80/100BAmerican Express Company stock forecast 2026–2030What is an analyst price target? A price target is the price an analyst expects a stock to reach in 12 months. Arincen shows the average, high and low targets and the upside to the average.
Analysts' average 12-month price target for American Express Company is 357.64, 11.4% above the current price of 321.03. Their targets range from 315.00 to 400.00.
Of the 15 firms that rated American Express Company in the past 12 months, 7 rate it buy or strong buy, 7 hold and 1 sell or strong sell (each firm at its latest rating): a Hold consensus.
Analysts' 1-year price targets range from 315.00 to 400.00, with an average of 357.64.
| Buy | 7 | |
| Hold | 7 | |
| Sell | 1 |
12-month price target
| Highest target | 400.00 |
| Average target | 357.64 |
| Lowest target | 315.00 |
| Current price | 321.03 |
American Express Company price target historyWhat is an analyst price target? A price target is the price an analyst expects a stock to reach in 12 months. Arincen shows the average, high and low targets and the upside to the average.
Have analysts recently raised or lowered their American Express Company price target and rating?
How analysts rate American Express Company, month by monthWhat is the analyst rating? The analyst rating sums up what the analysts covering a stock recommend, from strong buy to strong sell, by the share of them rating it a buy.
7 of 15 firms rate it buy now, against 8 of 20 in December 2025.
Each month: every firm at its latest rating from the 12 months before. Strong buys count as buys, strong sells as sells.
American Express Company analyst upgrades, downgrades and price targets
The latest rating change came on 13 July 2026, when JP Morgan upgraded American Express Company from Neutral to Overweight. The most recent new target came from Evercore ISI on 27 October 2026: 330.00.
| Date | Firm | Rating | Price target | Change | Price then |
|---|---|---|---|---|---|
| 27 Oct 2026 | Evercore ISI | — | 320.00 → 330.00 | +3.1% | 315.05 |
| 26 Oct 2026 | Barclays | Reiterated · Equal Weight | 342.00 → 340.00 | -0.6% | 313.03 |
| 23 Oct 2026 | Jefferies John Hecht | — | 330.00 | — | 314.64 |
| 12 Oct 2026 | Morgan Stanley Jeffrey Adelson | Reiterated · Equal Weight | 382.00 → 380.00 | -0.5% | 308.17 |
| 9 Oct 2026 | RBC Capital | Reiterated · Outperform | 415.00 → 400.00 | -3.6% | 307.02 |
| 8 Oct 2026 | BMO Capital Andrew Bauch | — | 380.00 | — | 308.10 |
| 5 Oct 2026 | UBS | Reiterated · Neutral | 384.00 → 345.00 | -10.2% | 302.78 |
| 5 Oct 2026 | Barclays | Reiterated · Equal Weight | 364.00 → 342.00 | -6.0% | 302.78 |
| 1 Oct 2026 | Evercore ISI | Reiterated · In Line | 370.00 → 320.00 | -13.5% | 304.10 |
| 3 Aug 2026 | UBS Erika Najarian | Reiterated · Neutral | 386.00 → 384.00 | -0.5% | 336.25 |
| 27 Jul 2026 | Morgan Stanley | Reiterated · Equal Weight | 385.00 → 382.00 | -0.8% | 332.24 |
| 27 Jul 2026 | Evercore ISI | Reiterated · In Line | 380.00 → 370.00 | -2.6% | 331.40 |
| 27 Jul 2026 | BTIG | Reiterated · Sell | 324.00 → 315.00 | -2.8% | 326.17 |
| 13 Jul 2026 | HSBC | Reiterated · Hold | 295.00 → 329.00 | +11.5% | 350.58 |
| 13 Jul 2026 | JP Morgan | Upgraded · Neutral → Overweight | — | — | — |
| 7 Jul 2026 | UBS | Reiterated · Neutral | 395.00 → 386.00 | -2.3% | 355.40 |
| 7 Jul 2026 | Barclays | Reiterated · Equal Weight | 322.00 → 364.00 | +13.0% | 356.03 |
| 6 Jul 2026 | Evercore ISI | Reiterated · In Line | 345.00 → 380.00 | +10.1% | 354.51 |
| 30 Jun 2026 | BTIG | Reiterated · Sell | 328.00 → 324.00 | -1.2% | 340.88 |
| 30 Jun 2026 | Piper Sandler | Upgraded · Neutral → Overweight | — | — | — |
| 29 Jun 2026 | Piper Sandler | — | 396.00 | — | 340.88 |
| 21 May 2026 | Loop Capital Markets | — | 389.00 | — | 309.70 |
| 29 Apr 2026 | Evercore ISI John Pancari | Reiterated · In Line | 393.00 → 345.00 | -12.2% | 316.15 |
| 28 Apr 2026 | Goldman Sachs | Reiterated · Buy | 420.00 → 400.00 | -4.8% | 318.88 |
