 | +8.6% | 165.64 |
| 22 Dec 2025 | Piper Sandler | Reiterated · Neutral | 157.00 | — | 167.29 |
Cincinnati Financial EPS and revenue estimatesWhat are estimate revisions? Estimate revisions are the changes analysts make to their EPS and revenue forecasts for the years ahead. They show whether expectations are rising or falling.
Analysts expect Cincinnati Financial's EPS to fall 14.2% a year until 2028.
Analysts expect Cincinnati Financial's revenue to fall 3.8% a year until 2028. Over the last 5 years it grew 10.9% a year, and over the last 3 years it grew 24.4%.
Revenue
EPS
Does Cincinnati Financial beat earnings estimates?What is an earnings surprise? An earnings surprise is how far a company's reported EPS or revenue came above or below the analysts' average estimate, in percent.
On average, analysts' EPS estimate was 28.5% off the result, either way, and their revenue estimate 20.5%, over the last 12 quarters.
- EPS beats
- 98 / 136
- Revenue beats
- 105 / 120
- Average EPS surprise, last 12What is an earnings surprise? An earnings surprise is how far a company's reported EPS or revenue came above or below the analysts' average estimate, in percent.
- +24.3%
- Since
- February 1993
| Quarter | Report date | EPS estimate | Reported EPS | Surprise | Revenue estimate | Reported revenue | Surprise |
|---|---|---|---|---|---|---|---|
| Q3 FY2026 | 26 Oct 2026 | 2.05 | 2.86 | +39.5% | 2.64B | 3.05B | +15.4% |
| Q2 FY2026 | 27 Jul 2026 | 1.84 | 1.43 | -22.3% | 2.71B | 2.64B | -2.8% |
| Q1 FY2026 | 27 Apr 2026 | 1.95 | 2.10 | +7.7% | 2.61B | 2.60B | -0.1% |
| Q4 FY2025 | 9 Feb 2026 | 2.90 | 3.37 | +16.2% | 2.55B | 2.59B | +1.5% |
| Q3 FY2025 | 27 Oct 2025 | 2.14 | 2.85 | +33.2% | 2.55B | 3.73B | +46.0% |
| Q2 FY2025 | 28 Jul 2025 | 1.41 | 1.97 | +39.7% | 2.53B | 3.25B | +28.5% |
| Q1 FY2025 | 28 Apr 2025 | -0.62 | -0.24 | +61.3% | 2.40B | 2.57B | +6.7% |
| Q4 FY2024 | 10 Feb 2025 | 1.90 | 3.14 | +65.3% | 2.33B | 2.54B | +9.1% |
| Q3 FY2024 | 24 Oct 2024 | 1.46 | 1.42 | -2.7% | 2.25B | 3.32B | +47.3% |
| Q2 FY2024 | 25 Jul 2024 | 0.96 | 1.29 | +34.2% | 2.21B | 2.54B | +15.1% |
| Q1 FY2024 | 25 Apr 2024 | 1.69 | 1.72 | +1.8% | 2.13B | 2.94B | +38.1% |
| Q4 FY2023 | 6 Feb 2024 | 1.93 | 2.28 | +18.1% | 2.47B | 3.36B | +35.7% |
Cincinnati Financial stock price 2026–2030: scenariosHow are the stock price scenarios calculated? Bear, base and bull prices for the years ahead: the analysts' EPS estimates times the lowest, average and highest P/E of the stock today and at its last five year ends, or of its peers.
If Cincinnati Financial's earnings keep growing at the 6.4% a year analysts expect to FY2028, it would earn about 10.84 a share in FY2030. At the P/E it has traded at over the last five years (6.2 to 11.2) that is 67.48 to 121.61 a share, or 101.52 at its average P/E of 9.4. This is arithmetic on the analysts' estimates, not a prediction.
| Fiscal year | EPS | Bear | Base | Bull |
|---|---|---|---|---|
| FY2026 | 9.27 | 57.69 | 86.79 | 103.97 |
| FY2027 | 9.16 | 57.04 | 85.82 | 102.80 |
| FY2028 | 9.58 | 59.61 | 89.69 | 107.43 |
| FY2029 (extrapolated) | 10.19 | 63.42 | 95.42 | 114.30 |
| FY2030 (extrapolated) | 10.84 | 67.48 | 101.52 | 121.61 |
Each year's EPS is the analysts' consensus to FY2028; the years after grow 6.4% a year (the analysts' growth, at most 15%). Bear, base and bull apply the lowest, average and highest P/E of today and the last five fiscal year ends, leaving out any above 60, the mark of a year of collapsed earnings (6.2, 9.4, 11.2).
Is Cincinnati Financial stock undervalued or overvalued?How does Arincen work out a stock's fair value? Fair value is our estimate of a share's price at the P/E the company usually trades at, with a low to high range around it.
Cincinnati Financial's P/E of 11.2 is around the middle of its 5-year range (6.5 to 886.8, median 10.6). It is in line with its own history. Fair value is not a reliable guide for Cincinnati Financial: it made a loss in FY2022, so its usual P/E says little about what it is worth. Its forward P/E, on the consensus for FY2026, is 20.7.
- Price to earnings ratio (TTM)What is the P/E ratio? The P/E ratio divides a share's price by its earnings per share over the last year: what you pay for each dollar of profit.
- 11.22
- Five-year median P/EWhat is the P/E ratio? The P/E ratio divides a share's price by its earnings per share over the last year: what you pay for each dollar of profit.
- 10.64
- Five-year P/E range
- 6.5 – 886.8
- Forward P/E (FY2026)What is the forward P/E ratio? Forward P/E divides a share's price by the earnings per share analysts expect in the coming year, rather than last year's actual earnings.
- 20.69
- PEG ratioWhat is the PEG ratio? The PEG ratio divides the P/E by the yearly earnings growth analysts expect, to show how much you pay for each point of growth.
- 1.75
- To the average targetWhat is an analyst price target? A price target is the price an analyst expects a stock to reach in 12 months. Arincen shows the average, high and low targets and the upside to the average.
- +3.3%
Most undervalued US stocksHow does Arincen work out a stock's fair value? Fair value is our estimate of a share's price at the P/E the company usually trades at, with a low to high range around it.
| Stock | Price | Fair value | Upside |
|---|---|---|---|
| 235.690 | 464.49205Price 235.69627 | +97.1% | |
| 28.860 | 56.2634Price 28.8696 | +94.9% | |
| 199.110 | 384.58163Price 199.112,644 | +93.1% | |
| 123.990 | 237.24178Price 123.99297 | +91.3% | |
| 157.820 | 297.58169Price 157.82471 | +88.6% | |
| 162.670 | 305.52160Price 162.67396 | +87.8% | |
| 216.610 | 405.38304Price 216.61507 | +87.1% |
Furthest below the fair value on each stock's page, updated every day.