67/100B361.14
USD
5.69
(1.60%)
Market Open
Last updated: · Delayed 15 min
Fair value497.38Plus-27%373Price 361.14622
Q3 FY2026 results
EPS7.06-2.6%Revenue1.93B+1.0%
Q3 FY2026 results
EPS7.06Missed -2.6%(est. 7.25)Revenue1.93BBeat +1.0%(est. 1.92B)
Credicorp operating income 1997–2026What are gross, operating and net profit margins? A profit margin is the share of revenue kept as profit: gross margin after the cost of sales, operating margin after running costs, net margin after all costs.
Credicorp's operating income in Q2 FY2026, the three months to 30 June 2026, was 2.82B PEN, up 10.0% on the same quarter a year before. Credicorp's operating income over the last twelve months was 10.78B PEN, up 20.5% on the twelve months before. In fiscal year 2025 it was 9.95B PEN, up 27.1% on the year before.
Last updated 10 Nov 2026 · Next report 11 Feb 2027
Operating income
Operating income · +8.6% a year over 10 yearsOperating margin
Growth
| Fiscal year | Period ending | Operating income | Growth | Operating margin | Gross profit | Gross margin | EBITDA |
|---|---|---|---|---|---|---|---|
| TTM | 30 Jun 2026 | 10.78B | +20.50% | 36.62% | 22.59B | 76.74% | 11.23B |
| FY2025 | 31 Dec 2025 | 9.95B | +27.13% | 34.40% | 21.31B | 73.71% | 10.85B |
| FY2024 | 31 Dec 2024 | 7.82B | +14.25% | 28.98% | 17.33B | 64.20% | 8.55B |
| FY2023 | 31 Dec 2023 | 6.85B | -0.32% | 26.99% | 15.72B | 61.95% | 7.52B |
| FY2022 | 31 Dec 2022 | 6.87B | +28.84% | 33.31% | 14.76B | 71.55% | 7.51B |
| FY2021 | 31 Dec 2021 | 5.33B | +2,279.01% | 27.75% | 15.36B | 79.93% | 6.02B |
| FY2020 | 31 Dec 2020 | 224.16M | -96.25% | 1.23% | 9.07B | 49.80% | 901.09M |
| FY2019 | 31 Dec 2019 | 5.98B | +6.85% | 33.30% | 12.76B | 71.09% | 6.60B |
| FY2018 | 31 Dec 2018 | 5.59B | +0.31% | 33.71% | 11.93B | 71.90% | 6.03B |
| FY2017 | 31 Dec 2017 | 5.57B | +13.97% | 34.04% | 11.57B | 70.64% | 6.00B |
| FY2016 | 31 Dec 2016 | 4.89B | +12.17% | 31.83% | 10.63B | 69.15% | 5.30B |
| FY2015 | 31 Dec 2015 | 4.36B | +28.65% | 30.23% | 9.98B | 69.21% | 4.76B |
| FY2014 | 31 Dec 2014 | 3.39B | +45.30% | 26.88% | 8.68B | 68.85% | 3.82B |
| FY2013 | 31 Dec 2013 | 2.33B | -16.52% | 22.05% | 7.23B | 68.31% | 2.66B |
| FY2012 | 31 Dec 2012 | 2.79B | +13.71% | 29.31% | 6.71B | 70.35% | 3.08B |
| FY2011 | 31 Dec 2011 | 2.46B | +8.57% | 33.04% | 5.47B | 73.57% | 2.70B |
| FY2010 | 31 Dec 2010 | 2.26B | +23.66% | 32.66% | 5.24B | 75.64% | 2.50B |
| FY2009 | 31 Dec 2009 | 1.83B | +17.35% | 25.66% | 5.44B | 76.24% | 2.04B |
| FY2008 | 31 Dec 2008 | 1.56B | +18.23% | 20.95% | 5.53B | 74.24% | 1.74B |
| FY2007 | 31 Dec 2007 | 1.32B | +37.68% | 26.71% | 3.56B | 72.05% | 1.47B |
