65/100B66.640
USD
2.83
(4.44%)
Market Open
Last updated: · Delayed 15 min
Fair value49.11+36%32Price 66.6496
Q4 FY2026 · Earnings report
EPS estimate 1.10Revenue estimate 2.92B
Q4 FY2026 · Earnings report
EPS estimate 1.10Revenue estimate 2.92B
Fair value49.11+36%32Price 66.6496
Q4 FY2026 · Earnings report
EPS estimate 1.10Revenue estimate 2.92B
Q4 FY2026 · Earnings report
EPS estimate 1.10Revenue estimate 2.92B
If you had invested in Shinhan Financial Group ago, it would be worth $2,523 today, against $4,096 in SPY and $6,368 in QQQ.
Arincen ScoreWhat is the Arincen Score? The Arincen Score grades a company out of 100 from 30 checks on its own reported figures, five checks in each of six parts.Beta
65/100
Six parts of the company, five checks each, from its own reported figures. A part scores the checks it passes out of 10; the score is their average out of 100.
Profitability8
Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.
Cash7.5
Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.
Valuation6.7
Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.
Growth5
Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.
Financial strength2
Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.
Shareholders10
Plus shows the checks behind each part of the score, what passed, what failed and the figure it read, for every stock.
Figures to FY2025; the price as of today.
Shinhan Financial Group key facts
- StyleWhat does a stock's style mean? The style label sorts a stock as growth, value, dividend, blend or speculative, with a 1 to 10 meter showing how strongly it fits.
- Value stock · 8.2/10Growth 3.5 · Value 8.2 · Dividend 6.8
- Day range
- 66.420 – 67.170
- 52-week range
- 51.590 – 85.570
- Market capitalizationWhat is market capitalization? Market cap is what the stock market values a whole company at: its share price times the number of its shares outstanding.
- 30.85B USD
- P/EWhat is the P/E ratio? The P/E ratio divides a share's price by its earnings per share over the last year: what you pay for each dollar of profit.
- 7.64
- EPSWhat is EPS (earnings per share)? EPS (earnings per share) is a company's net income divided by its number of shares: the profit that belongs to each share over a period.
- 8.72
- Div YieldWhat is dividend yield? Dividend yield is a year of dividends as a percentage of the share price: the income a shareholder receives for each dollar invested at today's price.
- 3.22%
- Volume
- 946
- BetaWhat is beta in stocks? Beta measures how much a stock tends to move when the whole market moves: 1 moves with it, under 1 is calmer, over 1 swings more.
- 0.65
- ESG scoreWhat is an ESG score? An ESG score rates how a company handles the environment, its people and its governance, out of 100. Higher is better.
- 65.4/100Environment 61 · Social 77 · Governance 58
- Sector
- Financial Services
- Industry
- Banks - Regional
- CEO
- Ok-Dong Jin
- Employees
- 189
- Website
- shinhangroup.com
- IPO date
- 17 Sept 2003
Shinhan Financial Group earningsWhat is an earnings surprise? An earnings surprise is how far a company's reported EPS or revenue came above or below the analysts' average estimate, in percent.
Next earnings · Q4 FY2026
EPS estimate
1.10 USD
Revenue estimate
2.92B USD
Last quarter · Q3 FY2026
EPS2.53Beat +4.1%Revenue3.01BMissed -3.3%
Revenue
ReportedEstimate
EPS
ReportedEstimate
| Period | Report date | EPS estimate | Reported EPS | Surprise | EPS growth | Revenue estimate | Reported revenue | Surprise | Revenue growth |
|---|---|---|---|---|---|---|---|---|---|
| Q4 FY2026 | 1.10 | — | — | +61.76% | 2.92B | — | — | +18.86% | |
| Q3 FY2026 | 2.43 | 2.53 | +4.12% | +26.50% | 3.11B | 3.01B | -3.26% | +11.43% | |
| Q2 FY2026 | 2.33 | 2.50 | +7.30% | +11.61% | 2.86B | 3.13B | +9.26% | +4.33% | |
| Q1 FY2026 | 2.27 | 2.33 | +2.64% | +15.92% | 2.84B | 2.84B | +0.05% | +6.33% | |
| Q4 FY2025 | 0.82 | 0.68 | -17.38% | +15.25% | 2.38B | 2.45B | +2.94% | +12.92% | |
| Q3 FY2025 | 1.96 | 2.00 | +2.04% | +13.64% | 2.81B | 2.70B | -4.03% | +1.80% | |
| Q2 FY2025 | 2.02 | 2.24 | +10.89% | +13.71% | 2.85B | 3.00B | +5.03% | +5.51% |
| Period | EPS estimate | Reported EPS | Surprise | EPS growth | Revenue estimate | Reported revenue | Surprise | Revenue growth |
|---|---|---|---|---|---|---|---|---|
| FY2025 | 7.06 | 6.93 | -1.87% | +11.95% | 10.54B | 10.82B | +2.66% | +3.82% |
| FY2024 | 6.45 | 6.19 | -3.98% | -0.80% | 10.38B | 10.42B | +0.34% | -2.00% |
| FY2023 | 6.46 | 6.24 | -3.36% | -6.17% | 10.82B | 10.63B | -1.73% | -30.65% |
| FY2022 | 6.94 | 6.65 | -4.22% | +5.39% | 10.47B | 15.33B | +46.47% | -19.58% |
Shinhan Financial Group analyst forecastWhat is the analyst rating? The analyst rating sums up what the analysts covering a stock recommend, from strong buy to strong sell, by the share of them rating it a buy.
