BNS

Bank of Nova Scotia
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BNS

Arincen40/100B

Bank of Nova Scotia income statement 1995–2026

71.51B CAD over the last twelve months, and 73.18B CAD in fiscal year 2025.

Revenue Operating income Net income

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Fiscal year
TTM
31 Jul 2026
FY2025
31 Oct 2025
FY2024
31 Oct 2024
FY2023
31 Oct 2023
FY2022
31 Oct 2022
FY2021
31 Oct 2021
FY2020
31 Oct 2020
FY2019
31 Oct 2019
FY2018
31 Oct 2018
FY2017
31 Oct 2017
FY2016
31 Oct 2016
Revenue
71.51B73.18B76.02B31.79B46.95B38.94B31.29B30.24B28.22B26.75B25.94B
Revenue growth
-3.18%-3.74%+139.16%-32.30%+20.58%+24.43%+3.49%+7.16%+5.49%+3.13%+9.69%
Cost of revenue
36.70B40.79B46.46B0.0016.83B9.83B0.000.000.000.000.00
Gross profit
34.81B32.38B29.56B31.79B30.13B29.11B31.29B30.24B28.22B26.75B25.94B
Gross margin
48.67%44.25%38.89%100.00%64.17%74.75%100.00%100.00%100.00%100.00%100.00%
Selling, general and administrative
12.33B11.50B10.47B10.17B9.32B8.95B9.07B9.07B8.04B7.96B7.64B
Operating expenses
21.44B21.87B19.64B31.79B17.20B16.28B-22.97B-19.37B-5.41B-7.82B-8.87B
13.41B10.51B9.92B8.69B12.93B12.83B8.32B10.86B22.81B18.93B17.06B
Operating income growth
+36.15%+5.89%+14.20%-32.80%+0.83%+54.14%-23.39%-52.37%+20.48%+10.94%+6.23%
Operating margin
18.75%14.36%13.05%27.34%27.54%32.94%26.59%35.92%80.83%70.77%65.79%
Interest income
54.68B57.60B61.66B56.82B33.56B24.99B29.71B32.78B28.07B23.93B22.21B
Interest expense
32.12B36.08B42.41B38.54B15.44B8.03B12.39B15.61B11.88B8.89B7.92B
Other non-operating income
-712.79M-433.75M0.001.06B0.000.00-2.76B-2.46B-2.37B-2.36B-2.93B
Pretax income
13.18B10.51B9.92B9.75B12.93B12.83B8.40B11.27B11.11B10.28B9.40B
Income tax
3.28B2.75B2.03B2.23B2.76B2.87B1.54B2.47B2.38B2.03B2.03B
Effective tax rate
24.92%26.18%20.48%22.82%21.33%22.38%18.38%21.93%21.45%19.78%21.60%
10.01B7.79B7.76B7.41B9.92B9.62B6.78B8.39B8.55B8.01B7.12B
Net income growth
+38.80%+0.40%+4.70%-25.27%+3.03%+41.99%-19.21%-1.85%+6.78%+12.48%+1.47%
Net margin
14.00%10.64%10.20%23.31%21.12%24.72%21.66%27.75%30.29%29.93%27.44%
Basic shares
1.15B1.24B1.23B1.20B1.20B1.21B1.21B1.22B1.21B1.20B1.20B
Diluted shares
1.15B1.25B1.23B1.20B1.21B1.23B1.24B1.25B1.23B1.22B1.23B
Change in diluted shares
-7.68%+1.06%+2.33%-0.33%-1.39%-1.45%-0.64%+1.79%+0.49%-0.24%-0.49%
EPS (basic)
7.725.695.945.848.057.745.436.727.056.555.80
EPS (diluted)
7.685.695.865.818.027.705.306.676.966.495.77
EPS growth
+47.69%-2.90%+0.86%-27.56%+4.16%+45.28%-20.54%-4.17%+7.24%+12.48%+1.76%
Dividends per share
3.183.083.143.103.132.862.672.622.542.332.18
Dividend growth
+3.50%-2.05%+1.38%-1.05%+9.29%+7.41%+1.83%+3.00%+9.01%+7.07%-1.90%
EBITDA
14.78B12.11B11.68B11.49B14.46B14.34B9.70B11.67B11.40B10.63B10.10B
EBITDA margin
20.67%16.55%15.37%36.15%30.80%36.82%31.00%38.61%40.38%39.74%38.93%
EBIT
13.18B10.51B9.92B-1.82B12.93B12.83B8.15B10.62B10.55B9.87B9.41B

Figures in CAD. Shares and EPS are adjusted for stock splits. Quarterly growth is on the same quarter a year before; TTM is the last four quarters.

Common questions about Bank of Nova Scotia's income statement

Source: Financial Modeling Prep