| FY2006 | 31 Dec 2006 | 958.24M | +8.95% | 22.60% | 3.39B | 79.87% | 1.11B |
| FY2005 | 31 Dec 2005 | 879.50M | +52.20% | 23.28% | 3.20B | 84.80% | 1.01B |
| FY2004 | 31 Dec 2004 | 577.85M | +38.48% | 17.96% | 2.64B | 82.02% | 730.62M |
| FY2003 | 31 Dec 2003 | 417.28M | +58.21% | 13.18% | 2.37B | 74.81% | 583.37M |
| FY2002 | 31 Dec 2002 | 263.75M | -3.77% | 8.65% | 2.07B | 67.99% | 419.77M |
| FY2001 | 31 Dec 2001 | 274.08M | +183.51% | 7.78% | 2.02B | 57.22% | 434.90M |
| FY2000 | 31 Dec 2000 | 96.68M | -47.25% | 2.50% | 1.90B | 48.99% | 264.35M |
| FY1999 | 31 Dec 1999 | 183.28M | -10.71% | 4.35% | 1.98B | 47.07% | 324.34M |
| FY1998 | 31 Dec 1998 | 205.27M | -53.45% | 5.10% | 1.88B | 46.83% | 334.36M |
| FY1997 | 31 Dec 1997 | 441.00M | — | 22.57% | 1.95B | 100.00% | 1.56B |
| Quarter | Period ending | Operating income | Growth on a year before | Operating margin | Gross profit | Gross margin | EBITDA |
|---|---|---|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | 2.82B | +10.02% | 34.77% | 6.07B | 74.92% | 2.81B |
| Q1 FY2026 | 31 Mar 2026 | 2.91B | +15.66% | 37.66% | 6.01B | 77.66% | 3.15B |
| Q4 FY2025 | 31 Dec 2025 | 2.34B | +33.52% | 28.21% | 6.39B | 76.92% | 2.34B |
| Q3 FY2025 | 30 Sept 2025 | 2.71B | +28.15% | 51.14% | 4.12B | 77.88% | 2.93B |
| Q2 FY2025 | 30 Jun 2025 | 2.56B | +35.76% | 34.53% | 5.54B | 74.63% | 2.77B |
| Q1 FY2025 | 31 Mar 2025 | 2.52B | +21.67% | 36.34% | 5.03B | 72.53% | 2.72B |
| Q4 FY2024 | 31 Dec 2024 | 1.76B | +36.44% | 26.57% | 4.09B | 61.91% | 1.94B |
| Q3 FY2024 | 30 Sept 2024 | 2.11B | +22.81% | 30.72% | 4.60B | 66.93% | 2.29B |
| Q2 FY2024 | 30 Jun 2024 | 1.89B | -2.46% | 27.69% | 4.25B | 62.42% | 2.06B |
| Q1 FY2024 | 31 Mar 2024 | 2.07B | +8.53% | 31.54% | 4.25B | 64.75% | 2.25B |
| Q4 FY2023 | 31 Dec 2023 | 1.29B | -18.17% | 19.93% | 3.59B | 55.58% | 1.46B |
| Q3 FY2023 | 30 Sept 2023 | 1.72B | -10.90% | 26.37% | 4.04B | 61.92% | 1.88B |
| Q2 FY2023 | 30 Jun 2023 | 1.93B | +14.83% | 30.42% | 4.11B | 64.57% | 2.09B |
| Q1 FY2023 | 31 Mar 2023 | 1.91B | +9.29% | 31.63% | 3.98B | 66.00% | 2.07B |
| Q4 FY2022 | 31 Dec 2022 | 1.57B | +0.86% | 20.29% | 5.76B | 74.38% | 1.74B |
| Q3 FY2022 | 30 Sept 2022 | 1.93B | +19.25% | 34.66% | 4.00B | 71.87% | 2.10B |
| Q2 FY2022 | 30 Jun 2022 | 1.68B | +47.69% | 34.73% | 3.64B | 74.97% | 1.85B |
| Q1 FY2022 | 31 Mar 2022 | 1.75B | +72.03% | 38.00% | 3.60B | 78.27% | 1.90B |
| Q4 FY2021 | 31 Dec 2021 | 1.56B | +102.67% | 34.02% | 3.84B | 83.84% | 1.74B |
| Q3 FY2021 | 30 Sept 2021 | 1.62B | +961.82% | 36.55% | 3.66B | 82.74% | 1.79B |
| Q2 FY2021 | 30 Jun 2021 | 1.14B | — | 28.38% | 3.07B | 76.47% | 1.30B |
| Q1 FY2021 | 31 Mar 2021 | 1.01B | +182.72% | 25.36% | 2.75B | 68.76% | 1.18B |