| 24 Apr 2026 | Barclays | Reiterated · Equal Weight | 367.00 → 322.00 | -12.3% | 318.38 |
| 16 Apr 2026 | Morgan Stanley Jeffrey Adelson | Reiterated · Equal Weight | 395.00 → 385.00 | -2.5% | 326.97 |
| 10 Apr 2026 | RBC Capital | — | 425.00 → 415.00 | -2.4% | 313.84 |
| 9 Apr 2026 | Wells Fargo | Reiterated · Overweight | 425.00 → 415.00 | -2.4% | 317.77 |
| 10 Feb 2026 | Evercore ISI John Pancari | Reiterated · In Line | 400.00 → 393.00 | -1.7% | 367.72 |
| 4 Feb 2026 | UBS Erika Najarian | — | 385.00 → 395.00 | +2.6% | 355.23 |
| 2 Feb 2026 | Truist Financial | Reiterated · Buy | 420.00 → 400.00 | -4.8% | 352.46 |
| 20 Jan 2026 | Morgan Stanley Jeffrey Adelson | — | 370.00 → 395.00 | +6.8% | 356.52 |
| 12 Jan 2026 | RBC Capital | — | 425.00 | — | 359.34 |
| 12 Jan 2026 | Credit Suisse | — | 328.00 | — | 375.61 |
| 12 Jan 2026 | UBS | — | 340.00 → 385.00 | +13.2% | 375.61 |
| 12 Jan 2026 | BTIG Vincent Caintic | — | 307.00 → 328.00 | +6.8% | 375.61 |
| 6 Jan 2026 | Evercore ISI John Pancari | — | 365.00 → 400.00 | +9.6% | 380.43 |
| 6 Jan 2026 | Goldman Sachs | — | 420.00 | — | 378.23 |
| 6 Jan 2026 | Barclays | Reiterated · Equal Weight | 355.00 → 367.00 | +3.4% | 379.80 |
| 22 Dec 2025 | Truist Financial | Reiterated · Buy | 395.00 → 420.00 | +6.3% | 377.42 |
| 17 Dec 2025 | Wells Fargo | Reiterated · Overweight | 400.00 → 425.00 | +6.3% | 380.75 |
| 16 Dec 2025 | Morgan Stanley Jeffrey Adelson | — | 362.00 → 370.00 | +2.2% | 381.96 |
American Express Company EPS and revenue estimatesWhat are estimate revisions? Estimate revisions are the changes analysts make to their EPS and revenue forecasts for the years ahead. They show whether expectations are rising or falling.
Analysts expect American Express Company's EPS to grow 14.6% a year until 2028. Over the last 5 years it grew 32.5% a year, and over the last 3 years 16.1%.
Analysts expect American Express Company's revenue to grow 9.2% a year until 2028. Over the last 5 years it grew 14.8% a year, and over the last 3 years 11.0%.
Revenue
EPS
Does American Express Company beat earnings estimates?What is an earnings surprise? An earnings surprise is how far a company's reported EPS or revenue came above or below the analysts' average estimate, in percent.
On average, analysts' EPS estimate was 4.7% off the result, either way, and their revenue estimate 0.7%, over the last 12 quarters.
- EPS beats
- 88 / 124
- Revenue beats
- 60 / 112
- Average EPS surprise, last 12What is an earnings surprise? An earnings surprise is how far a company's reported EPS or revenue came above or below the analysts' average estimate, in percent.
- +4.5%
- Since
- January 1993
| Quarter | Report date | EPS estimate | Reported EPS | Surprise | Revenue estimate | Reported revenue | Surprise |
|---|---|---|---|---|---|---|---|
| Q3 FY2026 | 23 Oct 2026 | 4.50 | 4.68 | +4.0% | 20.12B | 20.06B | -0.3% |
| Q2 FY2026 | 24 Jul 2026 | 4.40 | 4.53 | +3.0% | 19.70B | 19.64B | -0.3% |
| Q1 FY2026 | 23 Apr 2026 | 4.00 | 4.28 | +7.0% | 18.61B | 18.91B | +1.6% |
| Q4 FY2025 | 30 Jan 2026 | 3.54 | 3.53 | -0.3% | 18.92B | 18.98B | +0.3% |
| Q3 FY2025 | 17 Oct 2025 | 4.00 | 4.14 | +3.5% | 18.05B | 18.43B | +2.1% |
| Q2 FY2025 | 18 Jul 2025 | 3.89 | 4.08 | +4.9% | 17.71B | 17.86B | +0.8% |
| Q1 FY2025 | 17 Apr 2025 | 3.47 | 3.64 | +4.9% | 16.94B | 16.97B | +0.1% |
| Q4 FY2024 | 24 Jan 2025 | 3.00 | 3.04 | +1.3% | 17.16B | 17.18B | +0.1% |
| Q3 FY2024 | 18 Oct 2024 | 3.28 | 3.49 | +6.4% | 16.68B | 16.64B | -0.3% |
| Q2 FY2024 | 19 Jul 2024 | 3.24 | 3.49 | +7.7% | 16.60B | 16.33B | -1.6% |
| Q1 FY2024 | 19 Apr 2024 | 2.96 | 3.33 | +12.5% | 15.79B | 15.80B | +0.1% |
| Q4 FY2023 | 26 Jan 2024 | 2.64 | 2.62 | -0.8% | 16.00B | 15.79B | -1.3% |
American Express Company stock price 2026–2030: scenariosHow are the stock price scenarios calculated? Bear, base and bull prices for the years ahead: the analysts' EPS estimates times the lowest, average and highest P/E of the stock today and at its last five year ends, or of its peers.