Strong sellStrong buy
Buy
2 ratings
| Buy | 2 | |
| Hold | 0 | |
| Sell | 0 |
Shinhan Financial Group valuationWhat is the P/E ratio? The P/E ratio divides a share's price by its earnings per share over the last year: what you pay for each dollar of profit.
- Price to earnings ratio (TTM)What is the P/E ratio? The P/E ratio divides a share's price by its earnings per share over the last year: what you pay for each dollar of profit.
- 7.64
- Forward P/E (FY2026)What is the forward P/E ratio? Forward P/E divides a share's price by the earnings per share analysts expect in the coming year, rather than last year's actual earnings.
- 7.14
- Price to sales (TTM)What is the P/S ratio? The price-to-sales ratio compares a company's market value with its revenue over the last year: what you pay for each dollar of sales.
- 1.39
- Price to bookWhat is the P/B ratio? The price-to-book ratio compares a company's market value with its book value, the shareholders' equity on its balance sheet.
- 0.68
- EV / EBITDA (TTM)What is EV/EBITDA? EV/EBITDA compares a company's whole value, debt included and cash taken off, with a year of its earnings before interest, tax and depreciation.
- 4.57
Capital structureWhat is enterprise value? Enterprise value is what the whole business costs: the market value of its shares plus its debt minus its cash. It is the price behind EV/EBITDA.
Market capitalization
30.85B USD
+
Total debt
117.19B USD
−
Cash and short-term investments
114.61B USD
=
Enterprise value
33.43B USD
Valuation over time
Shinhan Financial Group against its own historyWhat does "against its own history" show? The company's latest margins, return on equity, growth, debt and P/E against its own last 5 years: the low, the median and the high, and whether this year is better or worse than usual.
Each figure in the latest fiscal year against the same figure from FY2021 to FY2025: the range, its median (the line) and the latest (the dot, green on the good side of the median). The P/E is today's against its daily readings of five years.
Its peers: Huntington Bancshares, M&T Bank, Citizens Financial Group, First Citizens BancShares, Regions Financial, and KeyCorp, the US Banks - Regional companies closest to it in size, each in its own latest fiscal year: their median (the line) and its rank among them, first being the best.
- P/E (today)Above its median7.63.711.0
- Gross marginAt its median47.4%44.0%80.9%Against its peers: 7 of 7Peers' median 66.0%
- Operating marginAt its median20.0%17.0%25.9%Against its peers: 7 of 7Peers' median 21.2%
- Net marginAt its median14.3%12.6%19.0%Against its peers: 7 of 7Peers' median 17.1%
- Return on equityHighest in 5 years9.3%7.9%9.3%Against its peers: 4 of 7Peers' median 9.4%
- Free cash flow marginAt its median26.2%-0.6%39.6%Against its peers: 1 of 7Peers' median 18.5%
- Revenue growthBelow its median-2.0%-4.6%37.6%Against its peers: 4 of 7Peers' median -0.2%
- EPS growthAbove its median16.2%-5.3%16.3%Against its peers: 3 of 6Peers' median 16.1%
- Debt to EBITDABelow its median18.75×17.47×20.76×Against its peers: 7 of 7Peers' median 4.38×
- Current ratioHighest in 5 years0.360.300.36Against its peers: 4 of 7Peers' median 0.54
Peers: US companies of the same industry (of its sector when the industry has too few) from a tenth to ten times its market value, the six closest in size. Updated weekly.
Shinhan Financial Group growth and profitabilityWhat are gross, operating and net profit margins? A profit margin is the share of revenue kept as profit: gross margin after the cost of sales, operating margin after running costs, net margin after all costs.
- Revenue (TTM)What does TTM (trailing twelve months) mean? TTM (trailing twelve months) is a figure over the latest twelve months of reports: usually the last four quarters added together.
- 29.60T KRW
- Net income (TTM)What is an income statement? The income statement shows a company's revenue, costs and profit over a quarter or a year, from sales at the top to net income at the bottom.