| Q4 FY2020 | 31 Dec 2020 | 769.27M | -44.10% | 18.53% | 2.78B | 67.08% | 927.77M |
| Q3 FY2020 | 30 Sept 2020 | 152.42M | -89.96% | 3.71% | 2.01B | 48.90% | 318.52M |
| Q2 FY2020 | 30 Jun 2020 | -1.06B | -168.81% | -26.86% | 625.85M | 15.92% | -886.85M |
| Q1 FY2020 | 31 Mar 2020 | 358.92M | -76.78% | 8.24% | 2.23B | 51.22% | 532.35M |
| Q4 FY2019 | 31 Dec 2019 | 1.38B | +1.08% | 29.61% | 3.33B | 71.61% | 1.49B |
| Q3 FY2019 | 30 Sept 2019 | 1.52B | +8.93% | 33.03% | 3.25B | 70.64% | 1.70B |
| Q2 FY2019 | 30 Jun 2019 | 1.53B | +10.72% | 34.35% | 3.19B | 71.36% | 1.74B |
| Q1 FY2019 | 31 Mar 2019 | 1.55B | +6.58% | 35.42% | 3.16B | 72.43% | 1.68B |
| Q4 FY2018 | 31 Dec 2018 | 1.36B | -6.64% | 32.56% | 2.93B | 70.09% | 1.45B |
| Q3 FY2018 | 30 Sept 2018 | 1.39B | -13.64% | 33.29% | 3.00B | 71.64% | 1.53B |
| Q2 FY2018 | 30 Jun 2018 | 1.39B | +9.45% | 34.19% | 2.99B | 73.78% | 1.48B |
| Q1 FY2018 | 31 Mar 2018 | 1.45B | +17.38% | 35.43% | 2.98B | 72.70% | 1.57B |
| Q4 FY2017 | 31 Dec 2017 | 1.46B | +19.28% | 33.97% | 3.09B | 71.87% | 1.58B |
| Q3 FY2017 | 30 Sept 2017 | 1.61B | +22.94% | 37.92% | 3.13B | 73.63% | 1.73B |
| Q2 FY2017 | 30 Jun 2017 | 1.27B | +4.74% | 32.01% | 2.78B | 70.15% | 1.38B |
| Q1 FY2017 | 31 Mar 2017 | 1.24B | +7.94% | 31.18% | 2.70B | 68.11% | 1.35B |
| Q4 FY2016 | 31 Dec 2016 | 1.22B | +18.66% | 30.79% | 2.77B | 69.84% | 1.34B |
| Q3 FY2016 | 30 Sept 2016 | 1.31B | +16.33% | 33.61% | 2.80B | 71.72% | 1.43B |
| Q2 FY2016 | 30 Jun 2016 | 1.21B | +14.24% | 31.30% | 2.67B | 69.15% | 1.32B |
| Q1 FY2016 | 31 Mar 2016 | 1.14B | +0.16% | 30.94% | 2.55B | 68.93% | 1.26B |
| Q4 FY2015 | 31 Dec 2015 | 1.03B | +39.03% | 27.03% | 2.61B | 68.59% | 1.10B |
| Q3 FY2015 | 30 Sept 2015 | 1.13B | +20.90% | 31.35% | 2.51B | 69.58% | 1.24B |
| Q2 FY2015 | 30 Jun 2015 | 1.06B | +31.57% | 30.00% | 2.48B | 70.18% | 1.17B |
| Q1 FY2015 | 31 Mar 2015 | 1.14B | +25.55% | 33.01% | 2.37B | 68.40% | 1.25B |
| Q4 FY2014 | 31 Dec 2014 | 741.13M | +22.04% | 22.63% | 2.27B | 69.20% | 870.74M |
| Q3 FY2014 | 30 Sept 2014 | 933.74M | +29.44% | 28.47% | 2.28B | 69.61% | 1.04B |
| Q2 FY2014 | 30 Jun 2014 | 804.62M | +136.52% | 25.53% | 2.13B | 67.69% | 908.56M |
| Q1 FY2014 | 31 Mar 2014 | 910.09M | +36.59% | 31.39% | 2.04B | 70.30% | 1.00B |
| Q4 FY2013 | 31 Dec 2013 | 607.29M | -6.57% | 22.29% | 1.87B | 68.60% | 681.38M |
| Q3 FY2013 | 30 Sept 2013 | 721.39M | -11.27% | 26.75% | 1.82B | 67.57% | 809.77M |
| Q2 FY2013 | 30 Jun 2013 | 340.20M | -46.25% | 14.74% | 1.47B | 63.88% | 425.94M |
| Q1 FY2013 | 31 Mar 2013 | 666.30M | -3.36% | 27.15% | 1.71B | 69.56% | 746.45M |
| Q4 FY2012 | 31 Dec 2012 | 650.00M | +31.69% | 25.74% | 1.80B | 71.44% | 713.30M |