If American Express Company's earnings keep growing at the 14.6% a year analysts expect to FY2028, it would earn about 30.45 a share in FY2030. At the P/E it has traded at over the last five years (15.0 to 24.0) that is 456.72 to 730.96 a share, or 564.27 at its average P/E of 18.5. This is arithmetic on the analysts' estimates, not a prediction.
| Fiscal year | EPS | Bear | Base | Bull |
|---|---|---|---|---|
| FY2026 | 18.35 | 275.27 | 340.09 | 440.56 |
| FY2027 | 20.17 | 302.62 | 373.88 | 484.33 |
| FY2028 | 23.18 | 347.63 | 429.50 | 556.38 |
| FY2029 (extrapolated) | 26.56 | 398.46 | 492.29 | 637.72 |
| FY2030 (extrapolated) | 30.45 | 456.72 | 564.27 | 730.96 |
Each year's EPS is the analysts' consensus to FY2028; the years after grow 14.6% a year (the analysts' growth, at most 15%). Bear, base and bull apply the lowest, average and highest P/E of today and the last five fiscal year ends, leaving out any above 60, the mark of a year of collapsed earnings (15.0, 18.5, 24.0).
Is American Express Company stock undervalued or overvalued?How does Arincen work out a stock's fair value? Fair value is our estimate of a share's price at the P/E the company usually trades at, with a low to high range around it.
American Express Company's P/E of 18.1 is below the middle of its 5-year range (13.2 to 25.9, median 18.9). Analysts expect slower growth than in recent years, so the low P/E may be deserved. Buyers pay more for each point of growth than usual: a PEG of 1.2 on expected growth against 0.6 on its median P/E and past five years' growth. At its usual P/E (18.9 × EPS of 17.78), American Express Company's fair value is 336.03, close to the price of 321.03. Its forward P/E, on the consensus for FY2026, is 17.5.
Fair value is the usual (median) P/E of the last five years times the earnings per share of the last twelve months; the ends of the bar are the same earnings at its lowest and highest P/E of those years (13.2 and 25.9). The price against its P/E range
- Price to earnings ratio (TTM)What is the P/E ratio? The P/E ratio divides a share's price by its earnings per share over the last year: what you pay for each dollar of profit.
- 18.06
- Five-year median P/EWhat is the P/E ratio? The P/E ratio divides a share's price by its earnings per share over the last year: what you pay for each dollar of profit.
- 18.90
- Five-year P/E range
- 13.2 – 25.9
- Forward P/E (FY2026)What is the forward P/E ratio? Forward P/E divides a share's price by the earnings per share analysts expect in the coming year, rather than last year's actual earnings.
- 17.49
- PEG ratioWhat is the PEG ratio? The PEG ratio divides the P/E by the yearly earnings growth analysts expect, to show how much you pay for each point of growth.
- 1.23
- To the average targetWhat is an analyst price target? A price target is the price an analyst expects a stock to reach in 12 months. Arincen shows the average, high and low targets and the upside to the average.
- +11.4%
Most undervalued US stocksHow does Arincen work out a stock's fair value? Fair value is our estimate of a share's price at the P/E the company usually trades at, with a low to high range around it.
| Stock | Price | Fair value | Upside |
|---|---|---|---|
| 99.090 | 194.93146Price 99.09244 | +96.7% | |
| 42.225 | 82.9546Price 42.23165 | +96.4% | |
| 186.680 | 360.82271Price 186.68451 | +93.3% | |
| 213.670 | 405.57304Price 213.67507 | +89.8% | |
| 161.160 | 305.51157Price 161.16396 | +89.6% | |
| 160.650 | 300.09225Price 160.65375 | +86.8% | |
| 165.860 | 308.95212Price 165.86442 | +86.3% |
Furthest below the fair value on each stock's page, updated every day.