- 5.58T KRW
- Gross marginWhat are gross, operating and net profit margins? A profit margin is the share of revenue kept as profit: gross margin after the cost of sales, operating margin after running costs, net margin after all costs.
- 55.30%
- Operating margin
- 29.80%
- Net margin
- 18.86%
Revenue / Net income
Revenue Net income Net margin
How Shinhan Financial Group makes its moneyWhat is an income statement? The income statement shows a company's revenue, costs and profit over a quarter or a year, from sales at the top to net income at the bottom.
Revenue34.69T 100.0%
Cost of revenue18.24T 52.6%
Gross profit16.45T 47.4%
Selling and administration5.21T 15.0%
Other operating expenses4.31T 12.4%
Operating income6.93T 20.0%
Tax1.84T 5.3%
Other expense112.96B 0.3%
Net income4.97T 14.3%
FY2025, in KRW. Each band is as wide as its money; the percentage is its share of revenue.
FY2025, in KRW. Each band is as wide as its money; the percentage is its share of revenue.
Shinhan Financial Group dividendsWhat is dividend yield? Dividend yield is a year of dividends as a percentage of the share price: the income a shareholder receives for each dollar invested at today's price.
- Annual dividend
- 2.15 USD
- Dividend yield (indicated)What is dividend yield? Dividend yield is a year of dividends as a percentage of the share price: the income a shareholder receives for each dollar invested at today's price.
- 3.22%
- Payout ratioWhat is the payout ratio? The payout ratio is the share of a company's earnings paid out as dividends: dividends per share divided by earnings per share (EPS).
- 18.47%
- Years of dividend growthWhat are years of dividend growth? The years in a row a company has raised its dividend per share. 25 years make an S&P 500 company a Dividend Aristocrat; 50 make a Dividend King.
- 2
- Frequency
- Quarterly
- Last payment
- 0.54 USD
- Last ex-dividend dateWhat is the ex-dividend date? The ex-dividend date is the first day a stock trades without its next dividend: buy before it to receive the payment; buy on or after it and the seller gets it.
- 30 Jul 2026
- Last payment date
- 4 Sept 2026
Dividends per share
Shinhan Financial Group financial health
- Cash and short-term investments
- 152.86T KRW
- Total debt
- 156.31T KRW
- Net cash
- -3.45T KRW
- Free cash flow (TTM)What is free cash flow (FCF)? Free cash flow is the cash a company's operations bring in minus what it spends on long-term assets (capex): cash left for debt, dividends and buybacks.
- 21.38T KRW
- Current ratioWhat is the current ratio? The current ratio is current assets divided by current liabilities: whether what a company will turn into cash within a year covers what it owes within a year.
- 0.58
- Debt to equityWhat is the debt to equity ratio? Debt to equity is a company's total debt divided by its shareholders' equity: how much it has borrowed for each dollar its owners have in the business.
- 2.60
- Piotroski scoreWhat is the Piotroski F-Score? The Piotroski F-Score rates a company's financial strength from 0 to 9: one point for each of nine tests of profit, debt and efficiency it passes.
- 7 / 9
- Altman Z-scoreWhat is the Altman Z-Score? The Altman Z-Score rolls five financial ratios into one number that signals a company's risk of bankruptcy: over 3 is safe, under 1.8 is distress.
- 0.14
Cash, debt and free cash flow
Cash and short-term investments Total debt Free cash flow
Shinhan Financial Group ownershipWhat is institutional ownership? Institutional ownership is the share of a company's stock held by funds, banks and other investment managers, as they report it each quarter on Form 13F.
- InstitutionsWhat is institutional ownership? Institutional ownership is the share of a company's stock held by funds, banks and other investment managers, as they report it each quarter on Form 13F.
- 5.17%
- Institutional holders
- 305 (+17)
- Free floatWhat is free float? Free float is the part of a company's shares that anyone can buy and sell: all its shares minus those held by insiders, founders and owners of over 5%.
- 100.00%
Who owns the shares
Institutions 5.2% Others 94.8%
As of 30 Jun 2026
Shares free to trade
Free float 462.91M shares ·100.0% Closely held 701.00 shares ·0.0%
Closely held shares belong to insiders, founders and owners of more than 5%, and seldom change hands. The free float is the rest: the shares anyone can buy and sell.
Shares outstanding
Basic shares Diluted shares Change in diluted shares
Source: Financial Modeling Prep
Title: Shinhan Financial Group Co Ltd
Sector: Financial Services
Industry: Banks - Regional
Shinhan Financial Group Co Ltd is a Korean banking group. Along with its subsidiaries the company provides, comprehensive financial services which consist of commercial banking services, credit card services, securities services, insurance, credit services, and asset management services, including securities investment trust management, investment advisory, call transaction, domestic and foreign private equity fund business, and other services. The majority of the revenue is generated from its Banking business which includes retail, corporate, international, and other banking services the company offers.