| Q3 FY2012 | 30 Sept 2012 | 813.01M | +23.12% | 32.06% | 1.79B | 70.77% | 886.42M |
| Q2 FY2012 | 30 Jun 2012 | 632.94M | +1.87% | 27.55% | 1.55B | 67.36% | 708.64M |
| Q1 FY2012 | 31 Mar 2012 | 689.49M | +23,368.43% | 32.19% | 1.54B | 71.73% | 766.59M |
| Q4 FY2011 | 31 Dec 2011 | 493.56M | +7.51% | 18.42% | 2.22B | 82.88% | 539.43M |
| Q3 FY2011 | 30 Sept 2011 | 660.32M | +7.42% | 33.74% | 1.45B | 74.21% | 729.53M |
| Q2 FY2011 | 30 Jun 2011 | 621.30M | -4.44% | 34.18% | 1.28B | 70.54% | 687.08M |
| Q1 FY2011 | 31 Mar 2011 | 2.94M | -99.40% | 0.12% | 2.06B | 81.52% | 69.41M |
| Q4 FY2010 | 31 Dec 2010 | 459.07M | +12.89% | 14.98% | 2.50B | 81.58% | 519.45M |
| Q3 FY2010 | 30 Sept 2010 | 614.72M | +24.84% | 35.61% | 1.29B | 74.90% | 674.58M |
| Q2 FY2010 | 30 Jun 2010 | 650.15M | +24.74% | 39.56% | 1.31B | 79.98% | 709.11M |
| Q1 FY2010 | 31 Mar 2010 | 487.14M | -4.27% | 32.19% | 1.14B | 75.55% | 545.35M |
| Q4 FY2009 | 31 Dec 2009 | 406.65M | +40.66% | 23.79% | 1.32B | 76.96% | 458.21M |
| Q3 FY2009 | 30 Sept 2009 | 492.40M | +35.97% | 33.10% | 1.09B | 73.15% | 545.63M |
| Q2 FY2009 | 30 Jun 2009 | 521.21M | +83.08% | 31.76% | 1.14B | 69.72% | 574.79M |
| Q1 FY2009 | 31 Mar 2009 | 508.88M | +18.26% | 30.37% | 1.21B | 72.26% | 563.73M |
| Q4 FY2008 | 31 Dec 2008 | 289.10M | -16.04% | 24.73% | 584.32M | 49.98% | 332.10M |
| Q3 FY2008 | 30 Sept 2008 | 362.15M | +0.41% | 24.29% | 991.58M | 66.52% | 408.26M |
| Q2 FY2008 | 30 Jun 2008 | 284.69M | -18.81% | 16.22% | 1.32B | 75.41% | 324.69M |
| Q1 FY2008 | 31 Mar 2008 | 430.32M | +37.50% | 31.73% | 940.25M | 69.33% | 468.36M |
| Q4 FY2007 | 31 Dec 2007 | 344.32M | +64.37% | 19.11% | 1.32B | 73.53% | 464.32M |
| Q3 FY2007 | 30 Sept 2007 | 360.65M | +51.38% | 25.34% | 1.07B | 75.17% | 360.65M |
| Q2 FY2007 | 30 Jun 2007 | 350.64M | +26.66% | 26.29% | 1.04B | 77.75% | 350.64M |
| Q1 FY2007 | 31 Mar 2007 | 312.95M | +24.85% | 25.56% | 962.35M | 78.60% | 352.95M |
| Q4 FY2006 | 31 Dec 2006 | 209.48M | -2.35% | 18.67% | 888.58M | 79.19% | 267.48M |
| Q3 FY2006 | 30 Sept 2006 | 238.25M | +10.85% | 21.92% | 876.18M | 80.61% | 271.25M |
| Q2 FY2006 | 30 Jun 2006 | 276.85M | +41.71% | 25.19% | 874.30M | 79.56% | 312.85M |
| Q1 FY2006 | 31 Mar 2006 | 250.66M | +15.81% | 23.58% | 852.38M | 80.17% | 288.66M |
| Q4 FY2005 | 31 Dec 2005 | 214.53M | +52.84% | 20.15% | 884.13M | 83.03% | 246.53M |
| Q3 FY2005 | 30 Sept 2005 | 214.92M | +47.09% | 22.41% | 830.25M | 86.58% | 246.92M |
| Q2 FY2005 | 30 Jun 2005 | 195.37M | +34.98% | 22.18% | 730.73M | 82.94% | 226.37M |
| Q1 FY2005 | 31 Mar 2005 | 216.45M | +50.02% | 26.00% | 725.66M | 87.15% | 249.45M |
| Q4 FY2004 | 31 Dec 2004 | 140.37M | +21.49% | 18.63% | 690.49M | 91.64% | 178.37M |
| Q3 FY2004 | 30 Sept 2004 | 146.11M | +6.96% | 16.21% | 726.29M | 80.57% | 188.11M |
| Q2 FY2004 | 30 Jun 2004 | 144.74M | +9.21% | 17.44% | 635.60M | 76.60% | 183.74M |
| Q1 FY2004 | 31 Mar 2004 | 144.29M | +347.28% | 17.44% | 633.62M | 76.60% | 184.29M |
| Q4 FY2003 | 31 Dec 2003 | 115.54M | +88.86% | 17.57% | 566.30M | 86.12% | 156.54M |
| Q3 FY2003 | 30 Sept 2003 | 136.60M | +214.83% | 16.75% | 597.36M | 73.26% | 178.60M |
| Q2 FY2003 | 30 Jun 2003 | 132.53M | +87.94% | 15.75% | 630.90M | 74.96% | 175.53M |
| Q1 FY2003 | 31 Mar 2003 | 32.26M | -60.18% | 3.79% | 580.90M | 68.28% | 73.26M |
| Q4 FY2002 | 31 Dec 2002 | 61.18M | -48.62% | 9.38% | 487.16M | 74.74% | 97.38M |
| Q3 FY2002 | 30 Sept 2002 | 43.39M | -25.17% | 5.68% | 492.35M | 64.46% | 43.39M |
| Q2 FY2002 | 30 Jun 2002 | 70.52M | +23.20% | 8.97% | 524.85M | 66.75% | 70.52M |
| Q1 FY2002 | 31 Mar 2002 | 81.00M | +187.57% | 10.35% | 529.74M | 67.66% | 81.00M |
| Q4 FY2001 | 31 Dec 2001 | 119.07M | +202.44% | 14.51% | 539.95M | 65.78% | 162.07M |
| Q3 FY2001 | 30 Sept 2001 | 57.98M | +245.53% | 6.47% | 517.30M | 57.72% | 97.98M |
| Q2 FY2001 | 30 Jun 2001 | 57.24M | +481.56% | 6.14% | 513.33M | 55.02% | 138.24M |
| Q1 FY2001 | 31 Mar 2001 | 28.17M | -7.05% | 3.00% | 502.12M | 53.56% | 28.17M |
| Q4 FY2000 | 31 Dec 2000 | 39.37M | -74.58% | 4.07% | 504.13M | 52.15% | 81.37M |
| Q3 FY2000 | 30 Sept 2000 | 16.78M | +202.89% | 1.70% | 486.98M | 49.45% | 56.78M |
| Q2 FY2000 | 30 Jun 2000 | 9.84M | +268.99% | 1.02% | 456.00M | 47.28% | 93.84M |
| Q1 FY2000 | 31 Mar 2000 | 30.30M | +59.33% | 3.16% | 478.35M | 49.88% | 30.30M |
| Q4 FY1999 | 31 Dec 1999 | 154.88M | +1,913.48% | 13.12% | 616.47M | 52.20% | 154.88M |
| Q3 FY1999 | 30 Sept 1999 | 5.54M | — | 0.58% | 440.91M | 46.10% | 5.54M |
| Q2 FY1999 | 30 Jun 1999 | 2.67M | -97.83% | 0.27% | 486.91M | 48.41% | 2.67M |
| Q1 FY1999 | 31 Mar 1999 | 19.02M | -81.23% | 1.92% | 403.51M | 40.70% | 19.02M |
| Q4 FY1998 | 31 Dec 1998 | 7.69M | — | 0.73% | 440.14M | 41.90% | 7.69M |
| Q3 FY1998 | 30 Sept 1998 | -5.02M | — | -0.52% | 409.70M | 42.11% | -5.02M |
| Q2 FY1998 | 30 Jun 1998 | 122.74M | — | 11.73% | 530.44M | 50.69% | 122.74M |
| Q1 FY1998 | 31 Mar 1998 | 101.34M | — | 10.38% | 525.76M | 53.84% | 101.34M |
Figures in PEN. Shares and EPS are adjusted for stock splits. Quarterly growth is on the same quarter a year before; TTM is the last four quarters.
See also:Revenue,Net income,EPS,Shares outstanding,Cash on hand,Total debt,Free cash flow,Stock buybacks,Income statement
Common questions about Credicorp's operating income
Source: Financial Modeling Prep